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  • HDFC Life Insurance

    Life Insurance
    • Premiums as low as Rs.17/day for sum assured of Rs.1 crore*
    • Claim up to Rs. 1,50,000 deduction under section 80C**
    • Choose between annual and monthly premium payment options

     Started in the year 2000, HDFC Life is one of the largest insurance companies in the country with a market share close to 10% of the nation’s life insurance sector. The company is a tie-up between HDFC Ltd., one of India’s largest banks, and Standard Life, a UK-based investment company. Thanks to its one and a half decade long presence, HDFC has 398 offices and over 9,000 distributor centres. With regards to equity distribution of the company, HDFC Ltd. holds about 61.63% while Standard Life holds about 35% of the share. The remaining 4.27% equity if owned by individual investors from across the country.

    Highlights of HDFC Life Insurance Updated on 21 Sep 2018

    Percentage of Grievances Solved 99.89%
    Claim Settlement Ratio 97.62%
    Group Death Claims 99.67%
    Percentage of Claims Rejected 0.33%
    Solvency Ratio 1.92 (for the quarter ended March 2017)

    Products and Services offered by HDFC Life:

    HDFC Life has a massive roster of insurance products, with each of them catering to the insurance needs of a wide demographic of Indians. Currently, the firm has over 29 individual products, 9 group products, and 8 optional riders. Below is a list of all the products HDFC Life offers:

    Protection Plans Health Plans Retirement Plans Savings and Investment Plans Women’s Plans YoungStar Children’s Plans Rural and Social Plans Retirement Solution Protection Solutions NRI Insurance Plans Riders Other Plans
    HDFC Life Click2Protect Plus HDFC Life Easy Health Plan HDFC Life Assured Pension Plan HDFC Life Capital Shield HDFC Life Smart Woman Plan HDFC SL YoungStar Super Premium HDFC Life YoungStar Udaan HDFC LIfe Group Pension Plan HDFC Life Group Jeevan Suraksha Plan HDFC Life Click 2 Protect Plus - Term plan HDFC Life Income Benefit on Accidental Disability Rider Shaurya by HDFC
      HDFC Life Cancer Care Plus HDFC Life Click2Retire HDFC Life Click2Invest - ULIP HDFC Life Click2Protect Plus HDFC Life YoungStar Udaan   HDFC Life Unit Linked Pension Plan HDFC Life Group Term Insurance Plan HDFC Life Children Udaan - Child plan    
        HDFC Life Personal Pension Plus HDFC Life Sanchay HDFC Life Youngstar Super Premium     HDFC Life Group Variable Employee Benefit Plan HDFC Life Group Credit Protect Plus Insurance Plan HDFC Life Click2Invest - ULIP investment plan    
        HDFC Life Super Pension Plus HDFC Life Super Income Plan HDFC Life Pension Super Plus     HDFC Life New Group Unit Linked Pension Plan HDFC Life Pradhan Mantri Jeevan Jyoti Bima Yojana HDFC Life Personal Pension Plan - Retirement plan    
        HDFC Life Single Premium Pension Super Plan HDFC Life Uday                
        HDFC Life Guaranteed Pension Plan HDFC Life Sampoorn Nivesh                
        HDFC Life New Immediate Annuity Plan HDFC Life Super Savings Plan                
          HDFC Life ClassicAssure Plan                
          HDFC SL Crest                
          HDFC Life ProGrowth Plus                
          HDFC SL ProGrowth Flexi                
          HDFC Life ProGrowth Super II                
          HDFC Life Sampoorn Samridhi Plus                
          HDFC SL ProGrowth Maximiser                

     

    • HDFC Life Protection Plans:

      Protection plans offered by HDFC Life are basically term plans and are available at a relatively lower cost. They help individuals secure their family's’ future even if they pay small premiums each year. At present, HDFC Life has just one protection plan available for its customers. It is as follows:

      • HDFC Life Click2Protect Plus
    • HDFC Life Health Plans:

      HDFC Life also has a few health insurance plans in its portfolio, which help policy buyers secure the medical expenses of their family members. Here are the health plans offered by HDFC Life:

      • HDFC Life Easy Health Plan
      • HDFC Life Cancer Care Plus
    • HDFC Life Retirement Plans:

      Retirement plans help individuals to set up a corpus which they can make use of at the time of their retirement. This again requires the policyholder to pay a certain premium for a period mentioned in the policy they have chosen. In the retirement plan section, HDFC Life has two policies available. They are as follows:

      • HDFC Life Assured Pension Plan
      • HDFC Life Click2Retire
      • HDFC Life Personal Pension Plus
      • HDFC Life Super Pension Plus
      • HDFC Life Single Premium Pension Super Plan
      • HDFC Life Guaranteed Pension Plan
      • HDFC Life New Immediate Annuity Plan
    • HDFC Life Savings and Investment Plans:

      People these days are always looking to save and invest at the same time. To cater to such individuals, HDFC Life has introduced a number of policies that help individuals get the dual benefit of saving and investing. The policies offered by the company include:

      • HDFC Life Capital Shield
      • HDFC Life Click2Invest - ULIP
      • HDFC Life Sanchay
      • HDFC Life Super Income Plan
      • HDFC Life Uday
      • HDFC Life Sampoorn Nivesh
      • HDFC Life Super Savings Plan
      • HDFC Life ClassicAssure Plan
      • HDFC SL Crest
      • HDFC Life ProGrowth Plus
      • HDFC SL ProGrowth Flexi
      • HDFC Life ProGrowth Super II
      • HDFC Life Sampoorn Samridhi Plus
      • HDFC SL ProGrowth Maximiser
    • HDFC Life Women’s Plans:

      HDFC Life also has a few women-specific insurance plans, which help women secure their future by paying a premium every year. These plans include:

      • HDFC Life Smart Woman Plan
      • HDFC Life Click2Protect Plus
      • HDFC Life Youngstar Super Premium
      • HDFC Life Pension Super Plus
    • HDFC Life YoungStar Children’s Plans:

      The firm also offers a few children-related policies, which help family-oriented individuals secure their children's future. The plans offered under this category are as follows:

      • HDFC SL YoungStar Super Premium
      • HDFC Life YoungStar Udaan
    • HDFC Life Rural and Social Plans:

      HDFC Life also has an insurance plan which is specifically designed keeping in mind the requirements of rural populace.This plan offers stable returns as well as insurance cover for the customers. It is as follows:

      • HDFC SL SarvGrameen Bachat Yojana

    While the aforementioned list lists out individual products, HDFC also offers group plans for protection and retirement purposes.

    Awards Won by HDFC Life:

    Ever since HDFC Life began in the year 2000, it has won plenty of awards and accolades due to its contribution to the insurance market sphere.Below is a list of some of the awards the company has won:

    • Finnoviti 2016 - For its Cancer Care product
    • Golden Peacock Innovative Product Award 2015 - For the launch of Click2Invest, a low cost ULIP plan
    • DL Shah National Award -
    • ISQ
    • NIQR Annual Competition on Six Sigma
    • Frost & Sullivan
    • Inspiring Workplace Award 2015- Insurance Sector
    • IDC Insights Awards
    • CIO 100 India - Mobility Maven Special Award
    • CeBIT India - Digital Transformational Leaders
    • Data Security Council of India (DSCI) - Infosec Award
    • PC Quest - Best IT Implementations - 2016
    • BW CIO 3.0 Award - Mobility
    • BW CIO 3.- Award - BFSI
    • ABP News - Stars of the Industry Awards - Banking & Financial Services
    • DataQuest Business Technology Award - 2016
    • Dynamic CISO Summit & Excellence Awards
    • Infosec Maestros
    • CIO 100 International -2015

    Company Location - Where you can find HDFC Life Offices?

    Below is a tabular column which lists out HDFC Life offices located in major metropolises across the country:

