"Spending a whole day looking for insurance is fun," said nobody, EVER!

    Bajaj Allianz Car Insurance

    Car Insurance
    • Get quotes from multiple insurers
    • Choose from a variety of zero depreciation and roadside assistance covers
    • 3100+ cashless garages

    Founded in 2001 by Jamnalal Bajaj, Bajaj Allianz is a private company that provides an umbrella of insurance solutions. It is a joint venture between Bajaj Finserv Limited and Allianz, both financial services companies. They deal in Health Insurance, Car Insurance, Travel Insurance, Home and Marine Insurance.

    Car Insurance Online from Bajaj Allianz

    Third-Party Cover Up to Rs.7.5 lakhs
    Cashless Network Garages 4000+
    Incurred Claim Ratio 2016-17 69.19%
    Net Earned Premium Rs.3179.31
    Covers Provided
    • 24/7 Spot assistance
    • Lock & key replacement
    • Accident shield
    • Consumable expenses
    • Conveyance benefit
    • Personal baggage
    • Zero depreciation cover
    • No claim bonus
    Features
    • Wide range of covers
    • Easy renewals
    • All-round insurance plans
    • High service standards
    • Customer support
    • Unique vehicle tracking system
    Inclusions
    • Personal accident cover
    • Third-party liability
    • Loss due to man-made calamities
    • Loss due to natural calamities
    Exclusions
    • Loss due to wear & tear
    • Damage due to general ageing of the car
    • Loss due to nuclear risks

     

    Features and Benefits

    • 24/7 customer support-Policyholders can contact the company's customer support team at any time to resolve their queries, apply for a policy or apply for claims and settlements. SMS updates for claims support will keep you updated and in the loop. Helpline numbers are also reachable during weekends and holidays.
    • Vehicle tracking and monitoring device-An exclusive feature, this allows the policyholder to track the vehicle at any point of time, keep tabs on driving behaviour and pattern and also keep an eye on the engine and battery condition of the car.
    • Easy claim registration and settlement process- Bajaj Allianz is known to have a very good track record of claim settlement. It is an easy, stress-free process to register a claim and receive settlement.

    Easy Steps To Apply for Bajaj Allianz car insurance Online

    • Purchasing a Bajaj Allianz car insurance policy online is a simple and quick process. Log on to the website and fill in your personal details.
    • Once you decide to buy the policy, it is issued instantaneously and the policy document is sent to the buyer through email and courier.

    Why Bajaj Allianz car insurance

    Hassle free claim settlement
    24/7 customer support
    Car tracking & monitoring
    High service standards
    24/7 roadside assistance

    Add-on covers on Bajaj Allianz car insurance

    • 24/7 spot assistance- With coverage across the country, Bajaj Allianz policy holders will have the facility of availing spot assistance at the time of an accident or breakdown at any time and anywhere. Legal assistance services will also be provided during accidents along with flat tyre repair, replacement, car battery jumpstart and other such emergencies.
    • Lock and key replacement- This add-on covers the cost of replacement of cars keys if they are lost or stolen. Apart from this, locks of the insured vehicle will also be repaired or replaced depending on the need.
    • Accident shield-In case of a serious bodily injury that may cause any kind of permanent disability, or an unfortunate event like death, compensation will be provided. This is also applicable for other passengers travelling in the car except the paid driver.
    • Cover for consumables-In case of damage to consumables such as the engine box, AC, gas oil, brake oil, power steering oil, engine oil, etc, the cost of replacement and repair will be covered by the insurance provider.
    • Conveyance benefit-Policyholders whose damaged car may be undergoing repair or maintenance work at a network garage after an accident, will be eligible for this benefit. A daily cash allowance for conveyance will be provided.
    • Personal baggage- The insured party will be protected if personal belongings lying in the car such as laptops, mobile phones etc are damaged or lost due to an unfortunate incident.
    • No claim bonus- You can transfer up to 50% of your no claim bonus amount from any other car insurance provider.

