Universal Sompo Car Insurance cashless network garages 

Universal Sompo General Insurance has 137 insurance products on offer for citizens in the country that have been approved by the Insurance Regulatory and Development Authority of India (IRDAI). In FY 2015-2016, Universal Sompo sold more than 1.6 million insurance policies and collected premiums amounting to Rs.903.79 Crore.  

Customers can purchase car insurance policies online on the website of Universal Sompo General Insurance. Universal Sompo car insurance policyholders can also opt for the cashless claim settlement at any of the network garages of the insurer present across the country.  

Benefits of Universal Sompo Car Insurance 

Listed below are some of the key benefits of Universal Sompo Car Insurance:  

• Wide range of add-on covers to choose from over the base policy.  
• 24/7 claim team.  
• Discounts on car insurance premiums.  
• Transfer of No Claim Bonus.  
• Choice of the third-party liability car insurance policy and comprehensive car insurance policy or both in one as a packaged policy.  

List of Universal Sompo cashless network garages 

Listed below are some of the cashless network garages of Universal Sompo present in Chennai Mumbai, Bengaluru, Kolkata and New Delhi:  

• Bengaluru 

Listed below are some of the Universal Sompo cashless network garages present in Bengaluru:  

Cashless network garages	Address
Windshield Care	#0003, Sanjivini Complex, Opp. Jakkur Air Field, International Airport Road, Bangalore, Karnataka - 560064
T V Sundram Iyengar & Sons Ltd	#10/1A, Hoodi Industrial Area Off Whitefield Road, Mahadevapura Post, Bangalore, Karnataka - 560048
Apple Auto Private Limited	#102/1, Outer Ring Road, B. Narayanapura, Whitefield, Bangalore, Karnataka - 560016
Automobile Service Centre	#11, Sadaramangala Industrial Area, Whitefield Rd, Mahadevapura, Bangalore, Karnataka - 560048
Kalyani Motors Pvt Ltd	#16, Muneshwara Form, 100 Ft Ring Rd, Behind IOC Petrol Bunk, Pantarapalya, Bangalore -560039

• Chennai 

Policyholders residing in Chennai can avail the cashless claim settlement at any of the cashless network garages of Universal Sompo as listed below:  

Cashless network garages	Address
Kapico Motors (India) Pvt. Ltd	#6, Thirumurugan Street, Poonamallee High Road, (Behind Rohini Theater), Koyambedu, Chennai, Tamil Nadu - 600058
Power Cars	#2/398, Mount Poonamalle Rd, Ayyappanthangal, Chennai - 600056
Dsc Motor Pvt. Ltd	#48/5, Arcot Road, Opp. To Big Bazaar, Saligramam, Chennai, Tamil Nadu - 600093
Srinivasa Cars Pvt. Ltd	#67, Developers Plot (SP), Industrial Estate, Near Vavin Junction, Ambattur, Chennai, Tamil Nadu - 600058
Chennai Auto Glass	#78, 5Th Cross Street, Thillai Nagar Extn., near Reliance Fresh, Senthil Nagar, Kolathur, Chennai, Tamil Nadu - 600099

• Kolkata 

Listed below are some of the Universal Sompo cashless network garages present in Kolkata:  

Cashless network garages	Address
Ultracraft	103/1B, Raja Dinendra Street (near Perashnath Mandir-Manicktale), Kolkata, West Bengal - 700006
Mahansaria & Sons Pvt Ltd	109, N S Rd, Harinavi, Malancha Mahinagar, South 24 Parganas, Kolkata, West Bengal - 700145
Maruti Kraft	10B, Ashutosh Mukherjee Road, Bhownipur, Kolkata, West Bengal - 700020
Bobby Automobiles	13/2, Mahendra Roy Lane, Gobinda Khatik Rd., Near EM bypass, Salt Lake, Kolkata, West Bengal - 700046
Sunny Automobile	105/H/8, Bidhan Nagar Road Kolkata, West Bengal - 700067

• Mumbai 

Universal Sompo car insurance policyholders can avail the cashless claim settlement at the below-listed network garages:  

Cashless network garages	Address
Auto Bahn Enterprises Pvt Ltd	11/Bhori Stable, Opp. Somani Ground, next to Deshmukh Park, Goregaon (W), Mumbai, Maharashtra - 400104
Torrent Motors Pvt Ltd	15, Champion Seal Compound, Parsi Panchayat Road, Sonaudyog, Andheri East, Mumbai, Maharashtra - 400069
Bhavna Automobiles Pvt. Ltd.	176, CST Road, Reshamsingh Compound Kalina, Santacruz (East) Mumbai
Chamunda Motors P Ltd	20-1/1, Ram Baug, near Sunder Dham, off S,V, Rd Borivali (W), Mumbai, Maharashtra - 400092
Shri Ganesh Motor Works	43, CD, Govt Ind Estate, Brimco Circle, Charkop, Kandivali, Mumbai -400067

• Delhi 

Universal Sompo car insurance policyholders can avail the cashless claim settlement at the below-listed network garages:  

Cashless network garages	Address
Johar Motors	11/3, Main Mathura Road, next to the police station, Badarpur Border, New Delhi, Delhi - 110044
M/S Sterling Vehicle And General Sales Pvt Ltd	19, Shivaji Marg, Najafgarh Rd, Moti Nagar, New Delhi - 110015
Oswal Agencies	334/8 Preetampura Village, Behind Shiva Market, Preetampura , New Delhi, Delhi - 110088
Tanisha Motor Services	32, DLF Industrial Area, Opp. Metro Pillar No.315, Main Najafgarh Rd, Moti Nagari, New Delhi - Delhi 110015
Auto Risk Management Services Pvt Ltd	503-504, Pragati Tower, Rajendra Place, New Delhi-11008

Universal Sompo Car Insurance cashless claim process 

Following an accident, policyholders have to follow the steps mentioned below to register a cashless claim:  

• Following an accident, policyholders have to inform the Universal Sompo claim assistance team via the toll-free numbers - 1-800-22-4030 (MTNL and BSNL) and 1-800-200-4030 (Reliance and other connections) or can email the insurer at contactclaims@universalsompo.com.  
• The policyholder has to procure the cashless claim authorisation form and enter details such as his/her policy number, name of the policyholder, contact number, details of the accident, damages caused, etc.  
• If the damage caused to the car is severe, inform Universal Sompo to get it towed to the nearest network garage. Ensure no further damage is caused to the vehicle.  
• The insurance spot surveyor will assess the damages caused and make an estimate of the losses for the insurer to approve.  
• The policyholder has to submit the claim form, and all other relevant documents as requested.  
• If the claim is approved, the expenses to repair the damages will be settled directly between Universal Sompo car insurance and the network garage.  

To support their claim, policyholders should try and get photographic or video evidence of the accident spot. In addition, having add-on covers will enhance the protection of the policyholder and reduce the out-of-pocket expenses following a claim.