"Spending a whole day looking for insurance is fun," said nobody, EVER!
    Close

    Tell us about yourself & we'll find the best Term/Cancer Life Insurance offers for you.

    HDFC Life Women Plans

    Women have special needs at different stages of life. The problems faced by women differ from that of men and therefore HDFC Life has tailored an insurance plan to suit the needs of women. This hand-picked product is designed to cater to women during these stages of life protection, child’s education, health, retirement, long-term savings and investments.

    Benefits of HDFC Life Women's Plans

    HDFC Life offers a plan designed specifically for women to ensure they have financial protection. The insurer provides hassle-free payment options with periodic cash payouts. You can benefit from the following when you opt for one of these plans:

    • The plans are available for purchase online
    • You can calculate your premium online before you make your decision
    • Receive periodic cash payouts
    • Make premium payments easily
    • Option to make partial withdrawals
    • Tax benefits as per the prevailing laws

    Women's Plans Offered by HDFC Life

    HDFC Life Smart Woman Plan:

    This plan gives women the opportunity to grow their savings. Women can have peace of mind knowing that there is a safety net. Some of the features and benefits of this plan have been listed below:

    Four Fund Options - You can choose to invest your money between 4 different funds based on your risk appetite. You can also switch across different funds and direct future premiums into a different fund option.

    Fund name Details
    Income Fund Credit exposure with high duration for higher potential returns
    Opportunities Fund Mid-cap equities
    Blue Chip Fund Large-cap equities
    Balanced Fund Dynamic equities with debt allocation

    3 Benefit Options - You can select any of the three benefit options available under this plan

    • Death of spouse (available with the Elite option)
    • Pregnancy complications/birth of baby with congenital disorder
    • Diagnosis of malignant cancer of female organs

    Flexible Tenures - This plan is highly customisable and can be tailored to suit your needs. Choose a tenure of 10 years or 15 years.

    Flexible Sums Assured - Your sum assured will be determined by the choice of premium amount.

    Tax Benefits - Tax benefits are available under Section 80C and 10(10D) of the Income Tax Act 1961.

    Plan Options - There are three plan options available under this plan:

    • Classic - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life.
    • Premier - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life. The Premier option comes with a periodic cash payout of 100% of the next 3 years’ premium.
    • Elite - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life. The Premier option comes with a periodic cash payout of 100% of the next 3 years’ premium and also provides coverage for the spouse’s death.
    Plan Name Plan Option Entry Age Maturity Age Premium
    HDFC Life Smart Woman Plan Proposer 18 years minimum NA Rs.24,000 p.a.
    Female Life Assured 18 years to 45 years 28 years to 60 years

    Why Should You Buy a Women's Plan From HDFC Life?

    Women have gained much more independence over the past few decades. Now, women can pursue their own careers and take care of themselves. Furthermore, many women handle the finances of the household as well. If you have dependents or children, then taking out an insurance policy would be a smart decision to ensure that your loved ones are taken care of financially in your absence. The insurance plan offered by HDFC Life tailored for women takes care of different issues at different stages of life depending on your choices. HDFC Life is one of the top insurers in the country with a host of products catering to a wide customer base.

