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  • Exide Life Insurance

    Life Insurance
    • Premiums as low as Rs.17/day for sum assured of Rs.1 crore*
    • Claim up to Rs. 1,50,000 deduction under section 80C**
    • Choose between annual and monthly premium payment options

    Established in September 2001, Exide Life Insurance Company Limited is one of the reputable insurance providers in South India. It serves over 15 lakh customers in more than 200 cities across India. Owned by Exide Industries Ltd., the company is headquartered in Bengaluru. Managing assets worth Rs.9,530 crores, the company gained a total of Rs.2,047 crores in Premium Income during FY 2015-16.

    Highlights of Exide Life Insurance Updated on 19 Oct 2018

    Percentage of Grievances Solved 100%
    Claim Settlement Ratio 96.40%
    Group Death Claims 99.86%
    Percentage of Claims Rejected 0.14%
    Solvency Ratio 2.52 (for the quarter ended March 2017)

    Why should you go for Exide Life Insurance?

    Exide Life Insurance Company Limited provides long-term savings and protection plans including group life insurance solutions. The wide array of products are distributed through multi-channels such as Bancassurance, Agency, and Corporate Agency & Broking. Listed below are some facts with regards to the operation and achievements of Exide Life Insurance:

    • More than 50,000 agents serve customers from over 200 offices across the country. Exide Life Insurance was awarded the Indian Insurance Award for achieving the highest productivity among its agents in the year 2016.
    • As an ISO 9001:2008 certified company, customers can be assured of receiving quality products from Exide Life Insurance Company Limited.
    • Exide Life Insurance was ranked as one of the Top 10 Most Trusted Life Insurance brands in India. It won a Bronze award for its Pension Pass Book Program at the DMA Asia ECHO Awards. It won the Top Innovation Award at the FINNOVITI awards for its Money Book Program in 2016.
    • The Claims Settlement Ratio of Exide Life Insurance for FY 2015-16 is 89%.

    Different types of Policies Provided by Exide Life Insurance Company Limited:

    Listed below are the different types of life insurance products offered by Exide Life Insurance Company Limited:

    Term Insurance or Protection Plans Child Plans Savings and Investment Plans Retirement and Pension Plans
    Exide Life Smart Term Plan - Classic Exide Life Wealth Maxima - Maxima Child Exide Life New Fulfilling Life Exide Life Golden Years Retirement Plan
    Exide Life Smart Term Plan - Step-up Exide Life Mera Aashirvad Exide Life Wealth Maxima QROPS - Transfer your pension from UK to India
    Exide Life Smart Term Plan - Comprehensive Exide Life New Creating Life Insurance Plans Exide Life Income Advantage Plan Exide Life New Immediate Annuity with Return of Purchase Price
        Exide Life Star Saver  
        Exide Life Guaranteed Income Insurance Plan  
        Exide Life Secured Income Insurance Plan  
        Exide Life Secured Income Insurance RP  
        Exide Life Jeevan Uday  
        Exide Life wealth Elite  
        Exide Life Assured Gain Plus  
        Exide Life Prospering Life Plus  

    Exide Life Term Insurance or Protection Plans:

    The term insurance plan offered by Exide Life comes with flexible premium paying options and offers you comprehensive protection options. You will receive return of premiums upon policy maturity. Pay a nominal annual premium and secure the financial future of you and your family with the Exide Life Smart Term Plan. You can get enhanced protection through Exide Life critical illness and accident riders. Under this plan, you can benefit from tax deductions for premiums paid under Section 80C of the Income Tax Act, 1961.

    Plan name Key features
    Exide Life Smart Term Plan - Classic Protection with return of premium Upon completion of the policy term, you will get an amount equal to 100% of annual premiums paid.
    • Policy term: 10 to 30 years (depending on Single Pay, 5 Pay or Regular Pay)
    • Premium payment frequency: Annual, half-yearly, and monthly
    • Minimum sum assured: Rs.5-10 lakhs (depending on Single Pay, 5 Pay or Regular Pay)
    Exide Life Smart Term Plan - Step-up protection with higher return of premium Upon completion of the policy term, you will get an amount up to 150% of annual premiums paid (depending on the chosen policy term).
    • Policy term: 10 to 30 years (depending on Single Pay, 5 Pay or Regular Pay)
    • Premium payment frequency: Annual, half-yearly, and monthly
    • Minimum sum assured: Rs.5-10 lakhs (depending on Single Pay, 5 Pay or Regular Pay)
    Exide Life Smart Term Plan - Comprehensive enhanced protection with return of premium Upon completion of the policy term, you will get an amount equal to 100% of annual premiums paid for the base cover. You can add a higher Life Cover to the base cover by paying a nominal additional annual premium. In the event of death, the total base cover and the additional life cover will be paid to your family.
    • Policy term: 10 to 30 years (depending on Single Pay, 5 Pay or Regular Pay)
    • Premium payment frequency: Annual, half-yearly, and monthly
    • Minimum sum assured: Rs.5-10 lakhs (depending on Single Pay, 5 Pay or Regular Pay)

