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  • Bharti AXA Life Insurance

    Life Insurance
    • Premiums as low as Rs.17/day for sum assured of Rs.1 crore*
    • Claim up to Rs. 1,50,000 deduction under section 80C**
    • Choose between annual and monthly premium payment options

    Bharti AXA Life is one of the premier life insurance providers in India. Established in 2006 as a joint venture between Bharti Enterprises and the AXA Group, it has established itself as a key player in the insurance field. The company boasts local knowledge and strong infrastructure through the Bharti arm coupled with the vast experience in the insurance sector globally through the AXA Group.

    The company offers a range of insurance products that aim to deliver the best-in-class service and experience to its customers along with prompt claims processing and helpful customer service.

    Highlights of Bharti AXA Life Insurance Updated on 14 Nov 2018

    Percentage Grievances Solved 99.82%
    Claim Settlement Ratio 92.37%
    Group Death Claims 94.47%
    Percentage of Claims Rejected 4.15%
    Solvency Ratio 1.82 (for the quarter ended March 2017)

    List of Bharti AXA Life Insurance Plans:

    bharti axa life insurance
    Bharti AXA Life Insurance

    The various plans offered by Bharti AXA Life are listed below in tabular form under each of the categories:

    Savings Plans Protection Plans Health Plans Investment Plans Group Plans
    Bharti AXA Life Serv Suraksha Bharti AXA Life Income Protection Bharti AXA Life Triple Health Insurance Plan Bharti AXA Life Future Invest Plan Bharti AXA Life Loan Secure
    Bharti AXA Life Monthly Advantage Bharti AXA Life Secure Confident Bharti AXA Life eFuture Invest Bharti AXA Life Smart Bima
    Bharti AXA Life Super Series Bharti AXA Life Elite Secure Bharti AXA Life Jan Suraksha
    Bharti AXA Life Dhan Varsha Bharti AXA Life eProtect+ Bharti AXA Life Group Suraksha
    Bharti AXA Life Samriddhi Bharti AXA Life eProtect
    Bharti AXA Life Elite Advantage
    Bharti AXA Life Aajeevan Sampatti+
    Bharti AXA Life Secure Savings Plan
    Bharti AXA Life Monthly Income Plan+
    Bharti AXA Life Secure Income Plan
    Bharti AXA Life Flexi Save
    Bharti AXA Life Invest Once
    Bharti AXA Life Child Advantage
    Bharti AXA Life eAajeevan Sampatti+
    Bharti AXA Life Smart Jeevan

    Why should you buy Bharti AXA Life Insurance?

    Bharti AXA Life provides a comprehensive list of life insurance plans and policies that provide coverage to meet the needs of every customer. Both individuals as well as corporate buyers will benefit from the range of products offered by the company, all of which come with their best-in-class customer service and speedy claims processing. Some of the advantages of opting for a Bharti AXA Life insurance policy are listed below:

    • Ease of purchase: Bharti AXA Life insurance policies can be bought online, saving potential policyholders from the hassle of visiting a branch with all their paperwork. Alternatively, a representative would visit the policyholder’s home and complete all necessary formalities.
    • Wide range of policies: Bharti AXA Life has a wide range of policies to choose from that provide coverage to meet the needs of a diverse group of individuals and organisations.
    • Claims settlement: The Company has a stellar claims settlement ratio and a dedicated team that provides claims assistance round the clock.
    • Quick settlement of claims: Bharti AXA Life has set up a network that ensures the quick settlement of claims (within 48 hours) made and a streamlined process to make it easier for claimants to file, track their claim status and receive their pay-out.

