Future Generali Car Insurance

• Protect yourself with third party or comprehensive cover
• Use bumper to bumper policies to reduce your liability
• Enjoy facilities like zero depreciation and roadside assistance covers

Established in 2007, Future Generali India Insurance is a market leader in providing a wide range of insurance solutions including Car Insurance, Health Insurance, Home Insurance, Motor Insurance, Travel and Personal Accident Insurance. The company is a joint venture between Generali, a leading global insurance group, and the Future Group, well-known in the retail trade industry in India.

Car Insurance Online from Future Generali Insurance

Features and Benefits

• Quick claim settlement-Future Generali Insurance settles claims in a quick and hassle-free manner. The turnaround time for claims finalisation is just 7 working days.
• Instant Policy Issuance-It is comparatively easier to purchase this policy online with their ‘Instant Policy’ feature which allows buyers to purchase the policy instantaneously.
• Cashless & direct settlements-They offer cashless and direct settlements. Claims can be registered through their registered helpline numbers that also offer customer service support.
• Auto renewal reminders-Automated renewal reminders will be sent to policyholders.
• Motor add-on options- A prospective policy buyer can choose from a comprehensive range of motor add-on options by paying a nominal premium.
• Transfer of no claim bonus-Buyers will be offered the provision to transfer the full benefits of their no claim bonus from other insurance companies.

• Special discounts-Those policyholders who are registered under the Automobile Association of India are eligible to avail additional discounts.
• Voluntary Excess Discounts -The company also offers Voluntary Excess Discounts and one can either opt for Voluntary Excess discount or a Compulsory Excess discount.

4 Easy Steps To Apply for Future Generali Insurance Online

• Step 1: Log on to the Future Generali insurance page on the internet. Once the login is successful, users will receive a quote.
• Step 2: Once you reach the link for the insurance form, you can fill in your personal details.
• Step 3: A representative from Future Generali will make a call to the inquirer and provide necessary details.
• Step 4: Once all details are obtained, users can instantaneously purchase the car insurance policy.

Details about the insurance policy can also be obtained by contacting the respective Sales or Customer Service Helpline numbers. Another option is to log on to the insurance provider’s website and leave the details such as name, contact number and email ID, after which the insurance provider will call the respective inquirer. All Future Generali branches across India welcome prospective buyers, where you can meet with concerned officials who will help you with the purchase and application process.

Why Future Generali Car Insurance

Add-on covers on Future Generali Car Insurance

Future Generali Car Insurance schemes offer a number of exciting add on covers. Let’s explore some:

• Zero Depreciation- The Motor Comprehensive Package Policy comes with a zero depreciation add-on which entitles policyholders to a full claim amount without taking depreciation into consideration.
• Theft or Loss of Keys- In case the key gets lost or stolen, users will be reimbursed for the cost of replacement. Costs will be covered for car keys charges, lock, and locksmith charges.
• Loss of Personal Belongings- This rider offers policyholders the option to claim cover in case of loss of personal belongings in the car such as laptops, cell phones, etc.
• Tyre Damage- Cover is also offered in cases where there may be damages to the tyre of the car due to accidents or even in situations when tyres get punctured, bursts, etc.
• NCB Protection-Even if a claim is made under the policy, the insured party can opt to retain the no claim bonus amount at the time of renewal of the insurance policy.
• Engine Protector- The repair and replacement cost of the engine of the car will be covered. This also covers any damages to internal parts like the gear box.
• Return To Invoice: This entitles the insurance policyholder a full claim amount as declared in the purchase invoice of the car. This means that the purchase price of the car will be paid by the insurance provider.
• Inconvenience Allowance: An interesting add-on, this feature pays policyholders on a daily basis when the vehicle is undergoing repairs.

Inclusion & Exclusion for Future Generali

Cashless Garages

Future Generali Car Insurance has a wide and comprehensive network of cashless garages across the country that offer quality services to its policyholders. There are over 2500 cashless network garages where customers can avail services. The garages can be located easily through the company’s website, where a detailed and user-friendly list can be accessed.

Claim Process for Future Generali Car Insurance

It is easy, stress free and simple to make a claim. The settlement process is usually very quick with a maximum turnaround time of about 7 days. Claims can be filed through the claim form which is available online. The form can be submitted to the nearest Future Generali Insurance branch or can even be sent via email.

Cashless Claim Process for Future Generali Car Insurance

The procedure to initiate a cashless claim is quite simple and easy. Cashless settlements can be availed at Future Generali network garages across the country. Below is the procedure to file a cashless claim:

• Inform the Future Generali insurance either through a call, SMS or online.
• Once the first step is done, the surveyor will inspect the vehicle.
• Provide required documents to the surveyor
• Future Generali insurance will approve the claim amount and communicate the same to the cashless network garage
• Payment will be made by the insurance company to the cashless network garage.

Reimbursement Claim Process for Future Generali Car Insurance

The Reimbursement Claim Process is quite similar to the above process. Let’s take a look at the process:

• Inform the Future Generali insurance either through a call, SMS or online.
• Once the first step is done, the surveyor will inspect the vehicle.
• Provide required documents to the surveyor
• Make payment to the garage directly and collect all bill records

• Bills and payment receipts should be submitted to the Future Generali Car Insurance branch for reimbursement.
• Future Generali Car Insurance will make payment to the policyholder within 7 working days from the date of document submission.