    Exide Life Child Plans:

    As a parent, it becomes your responsibility to secure your child's future by investing in a good life insurance plan. Exide Life Insurance offers comprehensive child insurance plans that are designed to provide for your child's education, wedding and other expenditures.

    Plan name Key features
    Exide Life Wealth Maxima - Maxima Child Maximise your wealth with this Unit Linked Insurance Plan, so that you can comfortably provide for your child.
    • Premium Paying Term (PPT): 10, 15 to 20 years
    • Policy term: Same as PPT
    • Premium payment frequency: Annual (Rs.36,000), half-yearly (Rs.24,000), and monthly (Rs.4,000)
    • Top-up premium: Rs.6,000 to Rs.7,80,000
    • Sum assured: 7 or 10 times the annualized premium
    • Top-up sum assured: 1.1 to 1.25 times the top-up premium
    Exide Life Mera Aashirvad Fulfill your child’s dreams with this child insurance plan which offers both maturity and death benefits.
    • Premium Paying Term: 10 to 20 years (It is linked to the child’s age)
    • Policy term: PPT + 5 years
    • Minimum Sum Assured: Rs.3,50,000 for PPT 10 to 14 years and Rs.4,50,000 for PPT 15 to 20 years
    • Guaranteed Life Cover: 105% of premium paid, sum assured or 10 times the annualised premium
    Exide Life New Creating Life Insurance Plans Even in your absence you can help your child achieve his or her goals with the Exide Life New Creating Life Insurance Plus and Exide Life New Creating Life Insurance Regular Pay plans.
    • Premium Paying Term: 5, 7 or 10 years for Plus and 15 to 25 years for Regular Pay
    • Policy term: 10 to 20 years for Plus and same as PPT for Regular Pay
    • Premium payment frequency: Annual and monthly
    • Premium waived for both Plus and Regular Pay plans
    • Guaranteed addition of 10% of Sum Assured on maturity for Plus plan

    Exide Life Savings and Investment Plans:

    Ensure your family’s short-term and long-term financial needs are met with Exide Life Savings and Investment Plans. You will get tax benefits on premiums paid for most Exide Life Savings and Investment Plans.

