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  • HDFC Life Insurance

    Life Insurance
    • Premiums as low as Rs.17/day for sum assured of Rs.1 crore*
    • Claim up to Rs. 1,50,000 deduction under section 80C**
    • Choose between annual and monthly premium payment options

    Started in the year 2000, HDFC Life is one of the largest insurance companies in the country with a market share close to 10% of the nation’s life insurance sector. The company is a tie-up between HDFC Ltd., one of India’s largest banks, and Standard Life, a UK-based investment company. Thanks to its one and a half decade long presence, HDFC has 398 offices and over 9,000 distributor centres. With regards to equity distribution of the company, HDFC Ltd. holds about 61.63% while Standard Life holds about 35% of the share. The remaining 4.27% equity if owned by individual investors from across the country.

    Highlights of HDFC Life Insurance Updated on 22 Jan 2019

    Percentage of Grievances Solved 99.89%
    Claim Settlement Ratio 97.62%
    Group Death Claims 99.67%
    Percentage of Claims Rejected 0.33%
    Solvency Ratio 1.92 (for the quarter ended March 2017)

    Products and Services offered by HDFC Life:

    HDFC Life has a massive roster of insurance products, with each of them catering to the insurance needs of a wide demographic of Indians. Currently, the firm has over 29 individual products, 9 group products, and 8 optional riders. Below is a list of all the products HDFC Life offers:

    Protection Plans Health Plans Retirement Plans Savings and Investment Plans Women’s Plans YoungStar Children’s Plans Rural and Social Plans Retirement Solution Protection Solutions NRI Insurance Plans Riders Other Plans
    HDFC Life Click2Protect Plus HDFC Life Easy Health Plan HDFC Life Assured Pension Plan HDFC Life Capital Shield HDFC Life Smart Woman Plan HDFC SL YoungStar Super Premium HDFC Life YoungStar Udaan HDFC LIfe Group Pension Plan HDFC Life Group Jeevan Suraksha Plan HDFC Life Click 2 Protect Plus - Term plan HDFC Life Income Benefit on Accidental Disability Rider Shaurya by HDFC
    HDFC Life Cancer Care Plus HDFC Life Click2Retire HDFC Life Click2Invest - ULIP HDFC Life Click2Protect Plus HDFC Life YoungStar Udaan HDFC Life Unit Linked Pension Plan HDFC Life Group Term Insurance Plan HDFC Life Children Udaan - Child plan
    HDFC Life Personal Pension Plus HDFC Life Sanchay HDFC Life Youngstar Super Premium HDFC Life Group Variable Employee Benefit Plan HDFC Life Group Credit Protect Plus Insurance Plan HDFC Life Click2Invest - ULIP investment plan
    HDFC Life Super Pension Plus HDFC Life Super Income Plan HDFC Life Pension Super Plus HDFC Life New Group Unit Linked Pension Plan HDFC Life Pradhan Mantri Jeevan Jyoti Bima Yojana HDFC Life Personal Pension Plan - Retirement plan
    HDFC Life Single Premium Pension Super Plan HDFC Life Uday
    HDFC Life Guaranteed Pension Plan HDFC Life Sampoorn Nivesh
    HDFC Life New Immediate Annuity Plan HDFC Life Super Savings Plan
    HDFC Life ClassicAssure Plan
    HDFC SL Crest
    HDFC Life ProGrowth Plus
    HDFC SL ProGrowth Flexi
    HDFC Life ProGrowth Super II
    HDFC Life Sampoorn Samridhi Plus
    HDFC SL ProGrowth Maximiser

     

    • HDFC Life Protection Plans:

      Protection plans offered by HDFC Life are basically term plans and are available at a relatively lower cost. They help individuals secure their family's’ future even if they pay small premiums each year. At present, HDFC Life has just one protection plan available for its customers. It is as follows:

      • HDFC Life Click2Protect Plus
    • HDFC Life Health Plans:

      HDFC Life also has a few health insurance plans in its portfolio, which help policy buyers secure the medical expenses of their family members. Here are the health plans offered by HDFC Life:

      • HDFC Life Easy Health Plan
      • HDFC Life Cancer Care Plus
    • HDFC Life Retirement Plans:

