Ford Endeavour Car Insurance

Ford commenced its operations in India in 1995 and has currently above 370 sales and service outlets situated in more than 200 cities across the country. Endeavour is one of the SUVs manufactured by Ford in India.

Why is it Important to Insure Your Ford Endeavour?

As per the Motor Vehicles Act of India, it is mandatory for every car owner to insure his/her vehicle with at least a third-party liability cover. Besides this, insurance protects the insured from any financial stress at the time of a mishap by covering the liabilities incurred at the time.

Ford Endeavour Car Insurance Providers

A number of insurers provide Ford Endeavour insurance in India, a few of them are listed below:

• New India Assurance General Insurance Co. Ltd.
• Universal Sompo General Insurance Co. Ltd.
• Future Generali India Insurance Co. Ltd.
• Bharti AXA General Insurance Co. Ltd.
• HDFC ERGO General Insurance Co. Ltd.
• IFFCO-Tokio General Insurance Co. Ltd.
• Bajaj Allianz General Insurance Co. Ltd.

Ford Endeavour Models

The below table exhibits various models of Ford Endeavour along with their starting *prices

Ford Endeavour Variants	*Ex-Showroom Price (New Delhi)
2.2l 4X2 AT Trend	Rs.2,56,47,001
2.2l 4X2 AT Titanium	Rs.2,95,72,001
3.2l 4X4 AT Titanium	Rs.3,21,90,001

*Please note that the above prices are exclusively for New Delhi and are subject to change with respect to the city you purchase the vehicle from.

Specifications of the Ford Endeavour Models

The below table exhibits engine specifications of the Ford Endeavour Models

	2.2l 4X2 AT Trend	2.2l 4X2 AT Titanium	3.2l 4X4 AT Titanium
Engine type	2.2l	2.2l	3.2l
Displacement (cc)	2,198	2,198	3,198
Driveline	4X2	4X2	4X4
Maximum Engine output	118 @ 3,200 rpm	118 @ 3,200 rpm	147 @ 3,000 rpm
Maximum torque	385 @ 1,600 - 2,500 rpm	385 @ 1,600 - 2,500 rpm	470 @ 1,750 - 2,500 rpm
Transmission	6 Speed AT	6 Speed AT	6 Speed AT

Types of Ford Endeavour Car Insurance

There are two kinds of car insurance policies available for Ford Endeavour:

• Comprehensive Car Insurance

Comprehensive car insurance policy is an extensive coverage plan that covers both third-party as well as own damage liabilities incurred at the time of the mishap.

• Third-party Liability Cover

Third-party liability cover is a limited coverage plan that covers only third-party liabilities incurred at the time of the mishap.

Buying/Renewing Ford Endeavour Car Insurance

You can purchase or renew your car insurance online or offline depending on your convenience

• Online:

You can visit the insurer’s official website or third-party insurance website to purchase or renew the car insurance. Online purchase or renewal gives you a number of benefits in addition to being a hassle-free and quick process.

• Offline:

You can also visit the insurer’s office or meet with insurance agents to purchase or renew the car insurance.

Ford Endeavour Car Insurance Claim Process

The claim process for Ford Endeavour car insurance involves the following steps:

• Inform the insurer as soon as the mishap takes place and register your claim, either cashless or reimbursement claim.
• The insurer, upon registration of your claim, will send an authorised surveyor to inspect your vehicle and assess the total loss/damage incurred.
• You will have to submit relevant documents and provide genuine details as requested by the insurer/surveyor.
• Drive or get your car towed to the nearest garage depending on the type of claim you have raised.
  • In case of a cashless claim, take your car to a cashless garage and get it repaired. Post repair, the insurer might send a surveyor to re-inspect the vehicle after which the insurer will settle the repair bills directly with the garage.
  • In case of a reimbursement claim, take your car to the nearest garage and get it repaired. Post repair, you will have to settle the repair bills directly with the garage and later submit the invoices/receipts for the same to the insurer to get the amount you paid to the garage for repairs reimbursed.

Inclusions and Exclusions of Ford Endeavour Car Insurance

Ford Endeavour Car Insurance comes with a number of inclusions and exclusions, a few of them are listed below:

• Inclusions:
  • Loss/damage due to natural calamities, fire, theft, etc.
  • Own Damage liabilities
  • Third-party liabilities
• Exclusions:
  • General wear and tear of the vehicle due to aging
  • Mechanical or electrical failure of the vehicle
  • Loss/damage incurred when the person driving the vehicle was underage or without a valid Driving License during the time of mishap
  • Loss/damage incurred when the person driving the vehicle was under the influence of intoxicants during the time of mishap
  • Loss/damage incurred if the vehicle was being used for any illegal purpose during the time of mishap

Add-ons Offered with Ford Endeavour Car Insurance

There are a number of add-ons offered with Ford Endeavour Car Insurance, a few of them are given below:

• Zero Depreciation Cover
• No Claim Bonus Protect Cover
• Engine Protect Cover
• Passenger Cover

Discounts Offered with Ford Endeavour Car Insurance

The insurers offer a number of discounts to Ford Endeavour car owners, a few of them are given below:

• Accumulation of No Claim Bonuses
• If you are a member of any of the automobile associations of India, you can avail a discount on your car insurance premium
• If you have installed ARAI approved security devices in your car, you can avail a discount on your insurance premium
• Professional Discount

Ford Endeavour Car Insurance FAQs:

1. How does my car’s engine capacity affect my car insurance premium?

   The car insurance premium is calculated based on the Indian Motor Tariff as given below:

   • Cars not exceeding 1000 cc - minimum insurance premium of Rs.15,000
   • Cars exceeding 1000 cc but not exceeding 1500cc - minimum insurance premium of Rs.20,000
   • Cars exceeding 1500cc - minimum insurance premium of Rs.30,000
2. What are the documents necessary to purchase a Ford Endeavour Car Insurance?

   The documents necessary to purchase a Ford Endeavour Car Insurance are as listed below:

   • Copy of your car’s Registration Certificate (RC)
   • Copy of your car’s purchase invoice
   • Copy of your previous insurance policy, if any
   • Reserving letter for No claim bonus, if applicable
3. In case I provide incorrect information when purchasing a Ford Endeavour Car Insurance, what needs to be done?

   If you have provided incorrect information when buying the information and wish to make relevant changes, you can do this through endorsement. An endorsement is a written letter that enlists the changes to be made in the policy and you have to submit this letter to the insurer in order to incorporate the changes. You may be charged an additional fee for the same.

4. Can I renew my car insurance with another insurer?

   Yes, you can renew your car insurance with another insurer.

5. Can I cancel my car insurance anytime?

   You can cancel your car insurance anytime provided you haven’t raised any claims 30 days prior to the policy cancellation and have purchased another car insurance that you can produce relevant evidence for.