    Plan name Key features
    Exide Life New Fulfilling Life Enjoy long-term financial protection via guaranteed money backs.
    • Policy term: Until 85 years of age
    • Premium Paying Term: 12, 16, 20, and 24 years
    • Premium payment frequency: Annual and monthly
    • Maturity benefit: Sum assured plus accumulated bonuses
    • Life Cover: 10 times the annual premium plus accumulated bonuses, 105% of premiums paid or sum assured plus accumulated bonuses
    Exide Life Wealth Maxima Maximise your wealth and enjoy higher financial protection with Exide Life Wealth Maxima, a Unit Linked Insurance Plan offered by Exide Life Insurance.
    • Policy term: 10, 15 to 20 years
    • Premium Paying Term: Same as policy term
    • Premium payment frequency: Annual, half-yearly, and monthly
    • Sum assured: 7 or 10 times the annualized premium
    • Top-up sum assured: 1.1 to 1.25 times the top-up premium
    Exide Life Income Advantage Plan In addition providing life cover, this plan also gives you the advantage of a guaranteed second income. You can opt for enhanced protection through Exide Life Accidental Death, Disability and Dismemberment Benefit Rider, Exide Life Term Rider or Exide Life Critical Illness Rider.
    • Policy term: 16, 24, and 30 years
    • Premium Paying Term: 8, 12, and 15 years
    • Benefit payout term: Same as PPT
    • Premium payment frequency: Annual and monthly
    Exide Life Star Saver In addition providing protection for full policy term, this limited payment savings plan also gives you guaranteed tax-free maturity benefit. You can opt for enhanced protection through Exide Life Accidental Death, Disability and Dismemberment Benefit Rider or Exide Life Critical Illness Rider.
    • Policy term: 10, 12, and 15 years
    • Premium Paying Term: 5 years
    • Premium payment frequency: Annual
    Exide Life Guaranteed Income Insurance Plan In addition providing protection for full policy term, this plan also gives you regular income at 11-13% p.a. and a lump sum amount on maturity. You can opt for enhanced protection through Exide Life Accidental Death, Disability and Dismemberment Benefit Rider or Exide Life Critical Illness Rider.
    • Policy term: 15, 20, 24, and 30 years
    • Premium Paying Term: 7, 10, 12, and 15 years
    • Premium payment frequency: Annual and monthly
    • Minimum sum assured: Rs.90,978
    Exide Life Secured Income Insurance Plus Exide Life Secured Income Insurance Plus is a limited plan that offers Life Cover in the form of a lump sum amount on maturity and regular income for 60 months. You will get sum assured with 10% guaranteed addition and accrued bonuses.
    • Premium Paying Term: 5, 7 or 10 years
    • Policy term: 10-20 years, 12-20 years or 15-20 years
    • Premium payment frequency: Annual and monthly
    • 10% guaranteed addition on sum assured upon maturity
    Exide Life Secured Income Insurance RP Exide Life Secured Income Insurance RP is a regular pay plan that offers Life Cover in the form of a lump sum amount on maturity and regular income for 60 months. You will get sum assured with accrued bonuses.
    • Premium Paying Term: 15 to 25 years
    • Policy term: Same as PPT
    • Premium payment frequency: Annual and monthly
    Exide Life Jeevan Uday In the case of an unfortunate event, your family will be financially secure with Exide Life Jeevan Uday plan. It is a savings cum life insurance plan designed to help you and your family realise your dreams with tax-free maturity benefits.
    • Premium Paying Term: 10 years
    • Policy term: 10, 15, and 20 years
    • Premium payment frequency: Annual and half-yearly
    Exide Life Wealth Elite This is a Unit Linked Insurance Plan that offers a comprehensive life cover and gives you an amount equal to the fund value upon maturity. You can make partial withdrawals after completing 5th policy year. You can get enhanced life cover buy adding riders.
    • Regular Premium Paying Term: 10, 15 to 20 years
    • Limited Premium Paying Term: 10 years
    • Policy term: 10, 15 to 20 years
    • Premium payment frequency: Annual, half-yearly, and monthly
    • Sum assured: 7, 10 or 20 times the annualised premium
    Exide Life Assured Gain Plus This is a traditional insurance plus investment plan. Pay for 5 years, get life cover for the full policy term and enjoy tax-free returns.
    • Premium Paying Term: 5 years, Single Pay
    • Policy term: 10, 12 or 15 years
    • Premium payment frequency: Annual, semi-annual, and monthly
    Exide Life Prospering Life Plus This is a Unit Linked Insurance Plan, offering multiple investment options (you have a choice of 6 investment funds) and life cover in the case of unfortunate events. You can switch your funds from one investment fund to another free of cost. You can also opt for Exide Life Active Asset Allocation Fund. This plan gives you a tax-free amount equal to the fund value upon maturity. You can make partial withdrawals after completing 5th policy year.
    • Premium Paying Term: 5, 10, 15 years or more, Single Pay
    • Policy term: 10 to 20 years
    • Premium payment frequency: Annual and monthly

    Exide Life Retirement and Pension Plans:

    Plan ahead for your retirement with the retirement and pension solutions offered by Exide Life Insurance.

    Plan name Key features
    Exide Life Golden Years Retirement Plan This plan gives you a tax-free amount equal to the fund value upon maturity. You can make partial withdrawals after completing 5th policy year.
    • Premium Paying Term: Single Pay, Limited Pay (5 to 9 years), and Limited Pay (10-41 Years) and Regular Pay
    • Vesting Term: 10 to 42 years, 10 years, 15 to 42 years
    • Minimum Single Premium: Rs.2,40,000
    • Premium payment frequency: Annual and monthly
    • Annuity options: Guaranteed for life
      With this plan, saving as little as Rs.2,000 per month goes a long way in building a comfortable retirement fund. Your Individual Pension Account (IPA) earns an interest of 5% p.a. for the first 5 policy years and 1.5% for the rest of the term. You can top up the premium to ensure your fund grows faster. After completing the vesting term, you will receive the gross premiums including top-up premiums which is compounded at 1% p.a. or your IPA value. In addition to tax savings, you also get a good life cover and loyalty benefits.
    • Premium Paying Term: Single Pay, Limited Pay (5 to 9 years), and Limited Pay (10-41 Years) and Regular Pay
    • Vesting Term: 10 to 42 years, 10 years, 15 to 42 years
    • Minimum Single Premium: Rs.2,40,000
    • Premium payment frequency: Annual and monthly
    • Annuity options: Guaranteed for life

    How to make a claim with Exide Life Insurance Company Limited?