    State Branches No. of Offices Customer Care Number
    Andhra Pradesh Anantapur 1 1860 267 9999
    Bhimavaram 1 1860 267 9999
    Chittoor 1 1860 267 9999
    Vijayawada 1 1860 267 9999
    Assam Guwahati 2 1860 267 9999
    Bihar Patna 2 1860 267 9999
    Chandigarh Chandigarh 1 1860 267 9999
    Chattisgarh Raipur 1 1860 267 9999
    Delhi Delhi 13 1860 267 9999
    Goa Panaji 1 1860 267 9999
    Gujarat Ahmedabad 4 1860 267 9999
    Gandhinagar 1 1860 267 9999
    Haryana Gurgaon 1 1860 267 9999
    Himachal Pradesh Shimla 1 1860 267 9999
    Jammu and Kashmir Jammu 1 1860 267 9999
    Srinagar 1 1860 267 9999
    Jharkhand Ranchi 1 1860 267 9999
    Karnataka Bangalore 6 1860 267 9999
    Mysore 1 1860 267 9999
    Kerala Kochi 3 1860 267 9999
    Madhya Pradesh Bhopal 2 1860 267 9999
    Indore 3 1860 267 9999
    Maharashtra Mumbai 10 1860 267 9999
    Nagpur 3 1860 267 9999
    Pune 5 1860 267 9999
    Navi Mumbai 3 1860 267 9999
    Manipur Imphal 1 1860 267 9999
    Meghalaya Shillong 1 1860 267 9999
    Mizoram Aizawl 1 1860 267 9999
    Nagaland Dimapur 1 1860 267 9999
    Odisha Bhubaneswar 3 1860 267 9999
    Pondicherry Pondicherry 1 1860 267 9999
    Punjab Ludhiana 1 1860 267 9999
    Patiala 1 1860 267 9999
    Rajasthan Jaipur 4 1860 267 9999
    Udaipur 1 1860 267 9999
    Sikkim Gangtok 1 1860 267 9999
    Tamil Nadu Chennai 7 1860 267 9999
    Coimbatore 1 1860 267 9999
    Telangana Hyderabad 5 1860 267 9999
    Tripura Agartala 1 1860 267 9999
    Uttar Pradesh Ghaziabad 2 1860 267 9999
    Lucknow 7 1860 267 9999
    Noida 1 1860 267 9999
    Azamgarh 2 1860 267 9999
    Uttarakhand Dehradun 2 1860 267 9999
    West Bengal Arambagh 2 1860 267 9999
    Burdwan 2 1860 267 9999
    Kolkata 7 1860 267 9999

    HDFC Life - Board of Directors and Shareholding Patterns:

    HDFC Life has a number of esteemed members that form a part of the company’s board of director, who serve at varying capacities. Below is a list of names and the roles they are fulfilling.

    • Deepak S. Parekh - Non-executive Chairman
    • Sir Gerry Grimstone - Non-executive Director
    • Keki M Mistry - Non-executive Director
    • Norman Keith Skeoch - Non-executive Director
    • Renu Sud Karnad - Non-executive Director
    • Ravi Narain - Independent Director
    • Dr. SA Dave - Independent Director
    • VK Viswanathan - Independent Director
    • Prasad Chandran - Independent Director
    • Amitabh Chaudhry - Managing Director and Chief Executive Officer
    • Vibha Padalkar - Executive Director and Chief Financial Officer
    • Luke Savage - Alternate Director
    • James Aird - Alternate Director
    List of entities and their shareholding patterns
    Name of Shareholder No. of Equity Shares owned % of Equity Held
    Housing Development Finance Corporation Limited (HDFC) 1,229,760,125 61.63%
    Standard Life 2006 (Mauritius Holdings) 518,668,224 26.00%
    Escrow Account# 179,539,209 9.00%
    Azim Premji Trust 18,951,361 0.95%
    Others 48,368,619 2.42%
    Total 1,995,288,138 100%

    HDFC Claim Settlement Ratio

    HDFC Life has one of the highest claim settlement ratios of all the insurance companies in the country. Here’s a table that lists out the claims settled by the company during the fiscal year 2016-17:

    No. of claims received No. of claims approved Claim settlement ratio
    12,724 12,421 97.62%

    Here’s another table that gives you a clear idea of HDFC Life’s claim settlement ratio from 2009-10 to 2016-17. This statistic was made available by Insurance Regulatory Authority of India (IRDA).