    Inclusions & Exclusions

    Inclusions Exclusions
    Theft or loss of keys Valid only in India
    Loss of personal belongings Accident due to intoxication
    Tyre damage Depreciation or consequential life
    NCB Mechanical or electrical breakdown
    Engine repair & replacement Wear & tear of consumables
    Roadside assistance If damage is caused by a person driving under the influence of alcohol
    Personal accident cover If damage is caused by a person driving without a valid license
    Third party liability Risks due to nuclear leaks, attacks, war

    Bajaj Allianz car insurance Cashless Garages

    With a strong and reliable network of more than 4000 network garages, Bajaj Allianz provides high quality cashless servicing to customers. To find the nearest garage in your city or locality log on to the website to view a comprehensive list of the details.

    Claim Process for Bajaj Allianz car insurance

    Be it a minor breakdown, theft, accident or fire, the process to file a claim is not complicated or lengthy. There are many ways to register a claim. The policyholder can either make a call to the 24/7 customer support team through the toll-free number or even file a claim online. If you choose to call the toll-free number, a customer care executive will be assigned to take you through the entire process of filing a claim. In case of an accident or a theft, it is advisable to file a police complaint as soon as possible. Also it is important to keep some basic details handy while making a claim. The following are the required information:

    Date/time of accident/theft/fire
    Policy number
    Location of accident/theft/fire etc
    Km reading
    Police complaint
    Engine and chassis number

    Cashless Claim Process for Bajaj Allianz car insurance

    Claims for cashless settlements can be availed at network garages across the country. Below is the procedure to file a cashless claim:

    • Inform the insurance provider
    • Once the first step is done, the surveyor will inspect the vehicle.
    • Provide required documents to the surveyor
    • Claim amount will be approved and the same will be communicated to the cashless network garage
    • Payment will be made by the insurance company to the cashless network garage.

    Reimbursement Claim Process for Bajaj Allianz car insurance

    • Inform the insurance provider
    • Provide required documents to the surveyor
    • Make payment to the garage directly and collect all bill records
    • Bills and payment receipts should be submitted for reimbursement.

    Bajaj Allianz Car Insurance Reviews

    • Bajaj Allianz Car Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have been using my car insurance from the last few years i have purchased along with my car in showroom. I had a claim once that too very good the reason is that the bumper got damaged and it is a cashless garage. Policy coverage is good it is for zero dep.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Jul 14, 2018
    • Bajaj Allianz Car Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have purchased the car insurance from the BAJAJ and i have applied it from the on line which is very simple and also the very good. I am using it since 1 year. I had no claim and also the i am satisfied with the premium and also the IDV value is also satisfied.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 09, 2018
    • Bajaj Allianz Car Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      As i am holding my car insurance from the BAJAJ through the on line and the documentation is good and simple method. As i am using it since last 1 year and i had a no claiming experience. The premium is good and i ma satisfied and also the plan benefit is good ans satisfactory to me.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 09, 2018
    • Bajaj Allianz Car Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      I have used this for my car insurance for last 2 years. Documentation i have done through the on line with very simple and easy process. I had no claim so far with my insurance. Premium is good and it is satisfactory. Policy coverage is good and best.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 06, 2018
    • Bajaj Allianz Car Insurance
      "Nice experience"
      0.5 4.0/5 "Great!"
      The previous year also I had my car insurance with Bajaj allianz. The customer support is good. The policy documents was provide on time. They provided me with a good policy coverage and the premium is normal. There were good benefits as well.
      Was this review helpful? 0
      , jhajjar
      Reviewed on Jul 05, 2018
    • Bajaj Allianz Car Insurance
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My car insurance is with Bajaj Allianz. There are good features on the policy. The customer support is good. They have offered me a good policy coverage and there is a road side assistance too. The premium is normal and in all there are no hassles.
      Was this review helpful? 0
      , jhajjar
      Reviewed on Jul 05, 2018
    • Bajaj Allianz Car Insurance
      "Good. Can be more proactive"
      0.5 3.0/5 "Satisfactory"
      It was a very easy and comfortable process with Bajaj Allianz. I have taken my two wheeler insurance from them. The premium is less, but I increased the policy coverage, so the premium was increased. I got the soft copy immediately after I bought the policy, but they sent me the hard copy only after a month.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 03, 2018
    • Bajaj Allianz Car Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding since December my car insurance. I had no claiming experience with the car insurance so far. Policy coverage is not for the B to B apart from that i am having the general insurance also with my car insurance. Premium is nominal when compared to the others.
      Was this review helpful? 0
      , cuddalore
      Reviewed on Jul 03, 2018
    • Bajaj Allianz Car Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      As i am holding the car insurance from the BAJAJ ALLIANZ GENERAL INSURANCE from last December. as i have no claiming experience so far. The coverage is good and i am satisfied with that. Apart from that there is a B to B is there. The premium is normal.
      Was this review helpful? 0
      , delhi
      Reviewed on Jul 01, 2018
    • Bajaj Allianz Car Insurance
      "Satisfied with the features & process"
      0.5 4.0/5 "Great!"
      I have taken my car insurance with Bajaj Allianz. The customer service is good. There are no hassles in the process. They have provided a good policy coverage and there are benefits as well. I am glad that I do not have a claim experience. In all no issues.
      Was this review helpful? 0
      , delhi
      Reviewed on Jun 27, 2018
    • Bajaj Allianz Car Insurance
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      My car insurance is with Bajaj Allianz. The customer services are good. The process was fine for me. I am glad that there is no claim experience yet. The policy coverage is also good and there are features of cashless garages and the road side assistance.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 26, 2018
    • Bajaj Allianz Car Insurance
      "Hassle free"
      0.5 4.5/5 "Excellent!"
      Bajaj Allianz has also provided me with a good policy coverage for the car as well. I have my car insurance from them. The process was simple and there are good benefits like the road side assistance and cashless garages. The premium is not costly too.
      Was this review helpful? 0
      , thane
      Reviewed on Jun 26, 2018
    • Bajaj Allianz Car Insurance
      "Nice experience"
      0.5 4.0/5 "Great!"
      I have my car insurance with Bajaj Allianz. They have given me a good policy coverage. There are features of a road side assistance and there is a cashless garage facility. The premium is also nominal. The customer support is good and in all no issues.
      Was this review helpful? 0
      , thane
      Reviewed on Jun 26, 2018
    • Bajaj Allianz Car Insurance
      "Satisfied with the features & process"
      0.5 5.0/5 "Blown Away!"
      This year I have renewed my car insurance with Bajaj Allianz and the customer services are good. They have provided me with a good IDV and the benefits are also nice. There is a road side assistance available in the policy. The process to get the policy is also good.
      Was this review helpful? 0
      , durgapur
      Reviewed on Jun 21, 2018
    • Bajaj Allianz Car Insurance
      "Satisfied with the features & process"
      0.5 4.0/5 "Great!"
      My car insurance is with Bajaj Allianz. The process is good and it was pretty easy to buy this policy. I have take a Flexible(Drive Assure) plan, the main thing is the cash less garage facility and there is a road side assistance as well. The premium is also normal.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jun 13, 2018
    • Bajaj Allianz Car Insurance
      "Premium was high"
      0.5 3.0/5 "Satisfactory"
      Earlier i had taken the car insurance from Bajaj Allianz General Insurance and at the time of renewal of the policy they have asked for a higher premium. So i was not happy with the premium. So i have taken the policy from other insurance company with less premium.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 11, 2018
    • Bajaj Allianz Car Insurance
      "Average"
      0.5 3.0/5 "Satisfactory"
      Since I had a used car, Bajaj Allianz offered me more premium for the car insurance policy. That is the reason why I did want to continue this year with them for the car insurance. I was told that the premium is high because of the transfer which is done from the previous owner to the current owner. The IDV was also reduced.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 09, 2018
    • Bajaj Allianz Car Insurance
      "Overall good"
      0.5 3.5/5 "Pretty good"
      I have also used the services of Bajaj Allianz for the car insurance. The only drawback about the policy is the premium is higher when compared to the other insurers. The IDV is good and there are normal benefits and the features are also good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 09, 2018
    • Bajaj Allianz Car Insurance
      "Claim process is good"
      0.5 4.0/5 "Great!"
      I earlier had my car insurance with Bajaj Allianz earlier and I also had two claims in the policy. The process was good and it was almost a cashless facility as well. The IDV is good and there were no hassles overall in the customer services and response.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 09, 2018
    • Bajaj Allianz Car Insurance
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      I have been using the insurance from the BAJAJ ALLIANZ GENERAL INSURANCE is for nearly 3 years. Actually i am happy with the insurance that i am holding it. But the thin g is that the premium is higher. The thing is that i had no claim experience so far.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 06, 2018
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