      Retirement plans help individuals to set up a corpus which they can make use of at the time of their retirement. This again requires the policyholder to pay a certain premium for a period mentioned in the policy they have chosen. In the retirement plan section, HDFC Life has two policies available. They are as follows:

      • HDFC Life Assured Pension Plan
      • HDFC Life Click2Retire
      • HDFC Life Personal Pension Plus
      • HDFC Life Super Pension Plus
      • HDFC Life Single Premium Pension Super Plan
      • HDFC Life Guaranteed Pension Plan
      • HDFC Life New Immediate Annuity Plan
    • HDFC Life Savings and Investment Plans:

      People these days are always looking to save and invest at the same time. To cater to such individuals, HDFC Life has introduced a number of policies that help individuals get the dual benefit of saving and investing. The policies offered by the company include:

      • HDFC Life Capital Shield
      • HDFC Life Click2Invest - ULIP
      • HDFC Life Sanchay
      • HDFC Life Super Income Plan
      • HDFC Life Uday
      • HDFC Life Sampoorn Nivesh
      • HDFC Life Super Savings Plan
      • HDFC Life ClassicAssure Plan
      • HDFC SL Crest
      • HDFC Life ProGrowth Plus
      • HDFC SL ProGrowth Flexi
      • HDFC Life ProGrowth Super II
      • HDFC Life Sampoorn Samridhi Plus
      • HDFC SL ProGrowth Maximiser
    • HDFC Life Women’s Plans:

      HDFC Life also has a few women-specific insurance plans, which help women secure their future by paying a premium every year. These plans include:

      • HDFC Life Smart Woman Plan
      • HDFC Life Click2Protect Plus
      • HDFC Life Youngstar Super Premium
      • HDFC Life Pension Super Plus
    • HDFC Life YoungStar Children’s Plans:

      The firm also offers a few children-related policies, which help family-oriented individuals secure their children's future. The plans offered under this category are as follows:

      • HDFC SL YoungStar Super Premium
      • HDFC Life YoungStar Udaan
    • HDFC Life Rural and Social Plans:

      HDFC Life also has an insurance plan which is specifically designed keeping in mind the requirements of rural populace.This plan offers stable returns as well as insurance cover for the customers. It is as follows:

      • HDFC SL SarvGrameen Bachat Yojana

    While the aforementioned list lists out individual products, HDFC also offers group plans for protection and retirement purposes.

    Awards Won by HDFC Life:

    Ever since HDFC Life began in the year 2000, it has won plenty of awards and accolades due to its contribution to the insurance market sphere.Below is a list of some of the awards the company has won:

    • Finnoviti 2016 - For its Cancer Care product
    • Golden Peacock Innovative Product Award 2015 - For the launch of Click2Invest, a low cost ULIP plan
    • DL Shah National Award -
    • ISQ
    • NIQR Annual Competition on Six Sigma
    • Frost & Sullivan
    • Inspiring Workplace Award 2015- Insurance Sector
    • IDC Insights Awards
    • CIO 100 India - Mobility Maven Special Award
    • CeBIT India - Digital Transformational Leaders
    • Data Security Council of India (DSCI) - Infosec Award
    • PC Quest - Best IT Implementations - 2016
    • BW CIO 3.0 Award - Mobility
    • BW CIO 3.- Award - BFSI
    • ABP News - Stars of the Industry Awards - Banking & Financial Services
    • DataQuest Business Technology Award - 2016
    • Dynamic CISO Summit & Excellence Awards
    • Infosec Maestros
    • CIO 100 International -2015

    Company Location - Where you can find HDFC Life Offices?