    Making a claim with Exide Life Insurance is a simple and easy process. Follow below mentioned steps:

    • Step 1: Make your claim immediately after the loss has occurred.
    • Step 2: Make use of the claim intimation form that is available at the nearest Exide Life Insurance branch, the insurance provider’s website or write to care@exidelife.in.
    • Step 3: Attach the relevant documents with the duly filled claim intimation form.
    • Step 4: You can submit the form with the documents at the nearest Exide Life Insurance branch or mail it to Customer Services, Exide Life Insurance Company Limited, JP Techno Park, 1st Floor, No. 3/1, Millers Road, Bangalore - 560 001
    • Step 5: You will receive an acknowledgement letter after registration. Your policy number can be used for any queries you may have until the claim is settled.
    • Claim settlement ratio: The company maintained a claim settlement ratio of 89.36% for the FY 2015-16, according to the annual report of the IRDA.

    Claim Settlement Ratio of Exide Life Insurance

    Exide Life Insurance has a well-established presence all over the country, and it offers its products through multiple channels. Its claim settlement ratio for the fiscal year 2016-17 is given as follows:

    No. of claims received No. of claims approved Claim settlement ratio
    2,973 2,866 96.4%

    Claim settlement trend of the company over the years is given as follows:

    Year 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17
    Settlement Ratio 89% 84% 83% 86% 89% 96%

    Documents required to make a claim in the case of natural death:

    The list of documents needed for claim settlement with Exide Life Insurance are:

    • Duly filled claim Intimation form
    • Original policy document
    • Original death certificate issued by local authority
    • A copy of medical cause of death certificate and medical records including admission notes, test results, discharge, outpatient consultation notes, and death summary.
    • Age and identity proof with photo of the life assured
    • Identity proof with photo of claimant
    • Current address proof
    • A self-attested copy of the claimant’s bank passbook or account statement

    Documents required to make a claim in the case of accidental or unnatural death including suicide:

    The list of documents needed for claim settlement with Exide Life Insurance are:

    • Duly filled claim Intimation form
    • Original policy document
    • Original death certificate issued by local authority
    • A copy of medical cause of death certificate and medical records including admission notes, test results, discharge, outpatient consultation notes, and death summary.
    • Age and identity proof with photo of the life assured
    • Identity proof with photo of claimant
    • Current address proof
    • A self-attested copy of the claimant’s bank passbook or account statement
    • Copy of FIR attested by jurisdictional police station
    • Post mortem report attested by the concerned officials

    Documents required for buying Exide Life Insurance Policy:

    Listed below are the documents you must submit to buy an Exide life insurance policy:

    • Identity proof (Passport or Voter’s ID)
    • Age proof (Voter’s ID)
    • Income proof (previous months’ payslips)
    • Address proof (Passport or utility bills such as electricity bill, telephone bill or water bill)
    • Self-attested bank passbook
    • PAN card

    How to Check Policy Status?

    Your Exide life insurance policy status can be checked through one of two ways:

    • Online method: Visit the Exide Life Insurance website, click on ‘Track your policy’ link, and log into your ‘My Life’ account using the registered user ID and password to check your policy status.
    • Offline method: You can also send an enquiry via email or contact an Exide Life Insurance customer care executive at 1800 419 8228 toll-free number.

    Exide Life Insurance Online Payment:

    Premium payment options at Exide Life Insurance include:

    • Pay online: Visit the Exide Life Insurance website and pay your renewal premiums online via net banking, e-wallet, credit card or debit card.
    • Auto-Debit Arrangement: Set up auto-debit facility by filling up the Direct Debit mandate and submitting it along with a copy of a personalised cancelled cheque at the nearest Exide Life Insurance branch. Regular debits will be automatically made from your bank account for your renewal premium payments.
    • Visit the nearest Exide Life Insurance branch: Make payments via cash, credit card, debit card, cheque or Demand Draft in favour of 'Exide Life Insurance Policy No.'
    • Axis Bank branch: Make payments via cash, DD or local cheque.
    • NEFT or RTGS: Make payments using any of your bank account via NEFT or RTGS facility by adding Exide Life Insurance as beneficiary.
    • Karnataka One Counter, Bangalore One Counter, and HD One Counter: Pay your premium via cash, DD, credit card, debit card or local cheque.
    • South Indian Bank branch: Show your renewal premium receipt or notice and pay via cash (up to Rs.49,999).

    Exide Life Insurance Premium Calculator:

    Exide Life Insurance Premium calculation can be done in few simple steps:

    • Step 1: Visit the Exide Life Insurance website and click on ‘Premium Calculator’ link.
    • Step 2: Choose an Exide Life Insurance Plan.
    • Step 3: Enter Plan details such as required Life Cover, date of birth, gender, Premium Paying Term (PPT), and Policy term.
    • Step 4: Enter personal details such as name, mobile number, email ID, city, state, and whether you’re a smoker or non-smoker.
    • Step 5: View a summary of premium. You can also opt to have a premium quotation sent to your email ID.

    Exide Life Insurance FAQs:

    Listed below are some of the frequently asked questions about Exide Life Insurance:

    1. How do I renew my Exide Life Insurance Policy?

      You can renew your life insurance policy by logging into your ‘My Life’ account on the Exide Life Insurance website or calling a customer care executive for assistance.

    2. How do I cancel my life insurance policy?

      After paying a stipulated premium or continuing the policy for a stipulated period, the policy reaches a surrender value. Visit the nearest Exide Life Insurance branch to get the surrender form. Submit the duly filled and signed surrender form along with the following documents:

      • Original policy bond
      • Original Photo ID proof
      • Cancelled personalized cheque or latest bank statement
      • PAN card

      Once the surrender process is complete, you will receive a confirmation call from the company.

    3. What are the various riders provided by Exide Life Insurance?

      You can opt for enhanced life cover by choosing one of two riders offered by Exide Life Insurance:

      1. Exide Life Accidental Death, Disability, and Dismemberment Benefit Rider: This ADDD Rider can be attached to new or existing traditional Exide Life Insurance policies. As the name suggests, it offers protection against accidental death, disability, and dismemberment.
      2. Exide Life Critical Illness Rider: This rider can be attached to new or existing traditional Exide Life Insurance policies. This add-on pays a lump sum benefit if the life assured has been diagnosed with a critical illness.
    4. What are the benefits of a rider?

      Following are the benefits of an Exide Life Term Rider:

      1. Get up to double life cover
      2. Get enhanced life cover for a nominal additional premium
      3. Get tax benefits under section 80C and 10(10D).
    5. What is QROPS?

      Managing a retirement corpus of over Rs.1,000 crores, Exide Life Insurance is your ideal choice for Qualifying Recognized Overseas Pension Scheme (QROPS). If you have contributed to a pension fund in the UK and have decided to move out or relocate outside of the UK, then you can transfer your pension fund from the UK to India using Exide Life Insurance QROPS. Keep in mind that only non-active pension funds can be transferred.

    6. What is the grievance redressal process at Exide Life Insurance?

      For any grievance or complaint, visit the nearest Exide Life Insurance branch, call toll-free number 1800 419 8228 or write to care@exidelife.in. If you are dissatisfied with the resolution or haven’t received any response within 10 days, mail to complaintscell@exidelife.in or contact The Complaints Officer at Exide Life Insurance Company Limited, 3rd Floor, JP Techno Park, No. 3/1, Millers Road, Bangalore. You will need to quote the reference number provided to you, your policy number, and contact number. If you aren’t satisfied with The Complaints Officer resolution, mail the Head Customer Service at gro@exidelife.in.

    7. Under what circumstances can you approach an Insurance Ombudsman for grievance redressal?

      If you are not satisfied with the resolution offered by the insurance company, you can approach the nearest Insurance Ombudsman for grievance redressal under such circumstances as:

      1. Rejected insurance claim
      2. Claim dispute on legal construction of the policy
      3. Delay in claim settlement
      4. Non-receipt of insurance document
      5. Dispute with regard to premium
    8. What are the uses of Exide Life Insurance ‘My Life’ account?

      Listed below are the uses and features of Exide Life Insurance ‘My Life’ space:

      1. Pay your premium
      2. Revive your policy
      3. View policy value
      4. Switch funds
      5. Print tax certificates, policy fund statement, and portfolio statement
    9. What are the features of Exide Life Insurance Mobile app?

