Bharti AXA Health Insurance Plans

• Premiums as low as Rs.17/day for sum assured of Rs.1 crore*
• Claim up to Rs. 1,50,000 deduction under section 80C**
• Choose between annual and monthly premium payment options

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 Bharti AXA Life Health Plans are an offering by the insurance conglomerate Bharti AXA Life, which offer policyholders protection against the rising cost of healthcare while also providing life coverage. Bharti AXA Life Health Plans come with a bouquet of features and benefits to help cover policyholders against most health-related ailments.

Benefits of Bharti AXA Life Health Plans:

• Effective protection: Bharti AXA Life health plans offer comprehensive protection against the rising costs of medical care.
• Comprehensive health plans: The Company offers comprehensive health plans that cover a range of illnesses and ailments, to provide one solution to all healthcare needs.
• Multiple claims during policy term: The plans provide policyholders with multiple claims during the policy term, thus ensuring the policyholder is covered in the event of multiple health issues.
• Tax benefits: The plans offer tax benefits to the policyholder, providing tax relief while also safeguarding the policyholder’s health care costs.

List of Bharti AXA Life Health Plans:

The health plans offered by Bharti AXA Life are as follows:

Bharti AXA Life Triple Health Insurance Plan:

This is a comprehensive health insurance plan that offers the policyholder coverage against 13 critical illnesses as well as the option to file up to 3 claims provided they are for illnesses from different categories as specified in the policy document.

Features and benefits of Bharti AXA Life Triple Health Insurance Plan:

• Claim for up to 3 times: This policy permits policyholders to file up to a maximum of 3 claims as long as the claims are for illnesses that fall into one of the other categories as classified in the plan. 100% of the sum assured is payable for each of the three claims provided they are from different categories.
• Sum assured pay-out on critical illness: In the event the policyholder contracts a critical illness from among the ones listed in the policy document, 100% of the sum assured will be paid out to the policyholder.
• Categories of illnesses: The policy has 3 separate categories of illnesses that are covered under the policy. The categories are as mentioned below:

• Premium waiver: In the event of a claim being filed, all future premiums are waived, with the company paying off the remaining premiums till maturity.
• Fixed policy term: The policy has a fixed term of 15 years, with a waiting period of 90 days before the first claim can be made from any of the groups.
• Minimum survival period: The policy stipulates a minimum survival period of 30 days following each claim.

Why should one opt for Bharti AXA Life Health Plans?

Bharti AXA Life Health Plans are the perfect solution for those looking to cover their healthcare costs as they provide a host of benefits. Policyholders who are looking at reining in the cost of healthcare in the future can opt for these policies as they provide pay-outs for up to 3 different ailments along with the benefit of a premium waiver. In addition to the policy benefits offered, there are additional benefits associated with Bharti AXA Life Health Plans, which are as follows:

• The policyholder stands to receive tax exemptions on the amount paid towards premiums for the policy.
• Policyholders also receive tax benefits on pay-outs and benefits received such as maturity benefit etc.