Kolkata is one of the metropolitan cities in India. As one of the main hubs in India in terms of rich culture and commerce. The city faces heavy traffic, though less compared to Chennai, Bangalore and Delhi and has its own share of accidents taking place. Hence, it is vital that the car owners in the city have a good car insurance that protects them from unforeseen liabilities.
Types of Car insurance Available in Kolkata
There are two kinds of car insurance plans being offered in Kolkata:
A comprehensive car insurance cover is an insurance plan that covers own damage liabilities as well as third-party liabilities at the time of a mishap.
Third-party Liability Cover A third-party liability cover is an insurance plan that covers third-party liabilities at the time of a mishap.
Top Car Insurers in Kolkata
A number of car insurers in Kolkata offer good car insurance plans, a few among them are mentioned below:
Car Insurance Policy Purchase and Renewal in Kolkata
You can avail a car insurance, either comprehensive or third-party, online or offline, depending on your convenience.
You can visit the official website of the insurer or third-party insurance websites to purchase or renew car insurance. You can use a credit card or debit card or netbanking to pay for the insurance plan.
You can visit the nearest branch office of the insurer or meet with an insurance agent to avail a car insurance plan that suits your insurance needs within your budget.
Car Insurance Claim Process in Kolkata
When you file a claim, there are certain steps involved before you can get your claim settlement. Below mentioned are the steps involved in the claim process:
Car Insurance Inclusions and Exclusions
Car insurance in Kolkata comes with certain inclusions and exclusions such as:
Car Insurance Add-ons Offered in Kolkata
Insurers in Kolkata offer certain add-ons with the comprehensive car insurance policy to increase the insurance coverage, a few of them are mentioned below:
Discounts Offered on Car Insurance Premiums in Kolkata
Insurers in Kolkata offer a n umber of discounts on the car insurance premium, a few of them are mentioned below: