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Bajaj Allianz Car Insurance

Car Insurance
  • Get third party cover at low premiums
  • Choose from a variety of zero depreciation and roadside assistance covers
  • 3100+ cashless garages

Founded in 2001 by Jamnalal Bajaj, Bajaj Allianz is a private company that provides an umbrella of insurance solutions. It is a joint venture between Bajaj Finserv Limited and Allianz, both financial services companies. They deal in Health Insurance, Car Insurance, Travel Insurance, Home and Marine Insurance.

Car Insurance Online from Bajaj Allianz

Third-Party Cover Up to Rs.7.5 lakhs
Cashless Network Garages 4000+
Incurred Claim Ratio 71.61%
Net Earned Premium Rs.288564
Covers Provided
  • 24/7 Spot assistance
  • Lock & key replacement
  • Accident shield
  • Consumable expenses
  • Conveyance benefit
  • Personal baggage
  • Zero depreciation cover
  • No claim bonus
Features
  • Wide range of covers
  • Easy renewals
  • All-round insurance plans
  • High service standards
  • Customer support
  • Unique vehicle tracking system
Inclusions
  • Personal accident cover
  • Third-party liability
  • Loss due to man-made calamities
  • Loss due to natural calamities
Exclusions
  • Loss due to wear & tear
  • Damage due to general ageing of the car
  • Loss due to nuclear risks

Features and Benefits

  • 24/7 customer support-Policyholders can contact the company's customer support team at any time to resolve their queries, apply for a policy or apply for claims and settlements. SMS updates for claims support will keep you updated and in the loop. Helpline numbers are also reachable during weekends and holidays.
  • Vehicle tracking and monitoring device-An exclusive feature, this allows the policyholder to track the vehicle at any point of time, keep tabs on driving behaviour and pattern and also keep an eye on the engine and battery condition of the car.
  • Easy claim registration and settlement process- Bajaj Allianz is known to have a very good track record of claim settlement. It is an easy, stress-free process to register a claim and receive settlement.

Easy Steps To Apply for Bajaj Allianz car insurance Online

  • Purchasing a Bajaj Allianz car insurance policy online is a simple and quick process. Log on to the website and fill in your personal details.
  • Once you decide to buy the policy, it is issued instantaneously and the policy document is sent to the buyer through email and courier.

Why Bajaj Allianz car insurance

Hassle free claim settlement
24/7 customer support
Car tracking & monitoring
High service standards
24/7 roadside assistance

Add-on covers on Bajaj Allianz car insurance

  • 24/7 spot assistance- With coverage across the country, Bajaj Allianz policy holders will have the facility of availing spot assistance at the time of an accident or breakdown at any time and anywhere. Legal assistance services will also be provided during accidents along with flat tyre repair, replacement, car battery jumpstart and other such emergencies.
  • Lock and key replacement- This add-on covers the cost of replacement of cars keys if they are lost or stolen. Apart from this, locks of the insured vehicle will also be repaired or replaced depending on the need.
  • Accident shield-In case of a serious bodily injury that may cause any kind of permanent disability, or an unfortunate event like death, compensation will be provided. This is also applicable for other passengers travelling in the car except the paid driver.
  • Cover for consumables-In case of damage to consumables such as the engine box, AC, gas oil, brake oil, power steering oil, engine oil, etc, the cost of replacement and repair will be covered by the insurance provider.
  • Conveyance benefit-Policyholders whose damaged car may be undergoing repair or maintenance work at a network garage after an accident, will be eligible for this benefit. A daily cash allowance for conveyance will be provided.
  • Personal baggage- The insured party will be protected if personal belongings lying in the car such as laptops, mobile phones etc are damaged or lost due to an unfortunate incident.
  • No claim bonus- You can transfer up to 50% of your no claim bonus amount from any other car insurance provider.

Inclusions & Exclusions

Inclusions Exclusions
Theft or loss of keys Valid only in India
Loss of personal belongings Accident due to intoxication
Tyre damage Depreciation or consequential life
NCB Mechanical or electrical breakdown
Engine repair & replacement Wear & tear of consumables
Roadside assistance If damage is caused by a person driving under the influence of alcohol
Personal accident cover If damage is caused by a person driving without a valid license
Third party liability Risks due to nuclear leaks, attacks, war

Bajaj Allianz car insurance Cashless Garages

With a strong and reliable network of more than 4000 network garages, Bajaj Allianz provides high quality cashless servicing to customers. To find the nearest garage in your city or locality log on to the website to view a comprehensive list of the details.

Claim Process for Bajaj Allianz car insurance

Be it a minor breakdown, theft, accident or fire, the process to file a claim is not complicated or lengthy. There are many ways to register a claim. The policyholder can either make a call to the 24/7 customer support team through the toll-free number or even file a claim online. If you choose to call the toll-free number, a customer care executive will be assigned to take you through the entire process of filing a claim. In case of an accident or a theft, it is advisable to file a police complaint as soon as possible. Also it is important to keep some basic details handy while making a claim. The following are the required information:

Date/time of accident/theft/fire
Policy number
Location of accident/theft/fire etc
Km reading
Police complaint
Engine and chassis number

Cashless Claim Process for Bajaj Allianz car insurance

Claims for cashless settlements can be availed at network garages across the country. Below is the procedure to file a cashless claim:

  • Inform the insurance provider
  • Once the first step is done, the surveyor will inspect the vehicle.
  • Provide required documents to the surveyor
  • Claim amount will be approved and the same will be communicated to the cashless network garage
  • Payment will be made by the insurance company to the cashless network garage.

Reimbursement Claim Process for Bajaj Allianz car insurance

  • Inform the insurance provider
  • Provide required documents to the surveyor
  • Make payment to the garage directly and collect all bill records
  • Bills and payment receipts should be submitted for reimbursement.