Cigna TTK Health Insurance Company Limited offers various unique health insurance plans like the ProHealth Protect Plan, Critical Illness Insurance, International Health Insurance, etc.
ProHealth Protect Plan is a one-of-a-kind insurance plan that offers coverage up to Rs. 10 lakh. It is a comprehensive plan that covers expenses ranging from OPD to critical illnesses. A 10% discount is offered on the premium if more than 2 family members are enrolled too.
Insurance providers generally have a set of parameters regarding the age of policyholders.
Sum insured is the amount of medical cover chosen by the policyholder which is payable by the insurance company at the time of hospitalisation.
|Minimum sum insured||Rs. 2.5 lakh|
|Maximum sum insured||Rs. 10 lakh|
|Health Maintenance||A reimbursement of Rs. 500 is provided each year for outpatient expenses|
|Health Check-up||A comprehensive health check-up is provided once in 3 years for adults|
|No-claim Bonus||5% of the sum insured is offered if no claim has been made in a policy year|
|Cumulative Bonus||25% of the sum assured is rewarded at the time of renewal if no claim is made|
|Critical Illness Add-on||
|Tax benefit||As per Section 80(D) of the Income Tax Act, 1961, tax benefits can be claimed for the premiums paid|
Cigna TTK Health Insurance Company was established in the year 2014. They have branches in 15 cities across the country with their headquarters situated in Mumbai. They bagged the “Economic Times Best Promising Brands 2015” award and presently have a total incurred claim ratio of 48.14% (FY 2016-2017).
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