A leading provider of insurance services, Bharti AXA General Insurance Company Ltd is a joint venture between the business group Bharti Enterprises and financial service provider AXA. The company launched national operations in 2008 and now has 87 branches across the country. Bharti AXA car insurance is one of the insurance products provided by the company.
Car Insurance Online from Bharti AXA
|Third Party Cover||Up to Rs.7.5 lakhs|
|Cashless Network Garages||2,500+|
|Incurred Claim Ratio 2017-18||81.74%|
|Net Earned Premium||Rs.1010.07 crore|
|24/7 customer service|
|Easy & fast claim settlement|
|User friendly, digital transactions|
|Damages due to accidents, theft, riots, fire, natural calamities, transit by road, rail,inland waterways, air or lift||Gradual wear and tear over time|
|Personal accident cover for driver/owner||Loss due to electrical/mechanical failure|
|Third party liability||Nuclear risks|
|Property damage liability||Driving without driving license|
|Driving under the influence of alcohol|
|Driving outside India|
Depending of the selling price of the car manufacturer and the age of the vehicle, the following IDV rates are arrived at:
Bharti Axa has a good and reliable network of cashless garages across the country. At present there are over 2,500 network garages that provide high quality, hassle free and convenient services to policyholders. To know more information about the list of garages available in your locality or city, log on to the Bharti Axa website and refer to the exhaustive list.
The process to initiate a claim is simple and easy. In order to make a claim, the policyholder has to first intimate Bharti Axa and in case of an accident the police has to be informed. A claim can either be registered online by just filing one on the website, through SMS or even email. Those making a claim need to provide details such as their contact number, policy number, location of accident along with date and time, nature and extent of loss and also make a mention of any injuries caused, if any.
If your vehicle is damaged, you can choose from the list of Bharti Axa cashless garages and keep all the relevant documentation in hand such as the complete claim form, RC book, driver’s license, FIR copy etc. The following is the process to apply for a cashless claim:
Let’s take a look at the process.
With a number of lives lost and a thousands displaced from their houses over the last week weeks following the Kerala floods, insurer Bharti AXA has simplified the claims process for Kerala flood victims in the life insurance and the general insurance sector. According to the insurer, those affected by the floods have to just write an intimation to the insurer stating the insurer, with details of their bank account and a cancelled cheque, death certificate from any hospital, and Aadhaar copy of the nominee to kickstart the claims process. According to Bharti Axa, speaking to business standard, it said, in view of the deluged-ravaged Kerala and some districts of Karnataka and resultant loss of lives, we have set up a dedicated assistance cell at each district in Kerala and the flood-hit districts of Karnataka for simplified life claims with minimal documents. Bharti AXA understands the plight of our customers and endeavour to settle eligible claims expeditiously. If death certificate is not available, we shall accept a certificate from police, armed forces or any authorised hospital certifying the death of the life insured. In addition, the insurer has waived off late penalties for premiums and has even waived the cost for documentation of motor claims.
5 September 2018