Future Generali Wealth Protect Plan

• Premiums as low as Rs.17/day for sum assured of Rs.1 crore*
• Claim up to Rs. 1,50,000 deduction under section 80C**
• Choose between annual and monthly premium payment options

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Future Generali Wealth Protect Plan is a unit linked investment plan that provides minimum risk on your investment portfolio. It also provides life cover and wealth creation along with this plan. The plan can be purchased at a nominal fee which makes it affordable by almost anyone residing in the country. With the Future Generali Wealth Protect Plan, a policyholder will be prepare for any unexpected expense that they might incur in the future. These expenses can arise from any situation that ranges from medical emergencies, home renovation, etc. Some of the key features of this plan are listed below:

• Provides protection for you and your family
• Benefits of wealth creation and accumulation

• Tax benefits are offered
• Comprehensive protection is offered where the insured is protected for a sum of up to 7 to 30 times the annual premium and this depends on age, term, etc.
• Flexibility of making a partial withdrawals
• A policyholder has the benefit of choosing the policy term, sum assured, premium payment mode, and a plethora of other options like premium and switching reduction, etc.

Eligibility – Who is the Future Generali Wealth Protect Plan for?

An individual will have to meet the following eligibility criteria to avail benefits that the Future Generali Wealth Protect Plan has to offer:

Sum Assured and Premium Range - What you get and what it costs

Sum Assured

The sum assured is based completely on the premiums that you will be required to pay to avail the benefits of the policy. The sum assured for the Future Generali Wealth Protect Plan is listed below:

Premiums*

Premiums are paid to the insurer to purchase a policy from them so that the individual can come under the umbrella of benefits and coverage that this plan has to offer. The premiums that a policyholder will have to pay towards a Future Generali Wealth Protect Plan are listed below:

 *Premiums paid vary based on age, location, plan term and other factors

Minimum Premiums paid:

Premiums for Future Generali Wealth Protect Plan can be made using any of the following ways:

• With a cheque or demand draft
• ECS/Direct Debit/Salary Deduction Scheme
• Payment in cash at the insurer’s branch office
• Through the use of debit or credit cards
• Using payment gateways or internet banking

Plan coverage – What the Future Generali Wealth Protect Plan covers

The Easy Invest Online Plan offered by Future Generali Wealth Protect Plan offers a number of different benefits and these are listed in the table below:

Exclusions – What the Future Generali Wealth Protect Plan doesn’t cover

If the policyholder commits suicide within a year from the date of commencement of the policy or from the date of revival, whether the policyholder is sane or insane at the time of death, the death benefit that has to be paid by the company will be equal to the fund value at the time of death of the policyholder. No insurance benefit shall be payable to the policyholder.

Other Benefits

Riders/Add-Ons

Your base plan can be strengthened further by purchasing a rider for your Future Generali Wealth Protect Plan. The two riders which are available to improve your financial security are listed below:

• Future Generali Linked Accidental Total and Permanent Disability Rider (UIN: 133A026V01)
• Future Generali Linked Accidental Death Rider (UIN: 133A025V01)

Tax Benefits – How you can save with the Future Generali Wealth Protect Plan

A policyholder can enjoy tax benefits on any premium that is paid towards a Future Generali Easy Invest Online Plan under the prevailing tax laws under Section 80C, 80CCC (1), 80(D) and 10.10D of the Income Tax Act. Tax benefits are subject to changes without prior notice so it is important that the policyholder consults a Tax Advisor to stay informed about any changes made.

Why you should buy the Wealth Protection Plan from Future Generali?

Future Generali brings a history of quality products and services which has not diminished since its time of inception in 2006. Future Generali Wealth Protect Plan provides a number of benefits which are easily available for people to avail. Policyholders are entitled to benefits such as a large sum assured, guaranteed loyalty addition, partial withdrawals, surrender value, etc. The customer service facility is also available to address any problems or queries that you may have.