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  • Bajaj Allianz Car Insurance

    Car Insurance
    • Get quotes from multiple insurers
    • Choose from a variety of zero depreciation and roadside assistance covers
    • 3100+ cashless garages

    Founded in 2001 by Jamnalal Bajaj, Bajaj Allianz is a private company that provides an umbrella of insurance solutions. It is a joint venture between Bajaj Finserv Limited and Allianz, both financial services companies. They deal in Health Insurance, Car Insurance, Travel Insurance, Home and Marine Insurance.

    Car Insurance Online from Bajaj Allianz

    Third-Party Cover Up to Rs.7.5 lakhs
    Cashless Network Garages 4000+
    Incurred Claim Ratio 2016-17 69.19%
    Net Earned Premium Rs.3179.31
    Covers Provided
    • 24/7 Spot assistance
    • Lock & key replacement
    • Accident shield
    • Consumable expenses
    • Conveyance benefit
    • Personal baggage
    • Zero depreciation cover
    • No claim bonus
    Features
    • Wide range of covers
    • Easy renewals
    • All-round insurance plans
    • High service standards
    • Customer support
    • Unique vehicle tracking system
    Inclusions
    • Personal accident cover
    • Third-party liability
    • Loss due to man-made calamities
    • Loss due to natural calamities
    Exclusions
    • Loss due to wear & tear
    • Damage due to general ageing of the car
    • Loss due to nuclear risks

     

    Features and Benefits

    • 24/7 customer support-Policyholders can contact the company's customer support team at any time to resolve their queries, apply for a policy or apply for claims and settlements. SMS updates for claims support will keep you updated and in the loop. Helpline numbers are also reachable during weekends and holidays.
    • Vehicle tracking and monitoring device-An exclusive feature, this allows the policyholder to track the vehicle at any point of time, keep tabs on driving behaviour and pattern and also keep an eye on the engine and battery condition of the car.
    • Easy claim registration and settlement process- Bajaj Allianz is known to have a very good track record of claim settlement. It is an easy, stress-free process to register a claim and receive settlement.

    Easy Steps To Apply for Bajaj Allianz car insurance Online

    • Purchasing a Bajaj Allianz car insurance policy online is a simple and quick process. Log on to the website and fill in your personal details.
    • Once you decide to buy the policy, it is issued instantaneously and the policy document is sent to the buyer through email and courier.

    Why Bajaj Allianz car insurance

    Hassle free claim settlement
    24/7 customer support
    Car tracking & monitoring
    High service standards
    24/7 roadside assistance

    Add-on covers on Bajaj Allianz car insurance

    • 24/7 spot assistance- With coverage across the country, Bajaj Allianz policy holders will have the facility of availing spot assistance at the time of an accident or breakdown at any time and anywhere. Legal assistance services will also be provided during accidents along with flat tyre repair, replacement, car battery jumpstart and other such emergencies.
    • Lock and key replacement- This add-on covers the cost of replacement of cars keys if they are lost or stolen. Apart from this, locks of the insured vehicle will also be repaired or replaced depending on the need.
    • Accident shield-In case of a serious bodily injury that may cause any kind of permanent disability, or an unfortunate event like death, compensation will be provided. This is also applicable for other passengers travelling in the car except the paid driver.
    • Cover for consumables-In case of damage to consumables such as the engine box, AC, gas oil, brake oil, power steering oil, engine oil, etc, the cost of replacement and repair will be covered by the insurance provider.
    • Conveyance benefit-Policyholders whose damaged car may be undergoing repair or maintenance work at a network garage after an accident, will be eligible for this benefit. A daily cash allowance for conveyance will be provided.
    • Personal baggage- The insured party will be protected if personal belongings lying in the car such as laptops, mobile phones etc are damaged or lost due to an unfortunate incident.
    • No claim bonus- You can transfer up to 50% of your no claim bonus amount from any other car insurance provider.

    Inclusions & Exclusions

    Inclusions Exclusions
    Theft or loss of keys Valid only in India
    Loss of personal belongings Accident due to intoxication
    Tyre damage Depreciation or consequential life
    NCB Mechanical or electrical breakdown
    Engine repair & replacement Wear & tear of consumables
    Roadside assistance If damage is caused by a person driving under the influence of alcohol
    Personal accident cover If damage is caused by a person driving without a valid license
    Third party liability Risks due to nuclear leaks, attacks, war

    Bajaj Allianz car insurance Cashless Garages

    With a strong and reliable network of more than 4000 network garages, Bajaj Allianz provides high quality cashless servicing to customers. To find the nearest garage in your city or locality log on to the website to view a comprehensive list of the details.

