HDFC Life Health Plans

• Reduce taxable income by up to Rs. 1,50,000 deduction under section 80C**
• Convenient payment options - annual, half-yearly, quarterly or monthly premium payments
• Do more with plans that offer pure protection, retirement planning and investment options

We might have grown up hearing our elders talk about the importance of being healthy, with the saying “Health is Wealth” often imbedded in our minds. Staying healthy, however, can be hard, especially given the lifestyle changes we put ourselves through each day of our life. We now live in times where we come across new health complications each day, and while the medical infrastructure might have improved, dealing with these issues can be an extremely costly affair.

Protecting our health often goes beyond the normal lifestyle changes, one needs to have a good health insurance policy in place to meet any contingencies. HDFC Life offers health insurance plans which not only handle any health related emergency, but also provide peace of mind to policyholders, enabling them to continue with their life without taking undue tension.

Benefits of HDFC Life Health Plans

A few benefits provided by HDFC Life Health Plans include:

• Tax saving – Individuals are eligible for tax deductions under the Income Tax Act of 1961.
• Flexible – One can choose to enhance the protection based on their needs, with the option to customise their payments.
• Affordable – These plans provide comprehensive cover at affordable prices.
• Easy to purchase – One can buy HDFC Life Health Plans online.
• High cover – These plans provide cover in the event of surgeries, critical illnesses, etc.

List of Health Plans Provided by HDFC Life

HDFC Life currently offers two health insurance plans, as listed below:

HDFC Life Cancer Care Plan:

This plan is designed to meet any financial requirement one might require on being detected with cancer. On diagnosis of cancer, the plan pays a lump sum amount, with the company waiving the premium for three years after this detection. It offers three options, Silver, Gold, and Platinum. It however, does not provide any death benefit, maturity benefit, or surrender benefit.

HDFC Life Easy Health Plan:

This is a plan designed to offer financial protection in the event of hospitalisation, critical illnesses, surgical procedures, etc. In essence, it covers any health issue which can arise during the lifetime of an individual. One can choose between 7 variants of the plan, depending on the type of cover they need. It provides daily hospital cash benefit, surgical benefit, and critical illness benefit. It however, has no death benefit or maturity benefit, making it a purely health plan.

Why do you need HDFC Life Health Plans?

The number of health related problems are on the rise, with hospitals being flooded with patients at all times. The cost of medical treatments and hospitalisation can have a huge impact on our finances, especially if one hasn’t taken these into account. Buying a health plan from HDFC Life ensures that any health related issue is taken care of, minus excessive costs from our end.

These plans can be customised based on our income, enabling us to choose a cover according to our lifestyle. They also provide cashless hospitalisation benefits, with a wide network of partner hospitals. All these make HDFC health plans an ideal partner in our journey to lead a healthy life.