    Different Types of Policies Provided by Bharti AXA Life:

    Bharti AXA Life offers a number of policies, which can be grouped into 5 main categories, which are as follows:

    Bharti AXA Savings Plans:

    The savings plans offered by Bharti AXA Life are ideal for those looking to save and receive life insurance coverage. The plans offered are as follows:

    Plan name Key features
    Bharti AXA Life Serv Suraksha This plan is a single premium traditional life insurance product that offers policyholders the following benefits:
    • Maturity benefit of 110% of the premium amount, which is payable on maturity
    • Single premium: One-time premium to be paid at the start of the policy term
    • Fixed policy tenure of 5 years
    • Affordable premium amounts, with a choice of Rs.100, Rs.500 or Rs.1,000
    Bharti AXA Life Monthly Advantage This plan is a limited pay traditional life insurance plan that offers a fixed monthly sum to nominees in the event of the death of the policyholder and comes with the following benefits:
    • The policy has a tenure of either 12,16 or 24 years
    • Monthly income is guaranteed on completion of the premium payment term for the policy
    • The policy also offers the life insured the option to choose the amount received as monthly income, which would decide the total premium amount
    • Riders to enhance coverage are offered with this policy
    • Non-guaranteed bonuses can be paid out annually (simple annual reversionary bonus)
    • Accidental disability benefit is payable in the event of the policyholder suffering an accident that results in total permanent disability, where the entire Sum Assured will be paid out
    • Death benefit offered is the highest of 105% of total premiums paid or the Sum Assured amount with any bonuses which is paid out to the nominees if the policy term is still in force and premiums have been paid
    • Survival benefit consisting of monthly income is payable to the policyholder based on the policy term decided upon
    Bharti AXA Life Super Series This policy is a non-linked participating money back insurance plan that provides a guaranteed income throughout the policy term and offers the following benefits:
    • A choice of policy term- either a 12 year term (with a 6 year premium payment term) or a 20 year term (with a 10 year premium payment term)
    • Assured annual money back during the policy term subject to all premiums being paid/until the death of the life insured
    • Maturity pay-out consisting of 50% lump sum pay-out with the rest being paid out annually with a 3% increment each year
    • Guaranteed maturity addition of 30% of the ‘sum assured on maturity’ amount
    • Riders are offered to provide enhanced protection under the plan
    • Loans can be availed against the policy provided the policy has reached surrender value. Up to 70% of the surrender value can be availed through a loan
    Bharti AXA Life Dhan Varsha This is a limited pay participating life insurance plan offering guarantee survival benefit and annual cash bonuses, along with additional benefits as listed below:
    • Policy terms ranging from 20 year (with a 10 year premium payment term) or 25 year (with a 15 year premium payment term)
    • Guaranteed survival benefit payable from the 10th policy year upto maturity of the policy
    • Cash bonuses payable from the 7th policy year onwards (non-guaranteed)
    • Maturity benefit equal to the Sum Assured is payable on policy maturity if the policy is still in force
    • Riders can be availed to enhance protection offered under the basic policy
    Bharti AXA Life Samriddhi This is a participating, savings-oriented life insurance plan that guaranteed a return of the Sum Assured on maturity as well as :
    • A choice of premium payment term- either regular (10,15,20,25 or 30 years) or limited pay (10 0r 20 year term)
    • Maturity benefit of 100% of the Sum Assured payable on surviving the policy term if all premiums have been paid and the policy is in force
    • Non-guaranteed bonuses could be paid out annually
    • Death benefit of 11 times annualised premium or Sum Assured amount payable to nominees
    • Riders are offered to enhance coverage under the policy
    Bharti AXA Life Elite Advantage This is a non-participating savings life insurance policy with the following benefits:
    • Guaranteed returns in the form of a pay-out on policy maturity if all premiums have been paid
    • Choice of premium payment term (either 5,7 or 12 years)
    • Maturity benefit payable provided all premiums have been paid and consist of a percentage of the Sum Assured payable till the 19th policy year. A lump sum would be payable on the 20th year.
    • Death benefit would be payable to the life insured’s nominees which would be the higher of the Sum Assured on maturity, 11 times the annualised premium or 105% of all premiums paid
    Bharti AXA Life Aajeevan Sampatti+ This is a participating whole life insurance policy that provides guaranteed pay-outs along with the following benefits:
    • Guaranteed pay-outs from the 10th policy year onwards till the policy matures provided all premiums are paid
    • Policy coverage extends to 100 years of age, which is one of the longest tenures