    HDFC Life Women Plans Reviews

    • HDFC Life Life Insurance
      "Very good "
      0.5 5.0/5 "Blown Away!"
      I have a Life Insurance policy from Hdfc Life. The policy contains the premium amount of around Rs. 7,900 and sum assured amount is around Rs. 5,00,000 for the period of 4 years. I am satisfied with the policy as the plan benefits are good in this policy coverage.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 14, 2018
    • HDFC Life Life Insurance
      "Smart Protection for Family"
      0.5 5.0/5 "Blown Away!"
      I took classic term policy I have taken in the month of November. I paid the premium amount around Rs. 60,000 for the total sum assured of Rs. 10 lakhs, it has tenure period of 15 years. They give me the maturity cover upto 60 years old. My life insurance has tax benefits and flexi tenure period etc.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 13, 2018
    • HDFC Life Life Insurance
      "Its Better"
      0.5 3.0/5 "Satisfactory"
      I have term insurance from HDFC Life total sum insured value of Rs. 5 lakhs, it has the term of 10 years. HDFC Life claim settle ratio is good, even the policy activation process is good. I make term insurance yearly premium amount around Rs. 50,000. But I am not sure about the claim formalites.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 13, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I have a life insurance policy from Hdfc Life, I am getting better deal with this policy, and I am satisfied with it. The total premium that I paid for this policy is Rs. 50,000 this annually, the sum assured to me is around Rs. 3,50,000.The policy matures after 5 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 13, 2018
    • HDFC Life Life Insurance
      "Good Term Policy"
      0.5 5.0/5 "Blown Away!"
      I felt HDFC Life is the best option for the term insurance, I would the policy cost is low but they gave good sum assured. There is no much formalities on the claim process, I have chosen the term insurance of Rs. 70 lakhs. HDFC LIFE payment gate way is also good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 13, 2018
    • HDFC Life Life Insurance
      "Good insurance"
      0.5 5.0/5 "Blown Away!"
      I have a medi claim policy with HDFC Life. I am using the service for last 5 years. It was good for medi claim. The customer service was is also good. I have paid 11K for one year, it covers for me and my son. I make the payment through cheque. The cashless facilities and accidental benefits are provided.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 07, 2018
    • HDFC Life Life Insurance
      "Satisfied with the features"
      0.5 4.0/5 "Great!"
      HDFC Life has better benefits in the term insurance policy. The customer services are good and there are no hassles in the process. The tenure is for 31 years. They also have other benefits of a critical illness as well. The premium is also normal.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Mar 07, 2018
    • HDFC Life Life Insurance
      "best policy"
      0.5 5.0/5 "Blown Away!"
      I had applied and got life insurance policy from one of the top most insurance company HDFC LIFE. Its a Half yearly wise policy. I can prefer online payments to renew my policy with in due time.Most of all documents are covered under single policy.
      Was this review helpful? 0
      , mandya
      Reviewed on Mar 07, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I have taken a life insurance policy from Hdfc Life, I have no issues with the policy, the policy is good. The payment options provided to me were good, my total premium is around Rs. 45,547 and sum assured to me is around Rs. 50,00,000 for the period of 21 years.
      Was this review helpful? 0
      , nellore
      Reviewed on Mar 07, 2018
    • HDFC Life Life Insurance
      "Average policy"
      0.5 3.0/5 "Satisfactory"
      I have a life insurance policy taken from Hdfc Life, as compared to other policies the policy I have taken the total premium is a bit higher, I am getting a better deal with other policies with same sum assured to me. My total premium is around Rs. 10,376 and sum assured to me is around Rs. 1,00,00,000.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 07, 2018
    • HDFC Life Life Insurance
      "Good Retirement plan"
      0.5 4.0/5 "Great!"
      I would say HDFC Life insurance is better, I could convert the sum assured amount into monthly pension. I am investing Rs.22,000 per year it has the tenure of 10 years. Then I get the benefits of premium + interest . Payment option is good and its safe and secured.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Mar 05, 2018
    • HDFC Life Life Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a life insurance policy from Hdfc Life. The total premium is around Rs. 659 and sum assured to me is around Rs. 70,00,000 it is for the period of 30 years. I am satisfied with the policy, the processing was done on time everything went well.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Feb 25, 2018
    • HDFC Life Life Insurance
      "My requirement is not fulfilled"
      0.5 3.0/5 "Satisfactory"
      I had applied and got a life insurance from HDFC LIFE. But i am totally dis satisfied by their policy agent. He deducted some hidden charges and didn't responded regarding about those charges. I have a suggestion that please recruit these type of Policy agents. Otherwise i like the policy and all benefits are covered in single policy.
      Was this review helpful? 0
      , silvassa
      Reviewed on Feb 17, 2018
    • HDFC Life Life Insurance
      "Payment options need to be made more simple"
      0.5 5.0/5 "Blown Away!"
      I have taken a Life Option Plan Lumpsum from HDFC Life. I am okay with the benefits and coverage in the policy. The customer services are good. The policy coverage is for 10000000 and the Policy Term is for 30 years. The only thing I was not okay with is the ECS formalities for the premium payment. It involves a lot of inconvenience by visiting the branch and finishing the procedures. It should be made more simple.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Feb 02, 2018
    • HDFC Life Life Insurance
      "Good Child Plan"
      0.5 5.0/5 "Blown Away!"
      At the time of activation HDFC LIFE gave me a good plan for my child. It has the term of 16 years for the sum assured of Rs. 15 lakhs, yearly I make the premium around Rs. 30,000 it has different payment option. HDFC is providing life cover, tax benefits, financial security against unforeseen events.
      Was this review helpful? 0
      , hosur
      Reviewed on Feb 01, 2018
    • HDFC Life Life Insurance
      "Satisfied with the features"
      0.5 4.0/5 "Great!"
      My life insurance is with HDFC Life. I have taken a money back plan. There are good benefits in this policy. I get a bonus every four to five years. After which I would get the sum assured after the maturity term. The tenure is for 25 years. The premium is reasonable. I pay it through ECS on a quarterly basis.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 01, 2018
    • HDFC Life Life Insurance
      "Good features"
      0.5 5.0/5 "Blown Away!"
      My term insurance is with HDFC Life. I have taken a Life Option Plan Lump sum plan. There is a sum assured for Rs. 75,00,000. The customer services are good, I received the necessary documents on time. The tenure is for 36 years and the premium is also reasonable.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • HDFC Life Life Insurance
      "Good protection for family"
      0.5 5.0/5 "Blown Away!"
      I am an existing customer of HDFC and also I am working with the same company, hence I know about the benefits of term insurance with HDFC Life. Their claim settlement ratio is high, when its comes to the term insurance, premium doesn't matter. for me. My nominee will survive after my absence, I paid the premium around Rs. 6100 it has the term of 20 years for the sum assured value of Rs. 50 Lakhs with tax benefits, financial security against unforeseen events.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 18, 2018
    • HDFC Life Life Insurance
      "Process is good"
      0.5 5.0/5 "Blown Away!"
      I have taken a term insurance from HDFC Life. The customer services is good. Though I am not too sure of the plan name. The features and coverage is good. The tenure is for 30 to 35 years. There are no add ons and only a life cover. The premium is reasonable.
      Was this review helpful? 0
      , vadodara
      Reviewed on Jan 11, 2018
    • HDFC Life Life Insurance
      "Good plan"
      0.5 4.0/5 "Great!"
      I have taken my life insurance from HDFC Life. It is a Click to invest plan. The customer services are good and they were always on time and they are very quick when it comes to response. The tenure is for five years. The premium is for 1200 on a monthly basis. After the maturity term I would get around a lakh.
      Was this review helpful? 0
      , machilipatnam
      Reviewed on Jan 11, 2018
    Common Loader Icon