A car insurance is an agreement between the insurer and the insured, where the insurer promises to protect the policyholder from any unforeseen liabilities that arise as a result of mishap, in exchange for a fixed premium. As per the Motor Vehicles Act, it is mandatory in India for every car owner to insure his/her vehicle with at least a third-party liability cover. Delhi is one of the busiest cities in India, especially in terms of the traffic on roads. Hence it is a must for any car owner to insure his/her car in Delhi
Basically all insurers in Delhi offer two types of car insurance covers; comprehensive car insurance plan and third-party liability cover.
A comprehensive car insurance plan covers third-party liabilities as well as own damage liabilities that one incurs due to a misap.
A third-party liability car insurance plan covers third-party liabilities alone that one incurs at the time of a mishap.
A number of car insurers in Delhi offer good car insurance plans, a few among them are listed below:
Car insurance policy in Delhi can be purchased or renewed either online or offline depending on your convenience.
You can purchase car insurance policy online by visiting official insurance websites or third-party insurance websites. These websites come with a built-in premium calculator that, based on the provide information, calculates an estimate of your car insurance premium and quotes the same. Based on the insurance premium estimate, you make a decision on the insurer you want to purchase or renew your car insurance policy.
You can purchase or renew your car insurance policy offline by visiting the nearest branch office of the insurer or meeting up with insurance agents. You will have to submit hard copies of relevant documents to the insurance at the time of policy purchase or renewal.
Car insurance claim process involves the following steps:
Car insurance comes with a number of inclusions and exclusions, a few of them are mentioned below:
Insurers offer a number of add-ons with the insurance policy in order to increase the policy coverage, a few of the popular ones are listed below:
Insurers offer a number of discounts on car insurance premiums in Delhi, a few of the discounts are mentioned below:
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