    Year 2009-10 2010-11 2011-2012 2012-13 2013-14 2014-15 2015-16 2016-17
    Settlement Ratio 91% 95% 96% 96% 94% 91% 95% 98%

    How to Settle a Life Insurance Claim with HDFC Life - Claim Documentation and Process:

    HDFC Life follows a standard procedure in order to settle all life insurance claims applied for by a policyholder. Here’s how the claim settlement process works:

    • The policyholder/nominee needs to send in a fully filled Claim Request Form.
    • Upon receiving the form, the company will send a letter with the list of documents the nominee/policyholder needs to submit.
    • If the documents submitted to the company is good enough, a decision is made and the claim is settled.
    • However, on the off chance that the documents provided isn’t enough, reminder letters and follow ups are provided to get the necessary documentation from the claimant.
    • If the claim is rejected even after providing all the required documents, a proper communication is established to explain the reasons that led to the rejection of the plea.

    Documents Required for Claim Settlement:

    To make it easier for claimants, HDFC Life has listed out all the documents it requires to settle claims. These documents are as follows:

    • For natural death:
      • Death claim form with NEFT details
      • Certificate of death issued by relevant authority/government
      • Original policy document
      • Identity and residential proof of the claimant
      • Medical documents relating to death and past illnesses
    • For unnatural death (Suicide/Accidental death/ Murder)
      • Death claim form with NEFT details
      • Certificate of death issued by relevant authority/government
      • Original policy document
      • Identity and residential proof of the claimant
      • Police inquest report, FIR, and Panchnama
      • Post mortem report

    News About Life Insurance

    • Ms. Vibha Padalkar likely to be appointed as MD and CEO of HDFC Life Insurance

      Ms. Vibha Padalkar, who is currently serving as the chief financial officer and executive director of HDFC Standard Life Insurance, is said to be most likely to head the life insurance firm as its new CEO and MD. HDFC Life Insurance’s board members are expected to meet on September 12 to appoint the next MD and CEO of the company, after Mr. Amitabh Chaudhry resignation on Saturday to join Axis Bank.

      Ms. Padalkar has been employed with HDFC Life since the year 2008. Prior to joining HDFC Life, she worked with WNS Global Services, Colgate-Palmolive, and PricewaterhouseCoopers. She is also a member of the Institute of Chartered Accountants of India and the Institute of Chartered Accountants in England and Wales.

      Ms. Padalkar had a key role to play in HDFC Life’s proposed merger with Max Life, which was later called off, and in HDFC Life’s subsequent listing. HDFC Life is, currently, the most highly valued life insurance firm in India.

      11 September 2018

    • HDFC Bank to adopt 30 villages in Kerala

      HDFC Bank has recently announced that it will be adopting 30 villages in the flood-hit state of Kerala. The bank has announced that this initiative is part of the lender’s long-term rehabilitation and relief efforts that are aimed at providing aid to people residing in the worst-hit parts of Kerala.

      Thus, the lender will be setting up medical camps, rebuilding health centres that were affected by the floods, supporting the reconstruction/renovation of schools, and will also impart necessary skills training to families affected by the flood in an effort to restore their livelihoods.

      The bank will be finalising these plans after consulting with the State Government of Kerala. Also, HDFC Bank’s NGO partners in Kerala will provide on-ground assistance during the process.

      HDFC Bank has already contributed a sum of Rs.10 crore to the Chief Minister’s Distress Relief Fund (CMDRF). Among its many efforts, the private-sector lender has also waived off late payment fees on EMI payments for credit cards and loans for people residing in the state for the month of August.

      31 August 2018

    • HDFC Life joins hands with Zenith for media

      With HDFC looking for the perfect partner to handle their media duties while their digital platform will be handled by Resultrix, HDFC Life has chosen Zenith to do the job and spread the word about their products on general media platforms. As per the exchange4media report, the CEO of Zenith, Tanmay Mohanty, said that the joint venture win is a matter of great pride for us and an extension of our existing, very fruitful digital relationship with HDFC Life. The Zenith teams teams were able to demonstrate an effective ROI-focused, data-driven approach to media. Zenith’s strong suite of tools, proprietary research and analytics will unlock new consumer connections for HDFC Life and will deliver on seamless, integrated communications. Responding to their selection, the Chief Marketing officer of HDFC Life, Pankaj Gupta said that HDFC Life is thrilled to associate with Zenith and believe that it would be an exciting partnership, since Zenith's view on the brand mirrors that of ours. Zenith exhibited fresh thinking and insights on the life insurance category during the pitch. Hope that through its forward-thinking and disruptive approach, Zenith would help us stay ahead of the curve in a dynamic media environment; thereby, deepening our market presence and highlighting our customer-centric value proposition.

