• Aviva Life Insurance Premium Calculator

    Life Insurance
    • Reduce taxable income by up to Rs. 1,50,000 deduction under section 80C**
    • Convenient payment options - annual, half-yearly, quarterly or monthly premium payments
    • Do more with plans that offer pure protection, retirement planning and investment option

    Aviva Life Insurance was established as a partnership between India’s Dabur Group and UK-based insurance company Aviva Group. It is one of the up and coming insurers in the country with a decent customer base. The company is renowned for its diverse range of policies that offer different kinds of protection. The saving-oriented plans offered by Aviva combine the benefits of insurance and investment under a single cover. While investing in these plans, customers can check out the price of a product using the premium calculator available on the company website.

    Need for premium calculators

    Most insurance companies have multiple life insurance products in their lineup. There are about 24 life insurers currently operating in the Indian market. This means that there are hundreds of life insurance covers currently available in our market. Choosing the right one from this long list of policies can be a daunting task. Premium calculators are offered by companies mainly to help customers understand what they need from a life insurance cover. In case of savings plans, people would like to know their exact maturity amount before they start investing in a plan. This helps them work towards a specific investment goal and adjust their investments accordingly. Premium calculators are used by individuals mainly for this purpose.

    How to access Aviva Life Insurance Premium Calculators

    The company has different types of premium calculators depending upon the type of policy chosen. The step-by-step instructions to use these premium calculators are listed as follows:

    • Visit the official website of Aviva at https://www.avivaindia.com/
    • On the top of the homepage, you can find a section called ‘tools & services’.
    • Under this section, choose ‘calculators’ and click on ‘premium calculators’.
    • You can find the complete list of life insurance products on the resulting page.
    • Click on the specific policy for which you wish to know the premium amount.
    • On the premium calculator page, enter your personal details including date of birth, gender, policy term, sum assured amount, premium payment term, etc.
    • When you have entered these details, click on ‘show illustration’ to know the premium amount along with the illustration.
    • Alternatively, you can also access the premium calculator by visiting the plan page directly and clicking on ‘calculate premium’ on the floating menu.
    • If you are satisfied with the premium amount for a specific policy, you may go ahead and make the purchase.

    Advantages of using a premium calculator

    Premium calculators are not just about knowing the price of a product. Some of the key advantages of using a premium calculator are listed as follows:

    • Premium calculators provide customised results based on the personal details entered by an individual. This helps customers understand various insurance products in a better way. Customers can know the factors that influence the price of a product and make their investments accordingly.
    • With the help of premium calculators, customers can compare policies offered by various insurers and pick the right one that meets their requirements. While features and benefits are extremely important, the price is still one of the major factors that influences the purchase decision of a product.
    • Premium calculators save a lot of time for customers during the research stage. Most customers check out multiple products while researching for a life insurance cover. Rather than paying a visit to a branch office, customers can know the price of a policy from the comfort of their own homes.
    • Companies can reach out to a wide customer base with the help of premium calculators. This saves them the trouble of responding to every single customer when they ask for a price. They can also collect the contact information of potential customers and reach out to them with the help of premium calculators.


    The life insurance covers offered by Aviva help customers secure the financial requirements of their loved ones and achieve specific investment goals. These policies are priced differently based on age, gender, income, smoking habits, medical history, etc. Premium calculators provide an estimate of the price of these products and help customers plan their finances in a better way.

    The content on this website is meant only for general information purpose and does not and shall not be construed as any solicitation, procurement, display, aggregation, marketing or advertisement of insurance products. BankBazaarInsurance is not an insurance intermediary and hence does not endorse or solicit any such products. The information on this website is derived from publicly available sources and BankBazaarInsurance cannot verify or confirm the genuineness, truth, veracity or authenticity of this information.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.