Car insurance policy is a necessary document for every car in India. Having a car insurance policy when the vehicle has met with an accident or a mishap will save you from spending money personally for the repair expenses. Car insurance policy also provides financial protection against the damages caused to the vehicle due to third-party damage, natural calamities like flood, storm, lightning, etc., and man-made calamities like riots, attacks, protests, theft, burglary, etc.
A car insurance policy is available in two options, third-party liability and comprehensive policy. However, as per the law, the third-party cover is the bare minimum requirement coverage for every vehicle. Driving without a car insurance plan is an offence and the owner of the car can be penalised and the registration of the vehicle will be temporarily cancelled until the owner purchases a proper vehicle insurance policy. Car insurance is all that you need when the vehicle has met with an accident or stolen or totally damaged or you want to renew the policy to further enjoy the benefits provided by the same.
During such situations, inspection of the car is a mandatory procedure, and only after this step, the insurer will process your claim or renew your policy. Hence, it is important to know for which instances you should get the vehicle inspected and when is it not required.
Hence, whenever, you make a claim or renew the policy, make sure that you get the vehicle survey for process convenience.
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