Ford EcoSport Car Insurance

Ford, one of the top automobiles manufacturers, starting operating in India from 1995, The firm currently has over 300 sales and service outlets located at over 200 cities across the country.

Why is it Important to Insure Your Ford EcoSport?

The government of India has made it mandatory for every car owner to insure his/her vehicle with at least a third-party liability cover via the Motor Vehicles Act. There are two kinds of insurance covers available in India, comprehensive car insurance policy and third-party liability cover. A comprehensive car insurance plan covers both third-party liabilities and own damage liabilities while the third-party liability car insurance plan covers only the third-party liabilities incurred as a result of a mishap like accident, theft, etc.

Ford EcoSport Car Insurance Providers

A good number of insurers offer Ford EcoSport car insurance in India, a few of them are mentioned below:

• Bajaj Allianz General Insurance Co. Ltd.
• New India Assurance General Insurance Co. Ltd.
• IFFCO-Tokio General Insurance Co. Ltd.
• Bharti AXA General Insurance Co. Ltd.
• Universal Sompo General Insurance Co. Ltd.
• HDFC ERGO General Insurance Co. Ltd.
• Future Generali India Insurance Co. Ltd.

Ford EcoSport Models

The below table exhibits various models of Ford EcoSport along with the starting *prices

Ford EcoSport Variants	Mileage	Starting *Ex-Showroom Price (New Delhi)
1.5l Petrol Ambiente MT	17.0 km/l	₹ 7,77,300
1.5l Diesel Ambiente MT	23.0 km/l	₹ 8,37,300
1.5l Petrol Trend MT	17.0 km/l	₹ 8,46,300
1.5l Diesel Trend MT	23.0 km/l	₹ 9,06,300
1.5l Petrol Trend+ AT	14.8 km/l	₹ 9,65,900
1.5l Diesel Trend+ MT	23.0 km/l	₹ 9,46,300
1.5l Petrol Titanium MT	17.0 km/l	₹ 9,50,500
1.5l Diesel Titanium MT	23.0 km/l	₹ 9,99,900
1.5l Diesel Titanium MT	23.0 km/l	₹ 9,99,900
1.5l Petrol Titanium+ AT	14.8 km/l	₹ 11,30,700
1.5l Diesel Titanium+ MT	23.0 km/l	₹ 10,99,900
1.5l Petrol Titanium+ MT	17.0 km/l	₹ 10,47,400

*Please note that the above prices are exclusively for New Delhi and are subject to change with respect to the city you purchase the vehicle from.

Specifications of the Ford EcoSport Models

The below table exhibits engine specifications of the Ford EcoSport Models

Engine type	Petrol Engine	Petrol Engine (AT)	Diesel Engine
Displacement (cc)	1497	1497	1498
Maximum Engine output	120 bhp@6500 rpm	120 bhp@6500 rpm	99 bhp@3750 rpm
Maximum torque	150 Nm@4500 rpm	150 Nm@4500 rpm	205 Nm@1750-3250 rpm
Transmission	Manual	Automatic	Manual

Types of Ford EcoSport Car Insurance

There are two kinds of car insurance policies available for Ford EcoSport:

• Comprehensive Car Insurance

A comprehensive car insurance plan covers own damage liabilities as well as third-party liabilities that the policyholder incurs at the time of any mishap.

• Third-party Liability Cover

Third-party liability car insurance plan covers third-party liabilities that the policyholder incurs at the time of any mishap.

Buying/Renewing Ford EcoSport Car Insurance

You can purchase or renew your car insurance online or offline depending on your convenience

• Online:

You can purchase or renew your Ford EcoSport car insurance plan online via third-party insurance websites or official websites of insurers at your own convenience. Availing insurance policy online is easy, hassle-free and consumes very less time.

• Offline:

You can also purchase or renew your car insurance policy offline by visiting any of the insurer’s branch offices or meeting with a licensed insurance agent.

Ford EcoSport Car Insurance Claim Process

The claim process for Ford EcoSport car insurance involves the following steps:

• Inform the insurer as soon as the mishap happens by visiting the nearest branch office or contacting the customer care
• Register either a cashless claim or reimbursement claim with the insurer
• File an FIR at the nearest police station in case of accident or theft
• The insurer will send an authorised surveyor to the place of incident to inspect the vehicle and assess the total value of the damages incurred
• On the request of the surveyor or insurer, submit copies of the relevant documents and get them cross-verified with the originals of the same
• After your documents are in order, the surveyor will approve for your car to be repaired
• Have your vehicle towed or drive your vehicle to the nearest garage and get it fixed
• In case of cashless claim settlement, the insurer will pay the garage for the repairs done
• In case of reimbursement claim settlement, you will have to pay the garage for the repairs and have the amount reimbursed from the insurer after submitting the relevant receipts

Inclusions and Exclusions of Ford EcoSport Car Insurance

Ford EcoSport Car Insurance comes with a number of inclusions and exclusions, a few of them are listed below:

• Inclusions:
  • Loss/damage due to natural calamities
  • loss/damage due to man-made calamities
  • Third-party liabilities
  • Own damage liabilities
• Exclusions:
  • Loss/damage when the policy is not in force
  • Loss/damage as a result of nuclear perils and wars
  • Loss/damage as a result of drunken driving
  • Loss/damage caused by an undersage person driving the vehicle
  • Loss/damage caused when the vehicle was being used for illegal purpose

Add-ons Offered with Ford EcoSport Car Insurance

There are a number of add-ons offered with Ford EcoSport Car Insurance, a few of them are given below:

• Zero Depreciation Cover
• Return To Invoice Cover
• No Claim Bonus Protect Cover
• Key Replacement Cover
• Engine Protect Cover
• Passenger Cover

Discounts Offered with Ford EcoSport Car Insurance

The insurers offer a number of discounts to Ford EcoSport car owners, a few of them are given below:

• No Claim Bonus Discount
• Discount if you are a member of any of the automobile associations of India
• Discount if you have installed ARAI approved security devices in your car
• Professional Discount

Ford EcoSport Car Insurance FAQs:

1. Is it necessary to inform the insurer if I install a CNG/LPG kit in my car?

Yes, it is necessary that you inform your insurer as well as the RTO if you install a CNG/LPG kit in your vehicle. This is considered as a premium paying endorsement and have to be included in your insurance policy document.

2. What is a voluntary deductible?

A voluntary deductible is a percentage of the insured amount that you volunteer to pay at the time of claim settlement in order to avail a discount on your insurance premium.

3. How long is a car insurance valid?

A car insurance is usually valid for a period of 1 year. There are some insurers who also offer a car insurance policy for a period of 3 years.

4. Can I cancel my car insurance anytime?

Yes, you can cancel your car insurance anytime, provided you avail another car insurance and submit the supporting documents for the same to your previous insurer during the cancellation.

5. What is a certificate of insurance?

A certificate of insurance is a legal document issued by the insurer to th policyholder that includes all the necessary information with respect to the car insurance policy.