    Below is a tabular column which lists out HDFC Life offices located in major metropolises across the country:

    State Branches No. of Offices Customer Care Number
    Andhra Pradesh Anantapur 1 1860 267 9999
    Bhimavaram 1 1860 267 9999
    Chittoor 1 1860 267 9999
    Vijayawada 1 1860 267 9999
    Assam Guwahati 2 1860 267 9999
    Bihar Patna 2 1860 267 9999
    Chandigarh Chandigarh 1 1860 267 9999
    Chattisgarh Raipur 1 1860 267 9999
    Delhi Delhi 13 1860 267 9999
    Goa Panaji 1 1860 267 9999
    Gujarat Ahmedabad 4 1860 267 9999
    Gandhinagar 1 1860 267 9999
    Haryana Gurgaon 1 1860 267 9999
    Himachal Pradesh Shimla 1 1860 267 9999
    Jammu and Kashmir Jammu 1 1860 267 9999
    Srinagar 1 1860 267 9999
    Jharkhand Ranchi 1 1860 267 9999
    Karnataka Bangalore 6 1860 267 9999
    Mysore 1 1860 267 9999
    Kerala Kochi 3 1860 267 9999
    Madhya Pradesh Bhopal 2 1860 267 9999
    Indore 3 1860 267 9999
    Maharashtra Mumbai 10 1860 267 9999
    Nagpur 3 1860 267 9999
    Pune 5 1860 267 9999
    Navi Mumbai 3 1860 267 9999
    Manipur Imphal 1 1860 267 9999
    Meghalaya Shillong 1 1860 267 9999
    Mizoram Aizawl 1 1860 267 9999
    Nagaland Dimapur 1 1860 267 9999
    Odisha Bhubaneswar 3 1860 267 9999
    Pondicherry Pondicherry 1 1860 267 9999
    Punjab Ludhiana 1 1860 267 9999
    Patiala 1 1860 267 9999
    Rajasthan Jaipur 4 1860 267 9999
    Udaipur 1 1860 267 9999
    Sikkim Gangtok 1 1860 267 9999
    Tamil Nadu Chennai 7 1860 267 9999
    Coimbatore 1 1860 267 9999
    Telangana Hyderabad 5 1860 267 9999
    Tripura Agartala 1 1860 267 9999
    Uttar Pradesh Ghaziabad 2 1860 267 9999
    Lucknow 7 1860 267 9999
    Noida 1 1860 267 9999
    Azamgarh 2 1860 267 9999
    Uttarakhand Dehradun 2 1860 267 9999
    West Bengal Arambagh 2 1860 267 9999
    Burdwan 2 1860 267 9999
    Kolkata 7 1860 267 9999

    HDFC Life - Board of Directors and Shareholding Patterns:

    HDFC Life has a number of esteemed members that form a part of the company’s board of director, who serve at varying capacities. Below is a list of names and the roles they are fulfilling.

    • Deepak S. Parekh - Non-executive Chairman
    • Sir Gerry Grimstone - Non-executive Director
    • Keki M Mistry - Non-executive Director
    • Norman Keith Skeoch - Non-executive Director
    • Renu Sud Karnad - Non-executive Director
    • Ravi Narain - Independent Director
    • Dr. SA Dave - Independent Director
    • VK Viswanathan - Independent Director
    • Prasad Chandran - Independent Director
    • Amitabh Chaudhry - Managing Director and Chief Executive Officer
    • Vibha Padalkar - Executive Director and Chief Financial Officer
    • Luke Savage - Alternate Director
    • James Aird - Alternate Director
    List of entities and their shareholding patterns
    Name of Shareholder No. of Equity Shares owned % of Equity Held
    Housing Development Finance Corporation Limited (HDFC) 1,229,760,125 61.63%
    Standard Life 2006 (Mauritius Holdings) 518,668,224 26.00%
    Escrow Account# 179,539,209 9.00%
    Azim Premji Trust 18,951,361 0.95%
    Others 48,368,619 2.42%
    Total 1,995,288,138 100%

    HDFC Claim Settlement Ratio

    HDFC Life has one of the highest claim settlement ratios of all the insurance companies in the country. Here’s a table that lists out the claims settled by the company during the fiscal year 2016-17:

    No. of claims received No. of claims approved Claim settlement ratio
    12,724 12,421 97.62%

    Here’s another table that gives you a clear idea of HDFC Life’s claim settlement ratio from 2009-10 to 2016-17. This statistic was made available by Insurance Regulatory Authority of India (IRDA).