    Claim Process for Bajaj Allianz car insurance

    Be it a minor breakdown, theft, accident or fire, the process to file a claim is not complicated or lengthy. There are many ways to register a claim. The policyholder can either make a call to the 24/7 customer support team through the toll-free number or even file a claim online. If you choose to call the toll-free number, a customer care executive will be assigned to take you through the entire process of filing a claim. In case of an accident or a theft, it is advisable to file a police complaint as soon as possible. Also it is important to keep some basic details handy while making a claim. The following are the required information:

    Date/time of accident/theft/fire
    Policy number
    Location of accident/theft/fire etc
    Km reading
    Police complaint
    Engine and chassis number

    Cashless Claim Process for Bajaj Allianz car insurance

    Claims for cashless settlements can be availed at network garages across the country. Below is the procedure to file a cashless claim:

    • Inform the insurance provider
    • Once the first step is done, the surveyor will inspect the vehicle.
    • Provide required documents to the surveyor
    • Claim amount will be approved and the same will be communicated to the cashless network garage
    • Payment will be made by the insurance company to the cashless network garage.

    Reimbursement Claim Process for Bajaj Allianz car insurance

    • Inform the insurance provider
    • Provide required documents to the surveyor
    • Make payment to the garage directly and collect all bill records
    • Bills and payment receipts should be submitted for reimbursement.

    Bajaj Allianz Car Insurance Reviews

    • Bajaj Allianz Car Insurance
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      It was a good process with Bajaj Allianz for the car insurance. The customer support and response is fine. I got the policy documents on time. The policy coverage value provided is fine and the premium is also normal. There are good benefits as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 16, 2018
    • Bajaj Allianz Car Insurance
      "Good in all"
      0.5 4.0/5 "Great!"
      Last year I had a car insurance policy with Bajaj Allianz. There are good features in the policy. But they were too costly in the premium. So I did not renew my policy again with them this year. The customer support and response is good too. Overall no issues.
      Was this review helpful? 0
      , dharwad
      Reviewed on Nov 11, 2018
    • Bajaj Allianz Car Insurance
      "Good features"
      0.5 4.0/5 "Great!"
      My car insurance is with Bajaj Allianz. I was informed about all the details clearly in the initial stage, so I knew everything. The policy coverage is good and the premium is normal too. I liked the benefits of cashless garages and also road side assistance.
      Was this review helpful? 0
      , delhi
      Reviewed on Nov 11, 2018
    • Bajaj Allianz Car Insurance
      "Unhappy with the service"
      0.5 1.0/5 "Really Bad"
      Volkswagen done my car insurance policy last year with Bajaj Allianz. So I was not informed the details much before I got the policy to have an option to choose the best. The premium about is extremely high and there were no calls to check if I am okay with the policy or not.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 11, 2018
    • Bajaj Allianz Car Insurance
      "Satisfactory"
      0.5 4.0/5 "Great!"
      The customer support and response is fine with Bajaj Allianz. I also have my car insurance policy with them. My usage of the vehicle is pretty less, so I have not had a chance to use the benefits in the policy. The policy coverage is good and the premium is also normal.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 11, 2018
    • Bajaj Allianz Car Insurance
      "Good. Can do better"
      0.5 3.0/5 "Satisfactory"
      The experience with Bajaj Allianz was good too for the car insurance. But they had not good schemes like a 24/7 service and the premiums were costly too. They also have to work on the policy coverage value when compared to the other insurance companies.
      Was this review helpful? 1
      , noida
      Reviewed on Nov 08, 2018
    • Bajaj Allianz Car Insurance
      "Good Policy"
      0.5 3.0/5 "Satisfactory"
      I have not use the facilities and features yet. I have taken the policy by end of February. I made a premium amount of Rs. 19000. I have not used any garages services anyway many garages available nearby my area. This is a zero depb policy which is covers for all the parts. This policy covers for driver and co - passenger in accidental cover.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 30, 2018
    • Bajaj Allianz Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      Due to the claim ratio and premium i have selected the Bajaj Allianz policy. I have got a features of road side assistance, no claim bonus of 45%. The policy is not covered with Bumper to bumper facility. I received a coverage amount of Rs. 2.5 lakhs and I'm happy about it. I had no issues with the policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 30, 2018
    • Bajaj Allianz Car Insurance
      "Best policy to use"
      0.5 5.0/5 "Blown Away!"
      I have taken my car insurance policy through online and within 5 minutes i have got my policy. I made a premium amount of Rs. 6800 and i heard that Bajaj Allianz policy is providing a very good services hence i have chosen the policy. My dealer has told me that Bajaj Allianz is providing a cashless garages facility and i have to show only policy details. In the month of March, i have taken the policy. I had no claim experience with this policy. If they provide bumper to bumper facility it would be fine.
      Was this review helpful? 0
      , virudhunagar
      Reviewed on Oct 30, 2018
    • Bajaj Allianz Car Insurance
      "Improve on claim process"
      0.5 2.5/5 "Just OK"
      I have been with Bajaj Allianz for past two years, but I am not satisfied with their claim process. Because there was a huge communication gap between the policy agent and service center person when I raised the request for the claim for the car repair. Finally insurer taken seven days to complete the process. It would be great if they provide proactive service during claim.
      Was this review helpful? 0
      , guntur
      Reviewed on Oct 29, 2018
    • Bajaj Allianz Car Insurance
      "Very friendly and very active"
      0.5 5.0/5 "Blown Away!"
      Because of the premium differences i have not continued the policy with Bajaj Allianz. I had a claim experience once it was fine and the service was very prompt. They have processed 100% claim all the parts has been coverage amount. They have offered me coverage amount of Rs. 7.50 lakhs and i'm happy about it. Since my vehicle met an accident and its totally damaged and i have got a claim amount of Rs. 7.5 lakhs.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 29, 2018
    • Bajaj Allianz Car Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      During the purchasing the policy has given low premium and the maximum coverage this is the reason i have selected the with Bajaj allianz. The premium amount quite affordable and i have got good coverage amount. I have purchased this policy through online. The documentation process was easy since its done through online. Again its comprehensive policy, bumper to bumper is not applicable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 29, 2018
    • Bajaj Allianz Car Insurance
      "Good Policy "
      0.5 4.0/5 "Great!"
      I never called Bajaj Allianz customer care. It was competitively cheaper in the premium basis hence i have selected this company. I have purchased this policy in the month of June. I have got a features of bumper to bumper facility and road side assistance. I'm much more happy about the coverage amount.
      Was this review helpful? 0
      , shillong
      Reviewed on Oct 26, 2018
    • Bajaj Allianz Car Insurance
      "Poor Services"
      0.5 5.0/5 "Blown Away!"
      I never opted for any other customer care service. I had a claim experience once. The Claim experience was not good because they did not give me the entire amount what i have applied. They have given me a coverage amount upto 50%. I got the settlement amount after a month. They have checked the car physically and they have processed the claim.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 26, 2018
    • Bajaj Allianz Car Insurance
      "Satisfactory Policy"
      0.5 3.0/5 "Satisfactory"
      I had a very good garage experience with Bajaj Allianz. I have not claimed anything from them and i have not faced any issues with Bajaj Allianz policy. I didn't get a chance of speak to their customer care service. Because of the lower IDV value i moved to other company. The policy was taken by my father with a reference of Bajaj Allianz Agent.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Oct 25, 2018
    • Bajaj Allianz Car Insurance
      "Good service provider"
      0.5 4.0/5 "Great!"
      I am enjoying my car insurance with Bajaj Allianz, they have allocated some declared value amount around Rs. 1.30 lakh for the tenure of one year. I used to make the premium around Rs. 4500, I taken first party co incident and personal accidental cover.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 25, 2018
    • Bajaj Allianz Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      I didn't get a opportunity to apply for any claim. Most of the things are falling as per my expectations, i have purchased the policy. The premium was reasonable and i have received a satisfied coverage amount. This is a first party coverage policy.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 24, 2018
    • Bajaj Allianz Car Insurance
      "Good Premium"
      0.5 3.0/5 "Satisfactory"
      The premium is good Which I compared the cost in the market, I felt Bajaj Allianz premium is reasonable which I paid for the tenure of one year, I have taken comprehensive plan it has 24 hours and cash less garages on my standard plan. But I am not experienced with them.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 24, 2018
    • Bajaj Allianz Car Insurance
      "Very Poor services"
      0.5 1.0/5 "Really Bad"
      I have not availed any services since i had a bitter experience i have moved from this company. Last 7 years i have been renewing the policy with Bajaj Allianz. They are having a hopeless services in their customer care services. I had a very bad claim experience when i apply for it. From Bajaj Allianz no one is bother about the customer. I was just dealing with the garage person i have not received any call from any Bajaj Allianz. They have told me that many parts are not covered from this policy.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 23, 2018
    • Bajaj Allianz Car Insurance
      "Good Policy"
      0.5 4.0/5 "Great!"
      Reason for purchasing car policy with Bajaj, my colleague is working as an agent, they gave better IDV value for my car. Bajaj Allianz premium is also economical. I have Alto car, they gave me 100% zero dep cover with cash less service.
      Was this review helpful? 0
      , asansol
      Reviewed on Oct 23, 2018
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