Future Generali Car Insurance Renewal

Future Generali India Insurance is a joint venture between the Generali Group and the Future Group in India. The firm commenced its operations in September 2007, serving the customers with various insurance products for personal, retail and commercial purposes.

This insurance firm has a wide network in India, with their offices situated in more than 125 locations. They have almost 6,000 agents and FG Direct channels providing the best insurance services across the country. The firm has a large clientele of over 12.6 lakh out of which more than 2,000 are active corporate clients. They have a record of settling over 1.80 lakh claims every year.

Future Generali Car Insurance Renewal Premium CalculatorThe insurer website has a built-in, easy-to-use tool that calculates and quotes your insurance premium based on the information you provide against each parameter as mentioned below:

For existing FG customer:

• Policy number
• Policy Expiry Date
• Captcha
• Provide the above details and then, click on “Get details” link

For policyholder from another insurer:

• Personal information
• Car details

Future Generali Car Insurance Renewal Procedure

You can renew your car insurance with Future Generali either offline or online:

Online:

Here are the steps for renewing your car insurance online:

• Get an Online Quote using the premium calculator
• If you aren’t an existing customer, create your profile by providing the following information:
  • Chassis Number
  • Registration number
  • Engine Number
  • Year of manufacture of your car
  • Make and model of your car
  • Policy expiry date
  • Applicable no claim bonus

• If you are an existing customer, login with your official credentials for the site
• Review your coverage and deductibles
• Pay via one of the online payment methods
• Download your policy

Offline:

If you are comfortable purchasing the insurance policy offline, you can visit one of the many Future Generali branches or meet with a Future Generali insurance agent and buy an insurance policy of your choice.

Future Generali Car Insurance Renewal Key Benefits

Future Generali Motor Insurance offers the following benefits:

• Smooth and speedy claim settlement
• Personalised insurance services with Future Xpress and Future Xpress+
• Claims registration via customer care number
• Automated insurance renewal reminder service
• Quick claims survey
• Claim finalisation within 7 working days only
• If you renew your insurance policy within 90 days of the policy expiry date, you will be offered a No Claim Bonus (NCB) with discounts on insurance premiums up to 50%
• You can choose to opt for a Voluntary Excess in addition to the Compulsory Excess
• If you fit ARAI approved anti-theft devices to your car, you will get additional discounts
• You will get insurance premium discounts if you are a member of a recognised automobile association in India
• Over 2,500 cashless garages for convenient claim settlement

Future Generali Car Insurance Renewal Features

Future Generali car insurance comes with the following features:

• Instant policy issuance online
• Accidental towing assistance within city limits
• Transfer of No Claim Bonuses
• You have the option of availing comprehensive additional covers for a nominal premium
• Roadside Assistance is provided 24x7

Future Generali Car Insurance Claim Process

Claim processes for Future Generali are of two kinds:

• Cashless Claim Process:

The following steps are involved in cashless claim process:

• Intimate the Future Generali representatives via the official website or call them on 1800 220 233 or send MOTORCLAIM to 9222211100
• A surveyor will come and inspect the vehicle
• You need to provide the necessary documents to the surveyor
• The approved claim amount will be communicated to the workshop
• The payment will be made directly to the Future Generali approved workshop

• Reimbursement Claim Process:

The following steps are involved in reimbursement claim process:

• Intimate the Future Generali representatives via the official website or call them on 1800 220 233 or send MOTORCLAIM to 9222211100
• A surveyor will come and inspect the vehicle
• You need to provide the necessary documents to the surveyor
• Make the payment to the workshop directly and submit the bills along with the payment receipts to the surveyor or a Future Generali branch
• Future Generali will reimburse the payment to the policyholder within 7 working days starting from the date of document submission

Future Generali Car Insurance FAQs:

1. What if the accident takes place in a city outside of the agreed geographical location?

   It doesn't matter where the accident takes place. In such cases, you will have to call the customer care number and register your claim. One of the claim executives will then guide you through the claim procedure.

2. What if I have an Act Only Policy alone, would any losses or damages to my car be covered under the policy?

   If you have an Act Only Policy, any liabilities arising due to the death of/bodily injuries to a third-party or damage to a third-party property are covered. But, any damages occurring to your car will not be covered under the policy.

3. How do I get a copy of the motor insurance claim form?

   The policy kit that the insurer gives you at the time of policy purchase or renewal will already contain a copy of the claim form. The Future Generali representatives too can provide you with the claim form if and when required. You can also get a copy of the claim form from any of the Future Generali authorised garages. Otherwise, you can also download the claim form from the Future Generali website.

4. Where will the surveyor carry out the survey?

   After you raise a claim request, the survey will be conducted by an authorised Future Generali surveyor at the garage where you will be leaving the vehicle to get the repairs/replacements done.

5. How soon will it take to complete the spot survey?The surveyor will complete the spot survey within 24 working hours starting from the time you raised the claim.