      23 August 2018

    • New Click 2 Protect 3D Plus launched by HDFC Life

      HDFC Life Insurance launched its new flagship product Click 2 Protect 3D Plus which is easily customisable and flexible and comes with nine options covering diseases, death, and disability (3D).

      The maximum age of maturity for this plan has been increased from 75 years to 85 years and the policy term increased from 40 years to 50 years. The plan is also offering the option of being provided coverage for lifelong, with the premium payment term increased to 75 years.

      The plan will also offer the Critical Illness Plus Rider which will offer a cover of Rs.1.5 crore as compared to earlier Rs.50 lakh it offered.

      A person can purchase this plan which is available across all its channels and platforms

      22 August 2018

    • News About Life Insurance

      HDFC Bank and Max Life have rolled out strategies to make their merger work out in a more effective way. Instead of the planned long-winded manner of listing out HDFC Life on stock exchanges and merging both the companies, the board members chose a direct merger. According to the CEO of HDFC Life, Amitabh Chaudhry, the merger has to meet certain conditions, both from the insurance and tax point of view. The new structure of the merger plan is yet to receive approval from regulatory bodies. HDFC Life in an official statement said that they will first opt for an IPO and then merge both the insurers if the approval process takes too long.

      26 May 2017

    • News About Life Insurance

      HDFC Life Insurance Co Ltd recently launched a new online term insurance policy called Click2Protect 3D Plus. The unique thing about this term insurance plan is that it packs in 9 options and will be a financial cushion to provide your dependants with much needed financial aid in the unfortunate event that you may no longer be around to provide for them. Customers can choose between the base policy version or the payout version, as is convenient for them and explore the options under each.

      25 May 2017

    • News About Life Insurance

      HDFC Life, a leading private life insurer, is moving back to its plan of entering the initial public offering (IPO) zone, which was decided sometime last year. They are switching back to its old plan as it is taking very long for them to receive approvals from relevant authorities for a merger with Max Life.

      The delay in the merger started after the Insurance Regulatory and Development Authority of India (IRDAI) forwarded the request for the merger to the attorney general (AG) in order to get proper consent.

      The IRDAI had initially agreed for the amalgamation. During the last phase, the insurance regulator mentioned that the merger can be problematic as it should not happen between an insurance company and a holding company. Here, Max Financial Services is the holding company of Max Life Insurance.

      Recently, it was reported that this proposal had been rejected by the AG without any explanation. This is why HDFC Life decided to stick to its earlier decision of doing an IPO.

      24 May 2017

    • News About Life Insurance

      HDFC Life, one of the leading insurance providers in the country today, announced the launch of an email bot, the first of its kind in the industry. The bot, named SPOK, can automatically read, understand, categorise, and respond to customer emails that are sent to the insurance company. The bot is also capable of prioritising emails based on the content. The response will be sent by SPOK within milliseconds, stated HDFC Life in a press release.

      This initiative is expected to enable HDFC Life to respond to user queries in a more efficient and consistent manner. The exercise will also help in creating a deeper insight on the needs of the customer, and identifying patterns in customer interaction. HDFC Life will hence, be able to anticipate and address customer issues faster, while the customer service team will receive the bandwidth to focus more on customer satisfaction activities.

      HDFC Life is in partnership with Senseforth, a startup that offers enterprise bots designed on its AI platform, for the venture.

      23 May 2017

    • News About Life Insurance

      Leading private sector life insurance provider, HDFC Life Insurance all set to launch 3 new products under the health insurance segment in 2017, for which it is expecting approval from the IRDA. The insurer is also awaiting its merger with another leading insurance provider, Max Life. In the last financial year, HDFC recorded a total premium income of Rs 19,445 crore. Out of this, Rs.8696 crore came from new business premium (individual and group). The insurer recorded a growth of 19% and 34% respectively.

      18 May 2017

    • News About Life Insurance

      HDFC Life Insurance Co. has been ever so close to the second spot in the private life insurance industry over the past two years. In March 2017, however, the company consolidated its second spot as it created a wider gap against ICICI Prudential which happens to be its closest rival. Srinivasan Parthasarathy, the chief actuary of HDFC Life told the Times of India about the performance of the company, adding more matter on its IPO plans.

