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  • Birla Sun Life Wealth With Protection Plans

    Life Insurance
    • Premiums as low as Rs.17/day for sum assured of Rs.1 crore*
    • Claim up to Rs. 1,50,000 deduction under section 80C**
    • Choose between annual and monthly premium payment options

    Everybody has dreams in life and it is very important to have them. Even more important is to have a plan ready to make those dreams come true. You can dream as big as you can. But to fulfill those dreams you will need a solid financial support. Birla Sun Life Insurance Wealth with Protection Solutions offer you an array of plans that provide you with a healthy coverage and help you to save money for a comfortable future. All the plans are designed to suit your financial needs. Using ULIP policies, you can get supplemental income even after you get a sizeable life cover. After all, Birla Sun Life Insurance has more than 15 years of experience in the insurance sector and it is listed in the top 7 private life insurance establishments in the country.

    Benefits of Birla Sun Life Insurance Wealth with Protection Plans

    Following are the benefits of choosing Birla Sun Life Insurance Wealth with Protection Plans to secure the financial future of your family:

    • Some of the plans under Birla Sun Life Insurance Wealth with Protection are unit-linked that allow you to pick how you want to invest your money.
    • These plans ensure that you achieve your financial goals by choosing an option of investment that suit your monetary targets the most.
    • These plans provide financial security to your family with the help of Whole Life Cover.
    • You get a lot of investment options to choose from to invest your premiums.
    • These savings and investment plans help you in leading a decent lifestyle at present as well as ensure that you have a risk-free future.
    • These plans help you in maintaining a good balance between your prevailing monetary difficulties and your family’s protection in the future.

    List of Wealth with Protection Plans offered by Birla Sun Life Insurance

    The following are the Wealth with Protection Plans offered by Birla Sun Life Insurance:

    BSLI Wealth Max Plan: This plan acts as an investment vehicle that provides financial security to your family and fetches good returns for you. This is a single premium unit linked plan which makes savings and investment easier for you.

    Benefits and features:

    Following are the benefits and features of BSLI Wealth Max Plan:

    • A guaranteed addition of 0.25% of the average fund will be added from the 6th to the 10th anniversary of the policy.
    • A guaranteed addition of 0.60% of the average fund value in the last year will be added from the 11th anniversary of the policy and will be continued thereafter.
    • You can get the flexibility to add top-ups in case you have extra savings.
    • You can get the facility to withdraw partial amounts in case of any emergency.
    • You can get tax benefits under Section 10(10D) and Section 80C of the Income Tax Act 1961.
    • You can get death, surrender as well as maturity benefits.

    BSLI Wealth Secure Plan: This plan can be customized as per your financial needs. This is a perfect combination of whole life coverage and long-term savings. You can not only select the basic premium but will also have the freedom to choose from three investment options, the basic sum assured and the mode of payment.

    Benefits and features:

    The following are the benefits and features of BSLI Wealth Secure Plan:

    • You can choose your investment option according to your financial needs.
    • You can choose to pay your premium installments monthly, quarterly, semi-annually or annually.
    • You can pay premiums for a limited policy term and receive coverage for entire life.
    • You can get the flexibility to add top-ups in case you have extra savings.
    • You can get the facility to withdraw partial amounts in case of any emergency.
    • You get death as well as surrender benefits.
    • You can get tax benefits under Section 10(10D) and Section 80C of the Income Tax Act 1961.

    BSLI Wealth Assure Plan: This plan helps you to grow your savings steadily with time. This plan gives you the freedom to choose your policy term, payment mode, basic premium, basic sum assured and your investment options. This is an absolute flexible plan and it offers you three options of investment.

    Benefits and features:

    Following are the benefits and features of BSLI Wealth Assure Plan:

    • This is an investment-cum-insurance plan that provides financial security to your family members.
    • This plan provides you three investments options- the self-managed option, the lifecycle option and the systematic transfer option.
    • You can get the flexibility to add top-ups in case you have extra savings.
    • You can get the facility to withdraw partial amounts in case of any emergency.
    • You will receive tax benefits under Section 10(10D) and Section 80C of the Income Tax Act 1961.

