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  • Bajaj Allianz Car Insurance

    Car Insurance
    • Get quotes from multiple insurers
    • Choose from a variety of zero depreciation and roadside assistance covers
    • 3100+ cashless garages

    Founded in 2001 by Jamnalal Bajaj, Bajaj Allianz is a private company that provides an umbrella of insurance solutions. It is a joint venture between Bajaj Finserv Limited and Allianz, both financial services companies. They deal in Health Insurance, Car Insurance, Travel Insurance, Home and Marine Insurance.

    Car Insurance Online from Bajaj Allianz

    Third-Party Cover Up to Rs.7.5 lakhs
    Cashless Network Garages 4000+
    Incurred Claim Ratio 2016-17 69.19%
    Net Earned Premium Rs.3179.31
    Covers Provided
    • 24/7 Spot assistance
    • Lock & key replacement
    • Accident shield
    • Consumable expenses
    • Conveyance benefit
    • Personal baggage
    • Zero depreciation cover
    • No claim bonus
    Features
    • Wide range of covers
    • Easy renewals
    • All-round insurance plans
    • High service standards
    • Customer support
    • Unique vehicle tracking system
    Inclusions
    • Personal accident cover
    • Third-party liability
    • Loss due to man-made calamities
    • Loss due to natural calamities
    Exclusions
    • Loss due to wear & tear
    • Damage due to general ageing of the car
    • Loss due to nuclear risks

     

    Features and Benefits

    • 24/7 customer support-Policyholders can contact the company's customer support team at any time to resolve their queries, apply for a policy or apply for claims and settlements. SMS updates for claims support will keep you updated and in the loop. Helpline numbers are also reachable during weekends and holidays.
    • Vehicle tracking and monitoring device-An exclusive feature, this allows the policyholder to track the vehicle at any point of time, keep tabs on driving behaviour and pattern and also keep an eye on the engine and battery condition of the car.
    • Easy claim registration and settlement process- Bajaj Allianz is known to have a very good track record of claim settlement. It is an easy, stress-free process to register a claim and receive settlement.

    Easy Steps To Apply for Bajaj Allianz car insurance Online

    • Purchasing a Bajaj Allianz car insurance policy online is a simple and quick process. Log on to the website and fill in your personal details.
    • Once you decide to buy the policy, it is issued instantaneously and the policy document is sent to the buyer through email and courier.

    Why Bajaj Allianz car insurance

    Hassle free claim settlement
    24/7 customer support
    Car tracking & monitoring
    High service standards
    24/7 roadside assistance

    Add-on covers on Bajaj Allianz car insurance

    • 24/7 spot assistance- With coverage across the country, Bajaj Allianz policy holders will have the facility of availing spot assistance at the time of an accident or breakdown at any time and anywhere. Legal assistance services will also be provided during accidents along with flat tyre repair, replacement, car battery jumpstart and other such emergencies.
    • Lock and key replacement- This add-on covers the cost of replacement of cars keys if they are lost or stolen. Apart from this, locks of the insured vehicle will also be repaired or replaced depending on the need.
    • Accident shield-In case of a serious bodily injury that may cause any kind of permanent disability, or an unfortunate event like death, compensation will be provided. This is also applicable for other passengers travelling in the car except the paid driver.
    • Cover for consumables-In case of damage to consumables such as the engine box, AC, gas oil, brake oil, power steering oil, engine oil, etc, the cost of replacement and repair will be covered by the insurance provider.
    • Conveyance benefit-Policyholders whose damaged car may be undergoing repair or maintenance work at a network garage after an accident, will be eligible for this benefit. A daily cash allowance for conveyance will be provided.
    • Personal baggage- The insured party will be protected if personal belongings lying in the car such as laptops, mobile phones etc are damaged or lost due to an unfortunate incident.
    • No claim bonus- You can transfer up to 50% of your no claim bonus amount from any other car insurance provider.

    Inclusions & Exclusions

    Inclusions Exclusions
    Theft or loss of keys Valid only in India
    Loss of personal belongings Accident due to intoxication
    Tyre damage Depreciation or consequential life
    NCB Mechanical or electrical breakdown
    Engine repair & replacement Wear & tear of consumables
    Roadside assistance If damage is caused by a person driving under the influence of alcohol
    Personal accident cover If damage is caused by a person driving without a valid license
    Third party liability Risks due to nuclear leaks, attacks, war

    Bajaj Allianz car insurance Cashless Garages

    With a strong and reliable network of more than 4000 network garages, Bajaj Allianz provides high quality cashless servicing to customers. To find the nearest garage in your city or locality log on to the website to view a comprehensive list of the details.