    • Death benefit provides the life insured’s nominees with 11 times the annualised premium amount or the Sum Assured on maturity, whichever is higher
    • High Sum Assured amounts would receive a discount on the base premium amount payable
    • The policy also has optional riders which can be used to enhance coverage
    Bharti AXA Life Secure Savings Plan This is a traditional life insurance policy that provides guaranteed additions on the amount along with the following benefits:
    • Policy terms can be either 15 or 20 years
    • Guaranteed additions in the form of a percentage of the annual cumulative base premium are paid out at maturity/on the demise of the life insured
    • Maturity benefit of 100% of the Sum Assured is payable on surviving the term
    • Nominees stand to receive 10 times the annualised premium or 100% of the Sum Assured in the event of the death of the life insured during the policy term
    • The policy also has riders, which can be added to the policy at an extra cost to enhance protection
    Bharti AXA Life Monthly Income Plan+ This is a limited pay, traditional life insurance policy that provides a monthly income during the policy duration as well as the benefits listed below:
    • Monthly income that is tax-free after the premium paying term
    • Non-guaranteed annual bonus that is accrued and payable at policy maturity or on the death of the life insured
    • Choice of 15,20 or 30 year policy term
    • Riders that can be added to the existing policy to enhance coverage and protection
    • Death benefit payable to the nominees in case of the death of the life insured during the policy term is either 105% of all premiums paid or the Sum Assured at maturity, whichever is higher
    Bharti AXA Life Secure Income Plan This is a traditional non-participating life insurance policy that provides 8% of the Sum Assured as monthly income, along with the following benefits:
    • A guaranteed monthly income would be payable on completion of the premium payment term up till maturity of the policy
    • Guaranteed maturity benefit payable on the life insured surviving till the policy matures, with 170%-200% of the Sum Assured payable depending on the policy term selected
    • Death benefit payable to nominees if the policyholder passes away during the policy term would be either the Sum Assured or 11 times the annual premium, whichever is higher
    • Loans can be taken against the policy provided the policy has reached surrender value; loans can be up to 70% of the policy surrender value
    Bharti AXA Life Flexi Save This is a traditional, limited pay life insurance policy that offers policyholders the following benefits:
    • Choice of 3 policy terms as mentioned below:
    Policy term 20 years 25 years 30 years
    Premium payment term 5 pay 7 pay 12 pay
    • Flexible benefit period, during which time the policy benefit can be brought forward if desired
    • Maturity benefit where 100% of the Sum Assured will be paid out to the policyholder on surviving till maturity
    • Death benefit payable is either 105% of the premiums paid or base Sum Assured or combination of the two in case of death of the life assured
    Bharti AXA Life Child Advantage This is a non-linked child insurance policy that offers endowment or money back options as well as the following:
    • Benefits choice between endowment (where a lump sum is provided at the time of policy maturity) or money back (where guaranteed pay-outs are made in the last 5 years of the policy term)
    • Choice of premium payment term ranging from 11 to 21 years
    • Maturity benefit which would depend on the type of policy opted for (either money back or endowment)
    • Nominees receive a death benefit which would be 11 times the annualised premium or the Sum Assured amount on the death of the life insured during the policy term
    Bharti AXA Life eAajeevan Sampatti+ This is an online, non-linked whole life insurance policy that provides coverage up to the age of 100 years in addition to the benefits mentioned below:
    • Premium payment period of 10 or 15 years, which is to be selected at the time of buying the policy
    • Guaranteed pay-outs are made annually from the 10th policy year onwards up to the policy maturity
    • Nominees stand to receive 11 times the annualised premium or the Sum Assured on maturity, whichever is higher in case of the death of the life insured
    • The Sum Assured will be paid out at maturity on the life insured surviving till maturity
    • The policy offers discounts on the base premium rate for high Sum Assured amounts (above Rs.4 lakh)
    • Policyholders can avail loans against the policy if the policy has achieved surrender value
    Bharti AXA Life Smart Jeevan This is a non-linked, non-participating return of premium insurance policy that provides a 100% return of premium amount as well as the following:
    • Fixed policy term of 12 years
    • Maturity benefit of 100% of the Sum Assured if the life insured survives the policy term
    • Death benefit of either 105% of the Sum Assured or 11 times the annualised premium or the Sum Assured on maturity is payable to the nominees of the policyholder in case of death during the policy term