    BSLI Fortune Elite Plan: This is a policy flexible policy and it helps you in assuring that your assets and your wealth remain protected for your family. This plan has been especially ideated to take care of your estate planning and financial aims in life. It is a unit linked plan that gives life insurance coverage and the chance to enhance and preserve your wealth.

    Benefits and features:

    Following are the benefits and features of BSLI Fortune Elite Plan:

    • You can choose the policy term from 20, 25, 30, 35, and 40 years.
    • You can choose the premium paying term from 5, 10, 15, and 20 years.
    • You can choose from three options of investment that would be suitable to your financial needs.
    • You can get the flexibility to add top-ups in case you have extra savings.
    • You can get the facility to withdraw partial amounts in case of any emergency.
    • You can get tax benefits under Section 10(10D) and Section 80C of the Income Tax Act 1961.

    BSLI Wealth Aspire Plan: This policy allows you to choose your investment options, the mode of payment, policy term, the basic premium, the plan assured, and the plan option. It is a non-participating unit-linked insurance plan. In this plan, you get two plan options to choose from.

    Benefits and features:

    Following are the benefits and features of the BSLI Wealth Aspire plan:

    • You can choose your policy term, plan options, terms to pay premiums, and investment options.
    • The plan options that you can choose from are-classic option and assured option.
    • You can get the flexibility to add top-ups in case you have extra savings.
    • You can get the facility to withdraw partial amounts in case of any financial emergency.
    • You get maturity, surrender, and death benefits.
    Plan name Entry Age Maturity Age Premium
    BSLI Wealth Aspire Plan For classic option: Minimum 30 days and maximum 60 years For assured option: Minimum 18 years and maximum 50 years For classic option: 18 to 70 years. For assured option: 28 to 60 years. Minimum basic premium is Rs.30,000 for annual mode, Rs.36,000 for semi-annual mode and Rs.48,000 for monthly and quarterly mode.
    BSLI Fortune Elite Plan 1 to 55 years 75 years A minimum of Rs.40,000
    BSLI Wealth Assure Plan 8 to 65 years 75 years For annual payments, a minimum of Rs.100,000 and for monthly payments, a minimum of Rs.180,000 p.a.
    BSLI Wealth Secure Plan 1 to 60 years Information not available For annual payments, a minimum of Rs.20,000 p.a. For semi-annual payments, a minimum of Rs.30,000 p.a. For monthly or quarterly payments, a minimum of Rs.60,000 p.a.
    BSLI Wealth Max Plan 30 days to 70 years Information not available A minimum of Rs.100,000 for the policy term of 5 and 10 years. A minimum of Rs.200,000 for the policy terms of 15 and 20 years.

    Why does one need Birla Sun Life Insurance Wealth with Protection plans?

    You should take a Birla Sun Life Insurance Wealth with Protection Plans if someone is dependent on your income and also if you want to save and create a healthy wealth bank. This is the main purpose of taking a term plan from Birla Sun Life Insurance Wealth with Protection Plans. This is because the plans listed under this policy option will make certain that your beloved family members including parents, spouse, siblings, and children are financially safe even in your absence and you have steady and stable savings while you are working. Wealth with Protection plans help you secure money for your as well as your family’s future with proper investments.

    The other reasons for using the plans listed under this policy are to have a reliable source of income after retirement, benefit from having a second income in the case of critical illness or accident, and to provide for your children’s education, wedding, and lifestyle requirements. You receive survival, death and maturity benefits through these plans. Choosing a good plan at a young age will help you to build a healthy fund for your family. You can choose a suitable protection plan from Birla Sun Life Insurance to make sure that you are not under-insured. You can do this by analyzing your overall expenditures as well as liabilities and the amount of money you aim to save every month.

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