    Claim Process for Bajaj Allianz car insurance

    Be it a minor breakdown, theft, accident or fire, the process to file a claim is not complicated or lengthy. There are many ways to register a claim. The policyholder can either make a call to the 24/7 customer support team through the toll-free number or even file a claim online. If you choose to call the toll-free number, a customer care executive will be assigned to take you through the entire process of filing a claim. In case of an accident or a theft, it is advisable to file a police complaint as soon as possible. Also it is important to keep some basic details handy while making a claim. The following are the required information:

    Date/time of accident/theft/fire
    Policy number
    Location of accident/theft/fire etc
    Km reading
    Police complaint
    Engine and chassis number

    Cashless Claim Process for Bajaj Allianz car insurance

    Claims for cashless settlements can be availed at network garages across the country. Below is the procedure to file a cashless claim:

    • Inform the insurance provider
    • Once the first step is done, the surveyor will inspect the vehicle.
    • Provide required documents to the surveyor
    • Claim amount will be approved and the same will be communicated to the cashless network garage
    • Payment will be made by the insurance company to the cashless network garage.

    Reimbursement Claim Process for Bajaj Allianz car insurance

    • Inform the insurance provider
    • Provide required documents to the surveyor
    • Make payment to the garage directly and collect all bill records
    • Bills and payment receipts should be submitted for reimbursement.

