"Spending a whole day looking for insurance is fun," said nobody, EVER!

    Bajaj Allianz Car Insurance

    Car Insurance
    • Get third party cover at low premiums
    • Choose from a variety of zero depreciation and roadside assistance covers
    • 3100+ cashless garages

    Founded in 2001 by Jamnalal Bajaj, Bajaj Allianz is a private company that provides an umbrella of insurance solutions. It is a joint venture between Bajaj Finserv Limited and Allianz, both financial services companies. They deal in Health Insurance, Car Insurance, Travel Insurance, Home and Marine Insurance.

    Car Insurance Online from Bajaj Allianz

    Third-Party Cover Up to Rs.7.5 lakhs
    Cashless Network Garages 4000+
    Incurred Claim Ratio 2016-17 69.19%
    Net Earned Premium Rs.3179.31
    Covers Provided
    • 24/7 Spot assistance
    • Lock & key replacement
    • Accident shield
    • Consumable expenses
    • Conveyance benefit
    • Personal baggage
    • Zero depreciation cover
    • No claim bonus
    Features
    • Wide range of covers
    • Easy renewals
    • All-round insurance plans
    • High service standards
    • Customer support
    • Unique vehicle tracking system
    Inclusions
    • Personal accident cover
    • Third-party liability
    • Loss due to man-made calamities
    • Loss due to natural calamities
    Exclusions
    • Loss due to wear & tear
    • Damage due to general ageing of the car
    • Loss due to nuclear risks

    Features and Benefits

    • 24/7 customer support-Policyholders can contact the company's customer support team at any time to resolve their queries, apply for a policy or apply for claims and settlements. SMS updates for claims support will keep you updated and in the loop. Helpline numbers are also reachable during weekends and holidays.
    • Vehicle tracking and monitoring device-An exclusive feature, this allows the policyholder to track the vehicle at any point of time, keep tabs on driving behaviour and pattern and also keep an eye on the engine and battery condition of the car.
    • Easy claim registration and settlement process- Bajaj Allianz is known to have a very good track record of claim settlement. It is an easy, stress-free process to register a claim and receive settlement.

    Easy Steps To Apply for Bajaj Allianz car insurance Online

    • Purchasing a Bajaj Allianz car insurance policy online is a simple and quick process. Log on to the website and fill in your personal details.
    • Once you decide to buy the policy, it is issued instantaneously and the policy document is sent to the buyer through email and courier.

    Why Bajaj Allianz car insurance

    Hassle free claim settlement
    24/7 customer support
    Car tracking & monitoring
    High service standards
    24/7 roadside assistance

    Add-on covers on Bajaj Allianz car insurance

    • 24/7 spot assistance- With coverage across the country, Bajaj Allianz policy holders will have the facility of availing spot assistance at the time of an accident or breakdown at any time and anywhere. Legal assistance services will also be provided during accidents along with flat tyre repair, replacement, car battery jumpstart and other such emergencies.
    • Lock and key replacement- This add-on covers the cost of replacement of cars keys if they are lost or stolen. Apart from this, locks of the insured vehicle will also be repaired or replaced depending on the need.
    • Accident shield-In case of a serious bodily injury that may cause any kind of permanent disability, or an unfortunate event like death, compensation will be provided. This is also applicable for other passengers travelling in the car except the paid driver.
    • Cover for consumables-In case of damage to consumables such as the engine box, AC, gas oil, brake oil, power steering oil, engine oil, etc, the cost of replacement and repair will be covered by the insurance provider.
    • Conveyance benefit-Policyholders whose damaged car may be undergoing repair or maintenance work at a network garage after an accident, will be eligible for this benefit. A daily cash allowance for conveyance will be provided.
    • Personal baggage- The insured party will be protected if personal belongings lying in the car such as laptops, mobile phones etc are damaged or lost due to an unfortunate incident.
    • No claim bonus- You can transfer up to 50% of your no claim bonus amount from any other car insurance provider.

    Inclusions & Exclusions

    Inclusions Exclusions
    Theft or loss of keys Valid only in India
    Loss of personal belongings Accident due to intoxication
    Tyre damage Depreciation or consequential life
    NCB Mechanical or electrical breakdown
    Engine repair & replacement Wear & tear of consumables
    Roadside assistance If damage is caused by a person driving under the influence of alcohol
    Personal accident cover If damage is caused by a person driving without a valid license
    Third party liability Risks due to nuclear leaks, attacks, war

    Bajaj Allianz car insurance Cashless Garages

    With a strong and reliable network of more than 4000 network garages, Bajaj Allianz provides high quality cashless servicing to customers. To find the nearest garage in your city or locality log on to the website to view a comprehensive list of the details.

