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DHFL Pramerica Future Idols Gold+ Plan is a participating endowment insurance plan offered by DHFL Pramerica Life Insurance Company Limited. With this child protection cum savings plan, you can protect your child’s future, especially at critical milestones such as school and higher education.
|Minimum Entry Age||18 years|
|Maximum Entry Age||For policy term 15 years: 50 years For policy term 20 years: 45 years For policy term 25 years: 40 years|
|Maximum Maturity Age||65 years|
|Policy Term||15, 20, 25 years|
|Premium Paying Term||For policy term 15 years: 8 or 10 years For policy term 20 years: 12 or 20 years For policy term 25 years: 15 or 25 years|
|Premium Paying Mode||Yearly, half-yearly, monthly|
|Sum Assured||Minimum Rs.1.5 lakh to maximum Rs.5 crore|
Premiums may vary depending upon factors like age, location, term of the plan and prevailing taxes or GST.
Under this child protection cum savings plan, you can get the following benefits:
The DHFL Pramerica Future Idols Gold+ Plan doesn't cover death by suicide. In the case of death due to suicide within 1 year from the date of policy inception, the beneficiary will be paid 80% of the premiums paid. In the case of death due to suicide within 1 year from the date of policy revival, the beneficiary will be paid higher of 80% of the premiums paid or the surrender value till the date of death.
Under the DHFL Pramerica Future Idols Gold+ Plan, you can get tax deductions on the following:
There are several other benefits of purchasing endowment insurance plans from DHFL Pramerica Life Insurance Company Limited such as:
DHFL Pramerica Life Insurance Company Limited is one of the fastest growing insurance companies in the country offering financial protection for your child’s future, retirement, and wealth accumulation. With over 103 branches spread across India, the company is easily accessible to its 13 million customers. The company has experience managing over Rs.2,893.05 crore Assets Under Management and has a Claim Settlement Ratio of 84%.
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