    Year 2009-10 2010-11 2011-2012 2012-13 2013-14 2014-15 2015-16 2016-17
    Settlement Ratio 91% 95% 96% 96% 94% 91% 95% 98%

    How to Settle a Life Insurance Claim with HDFC Life - Claim Documentation and Process:

    HDFC Life follows a standard procedure in order to settle all life insurance claims applied for by a policyholder. Here’s how the claim settlement process works:

    • The policyholder/nominee needs to send in a fully filled Claim Request Form.
    • Upon receiving the form, the company will send a letter with the list of documents the nominee/policyholder needs to submit.
    • If the documents submitted to the company is good enough, a decision is made and the claim is settled.
    • However, on the off chance that the documents provided isn’t enough, reminder letters and follow ups are provided to get the necessary documentation from the claimant.
    • If the claim is rejected even after providing all the required documents, a proper communication is established to explain the reasons that led to the rejection of the plea.

    Documents Required for Claim Settlement:

    To make it easier for claimants, HDFC Life has listed out all the documents it requires to settle claims. These documents are as follows:

    • For natural death:
      • Death claim form with NEFT details
      • Certificate of death issued by relevant authority/government
      • Original policy document
      • Identity and residential proof of the claimant
      • Medical documents relating to death and past illnesses
    • For unnatural death (Suicide/Accidental death/ Murder)
      • Death claim form with NEFT details
      • Certificate of death issued by relevant authority/government
      • Original policy document
      • Identity and residential proof of the claimant
      • Police inquest report, FIR, and Panchnama
      • Post mortem report

    News About Life Insurance

    • HDFC Life changes its name to HDFC Life Insurance

      With the motive to match its corporate name to its brand name, HDFC has changed its Life Insurance brand from HDFC Standard Life Insurance to HDFC Life Insurance. The approvals for the change of the brand name came through by the Insurance Regulatory Development Authority of India and the company will now simply be branded HDFC Life Insurance. According to a representative of the insurer, Over the years, specifically after listing of the company on stock exchanges, HDFC Life, as a brand has established itself as one of the most valuable brands in the Indian life insurance sector. He added by saying, with a view to align the corporate name of the company with its brand name, the corporate name has been changed to HDFC Life Insurance. Though they have changed their brand name, the insurer has assured that this will be the only change and no change will affect the functioning of the company.

      21 January 2019

    • HDFC Life reveals technological innovations through mobile apps

      The insurance sector is currently on the verge of a major transformation with many companies adopting mobile technologies to improve customer experience. HDFC Standard Life Insurance is one such company that adopted various technological innovations in its mobile apps. As of now, 70% of sales logins for HDFC Life are done with the help of mobile apps. This is the highest in the industry.

      These changes are incorporated as more and more customers are switching to mobile apps to enjoy a seamless experience. The Mobility 1.0 introduced by the company in the year 2015 provided a complete mobility suite that enabled policy conversion in less than 20 minutes. The upgraded version Mobile 2.0 provided further enhancement of all features along with higher productivity.

      In the future, the company aims to achieve higher proposals of policies through this app and faster policy conversion. In addition to this, the company also aims to reduce its conversion turnaround time with the help of its app.

      11 December 2018

    • HDFC Life rolls out their new Young and Responsible campaign

      Going against the stereotype that youth in general are irresponsible, HDFC Life followed up on their successful campaign, Young and Responsible with their second campaign with the same name. However, the life insurer choose a different path to reach out to their customer base - Music. Well aware of how much of a difference music makes to the lives of those young HDFC Life Insurance joined hands with Universal Music Group to launch the new Young and Responsible campaign. According to CEO Devaraj of EMI and Universal Music Group, he said that music a pulse which connects with youth, and is an effective medium to spread awareness about responsibility - aligning with the goal of HDFC Life Insurance. According to a researcher, he said that today’s youth are even smarter and responsible that their previous generations. He said that the campaign of HDFC Life Insurance will youth make the right decisions and more importantly, make responsible financial decisions when they are in their prime years.

      16 November 2018

    • HDFC Standard Life Insurance expects to see faster growth in comparison to industry average

      HDFC Standard Life Insurance, which is the largest life insurance company in India by market value, is expecting to see faster growth in comparison to the industry average during the coming quarters due to the robust sale of non-participating protection plans.

