Aditya Birla Group Activ Secure Plan

• Enjoy options to cover yourself, your spouse, kids and even your parents
• Enjoy access to 10,000+ hospitals for cashless treatment
• Reduce your taxable income by up to Rs. 50,000 deduction under section 80D**

Aditya Birla offers two group health insurance plans – Group Activ Health and Group Activ Secure. Each of these plans can be availed by employers to offer health insurance coverage for their employees. The objective of the plan is to ensure employees do not face any hindrance in terms of finance when they have to avail medical treatments. In order to help them be prepared for unforeseen circumstances, employers can purchase a group insurance policy and cover all employees, in the company, under the plan.

Features of Group Activ Secure Plan

The key features of the group insurance plan offered by Aditya Birla are:

• The insurer provides a lump-sum benefit under three of the covers available under the plan:

• Group critical illness cover
• Group personal accident cover
• Group hospital cash benefit

• The hospitalisation costs incurred by the insured member is covered.
• Pre and post-hospitalisation expenses will also be covered under the policy.
• Coverage for any of the day care procedures listed in the policy is provided.
• Any health check-up expenses incurred by the individual will also be covered.
• The insured member can claim the ambulance charges incurred while transporting the patient to the hospital.
• The features of the plan can be customized as per the employer’s or employee’s preferences.
• Insured members can enjoy the cashless facility by availing the required treatment from a network hospital.

Benefits of Group Activ Secure Plan

Aditya Birla offers certain additional benefits to the insured members as mentioned below:

• The HealthReturns programme initiated by the company provides rewards to insured members on maintaining a healthy lifestyle. The members have the opportunity to earn back up to 30% of the premium of the health insurance policy.
• The company offers a choice to pick a private room or a shared room at the time of hospitalisation. If the person avails treatment in a lower room category, he/she can earn back the HealthReturns reward.
• The company has an app named Activ Health which helps insured members to find network hospitals, look for doctors, tracks one’s health and activities, and provides round-the-clock access to e-health records.
• The insurance company has a panel of experts that include international specialists from whom one can seek a second opinion in case the person is diagnosed with a critical illness.

Exclusions of Group Activ Secure Plan

Aditya Birla does not provide coverage for a few treatments as listed under:

• Treatment for illnesses or injuries before completion of the specified waiting period are not covered under the policy.
• Specific surgeries mentioned in the policy such as joint replacement, dental surgery, and cosmetic surgery are not covered.
• Coverage for certain alternative treatments are not provided.

FAQs about Group Activ Secure Plan

1. Does Aditya Birla General Insurance provide the cashless hospitalisation facility?

   Yes, the insurer offers the cashless hospitalisation facility to those who are hospitalised in network hospitals. The list of network hospitals can be found on the official website of the company or on the mobile application Activ Health.

2. How can I get in touch with Aditya Birla General Insurance?

   You can either call on the number 1800 270 7000 or drop a mail to care.healthinsurance@adityabirla.com. Alternatively, you can find the contact form on the official website, and fill in necessary details to receive a response from the customer support team.

3. Can I raise a claim online?

   Yes, you can raise a claim on the official website of Aditya Birla General Insurance.

4. Are all day care procedures covered?

   The policy document includes a list of day care procedures that will be covered under the policy.

5. Can I track claims online?

   Yes, you can track your claim by logging into the website using your username and password.

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