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    Bajaj Allianz Car Insurance

    Car Insurance
    • Get quotes from multiple insurers
    • Choose from a variety of zero depreciation and roadside assistance covers
    • 3100+ cashless garages

    Founded in 2001 by Jamnalal Bajaj, Bajaj Allianz is a private company that provides an umbrella of insurance solutions. It is a joint venture between Bajaj Finserv Limited and Allianz, both financial services companies. They deal in Health Insurance, Car Insurance, Travel Insurance, Home and Marine Insurance.

    Car Insurance Online from Bajaj Allianz

    Third-Party Cover Up to Rs.7.5 lakhs
    Cashless Network Garages 4000+
    Incurred Claim Ratio 2016-17 69.19%
    Net Earned Premium Rs.3179.31
    Covers Provided
    • 24/7 Spot assistance
    • Lock & key replacement
    • Accident shield
    • Consumable expenses
    • Conveyance benefit
    • Personal baggage
    • Zero depreciation cover
    • No claim bonus
    Features
    • Wide range of covers
    • Easy renewals
    • All-round insurance plans
    • High service standards
    • Customer support
    • Unique vehicle tracking system
    Inclusions
    • Personal accident cover
    • Third-party liability
    • Loss due to man-made calamities
    • Loss due to natural calamities
    Exclusions
    • Loss due to wear & tear
    • Damage due to general ageing of the car
    • Loss due to nuclear risks

     

    Features and Benefits

    • 24/7 customer support-Policyholders can contact the company's customer support team at any time to resolve their queries, apply for a policy or apply for claims and settlements. SMS updates for claims support will keep you updated and in the loop. Helpline numbers are also reachable during weekends and holidays.
    • Vehicle tracking and monitoring device-An exclusive feature, this allows the policyholder to track the vehicle at any point of time, keep tabs on driving behaviour and pattern and also keep an eye on the engine and battery condition of the car.
    • Easy claim registration and settlement process- Bajaj Allianz is known to have a very good track record of claim settlement. It is an easy, stress-free process to register a claim and receive settlement.

    Easy Steps To Apply for Bajaj Allianz car insurance Online

    • Purchasing a Bajaj Allianz car insurance policy online is a simple and quick process. Log on to the website and fill in your personal details.
    • Once you decide to buy the policy, it is issued instantaneously and the policy document is sent to the buyer through email and courier.

    Why Bajaj Allianz car insurance

    Hassle free claim settlement
    24/7 customer support
    Car tracking & monitoring
    High service standards
    24/7 roadside assistance

    Add-on covers on Bajaj Allianz car insurance

    • 24/7 spot assistance- With coverage across the country, Bajaj Allianz policy holders will have the facility of availing spot assistance at the time of an accident or breakdown at any time and anywhere. Legal assistance services will also be provided during accidents along with flat tyre repair, replacement, car battery jumpstart and other such emergencies.
    • Lock and key replacement- This add-on covers the cost of replacement of cars keys if they are lost or stolen. Apart from this, locks of the insured vehicle will also be repaired or replaced depending on the need.
    • Accident shield-In case of a serious bodily injury that may cause any kind of permanent disability, or an unfortunate event like death, compensation will be provided. This is also applicable for other passengers travelling in the car except the paid driver.
    • Cover for consumables-In case of damage to consumables such as the engine box, AC, gas oil, brake oil, power steering oil, engine oil, etc, the cost of replacement and repair will be covered by the insurance provider.
    • Conveyance benefit-Policyholders whose damaged car may be undergoing repair or maintenance work at a network garage after an accident, will be eligible for this benefit. A daily cash allowance for conveyance will be provided.
    • Personal baggage- The insured party will be protected if personal belongings lying in the car such as laptops, mobile phones etc are damaged or lost due to an unfortunate incident.
    • No claim bonus- You can transfer up to 50% of your no claim bonus amount from any other car insurance provider.

    Inclusions & Exclusions

    Inclusions Exclusions
    Theft or loss of keys Valid only in India
    Loss of personal belongings Accident due to intoxication
    Tyre damage Depreciation or consequential life
    NCB Mechanical or electrical breakdown
    Engine repair & replacement Wear & tear of consumables
    Roadside assistance If damage is caused by a person driving under the influence of alcohol
    Personal accident cover If damage is caused by a person driving without a valid license
    Third party liability Risks due to nuclear leaks, attacks, war

    Bajaj Allianz car insurance Cashless Garages

    With a strong and reliable network of more than 4000 network garages, Bajaj Allianz provides high quality cashless servicing to customers. To find the nearest garage in your city or locality log on to the website to view a comprehensive list of the details.

