HDFC ERGO General Insurance Co. Ltd. is a joint enterprise between ERGO International AG and HDFC Ltd. Ever since the commencement of operations in India, it has been expanding its network across the country and has become one of the most popular general insurance providers. At present the firm has 108 branch offices situated across 91 cities with a large workforce of 2000+ highly skilled employees. In addition, the firm also renders their services via insurance brokers, dealers and agents.
HDFC ERGO Car Insurance Renewal Premium CalculatorThe HDFC ERGO website has a built-in tool called the premium calculator, for calculating the insurance premium. The calculator quotes your insurance premium based on a number of parameters for which you are required to provide relevant and genuine information.
The calculator can be used when renewing a HDFC ERGO insurance policy or an insurance policy from another insurer. Following are the parameters used to calculate and quote the estimated insurance premium:
You have the option of renewing your car insurance policy online or offline within one month of the policy’s expiry.
Online policy renewal is a quick and hassle-free process. You can visit HDFC ERGO website or any of the third-party insurance websites and renew your insurance policy. The process doesn’t require any paperwork. You can pay for the policy renewal via credit card/debit card/net banking after you get your insurance premium estimate from the premium calculator.
Offline renewal is sometimes a tedious and time consuming process as it involves travelling and a lot of documentation. For offline renewal you have to visit any of the branch offices or meet with authorised insurance agents/dealers to discuss and get your insurance policy renewed.
HDFC ERGO car insurance comes with a number of key features and benefits as mentioned below:
HDFC ERGO makes it easy for their customer to raise the claim request instantly and processes the claim settlement within 24-48 hours of claim registration.
HDFC ERGO car insurance policy has a tenure of 1 year.
As per the Motor Vehicles Act in India, it is mandatory for all the vehicles plying on the roads to be insured with at least a third-party liability cover. Apart from the law mandating your vehicle to be insured, having a car insurance protects you from third-party and/or own damage liabilities that you incur as a result of a mishap.
In case you sell your car, you can either transfer your insurance policy to the buyer’s name or close it for good. You can also transfer the insurance policy to your new car in case you are buying one. If you don’t do either and raise a claim request, it will be denied.
When renewing/purchasing insurance online, you don’t have to submit any physical documents.
You can transfer your No Claim Bonus Discount from your previous insurance policy to your new policy within one month of policy issuance provided that you have renewed your policy within 30 days of expiry of your previous policy.
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