    Bajaj Allianz Car Insurance Reviews

    • Bajaj Allianz Car Insurance
      "Easy process of buying car insurance"
      0.5 5.0/5 "Blown Away!"
      I am having Two wheeler insurance with Bajaj general insurance from last 8 months. This policy has to be renewed every year. I did not claim any amount till now. I paid the premium of 7000 in that i have got IDV value of Rs. 1.90 lakhs. I have done the documentation through online. They are providing the bumper to bumper facility.
      Was this review helpful? 0
      , junagadh
      Reviewed on Sep 21, 2018
    • Bajaj Allianz Car Insurance
      "Competitive policy"
      0.5 4.0/5 "Great!"
      I have not used any of the facilities after i purchased it. I had a claim experience once for a different car. Probably after i have submitted the documents i have got a claim within 10 days. As i have not taken the zero depreciation policy, they have charged as per my policy. They have clear in their claim amount. I have bought this policy in February . I pay the premium amount of Rs. 6000 nearly.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Sep 21, 2018
    • Bajaj Allianz Car Insurance
      "Competitive policy"
      0.5 4.0/5 "Great!"
      I have not used any of the facilities after i purchased it. I had a claim experience once for a different car. Probably after i have submitted the documents i have got a claim within 10 days. As i have not taken the zero depreciation policy, they have charged as per my policy. They have clear in their claim amount. I have bought this policy in February . I pay the premium amount of Rs. 6000 nearly.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Sep 21, 2018
    • Bajaj Allianz Car Insurance
      "BEST POLICY"
      0.5 4.0/5 "Great!"
      The reason for purchasing the car insurance policy with BAJAJ ALLIANZ GENERAL INSURANCE is because it is flexible when compared to the others. I had no claim experience but the premium and the IDV value were satisfactory also the coverage they provided is for basic.
      Was this review helpful? 0
      , guwahati
      Reviewed on Sep 21, 2018
    • Bajaj Allianz Car Insurance
      "Premium should be reduced"
      0.5 3.0/5 "Satisfactory"
      I never interacted with the customer care even though i made my claim through my dealer. I have not taken the bumper to bumper and its not fully covered policy. Whatever the claim they have provided the same. Because of the premium is more in reliance hence i have not continued with the same company. I have received my claim on time directly to the dealer and the rest of the amount i paid from my pocket.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 18, 2018
    • Bajaj Allianz Car Insurance
      "Yet to experience the policy"
      0.5 5.0/5 "Blown Away!"
      I never interacted with the Bajaj allianz people. The reason behind choosing this Bajaj Allianz because of the low premium and IDV value is high. I have purchased the car insurance policy 2 years back. I made a premium amount of Rs. 5000. They will be providing a bumper to bumper and cashless garages.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 18, 2018
    • Bajaj Allianz Car Insurance
      "Hassle free"
      0.5 4.0/5 "Great!"
      My dealer has provided me the car insurance policy with Bajaj Allianz when i purchase the vehicle. They have offered me a bumper to bumper for the first year. Anyway their premiums are very high. Since it was done through dealer, i didn't interact with the customer care service. They did not made me to wait for a claim for a long time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 18, 2018
    • Bajaj Allianz Car Insurance
      "BETTER"
      0.5 3.5/5 "Pretty good"
      I have taken the health insurance policy with BAJAJ ALLIANZ GENERAL INSURANCE and using it since last 2 years. I am not satisfied with the customer service because they have not processed the documents it took delay to get the policy. They offers the medical coverage of 5+5 lakhs for me and my mother.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 18, 2018
    • Bajaj Allianz Car Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      I am using Bankbazaarinsurace.com since last 1 year as i have faced no issues so far with the bank bazaar. I had been using it through mobile application where it is user friendly application to use also the customer support is responsive by explaining the policy.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 18, 2018
    • Bajaj Allianz Car Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have previously used the car insurance policy with Bajaj Allianz General Insurance for 1 year and purchased it through online because of the brand value. they have offered the policy coverage of basic and the premium is nominal added don that i had no claim experience with this policy.
      Was this review helpful? 0
      , guntur
      Reviewed on Sep 18, 2018
    • Bajaj Allianz Car Insurance
      "Need to improve the customer follow ups"
      0.5 3.0/5 "Satisfactory"
      They are not providing any repay to the existing customer. Being a existing customer they should provide the offer in the premium amount. This policy got expired and i didn't received any call for the renewal hence the services are poor. My existing policies were with Bajaj hence i chosen the same company for my car also. It was a bumper to bumper and I'm not sure about the road side assistance services.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 18, 2018
    • Bajaj Allianz Car Insurance
      "Excellent "
      0.5 4.0/5 "Great!"
      In the month January, i have purchased this car insurance policy. They have offered me a IDV value of Rs. 2.50 lakhs. I have paid a premium amount of Rs. 11 K. After compared with many other policies, i found Bajaj Allianz is a comprehensive one. This insurance covers third party full coverage, road side assistance, break down emergency services.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 17, 2018
    • Bajaj Allianz Car Insurance
      "Good and keep up the work"
      0.5 4.0/5 "Great!"
      I had taken my car insurance with Bajaj Allianz twice. Since everything is fine hence i have not used their service. The documentation process is good. I had not interacted with their customer care service. In the February month this year, i have purchased the policy. Around 5000, i have paid as a premium amount. I have not experienced the road side assistance, cashless garage however i have received my no claim bonus this year. While I'm comparing to the other companies they are providing good IDV.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 17, 2018
    • Bajaj Allianz Car Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have used the car insurance policy with Bajaj Allianz General Insurance for 2 years through online. Premium and also the IDV value were good and satisfactory. Coverage they provided is for full bike along with the road side assistance is there.
      Was this review helpful? 0
      , durgapur
      Reviewed on Sep 15, 2018
    • Bajaj Allianz Car Insurance
      "GOOD POLICY"
      0.5 4.0/5 "Great!"
      The reason for taking the car insurance policy with BAJAJ ALLIANZ GENERAL INSURANCE because it is a good policy when compared to the others so i have taken this policy. Premium i paid 8k approximately they offered me with coverage of zero depreciation with road side assistance and i am satisfactory with the IDV value in this policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 11, 2018
    • Bajaj Allianz Car Insurance
      "GOOD POLICY"
      0.5 4.0/5 "Great!"
      The reason for taking the car insurance policy with Bharti Axa General Insurance is because of very good customer service and i had faced no issued with this policy. I had no claim experience with this policy but the premium is nominal when compared with this policy.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 11, 2018
    • Bajaj Allianz Car Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The reason fore taking the car insurance policy with BAJAJ ALLIANZ GENERAL INSURANCE is they are providing with bumper to bumper coverage for the car so i have purchased. I have used it for last 2 years with facing no difficulties and they are offering with road side assistance too in this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 11, 2018
    • Bajaj Allianz Car Insurance
      "Very good claim settlement"
      0.5 4.0/5 "Great!"
      The claim experience was smooth and they have done whatever they have assured. Bumper to bumper they have given for my policy which is having 100% claim. I have made a premium amount of Rs. 11000. I'm not sure about the IDV value. The company people has checked about the claim and rest of the things taken by the dealer. I have started using this policy for past 5 years with the same company.
      Was this review helpful? 0
      , mysore
      Reviewed on Sep 10, 2018
    • Bajaj Allianz Car Insurance
      "Cheap and best policy"
      0.5 5.0/5 "Blown Away!"
      Actually i have not gone through the customer care service of Bajaj Allianz. I have purchased this policy this year February Month. I've got no claim bonus, road side assistance and bumper to bumper service. I don't have remember about the premium what i paid. That was the cheapest policy which i have found with other companies.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 09, 2018
    • Bajaj Allianz Car Insurance
      "Premium is low"
      0.5 4.0/5 "Great!"
      I had a better benefits in bajaj Alliance thats the reason i have selected the company. I have done my claim six months before. I had a front mirror got damaged. They have offered me a very good claim and i have paid only Rs. 1500 for the claim. I have purchased this policy around 6 months before. I have no idea about the premium amount.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 09, 2018
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