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Life can be very unpredictable and this cannot be contested in any way. Your life is at risk constantly as we go about the day doing our day-to-day duties. Financial security can be a major concern to a lot of us as life can get very difficult if you do not have the funds for your regular duties. A person on average spends more than half of his/her take-home money on their child's education. But what do you do when you do not have the funds to meet the needs and requirements of your child's education? Although this situation can be quite worrisome at times, there are various ways we can safeguard ours and our family's security by taking out an insurance plan. Child Plans offered by DHFL Pramerica offers a wide range of security and benefits that can be availed by a policyholder. Some of the insurance plans offered by DHFL Pramerica are:
Some of the benefits of owning a DHFL Pramerica Child Plan is listed below:
You can help secure your child's future by planning ahead of time and purchasing a DHFL Pramerica Future Idols Gold+ plan. This plan provides all the necessary financial security that your child will require in their pursue of a good education. With this plan, an individual will be able to decide the time of payout of the plan. You can decide on the payout time depending on the need such as higher education, tuitions, etc.
Benefits and Features of DHFL Pramerica Future Idols Gold+
Age of Entry | Policy Tenure | Premium Payment Frequency | Sum Assured |
Minimum: 18 years
Maximum:
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15, 20, and 25 years | Monthly, Half-Yearly, and Yearly |
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This plan offers a comprehensive life insurance cover for your child's needs and requirements. This is a non-participating guaranteed endowment life insurance plan which offers a comprehensive life insurance cover that aids in keeping your child's future financially secure. With this plan, you can make a decision on the amount of money that needs to be kept aside to meet your child's future requirements.
Benefits and Features of DHFL Pramerica Rakshak Gold
Age of Entry | Policy Tenure | Premium Payment Frequency | Sum Assured |
|
12 years and 18 years | Monthly, Half-Yearly, and Yearly |
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This is a guaranteed endowment non-participating insurance plan that offers comprehensive cover and protects the future of the life insured's child. A large sum of money will be payable to the family of the life insured at the time of maturity of the plan or if the policyholder meets with an untimely demise.
Benefits and Features of DHFL Pramerica Rakshak+
Age of Entry | Policy Tenure | Premium Payment Frequency | Sum Assured |
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10 years, 15 years, and 20 years | Monthly, Half-Yearly, and Yearly |
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This is a non-participating endowment insurance plan that addresses any doubts or financial concerns that a policyholder could have regarding his/her child's education. It is an affordable and simple plan that is straightforward and allows your child to continue to be educated at his/her standard without much compromise.
Benefits and Features of DHFL Pramerica Smart Fee Protect
Age of Entry | Policy Tenure | Premium Payment Frequency | Sum Assured |
|
10 years and 15 years | Monthly, Half-Yearly, and Yearly |
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Quality products, robust customer service and latest technology are some of the reasons why DHFL Pramerica’s products are highly sought after. The company was founded in 1984 and has strived to produce quality products and provide the best possible service to the company's large customer base. Individuals can avail plans and even pay for them online without having to visit the office directly.
With the rising costs of education, it can become a financial nightmare to ensure that your child gets the best education that is offered. These plans could even last until your child finishes their higher studies as well. There are times where people have saved enough of money for their child's future but due to an unfortunate circumstance, that money would have been used up before the child's education has been completed. To avoid such scenarios, an individual can take up a Child Plan that is offered by DHFL Pramerica. A lump sum of money is paid out at the time of death of the policyholder and this money can either be used to fund the child's education and dreams or can also be reinvested until the opportune moment.
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