• Future Generali Unit Linked Insurance Plans

    Life Insurance
    • Reduce taxable income by up to Rs. 1,50,000 deduction under section 80C**
    • Convenient payment options - annual, half-yearly, quarterly or monthly premium payments
    • Do more with plans that offer pure protection, retirement planning and investment options

    Future Generali is a popular insurance provider and offers a spate of insurance products ranging from life insurance to Unit Linked Insurance Plans. The company’s Unit Linked Insurance Plan is particularly worth mentioning as it offers comprehensive coverage besides giving customers investment options. Let us look at the features and benefits of the Future Generali Unit Linked Insurance Plans.

    Features and benefits of the Future Generali Unit Linked Insurance Plans

    • Through subscribing to the Future Generali Unit Linked Insurance Plans, the customer can participate in the capital market.
    • After the maturity period, the total value of the ULIP fund is payable to the customer, thereby greatly benefiting the customer by combining insurance and investment options.
    • The ULIP can be withdrawn at any time or surrendered, depending on the customer’s choice.
    • In case the customer meets his/her demise, an amount equivalent to the market value of the sum insured is paid to the customer’s beneficiary.

    Various Unit Linked insurance plans offered by Future Generali

    The Future Generali Dhan Vridhi Plan

    • The Dhan Vridhi plan offers enhanced flexibility to customers, allowing them to invest for long periods of time by paying affordable premiums. The returns through the plan are also commendable, allowing customers to make the most of their investment and satisfying medium and long term financial goals.
    • Customers can withdraw their funds partially after making consistent investments for 5 years.
    • Future Generali allows customers to shift from one fund to another over the period of their investment tenure.
    • The plan gives customers the opportunity to invest in six different funds in debt, balanced assets and equity components.

    The Future Generali Bima Gain

    • The Bima Gain plan is one of the most sought after Unit Linked Plans offered by Future Generali and provides investment and insurance options, enabling protection and good returns at the same time.
    • The plan gives customers the option of investing in six different instruments under equity, debt and balanced asset products.
    • Customers can withdraw the amount partially after a period of 5 years.
    • The plan offers a one-time payment option to customers and customers can use the investment returns to meet mid-term and long-term financial commitments.

    The Future Generali Easy Invest Online Plan

    • The plan allows for monthly or online payments and helps customers inculcate a disciplined savings plan that provides insurance protection as well as investment returns over a set tenure period.
    • As is the case with most Unit Linked Insurance Plans in the market, the Easy Invest Online Plan allows customers to withdraw the investment component of their funds after a period of 5 years.
    • Customers can flexible switch from one fund to another, as is the case with all Unit Linked Plans offered by Future Generali.

    The Future Generali Wealth Protection Plan

    • The plan offers loyalty benefits to customers on maturity of the insurance plan.
    • Customers can opt for a small or medium quantum investments on a monthly, annual, half-yearly or quarterly basis.
    • The plan allows customers to switch from one fund to another, enabling them to make the most of investment options available in the market.
    • Customers can partially withdraw their funds after a period of 5 years.

    Future generali Unit Linked Insurance Plan Details

      Plan Name   Entry Age   Maturity Age   Premium
    Future Generali Easy Invest Online Plan 0 years - 50 years 18 years - 70 years   Annual - Rs.40,000 Monthly - Rs.4,000
    Pramukh Nivesh ULIP 7 years - 70 years 70 years  
    Future Generali Wealth Protection Plan 7 years - 60 years 70 years Yearly - Rs.25,000 Half-yearly - Rs.12,500
    Dhan Vridhi Plan 8 years - 50 years 70 years Maximum - Rs.20,000 Minimum - No minimum amount
    Bima Advantage Plus 7 years - 65 years 70 years Maximum - Rs.20,000 Minimum - No minimum amount

    Why should you choose a Unit Linked Insurance Plan from Future Generali?

    • Unit Linked Plans from Future Generali come with heightened flexibility, giving customers the option of investing in mid-term and long-term funds on an annual, quarterly, monthly or half-yearly basis.
    • Customers can partially withdraw their funds after 5 years and fund urgent financial necessities.
    • The Unit Linked Insurance Plans come with enhanced long term benefits, enabling customers to accumulate a good amount of savings over time.
    • These plans let customers shift from one fund to another, allowing them to explore various options and choose the most ideal investment option.

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