    Claim Process for Bajaj Allianz car insurance

    Be it a minor breakdown, theft, accident or fire, the process to file a claim is not complicated or lengthy. There are many ways to register a claim. The policyholder can either make a call to the 24/7 customer support team through the toll-free number or even file a claim online. If you choose to call the toll-free number, a customer care executive will be assigned to take you through the entire process of filing a claim. In case of an accident or a theft, it is advisable to file a police complaint as soon as possible. Also it is important to keep some basic details handy while making a claim. The following are the required information:

    Date/time of accident/theft/fire
    Policy number
    Location of accident/theft/fire etc
    Km reading
    Police complaint
    Engine and chassis number

    Cashless Claim Process for Bajaj Allianz car insurance

    Claims for cashless settlements can be availed at network garages across the country. Below is the procedure to file a cashless claim:

    • Inform the insurance provider
    • Once the first step is done, the surveyor will inspect the vehicle.
    • Provide required documents to the surveyor
    • Claim amount will be approved and the same will be communicated to the cashless network garage
    • Payment will be made by the insurance company to the cashless network garage.

    Reimbursement Claim Process for Bajaj Allianz car insurance

    • Inform the insurance provider
    • Provide required documents to the surveyor
    • Make payment to the garage directly and collect all bill records
    • Bills and payment receipts should be submitted for reimbursement.