      Ms. Vibha Padalkar, the MD and CEO of the HDFC Standard Life, has said that the company should continue to grow at a faster pace in comparison to the growth of the industry. As on September 2018, the Indian life insurance sector grew 16.2% on the individual annualised premium equivalent basis.

      HDFC Standard Life’s protection business, which makes up of 7% of the insurer’s total business mix, contributed about 28% to the collection of new business premiums during the half-year that ended in September 2018. The private-sector life insurance company’s investment income reduced by 56% in the linked portfolio as a result of market volatilities.

      25 October 2018

    • HDFC Life posts 20.3% rise in Q2 profit

      HDFC Life has announced a net profit of Rs.286.98 crore for the second quarter of the current fiscal year. For the second quarter, the company reported a 20.3% rise in net profit compared to the same period of the previous year. This growth is prompted by strong growth in the company’s insurance business.

      For this period, the company witnessed a 25.7% growth in net profits on a year-over-year basis. Net premiums totaled Rs.6,777.55 crore during this period. The company’s assets under management during this period increased to Rs.1.13 lakh crore. During this period, the company has also entered into major tie-ups with various entities like Uber, Fullerton India, and Vijaya Bank to distribute its products.

      HDFC Life has witnessed a significant growth in the first half of the fiscal year 2019. New premiums for the first half witnessed a 43% growth to Rs.6,020 crore. The company’s net worth during this period increased to Rs.5,410 crore.

      24 October 2018

    • Ms. Vibha Padalkar likely to be appointed as MD and CEO of HDFC Life Insurance

      Ms. Vibha Padalkar, who is currently serving as the chief financial officer and executive director of HDFC Standard Life Insurance, is said to be most likely to head the life insurance firm as its new CEO and MD. HDFC Life Insurance’s board members are expected to meet on September 12 to appoint the next MD and CEO of the company, after Mr. Amitabh Chaudhry resignation on Saturday to join Axis Bank.

      Ms. Padalkar has been employed with HDFC Life since the year 2008. Prior to joining HDFC Life, she worked with WNS Global Services, Colgate-Palmolive, and PricewaterhouseCoopers. She is also a member of the Institute of Chartered Accountants of India and the Institute of Chartered Accountants in England and Wales.

      Ms. Padalkar had a key role to play in HDFC Life’s proposed merger with Max Life, which was later called off, and in HDFC Life’s subsequent listing. HDFC Life is, currently, the most highly valued life insurance firm in India.

      11 September 2018

    • HDFC Bank to adopt 30 villages in Kerala

      HDFC Bank has recently announced that it will be adopting 30 villages in the flood-hit state of Kerala. The bank has announced that this initiative is part of the lender’s long-term rehabilitation and relief efforts that are aimed at providing aid to people residing in the worst-hit parts of Kerala.

      Thus, the lender will be setting up medical camps, rebuilding health centres that were affected by the floods, supporting the reconstruction/renovation of schools, and will also impart necessary skills training to families affected by the flood in an effort to restore their livelihoods.

      The bank will be finalising these plans after consulting with the State Government of Kerala. Also, HDFC Bank’s NGO partners in Kerala will provide on-ground assistance during the process.

      HDFC Bank has already contributed a sum of Rs.10 crore to the Chief Minister’s Distress Relief Fund (CMDRF). Among its many efforts, the private-sector lender has also waived off late payment fees on EMI payments for credit cards and loans for people residing in the state for the month of August.

      31 August 2018

    • HDFC Life joins hands with Zenith for media

      With HDFC looking for the perfect partner to handle their media duties while their digital platform will be handled by Resultrix, HDFC Life has chosen Zenith to do the job and spread the word about their products on general media platforms. As per the exchange4media report, the CEO of Zenith, Tanmay Mohanty, said that the joint venture win is a matter of great pride for us and an extension of our existing, very fruitful digital relationship with HDFC Life. The Zenith teams teams were able to demonstrate an effective ROI-focused, data-driven approach to media. Zenith’s strong suite of tools, proprietary research and analytics will unlock new consumer connections for HDFC Life and will deliver on seamless, integrated communications. Responding to their selection, the Chief Marketing officer of HDFC Life, Pankaj Gupta said that HDFC Life is thrilled to associate with Zenith and believe that it would be an exciting partnership, since Zenith's view on the brand mirrors that of ours. Zenith exhibited fresh thinking and insights on the life insurance category during the pitch. Hope that through its forward-thinking and disruptive approach, Zenith would help us stay ahead of the curve in a dynamic media environment; thereby, deepening our market presence and highlighting our customer-centric value proposition.