    Bharti AXA Protection Plans:

    The protection plans offered by Bharti AXA Life are listed below:

    Plan Name Key Features
    Bharti AXA Life Income Protection This is a non-linked non-participating term insurance policy that provides a return of premium along with the following:
    • Choice of policy terms, where policyholders can choose between 12, 15 and 20 year terms
    • In the event of the life insured’s death during the policy term, a death benefit is paid out to nominees which is 105% of all premiums paid till death, 10 times annualised premium, the amount assured to be paid on death or the Sum Assured on maturity, whichever is higher
    • Maturity benefit is payable if the life insured survives till the policy maturity, and can be chosen at the time of buying the policy based on the policy tenure
    Bharti AXA Life Secure Confident This is a basic life insurance policy that has the following features:
    • Choice of policy term ranging from 5 to 25 years
    • In the event of the death of the life insured, the nominees will receive the Sum Assured amount provided the policy is still in force and premiums have been paid
    • Riders can be added to the base policy to enhance security and protection
    Bharti AXA Life Elite Secure This is a comprehensive non-participating term life insurance policy with the following features:
    • Policy term extends to 75 years of age
    • Choice of riders to extend coverage
    • Death benefit payable to nominees in the event of the life insured’s death will be the Sum Assured amount
    Bharti AXA Life eProtect This is an online non-participating term life insurance policy with the following features:
    • Family care benefits in the event of the death of the life insured
    • Immediate pay-out of Rs.1 lakh within 48 hours of claim submission
    • Lowered premium rates for non-smokers
    • Choice of premium payment terms
    Bharti AXA Life eProtect+ This is a non-participating term life insurance policy with the following features:
    • Choice of death benefit, which is to be selected at the start of the policy term which can be either of the two:
    • Lump sum pay-out (50% at time of death claim and balance over 10 year period)
    • Monthly income payable over 180 months

    Bharti AXA Life Health Plans:

    The health plans offered by Bharti AXA Life are mentioned below:

    Plan Name Key Features
    Bharti AXA Life Triple Health This is a comprehensive health insurance policy that offers the following features:
    • 3 separate categories for illnesses that are covered under the policy
    • Up to 3 claims for illnesses, provided the illnesses come from different categories
    • 100% Sum assured pay-out for each claim that is accepted from among the list mentioned in the policy document
    • Fixed policy term of 15 years
    • Premium waiver in the event of a claim being filed, while protection continues until maturity

    Bharti AXA Investment Plans:

    The investment plans offered by Bharti AXA Life are listed below:

    Plan name Key features
    Bharti AXA Life Future Invest This is a linked and limited pay life insurance policy that provides policyholders with the following features:
    • Fixed policy tenure of 10 years with a 5 year premium payment term
    • Wide range of fund options, with a choice of 6 funds to suit every risk appetite
    • No allocation charge for investments
    • Option to extend investment period for 5 years beyond policy term
    • Partial withdrawal can be made after the 5th policy year
    • Funds can be switched to take advantage of market conditions, with up to 12 free switches allowed per policy year
    • Maturity benefit of either lump sum of policy fund value or withdrawal of maturity benefit at chosen intervals on survival till maturity
    • Death benefit payable to nominees in the event of the demise of the policyholder during the policy term
    Bharti AXA Life eFuture Invest This is an online, limited pay linked endowment life insurance policy with the following features and benefits:
    • Fixed policy term of 10 years with a premium paying term of 5 years
    • Partial withdrawal after the 5th policy year if all premiums have been paid
    • Choice of basket of 6 funds with varying risk
    • Investment can be extendable by 5 years from policy maturity date if desired
    • No allocation fee charged
    • Maturity benefit payable if the policyholder survives the policy term, which will be either a lump sum of the policy fund value or a maturity benefit payable at regular intervals
    • A death benefit would be payable in the event of the life insured’s death, where nominees will receive either the Sum Assured, 105% of all premiums paid till date or the policy fund value at the time of death intimation