      HDFC Standard Life recorded premium bookings worth Rs.8696.21 crore, which was more than the Rs.7863.40 crore recorded by ICICI Prudential. The company remains focussed on its merger with Max Life Insurance, and as soon as the merger completes, the company will be looking at listing. April 2018 is when the company expects to complete the merger and begin IPO listing.

      17 May 2017

    HDFC Life Insurance Reviews

    • HDFC Life Life Insurance
      "BEST"
      0.5 5.0/5 "Blown Away!"
      I had been using life insurance of HDFC LIFE because the customer service is satisfactory and comparatively good. I had been using it since last 1 year. The name of the policy that i am holding a PENSION PLAN where it covers for the self and the premium i pay for yearly once.
      Was this review helpful? 0
      , nagpur
      Reviewed on Sep 19, 2018
    • HDFC Life Life Insurance
      "Good Insurance Policy"
      0.5 4.0/5 "Great!"
      I have taken my life insurance with HDFC LIFE. The policy name is called young star. I have purchased this policy in 2014. I used to pay the premium amount of Rs. 1 lakhs. I have no idea about the benefits right now. I used to make the payment through online
      Was this review helpful? 0
      , sultanpur
      Reviewed on Sep 12, 2018
    • HDFC Life Life Insurance
      "Good term insurance policy"
      0.5 4.0/5 "Great!"
      Total tenure period of the term insurance is 20 years. I used to pay the premium amount of Rs. 5000 quarterly. I have taken my term insurance policy as life insurance policy. I have chosen the HDFC LIFE for my term insurance policy. Before i have paid huge amount for my premium amount.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 09, 2018
    • HDFC Life Life Insurance
      "GOOD POLICY"
      0.5 4.0/5 "Great!"
      I have been holding the life insurance from HDFC LIFE since 2014 where they have provided the maturity period of 15 years but i am not aware of the name of the policy. The premium i pay annually through ecs and the sum assured amount i get 2 lakhs also it covers the family.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 04, 2018
    • HDFC Life Life Insurance
      "GOOD POLICY"
      0.5 4.0/5 "Great!"
      I have purchased the TERM POLICY with HDFC LIFE on 2014 and they provided the coverage till my 75 years and also the premium i pay annually once. The policy covers the life also added on that the policy of life insurance and it is very much good to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 04, 2018
    • HDFC Life Life Insurance
      "BETTER POLICY"
      0.5 4.0/5 "Great!"
      The reason behind taking the life insurance from HDFC LIFE because it is a new plan from HDFC which has launched before 1 months. The premium i pay 30k for yearly once and the tenuity period they provided for 10 years and after 5 years they give 5 lakhs added on that they provide with the life coverage and also the accidental benefits.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 04, 2018
    • HDFC Life Life Insurance
      "Good Money back policy"
      0.5 5.0/5 "Blown Away!"
      I have taken the Life insurance with HDFC LIFE. In 2012, I have bought my life insurance policy. This is 20 years tenure period policy. I'm not much aware of the policy coverage and benefits provided by this policy. This is the money-back policy.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 03, 2018
    • HDFC Life Life Insurance
      "GOOD POLICY"
      0.5 4.0/5 "Great!"
      I have compared with other policies so i found HDFC LIFE is very good policy. I am unable to pay the premium through debit card where as it is easy to pay. The premium i pay nearly 1k and above on monthly basis. I am not sure about the tenuity period of this policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 03, 2018
    • HDFC Life Life Insurance
      "EXCELLENT"
      0.5 4.0/5 "Great!"
      The reason behind taking the policy from HDFC LIFE is they are providing with good service. The premium i pay 1800k on monthly basis also they provide the maturity period of 20 years. It covers only for the self also the accidental coverage.
      Was this review helpful? 0
      , chidambaram
      Reviewed on Sep 03, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I had an issue with HDFC Life. Initially i was paying a premium amount monthly now i want to change to yearly once. I have sent many emails to them but they have not given any reply for that. I spoke with the customer care but they are saying that it will get convert after an year. I have got a proper response from them. There is no much benefit for me from this policy.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 02, 2018
    • HDFC Life Life Insurance