      23 August 2018

    • New Click 2 Protect 3D Plus launched by HDFC Life

      HDFC Life Insurance launched its new flagship product Click 2 Protect 3D Plus which is easily customisable and flexible and comes with nine options covering diseases, death, and disability (3D).

      The maximum age of maturity for this plan has been increased from 75 years to 85 years and the policy term increased from 40 years to 50 years. The plan is also offering the option of being provided coverage for lifelong, with the premium payment term increased to 75 years.

      The plan will also offer the Critical Illness Plus Rider which will offer a cover of Rs.1.5 crore as compared to earlier Rs.50 lakh it offered.

      A person can purchase this plan which is available across all its channels and platforms

      22 August 2018

    • News About Life Insurance

      HDFC Bank and Max Life have rolled out strategies to make their merger work out in a more effective way. Instead of the planned long-winded manner of listing out HDFC Life on stock exchanges and merging both the companies, the board members chose a direct merger. According to the CEO of HDFC Life, Amitabh Chaudhry, the merger has to meet certain conditions, both from the insurance and tax point of view. The new structure of the merger plan is yet to receive approval from regulatory bodies. HDFC Life in an official statement said that they will first opt for an IPO and then merge both the insurers if the approval process takes too long.

      26 May 2017

    HDFC Life Insurance Reviews

    • HDFC Life Life Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I am holding the life insurance policy with the HDFC LIFE since from last four years and it is the term plan and it is for long term policy which gives the policy coverage for self. The policy premium i pay on yearly once with this insurance policy.
      Was this review helpful? 0
      , new panvel
      Reviewed on Jan 19, 2019
    • HDFC Life Life Insurance
      "GOOD POLICY"
      0.5 3.0/5 "Satisfactory"
      The reason for taking the life insurance policy with the HDFC LIFE is because i am an existing customer of this HDFC. The customer service is very good and they are responsive. The maturity period of this policy is for 25 years as i pay the premium for yearly once.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jan 17, 2019
    • HDFC Life Life Insurance
      "BETTER"
      0.5 5.0/5 "Blown Away!"
      I have been using the life insurance policy with the HDFC LIFE where the documentation process is simple and easy with this policy added on that the maturity period of this policy is for long term policy which gives the policy coverage for complete family.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 16, 2019
    • HDFC Life Life Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      I have purchased the life insurance policy with the HDFC LIFE where i have purchased it since from last 5 years. The premium for this policy i pay on 6 months once basis where it gives the policy coverage for my complete family. I am satisfied with this life insurance policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 16, 2019
    • HDFC Life Life Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      LIFE ASSURANCE is the policy name where i have been using t from last 7-8 years where i have taken it from the HDFC LIFE. The maturity period of this policy is for 15 years where it is good and i am satisfied with this policy. the premium i pay on yearly once with this policy.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Jan 12, 2019
    • HDFC Life Life Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      PRO GROWTH PLUS id the name of the policy where i am using it from the HDFC LIFE where i am using it since from last many years but the maturity period of this policy is for 15 years. the premium i pay for yearly once for this insurance policy.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Jan 12, 2019
    • HDFC Life Life Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have been using the life insurance policy with the HDFC LIFE since from last 2 years as the where it is the term insurance policy. The premium is nominal with this policy where i pay for monthly once. It is the good policy to use as well as it is satisfactory.
      Was this review helpful? 0
      , bhilwara
      Reviewed on Jan 12, 2019
    • HDFC Life Life Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      I am holding the life insurance policy with the HDFC LIFE since from last one year where the premium i pay for once with this policy at the time of purchasing this policy. the policy coverage is for self with this policy. The process of getting this policy is good.
      Was this review helpful? 0
      , jaipur
      Reviewed on Jan 12, 2019
    • HDFC Life Life Insurance
      "GOOD"
      0.5 3.5/5 "Pretty good"
      They have taken the life insurance policy with the HDFC LIFE because of the best features when compared to the others. The premium is nominal than others comparatively with this policy. The maturity period of this policy is for 28 years.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 09, 2019