    Claim Process for Bajaj Allianz car insurance

    Be it a minor breakdown, theft, accident or fire, the process to file a claim is not complicated or lengthy. There are many ways to register a claim. The policyholder can either make a call to the 24/7 customer support team through the toll-free number or even file a claim online. If you choose to call the toll-free number, a customer care executive will be assigned to take you through the entire process of filing a claim. In case of an accident or a theft, it is advisable to file a police complaint as soon as possible. Also it is important to keep some basic details handy while making a claim. The following are the required information:

    Date/time of accident/theft/fire
    Policy number
    Location of accident/theft/fire etc
    Km reading
    Police complaint
    Engine and chassis number

    Cashless Claim Process for Bajaj Allianz car insurance

    Claims for cashless settlements can be availed at network garages across the country. Below is the procedure to file a cashless claim:

    • Inform the insurance provider
    • Once the first step is done, the surveyor will inspect the vehicle.
    • Provide required documents to the surveyor
    • Claim amount will be approved and the same will be communicated to the cashless network garage
    • Payment will be made by the insurance company to the cashless network garage.

    Reimbursement Claim Process for Bajaj Allianz car insurance

    • Inform the insurance provider
    • Provide required documents to the surveyor
    • Make payment to the garage directly and collect all bill records
    • Bills and payment receipts should be submitted for reimbursement.