      "Good for individual"
      0.5 4.0/5 "Great!"
      I've been using the HDFC Life Insurance policy from January. I'm not satisfied with the services by HDFC because they are providing good insurance anyway its not covered for all the members. I pay a premium of 591 per month, it also covers accidental benefits, critical illness and I make payment through online. So in terms of features and their service it has been a good experience with them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 02, 2018
    • HDFC Life Life Insurance
      "Very Good policy"
      0.5 3.0/5 "Satisfactory"
      I have been using Life insurance from Hdfc life for 6 months. It has good benefits with long term of 30 years. They are providing critical medical claim . I make payment on line through on line net banking. Since I'm a existing customer care of HDFC i have chosen the HDFC LIFE for my life insurance Overall am satisfied with my life insurance policy
      Was this review helpful? 0
      , pune
      Reviewed on Sep 02, 2018
    • HDFC Life Life Insurance
      "Fine policy"
      0.5 4.0/5 "Great!"
      March Month, i have purchased my term insurance. I'm not much aware of the other company company thats the reason i have selected HDFC for my insurance. The benefits are not that much good when i compared after the taken the policy. The benefits are quite satisfied. Total tenure of the policy is 40 years. I called customer care service to know about the policy details. I have received the hard copy of the documents.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 02, 2018
    • HDFC Life Life Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have purchased the life insurance policy with the HDFC LIFE before 2.5 years where i pay premium on yearly basis. The sum assured amount i get 50lakhs but i am not sure about the tenuity period of this life insurance policy and it covers for the self.
      Was this review helpful? 1
      , hosur
      Reviewed on Sep 01, 2018
    • HDFC Life Life Insurance
      "EXCELLENT"
      0.5 4.0/5 "Great!"
      There is no particular reason behind taking the life insurance policy with HDFC LIFE but i want an insurance so i have taken it. It covers the critical illness also the accidental benefits where it covers the self alone. I pay the premium yearly basis through online.
      Was this review helpful? 1
      , chennai
      Reviewed on Sep 01, 2018
    • HDFC Life Life Insurance
      "GOOD"
      0.5 3.5/5 "Pretty good"
      I am holding the TREM PLAN policy with the HDFC LIFE since last 7 years where they have provided me with the tenuity period of 20 years also it covers for the self. the premium in this life insurance policy is nominal and i am paying it through online.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 01, 2018
    • HDFC Life Life Insurance
      "Useful policy"
      0.5 4.0/5 "Great!"
      I have purchased the policy 6 months before. I have paid a premium amount of Rs. 568 every month, I have chosen the monthly payment mode. I have got a sum assured amount of Rs. 50 lakhs. I'm not sure about the tenure period. I am satisfied with the term insurance policy
      Was this review helpful? 0
      , vellore
      Reviewed on Aug 31, 2018
    • HDFC Life Life Insurance
      "Average policy"
      0.5 2.0/5 "Expected more"
      I have to pay Rs. 15300 for this policy and the tenure period of the policy is 7 years. I used to pay the premium through net banking. Its a money back policy. I used to a receive a benefits after the tenure period. I have not received a policy documents policy. I have taken the policy 1 year before.
      Was this review helpful? 0
      , cuddalore
      Reviewed on Aug 31, 2018
    • HDFC Life Life Insurance
      "Very nice policy"
      0.5 4.0/5 "Great!"
      I have not received the policy documents still now even though i have purchased the 7 months before. I have received not soft copy too. I have done the medical check up also. I don't remember about the tenure period. I have paid a premium amount of Rs. 550. I will get a sum assured amount of Rs. 50 lakhs.
      Was this review helpful? 0
      , ujjain
      Reviewed on Aug 31, 2018
    • HDFC Life Life Insurance
      "Good policy for securing the life"
      0.5 5.0/5 "Blown Away!"
      Last January, i gave purchased this policy. I'm making the premium of Rs. 730. Total tenure period of period of the policy 40 years. I have chosen the sum assured amount of Rs. 60 lakhs. I'm not satisfied with the sum assured amount. The medical test also completed. I have uploaded my documents through wats app.
      Was this review helpful? 0
      , raipur
      Reviewed on Aug 31, 2018
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