    • HDFC Life Life Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      It is a term plan where i have purchased it from the HDFC LIFE and i am using it since from last one year where the premium i pay monthly basis through the online. It is a good policy to access and also they are giving the sufficient sum assured value.
      Was this review helpful? 0
      , indore
      Reviewed on Jan 05, 2019
    • HDFC Life Life Insurance
      "GOOD"
      0.5 4.0/5 "Great!"
      The life insurance policy i have purchased it from the HDFC LIFE and using it from past 6 moths as the premium i pay it for monthly once. The maturity period if this policy is for long term which covers for the complete family. The documentation process is simple.
      Was this review helpful? 0
      , fatehabad
      Reviewed on Jan 03, 2019
    • HDFC Life Life Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      The life insurance policy from the HDFC LIFE i have purchased it and i am using it since from past 7-8 years the documentation process is very good with this and it was simple. The policy coverage is for self also the premium i paid is for 50k approximately.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 03, 2019
    • HDFC Life Life Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a term insurance from HDFC Life since I got a good feedback from my friends. Actually I have submitted the documents for auto debit premium which was not happening. Am paying the premium manually every month through online. The benefits are good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 03, 2019
    • HDFC Life Life Insurance
      "Average"
      0.5 4.0/5 "Great!"
      The customer service is good. The claim settlement ratio is high and the premium is low so have taken the term insurance from HDFC LIFE through online portal. The sum assured value is 50L. I have received the insurance paper. I have paid 10K for a year to purchase the policy.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Dec 29, 2018
    • HDFC Life Life Insurance
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Basically I wanted the whole amount which I have submitted and I got the same option from HDFC Life through online portal. The customer service is good and there is no issues so far. The sum assured value is 1cr. I have paid premium of 20k per year through online. It will be auto debited of every month on 20th, this option was offered by Yes Bank.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 29, 2018
    • HDFC Life Life Insurance
      "Better"
      0.5 5.0/5 "Blown Away!"
      The benefits are good and I have taken the term policy before 2 or 3 months. The Final copy not arrived and paid 12K for a year through ECS. The customer service and response was good. I have compared 4 to 5 companies, claim settlement ratio was good with HDFC LIFE. The sum assured value is 1cr and need to pay age of 65 years.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 29, 2018
    • HDFC Life Life Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I do have a life insurance with HDFC Life. Till date I have submitted the premium on time and don't have much experience. The customer service is good and the represntative contact me regarding the policy. The benefits are moreover same like LIC. I make the premium through online.
      Was this review helpful? 0
      , bareilly
      Reviewed on Dec 19, 2018
    • HDFC Life Life Insurance
      "Better"
      0.5 4.0/5 "Great!"
      I have taken term insurance through online portal before one month. It has the cheapest premium compared to the others. I need to pay till the age of 70. I have paid 16,500 rupees for a year. The customer service is good. They have explained me about the policy which am satisfied. The payment mode is online. I got the insurance paper.
      Was this review helpful? 0
      , delhi
      Reviewed on Dec 17, 2018
    • HDFC Life Life Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a term insurance with HDFC Life and previously I had other plans with them since the benefits are good and the settlement rate is also okay. They did not contacted me to inform about the policy. I did not get the hard copy and have paid 9,300 rupees per annum. The sum assured value is around 50L.
      Was this review helpful? 0
      , hoshangabad
      Reviewed on Dec 15, 2018
    • HDFC Life Life Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I took a term policy with HDFC Ergo and am very much satisfied with the benefits and they have clearly explained to me. I have not seen total features on the insurance paper and whatever they told me its good. The policy period is up to 70 years and I need to pay till 30 years. They have included all dep like suicide, accidental and etc. The premium is less and also my bonding with HDFC is almost 5 years.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Dec 15, 2018
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