    Bharti AXA Group Plans:

    The Bharti AXA Life group insurance plans offered are listed below:

    Plan name Key features
    Bharti AXA Life Loan Secure This is a group credit protection policy that protects the dependents of the policyholders from liabilities in the event of their demise with the following features:
    • The policy allows for the policyholders to choose a sum assured amount that is equal to the loan outstanding
    • Moratorium cover is offered, where the Sum Assured remains constant during the period after which it drops to prevailing rates
    • In the event of the death of the life insured due to an insured event, the dependents will not have to cover the balance outstanding loan amount
    • Premium amounts can be paid singly or by clubbing the amount with the loan EMI
    • Policyholders can choose to continue with the life cover even after the loan has been paid off
    Bharti AXA Life Smart Bima This is a one year renewable group term insurance policy with the following features:
    • Low Sum Assured amount, making it affordable for small organisations as well
    • Policy does not stipulate a medical test for policyholders
    • The death benefit payable to nominees on the death of the life insured during the policy term is the Sum Assured amount
    Bharti AXA Life Jan Suraksha This is a one year renewable group insurance policy targeted at micro-financial institutions and offers the following:
    • Provides coverage for the policyholder’s spouse
    • The policy requires a single premium payment for that particular year
    • The death benefit payable in the event of the death of the policyholder is equal to the coverage provided to the policyholder
    Bharti AXA Life Group Suraksha This is a one year renewable group term insurance policy that offers the following features:
    • Minimum group size of 15 members are required for the policy
    • There is no medical underwriting for the policy
    • The death benefit payable to nominees in the event of the death of the policyholder during the policy term is the Sum Assured amount

    How to file a claim with Bharti AXA Life?

    benefits of bharti axa life insurance
    Benefits of Bharti AXA Life Insurance

    Bharti AXA Life seeks to make it easy for all policyholders to file a claim, and with this in mind, have streamlined their claims processing, assuring policyholders of a release of funds within 48 hours of intimation of the claim.

    Bharti AXA Life has a 3 step offline claims processing procedure and provides assistance at every step of the way, in addition to providing online tracking so claimants can monitor their claim online.

    Bharti AXA Life has an online claims process procedure as well as an offline one, enabling policyholders to choose a process based on their convenience.

    Online Claims Process:

    Bharti AXA Life’s online claims process consists of 4 steps, all of which are processed online. The claims can be tracked on the website at every stage of the process.

    The online claims process for Bharti AXA Life insurance policies is given below:

    Step 1: Claim Registration

    The claimant is required to register the claim on the Bharti AXA Life website. The following information is to be provided at the time of registering a claim:

    • The type of claim (death claim or living benefits claim)
    • Policy number
    • Date of birth
    • Name of the insured

    On submitting the above information, the claim will be registered and the claimant will receive an acknowledgement of the same.

    Step 2: Upload Documents

    On successfully registering the claim, the claimant will have to upload documents supporting the claim that was filed.

    Step 3: Track Your Claim

    On uploading the documents, the claimant will receive an acknowledgement and can track the status of the claim processing online. The claimant will have to enter the following details to track a claim:

    • Policy number
    • Date of birth

    Alternatively, the claimant can choose to enter the claim number, following which the claim status will be displayed onscreen.

    Once the claim has been processed, the claimant will receive a notification via email/SMS regarding the status. If approved, the pay-out will be credited to the claimant.

    In the event the claim has been rejected, the claimant will be notified of the same.

    Step 4: Give Feedback

    Claimants can provide feedback of the claims process and register grievances, if any, in the last stage of the process. A representative would get in touch with the claimant to redress any grievance.