      Listed below are the uses and features of Exide Life Insurance Mobile app:

      1. You can calculate premium and sum assured instantly
      2. Pay renewal premium on the go
      3. Link to Exide Life Insurance on YouTube and LinkedIn
      4. Make use of financial need assessment calculators
    10. Does Exide Life Insurance offer plans for NRIs?

      NRIs can apply for most insurance plans offered by Exide Life Insurance except the Safal Jeevan Plans. US Residents and Nationals can’t apply for Unit Linked Insurance Plans.

    This insurance company/organisation is not a partner of Bankbazaarinsurance.com. The content provided here is for informational purposes only. Readers should visit the branch office/website of the insurer for more details. The logos, trademarks, and other intellectual property on display belong to their respective owners.

    Exide Life Insurance Reviews

    • review Life Insurance
      "Good Policy"
      0.5 4.5/5 "Excellent!"
      In General, all the policy has provided to the customers. Whatever the market value, they will deduct their commission amount from the income of the customers. I have purchased the policy in the year of 2008. Through cheque or auto debit from the payment, i make the payment.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Oct 12, 2018
    • review Life Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      My money back policy was taken with Exide Life. I used to pay the make the premium of Rs. 60000 every year. I used to make the payment through cheque. Since I'm working as Exide company agent, i have taken this policy. Total tenure period of the policy is 16 years. I have taken this policy in 2013.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 28, 2018
    • review Life Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I have taken my traditional policy in the year of 2013. I made a premium amount of Rs. 5000. I have chosen the monthly payment mode. I used to make the payment through ECS. Its a tax benefitable policy. The policy is providing satisfied sum assured amount. Overall, I'm happy about the Exide life insurance.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 28, 2018
    • review Life Insurance
      "Excellent policy"
      0.5 5.0/5 "Blown Away!"
      It is covered with sum amount of Rs. 1 Cr. 3 years back, i have purchased the policy. In terms coverage, payment to the nominee and claim ratio is better than other companies this is the reason i have selected Exide. To get the claim is best for the nominee. I used to pay the premium amount of Rs. 18000 and i used to pay through online.
      Was this review helpful? 0
      , guntur
      Reviewed on Sep 25, 2018
    • review Life Insurance
      "Nice policy with more benefits"
      0.5 5.0/5 "Blown Away!"
      2 years before, i have purchased this health insurance policy. One of my friend suggested me about the Exide health insurance. This is a top policy. I used to pay the premium of Rs. 18000. I can claim upto Rs. 1.5 lakhs from this policy. I have not claimed anything using this policy as of now.
      Was this review helpful? 0
      , amalapuram
      Reviewed on Sep 17, 2018
    • review Life Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      There are lot many hidden charges in Exide. They have very big documents which is having a terms and conditions. I had my pension policy with Exide. Its a long term plan in that i can able to do top up also. Total tenure period of the policy is 10 years. Once the policy is matured, i have to collect all my money. I have made a premium amount of Rs. 12000 every year.
      Was this review helpful? 0
      , allahabad
      Reviewed on Sep 10, 2018
    • review Life Insurance
      "Good Money back policy"
      0.5 3.0/5 "Satisfactory"
      I have taken money back policy 10 years back. I have paid a premium amount of Rs. 35000 every year. I will get a sum assured amount of Rs. 5 lakhs. Total tenure period of the policy 20 years. Once in 5 years, i will contact the customer care to know about the returns. I have received the cash back two times with a amount of Rs. 1 lakhs.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Aug 31, 2018
    • review Life Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      Long back, in the year 2008 i have got the Endowment policy with ING Vysya. Now the name has changed to Exide. I have paid a premium amount of Rs. 20000 every year. I will made the payment through online. Total tenure period of the policy is 12 years. I will get a sum assured amount of 2 lakhs. I have never faced any issues with the policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 28, 2018
    • review Life Insurance
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I have taken a life insurance with Exide life insurance. I have taken two plans. One is a money back plan which has a tenure of 16years and the other has a tenure of20 years. I would get a money back every four years. The customer support is good and there are no hassles overall.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 09, 2018
    • review Life Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I have a a life insurance policy from exide life. I would like to say is a good policy available in the market. The plan benefits and the policy coverage is also good. So far I am satisfied with this policy and looking forward to recommend others also if they have a requirement.
      Was this review helpful? 0
      , rewari
      Reviewed on Jan 30, 2018
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