Monsoons are one of the most awaited seasons in India. People from various walks of life wait eagerly for the monsoon showers, for the growth of crops, for the blessing of ample water, etc. Now, though rains are a boon for a number of reasons, when it comes to vehicles, monsoons can cause a number of issues. Sometimes the flooding of certain areas, heavy rain, storm conditions, etc. can lead to water seeping into the vehicle engine or other parts of the car, causing engine failure and other vehicle-related issues that can cost you a lot.
Having a car insurance will financially protect you against liabilities as a result of vehicle-related issues. You can You can purchase a comprehensive cover or a third-party liability cover based on the kind of insurance coverage you require. A comprehensive car insurance policy offers coverage for both third-party damages and damages to you and your car whereas a third-party liability only cover offers coverage for only third-party damages. Every car insurance policy comes with certain exclusions which you can convert to a policy inclusion, provided you opt for the right insurance add-on covers, especially keeping the monsoons in mind.
Here are a few of the popular add-on covers that you can opt for during the monsoon season:
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