    Bajaj Allianz Car Insurance Reviews

    • Bajaj Allianz Car Insurance
      "good experience"
      0.5 3.0/5 "Satisfactory"
      I had applied and got a car insurance from a private sector insurance company BAJAJ ALLIANZ GENERAL INSURANCE. My annual premium amount quite high by comparing present insurance policy. I can prefer on line payment type to renew my insurance policies with in due time. I didn't have any claim experience so i cant able to comment on it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
    • Bajaj Allianz Car Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I have taken a car insurance policy from Bajaj Allianz. I am happy with the policy so far, I have not taken any claim, but based on the total premium and Idv I am satisfied. My total premium is around Rs. 5,817 and Idv is around Rs. 1,81,332. I would recommend this policy to others.
      Was this review helpful? 0
      , jammu
      Reviewed on Feb 23, 2018
    • Bajaj Allianz Car Insurance
      "Good"
      0.5 4.0/5 "Great!"
      Taken a car insurance with BAJAJ ALLIANZ GENERAL INSURANCE. Actually I wanted a bumper to bumper insurance, but they gave me comprehensive insurance, which was not my expectation. I would thought of trying to contacting the customer service but I have not. I am also okay with the insurance I am owning now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 22, 2018
    • Bajaj Allianz Car Insurance
      "Poor"
      0.5 1.0/5 "Really Bad"
      I have taken a car insurance policy from Bajaj Allianz. I was not satisfied with the policy since after taking the policy there was a claim that I had to take for wiring purpose in my car when I approached the company they said you have to take an add on package for the service if they could have given me before I wouldn't have ended up paying around Rs. 14,000 since I did not get claim.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 22, 2018
    • Bajaj Allianz Car Insurance
      "good experience"
      0.5 5.0/5 "Blown Away!"
      I had applied and got a Car insurance policy from a private sector insurance company BAJAJ ALLIANZ GENERAL INSURANCE one year ago. I didn't have any claim experience so i cant able to comment on it. The premium is high by comparing with other car insurances policies. I can prefer on line payment type to renew my car insurance polices in time.
      Was this review helpful? 0
      , shimoga
      Reviewed on Feb 22, 2018
    • Bajaj Allianz Car Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had applied and got a Car insurance from a private insurance company BAJAJ ALLIANZ GENERAL INSURANCE. My annually premium is Rs. 11,243/- which is reasonable. I didn't have any claim experience so i cant able to comment on it. It is a good policy covers all benefits.
      Was this review helpful? 0
      , khandwa
      Reviewed on Feb 22, 2018
    • Bajaj Allianz Car Insurance
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a car insurance policy from Bajaj Allianz. My final premium is around Rs. 7,477 and Idv is around Rs. 3,00,000. My car took a bump and I wanted to get a claim but I could not get get it they had their reasons that I should have mentioned the day it got accident, so at the end I had to pay from my pocket.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 20, 2018
    • Bajaj Allianz Car Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a car insurance policy from Bajaj Allianz. I am satisfied with the policy, I don't have any issues, the processing was done on time, everything went fine. My final premium is around Rs.6,478 and Idv is around Rs. 2,05,944. I would recommend this policy to others.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 20, 2018
    • Bajaj Allianz Car Insurance
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance policy from Bajaj Allianz. My final premium amount was around Rs.6,142 and Idv is around Rs. 2,48,095. The premium amount is fine I am satisfied with the policy, the customer service is also good. Over all I would like to rate it 5 out of 5.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • Bajaj Allianz Car Insurance
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a car insurance policy from Bajaj Allianz. The policy is fine but the premium should have been lower. I paid the final premium around Rs. 13,291 and the Idv that I am receiving is around Rs. 3,12,003. The policy is fine I find it average.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 17, 2018
    • Bajaj Allianz Car Insurance
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken a car insurance policy from Bajaj Allianz I faced an issue with my name spelling even though I gave my Id proof, so there was a drawback from their end which they can improve and even the premium is little higher than other policies, other than that policy is fine I am satisfied. My final premium is around Rs. 5,186 and Idv is around Rs. 1,23,812.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Feb 17, 2018
    • Bajaj Allianz Car Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I had a car insurance policy from Bajaj Allianz. My final premium was around Rs. 19,000 and Idv was around Rs. 6,40,000. Comparing with the present policy I would say the premium was higher, it's a good policy I was satisfied so I would it rate 4 out of 5.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • Bajaj Allianz Car Insurance
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have taken a car insurance policy from Bajaj Allianz. I did not receive the hard copy till now from the company, I am still waiting other than I don't have any issues or I have taken claim experience. My final premium is around Rs. 15,558 and Idv is around Rs. 8,74,080.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • Bajaj Allianz Car Insurance
      "a good experience"
      0.5 5.0/5 "Blown Away!"
      I had applied and got the car insurance from the private company BAJAJ ALLIANZ GENERAL INSURANCE. I didn't have any claim experience so i cant able to comment on it. Mostly all benefits are covered in one policy. The customer service is good and well responsive.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • Bajaj Allianz Car Insurance
      "Average"
      0.5 3.0/5 "Satisfactory"
      I had a car insurance policy from Bajaj Allianz. My premium was around Rs 1,350 I don't remember the Idv but it was low as compared to the present policy. I did not make any claims and I did not face any kind of difficulty the policy was fine and I was satisfied.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 16, 2018
    • Bajaj Allianz Car Insurance
      "Happy with the policy"
      0.5 4.0/5 "Great!"
      I have taken a car insurance policy from Bajaj Allianz. My final premium is around Rs. 11,785 and sum assured to me is around Rs. 1,48,253. I am happy with the policy, the processing was done on time I did not face kind of hassles. They were prompt on their services.
      Was this review helpful? 0
      , kollam
      Reviewed on Feb 16, 2018
    • Bajaj Allianz Car Insurance
      "Happy with the policy"
      0.5 5.0/5 "Blown Away!"
      I have taken a car Insurance policy from Bajaj Allianz. The only reason I took this policy is due to low premium so that's a benefit. I wanted to give a review after if I needed any claim but as of now I received the policy on time and based on their policy coverage I am happy and satisfied.
      Was this review helpful? 0
      , anand
      Reviewed on Feb 15, 2018
    • Bajaj Allianz Car Insurance
      "Very good"
      0.5 4.5/5 "Excellent!"
      I have taken a Car Insurance policy from Bajaj Allianz. The final premium amount is around Rs. 7,689 and the sum assured to me is around Rs. 3,50,000. The policy is satisfactory I received the policy on time. I am happy with the customer service.
      Was this review helpful? 0
      , nagpur
      Reviewed on Feb 14, 2018
    • Bajaj Allianz Car Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a Car insurance policy from Bajaj Allianz. The final premium of this policy I paid is around Rs. 5,362 and sum assured to me is Rs. 1,43,000. The processing was done on time I did not face any issues, and the policy is also satisfactory. Their services are also fine until I make a claim.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 14, 2018
    • Bajaj Allianz Car Insurance
      "Average"
      0.5 3.5/5 "Pretty good"
      I have a car insurance policy from Bajaj Allianz. I would like to say policy is good compare to other in regards the price. My final premium is around Rs. 7967 and Idv is around Rs. 3,00,000. The processing was done on time and I received my docs on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 10, 2018
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