It is mandatory to have car insurance as it covers you in case your vehicle gets damaged or stolen and protects your from any financial burden that you may experience. However, there are various situations post which the insurance company may not approve your claim. For example, if your vehicle gets damaged during a riot, the insurer will not honour the claim. So, what about if your vehicle is damaged due to an animal attack? Will the insurance company approve your claim?
Yes, an animal attack will be covered under a comprehensive insurance policy. In case your vehicle is damaged because an animal attacked it or unintentionally played a role in causing the damage, the insurance policy will cover the loss incurred, subject to company’s policy.
An animal may cause various types of damages to your vehicle, which are:
As an owner of a vehicle, there are certain measures you can take in order to prevent your vehicle from getting damaged by an animal attack. Some of these measures are as follows:
Thus it is always advisable to have a comprehensive third-party insurance policy so as to cover your car from any liabilities arising out of any damage caused by an animal. Third party insurance policies do not generally cover attacks or damage caused by animals, hence it is always recommended to have a comprehensive insurance policy which protects you from such financial losses.
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