    Bajaj Allianz Car Insurance Reviews

    • Bajaj Allianz Car Insurance
      "Good experience"
      0.5 4.0/5 "Great!"
      I own a car insurance policy from the Private sector insurance company BAJAJ ALLIANZ GENERAL INSURANCE. Overall its a good policy. I uploaded all documents in online itself. The application process is very easy and simple. I prefer to make online payments and renew my two wheeler insurance policy. My annual premium amount is Rs. 7,412/- which is very much affordable when compared with my previous policy.
      Was this review helpful? 0
      , thrissur
      Reviewed on Mar 18, 2018
    • Bajaj Allianz Car Insurance
      "satisfactory"
      0.5 5.0/5 "Blown Away!"
      I own a Two wheeler insurance policy from the Private sector insurance company BAJAJ ALLIANZ GENERAL INSURANCE. My annual premium amount is very affordable by comparing with my previous policy which is Rs.12,000/-. I can prefer for online payments to renew my two wheeler insurance policy with in due date. The customer service is good and they sorted all queries.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 18, 2018
    • Bajaj Allianz Car Insurance
      "Customer Service should be improved"
      0.5 3.0/5 "Satisfactory"
      The customer service is not upto the mark, they didn't give proper response after post service. The commitment what they promised it was not fulfilled. I have experience with Bajaj Allianz around two years it was not satisfactory in term of policy features as well.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 13, 2018
    • Bajaj Allianz Car Insurance
      "Recommendable policy"
      0.5 4.0/5 "Great!"
      The reason to avail Bajaj Allianz car insurance, is about the premium is good compared to other insurance company, I paid the premium around Rs. 6000 for one year. I have Tata Manza car they gave me the coverage value of Rs. 2.5 lakhs. I took standard plan it has third party cover, accidental cover and for few cities road side assistance is available.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 13, 2018
    • Bajaj Allianz Car Insurance
      "Its Average"
      0.5 4.0/5 "Great!"
      My Bajaj Allianz car insurance policy got activated on time and I received documents but the insurer name was mentioned wrongly. Hence again they took some time to resolve the queries and I got new documents. I would say the coverage value and benefits are best in Bajaj Allianz. I made the premium around 8700 they gave me IDV value around Rs. 4 lakhs.
      Was this review helpful? 0
      , nagari
      Reviewed on Mar 13, 2018
    • Bajaj Allianz Car Insurance
      "Best Policy to Hold"
      0.5 4.0/5 "Great!"
      Based on the vehicle IDV value and the premium was quoted, I feel Bajaj Allianz in best, I took standard plan it has third party damage cover, accidental cover, no claim bonus features. They do have tie up with many garages, I paid the premium around Rs. 7725 for the coverage value of Rs.2.3 lakhs on my Chevrolet car.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 13, 2018
    • Bajaj Allianz Car Insurance
      "Average policy"
      0.5 3.0/5 "Satisfactory"
      I have taken a car insurance policy from Bajaj Allianz. The policy was good and satisfactory, they provided me good customer service. I had a claim experience they provided the claim amount up to 80 %, they did not take much time for processing of the amount.
      Was this review helpful? 0
      , villupuram
      Reviewed on Mar 13, 2018
    • Bajaj Allianz Car Insurance
      "Service is not up to mark"
      0.5 3.0/5 "Satisfactory"
      I own a car insurance policy from the well known insurance policy company named BAJAJ ALLIANZ GENERAL INSURANCE. But, I am totally dis satisfied by their terms and conditions regards claim request. I had a negative claim experience, they have rejected my claim request due to un necessary terms and conditions.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 08, 2018
    • Bajaj Allianz Car Insurance
      "good product"
      0.5 5.0/5 "Blown Away!"
      I own a car insurance policy from the private sector insurance company BAJAJ ALLIANZ GENERAL INSURANCE. Over all i can say the product is good. I didn't have any claim experience so i cant able to comment on it. My premium amount is Rs. 7,558 which is reasonable to market rate.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 08, 2018
    • Bajaj Allianz Car Insurance
      "premium is high"
      0.5 3.0/5 "Satisfactory"
      I had a car insurance policy from the private sector insurance company BAJAJ ALLIANZ GENERAL INSURANCE through a online partner. My annual premium amount is Rs. Rs. 29,000 which i feels quite high by comparing present policy. I didn't have any claim experience so i cant able to comment on it.
      Was this review helpful? 0
      , solan
      Reviewed on Mar 07, 2018
    • Bajaj Allianz Car Insurance
      "Good"
      0.5 5.0/5 "Blown Away!"
      My car insurance was taken in Bajaj Allianz and am using their service for last 3 years. They provided a full claim for my car. The executive came and they took the car and claim process was done completely. I have paid around 12K for a year. The benefits are good in Bajaj. I have purchased car insurance for Hyundai.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 07, 2018
    • Bajaj Allianz Car Insurance
      "Its Good"
      0.5 4.0/5 "Great!"
      Bajaj Allianz policy cost is good, the cost is around Rs. 3500 for this car insurance. I have Maruthi Suzuki 800 AC car it has third party, road side assistance. I got the IDV around Rs. 75,000, its 14 years old vehicle. But it has all the basic coverage.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 06, 2018
    • Bajaj Allianz Car Insurance
      "Its Good"
      0.5 4.5/5 "Excellent!"
      I thought of going with same Bajaj Allianz for the renewal, because I already have experience with them. Their coverage value is good around Rs. 3.7 lakhs for Honda Brio car, I paid the premium around Rs.7455 for standard policy its a comprehensive plan with third party damage, road side assistance and no claim bonus.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 06, 2018
    • Bajaj Allianz Car Insurance
      "Good Policy for Car protection"
      0.5 5.0/5 "Blown Away!"
      Competitively IDV value is good in Bajaj Allianz, I paid the premium amount around Rs. 6000 it was good compared with other insurance company. I took Standard plan it gives third party cover for man made and natural calamities and road side assistance. I believe they do have cash less service.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Mar 05, 2018
    • Bajaj Allianz Car Insurance
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      My friend have suggested Bajaj Allianz insurance company for the car policy. I believe the premium was reasonable for the IDV value of Rs. 2.45 lakhs it has one year of tenure period. Its also have third party cover for natural calamity, man made with cash less service in their garages.
      Was this review helpful? 0
      , bathinda
      Reviewed on Mar 05, 2018
    • Bajaj Allianz Car Insurance
      "Its Good"
      0.5 3.0/5 "Satisfactory"
      I got a call from online channel, they told Bajaj Allianz is a best insurance company, because it offers cheapest premium in the market. I paid the premium around Rs.5100, I have taken standard plan from Bajaj Allianz, it includes road side, accidental cover, The IDV is best for the Hyundai I10 its a four years old vehicle.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 05, 2018
    • Bajaj Allianz Car Insurance
      "Good Protection for Vehicle"
      0.5 4.0/5 "Great!"
      Its affordable, the coverage value is good for the premium which we made for the car insurance. I paid the premium amount around Rs. 6500 for the tenure of one year. From Bajaj Allianz I took standard Plan, it has the unique feature of 80% of cover on vehicle value with cash less service. Because the insurance company got tie with wider network.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 05, 2018
    • Bajaj Allianz Car Insurance
      "Good Policy to Hold"
      0.5 4.5/5 "Excellent!"
      I have two cars, my brother have taken car insurance from Bajaj Allianz for both the vehicles, the total premium was around 12,000 per year, They provided whatever usually comes in car insurance. with good IDV value. I believe they got tie up with wider network garges for the cashless service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 02, 2018
    • Bajaj Allianz Car Insurance
      "my requirement is not fulfilled"
      0.5 3.5/5 "Pretty good"
      I had applied and got a Car insurance policy from a BAJAJ ALLIANZ GENERAL INSURANCE which is quite high. I totally dis satisfied with their claim policies. The customer service is not good and no proper response. I can say they value for money not for a customer.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 25, 2018
    • Bajaj Allianz Car Insurance
      "good experience"
      0.5 3.0/5 "Satisfactory"
      I had applied and got a car insurance from a private sector insurance company BAJAJ ALLIANZ GENERAL INSURANCE. My annual premium amount quite high by comparing present insurance policy. I can prefer on line payment type to renew my insurance policies with in due time. I didn't have any claim experience so i cant able to comment on it.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 23, 2018
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