    Offline Claims Process

    Bharti AXA Life policyholders can also submit their claims offline. The procedure to file an offline claim is as follows:

    Step 1: Claim Intimation

    The claimant is required to notify Bharti AXA Life of a claim through any of the ways listed below:

    • Walking into a Bharti AXA Life branch
    • Calling on the toll-free number
    • Emailing the Claims Department
    • Requesting a call back from the company

    Please note: Requesting a call back and calling on the toll-free number are both considered verbal intimation and claims would be registered only after a written intimation is received by the company.

    Step 2: Document Submission and Verification

    After the claim is registered, the claimant is required to submit documents to validate the claim. The documents can be submitted in person and would depend on the type of claim that is being filed.

    In the case of a group death claim, the list of documents to be filed is listed below:

    • Death claim form filled and signed by the master policyholder and nominee.
    • Copy of attested death certificate.
    • Cancelled cheque (nominee).
    • Copy of FIR and post-mortem report (in case of death by accident/suicide/murder).

    For non-accidental deaths, the following additional documentation is required:

    • Copy of medico-legal cause of death certificate.
    • Copy of medical records.
    • Treating doctor’s certificate.

    For death claims, the following documentation is required:

    • Original policy bond.
    • Claimant’s statement form
    • Copy of attested death certificate issued by a local authority.
    • Copy of photo identity and residence proof of the nominee.
    • Copy of the nominee’s bank passbook and a personalised cancelled cheque.
    • Copy of FIR and post mortem report (in case of death due to accident/suicide/murder).

    For non-accidental deaths, the following additional documents are required:

    • Copy of medico legal cause of death certificate.
    • Copy of medical records.
    • Treating doctor’s certificate.
    • Employer certificate.
    • Family physician certificate.

    For hospitalisation claims, the following documents are to be submitted:

    • Copy of policy certificate.
    • Claimant’s statement form.
    • Copy of medical records (hospital bill, discharge summary, test reports).
    • Treating doctor’s certificate.

    Claim Settlement Ratio

    Bharti AXA Life has maintained a healthy claim settlement ratio of 80.02% for the financial year 2015-2016.

    Claim Settlement Ratio of Bharti AXA Life Insurance

    Bharti AXA is one of the top insurance service providers in the country with a diverse range of products in its lineup. The company promises a quick claim settlement process that honours all valid claims from customers. For the fiscal year 2016-17, its claim settlement ratio is as follows:

    No. of claims received No. of claims approved Claim settlement ratio
    878 811 92.37%

    Claim settlement ratio trend over the years:

    Year 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17
    Settlement Ratio 88% 89% 88% 81% 80% 92%

    Documents required to buy a Bharti AXA Life Policy:

    Individuals and organisations looking to buy a Bharti AXA Life insurance policy can do so in a few simply steps by visiting a branch office or applying online. When applying for a Bharti AXA Life insurance policy, the potential policyholder/policyholders are required to provide certain information and documentation to the company so the application can be processed.

    The list of documents to be submitted when applying for a Bharti AXA Life policy are:

    • Proof of identity
    • Proof of age
    • Proof of income
    • Proof of residence
    • PAN number

    How to check Bharti AXA Life Policy Status?

    Policyholders who wish to check the status of their Bharti AXA Life insurance policy can do so by looking up the Bharti AXA Life website. Policyholders have to input their policy number and date of birth in order to access details pertaining to their policy status, after which the information would be displayed on screen.

    Bharti AXA Life Online Premium Payment:

    Bharti AXA Life policyholders can choose to pay their premiums through multiple mediums. With the aim of making it more convenient for policyholders to pay their premiums with minimum hassle, the company has introduced online premium payments.

    Policyholders can choose to pay their premiums online through a credit or debit card or by using netbanking.

    The process to pay premiums online is listed below:

    • Visit the Bharti AXA Life website and go to the ‘Pay Premiums’ tab on the homepage.
    • Enter the policy details as requested.
    • Choose the method of payment (bank account or debit/credit card).
    • Enter authentication details and authorise the transaction.
    • An acknowledgement will be sent once the transaction has been completed.

    Bharti AXA Life Premium Calculator:

    Buying life insurance is usually a long-term commitment that individuals make. Premium payments take up a significant chunk of income and many individuals would like to know how much they would need to set aside towards insurance premiums each year. Bharti AXA Life makes it easy for policyholders to calculate the amount of premium payable for a particular policy. The company has an online premium calculator that computes the amount of premium payable for a particular policy based on the policy tenure, policyholder’s age and the Sum Assured chosen. This provides a hassle-free and accurate way of predicting how much would need to be paid towards a premium for the selected policy.

    Bharti AXA Life FAQ’s

    1. What is the online claim filing process at Bharti AXA Life?

      A.Claimants who wish to file a claim online need to follow the below steps:

      • Register the claim
      • Upload supporting documents
      • Track the claim

      Additionally, claimants can also choose to provide feedback on the claims process.

    2. What are the possible reasons my Bharti AXA Life claim was rejected?

      A.The possible reasons behind a claim being rejected are listed below:

      • Misstatement of facts pertaining to the claim.
      • The event does not fall under situations that are covered under the policy.
      • Fraud.
      • Withholding of information at the time of buying the policy.
    3. What is the average claim processing time for a Bharti AXA Life insurance policy?

      A.Bharti AXA Life provides an assurance of claim settlement within 48 hours of the intimation of a claim provided all documentation is in order and there is no need for further investigation.

    4. Can I register for ECS to pay off my premiums?

      A.Yes, it is possible to register for ECS (Electronic Clearing Service) to pay off your premiums. The same can be done by submitting an ECS Mandate Form, which is available on the Bharti AXA Life website.

    5. What are the various ways I can pay my Bharti AXA Life insurance premium?

      A.Policyholders can choose to pay their Bharti AXA Life insurance premium through any of the following methods:

      • Debit/credit card
      • Net banking
      • Standing instructions
      • Bill Desk (for certain banks)
      • E-Bill payment (for certain banks)
      • Through cheque
      • Cash
      • IVR (phone) enabled payment

    This insurance company/organisation is not a partner of Bankbazaarinsurance.com. The content provided here is for informational purposes only. Readers should visit the branch office/website of the insurer for more details. The logos, trademarks, and other intellectual property on display belong to their respective owners.

    News About Life Insurance

    • Bharti AXA Life Launches Facility for Customers to Intimate Claims through WhatsApp

      Bharti AXA Life Insurance, a leading private-sector insurance company, has recently launched a novel facility which will allow customers to use WhatsApp to inform the company of claims. This newly-launched service is expected to make claims processing quicker and hassle-free for the customer.

      Bharti AXA has become the first Indian life insurance firm to provide customers the option of intimating claims by simply sending a text message via WhatsApp. Mr. Vikas Seth, the MD and CEO of Bharti AXA Life Insurance, said that once the nominee sends the claim intimation on the specified number through WhatsApp, a dedicated representative from Bharti AXA would be accessing this message and sending a quick response to the nominee.

      The nominee will then have to upload the required claim documents by clicking on a link, which will be shared with the concerned individual by the Bharti AXA representative. The insurer will then communicate the decision with regard to the claim to the nominee and will credit the claim settlement amount to the nominee’s bank account.

      Mr. Seth added that Bharti AXA has already processed a number of claims that were received via WhatsApp successfully.

      26 September 2018

    • Bharti AXA Life Insurance and Airtel Payments partner to offer PMJJBY

      Bharti AXA Life Insurance is the first life insurance company to have entered into an alliance with a payments bank to offer a life insurance plan. Bharti AXA will now distribute the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) through Airtel Payments Bank. The government-backed life insurance scheme provides Rs.2 lakh death benefit and is available at a nominal premium amount i.e. Rs.330 per year. Any individual from 18 years to 50 years can avail this life insurance policy through a completely secure digital process. The new paperless method to provide insurance will make purchasing life insurance convenient for customers. PMJJBY will initially be provided at 1 lakh banking points of Airtel Payments Bank and gradually at 5 lakh banking points. The aim of the alliance is to make life insurance available to 19 crore underinsured Indians.

