Well aware of the effects a critical illness can have on the welfare and financial security of an individual or a family, DHFL Pramerica Life Insurance has rolled out the DHFL Unit Linked Critical illness Rider. The DHFL Unit Linked Critical illness rider covers the costs of the listed critical illnesses and reduces the financial burden faced by individuals or families following the diagnosis of a critical illness.
To be eligible for the DHFL Unit Linked Critical illness rider, customers need to meet certain criteria.
|Entry Age||Minimum: 18 years Maximum: 55 years|
|Maturity Age||65 years (as of last birthday)|
Sum Assured: The minimum sum assured of the base plan is Rs.50,000 and the maximum sum assured is Rs.25 lakh.
Premium: The premium of the DHFL Unit Linked Critical illness rider depends on the sum assured chosen by the policyholder.
The DHFL Unit Linked Critical illness rider covers 10 critical illnesses.
|Critical illness cover||The DHFL Unit Linked Critical illness rider offers coverage for the 10 listed critical illnesses as well as offers the benefit of extra coverage of the critical illness goes past 30 days from the day of being diagnosed. The critical illnesses covered by DHFL Unit Linked Critical illness rider are listed below:
An add-on rider to the base policy, the DLF Pramerica Unit Linked Accidental Death Benefit (ADB) Rider offers financial security to the family of the deceased policyholder following death from an accident, or death occurring within 180 days of the accident.
|Entry Age||Minimum: 18 years Maximum: 60 years|
|Maturity Age||65 years|
|Sum assured||Minimum: Rs.50,000 Maximum: Rs.50 lakh|
No benefits are payable if the policyholder is diagnosed with a critical illness arising from the below mentioned situations:
The key features of the DHFL Unit Linked Critical illness rider are listed below:
|Waiting period||No benefits will be payable during the first 90 days since the commencement of the policy. The critical illness coverage kicks in after the 90 day waiting period.|
|Survival period||Coverage under the DLF Pramerica Unit Linked Accidental Death Benefit (ADB) Rider is applicable only if the policyholder survives past 30 days from the day of being diagnosed.|
In accordance with the Income Tax Act 1961, policyholders of the DHFL Unit Linked Critical illness rider can avail tax benefits under:
Availing a plan from DHFL Pramerica Life Insurance comes with a number of benefits.
Headquartered in Gurgaon, DHFL Pramerica Life Insurance is one of the best emerging insurance companies in the country. Having more than a hundred branches and 3000 plus employees working round-the-clock to bring customer satisfaction, DHFL Pramerica Life Insurance caters to the needs of individuals and families, offering them a variety of insurance products as well a means to be financially secure. Along with savings and wealth fund options, DHFL Pramerica Life Insurance offers retirement plan, child future plans, and critical illness plans to name a few.
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