In the recent years, dengue has become a major endemic disease in many parts of India. Though dengue may not sound like a major illness, lack of proper treatment could result in a life-threatening scenario. Treatment costs for dengue have increased drastically due to the severity of the disease. Most importantly, these high treatment costs could drain out your savings if there is no proper health insurance coverage. Apollo Munich Dengue Care Plan was developed just for the purpose of covering medical treatments related to dengue. This is a first-of-its-kind plan and comes with an affordable price tag.
Apollo Munich Dengue Care Plan can be taken by people who meet the following eligibility criteria:
Apollo Munich Dengue Care Plan comes with the following list of features:
The range of benefits offered under the Apollo Munich Dengue Care Plan can be given as follows:
|Benefit||Extent of Coverage|
|In-patient hospitalisation treatment||Up to the sum insured limit|
|Room rent cover||Available for single private A/C room|
|Outpatient treatment (pharmacy, consultation, diagnostic tests, etc.)||Up to Rs.10,000|
|Home nursing||Covered after consultation with an empanelled medical practitioner|
|Shared accommodation benefit||Available|
The list of exclusions outlined under the Apollo Munich Dengue Care Plan can be given as follows:
Both cashless and reimbursement claims are available with this policy cover. The insurer must be informed 48 hours before planned hospitalisation or within 24 hours of emergency hospitalisation. Pre authorisation must be obtained for cashless treatment by sending a request to the insurer with the required policy details. Upon approval from the insurer, the treatment facility will initiate cashless treatment proceedings.
For reimbursement claims, the claim must be submitted within 15 days after discharge from the hospital. Along with the claim form, the insured must submit various documents including medical bills, cash receipts, discharge summary, diagnostic report, physician certificate, etc. The insurer will verify the claim after submission of these documents and provide the reply to the insured. Following the acceptance of the claim, the reimbursement amount will be provided to the insured.
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