      21 August 2018

    Bharti AXA Life Insurance Reviews

    • Bharti Axa Life Life Insurance
      "Excellent policy"
      0.5 3.0/5 "Satisfactory"
      I have got a offer from Bharti Axa life insurance policy. They have charged me Rs. 9000 for the insurance which is a annual payment mode but when i receive the documents they have mentioned that premium amount is 6000 approximate they have charged me Rs. 3000 as a interest for the EMI options which is not informed by anyone,. Because of this issue i have canceled the policy. The customer care service is really good. This is a term plan for 15 lakhs with a tenure period of 3 years.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 17, 2018
    • Bharti Axa Life Life Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I used to make the payment through online. This is a e-product policy which works as term insurance policy. I will get only the sum assured amount and will not get any returns. I have purchased this term insurance policy 6 years ago. The reason behind this company to take the policy is with a low premium and high coverage amount.
      Was this review helpful? 0
      , erode
      Reviewed on Sep 18, 2018
    • Bharti Axa Life Life Insurance
      "Unhappy with the services"
      0.5 2.5/5 "Just OK"
      It has not been a up to the mark experience with Bharti Axa. I have taken my life insurance from them. There was some problem with the executive and they need to be more transparent and clear in what they communicate to the customer. I would not wish to recommend them.
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      , delhi
      Reviewed on Jul 22, 2018
    • Bharti Axa Life Life Insurance
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I have a life insurance policy. It is with Bharti-Axa life insurance. It is corporate policy and the sum assured and the plan benefits are good. Since this policy is from the company I work for. There are no hassles in the services or the process.
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      , new delhi
      Reviewed on Jul 15, 2018
    • Bharti Axa Life Life Insurance
      "Satisfied."
      0.5 4.0/5 "Great!"
      My life insurance is with Bharti Axa. The customer services are good. They provide good benefits and the sum assured is also good. I have taken a term insurance. It is a corporate policy. It is beneficial as well. The process to get the policy was smooth.
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      , bangalore
      Reviewed on Jun 29, 2018
    • Bharti Axa Life Life Insurance
      "AVERAGE"
      0.5 3.0/5 "Satisfactory"
      30 thousand annual payment that i do for my BHARTI-AXA LIFE INSURANCE that i have been taken in 2016 December. Documentation i have done through physically where the agent came to the doorsteps and collected the documents. For 10 years i pay and in the 12th year i would be getting the money. For my family i have taken this insurance .
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      , coimbatore
      Reviewed on Jun 10, 2018
    • Bharti Axa Life Life Insurance
      "BEST"
      0.5 5.0/5 "Blown Away!"
      I have my health insurance with this institute and overall it is best one.This insurance is from my company they pay from my salary and this insurance is opened from my company it is beneficial one. It is a long term one and renewing yearly once and that too done by my company. All over it is good .
      Was this review helpful? 0
      , thane
      Reviewed on May 17, 2018
    • Bharti Axa Life Life Insurance
      "Recommendable Service"
      0.5 4.0/5 "Great!"
      The Bharthi-Axa Life insurance is really impressive. Their customer support is also very friendly. I pay an annual premium of 40000 through cheque. The tenure of the policy is 12 years and so far I never had a problem with the Bharthi- Axa Life insurance.
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      , karnal
      Reviewed on Apr 16, 2018
    • Bharti Axa Life Life Insurance
      "Very good"
      0.5 5.0/5 "Blown Away!"
      I have taken a life insurance policy from Bharti Axa, I got good plan on the policy and the policy coverage is also good, the policy is fine and I am satisfied with it. Everything is fine, I got good customer service at the time they narrated me about the policy, and yes I am satisfied with it.
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      , patna
      Reviewed on Apr 09, 2018
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