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  • HDFC Life Women Plans

    Women have special needs at different stages of life. The problems faced by women differ from that of men and therefore HDFC Life has tailored an insurance plan to suit the needs of women. This hand-picked product is designed to cater to women during these stages of life protection, child’s education, health, retirement, long-term savings and investments.

    Benefits of HDFC Life Women's Plans

    HDFC Life offers a plan designed specifically for women to ensure they have financial protection. The insurer provides hassle-free payment options with periodic cash payouts. You can benefit from the following when you opt for one of these plans:

    • The plans are available for purchase online
    • You can calculate your premium online before you make your decision
    • Receive periodic cash payouts
    • Make premium payments easily
    • Option to make partial withdrawals
    • Tax benefits as per the prevailing laws

    Women's Plans Offered by HDFC Life

    HDFC Life Smart Woman Plan:

    This plan gives women the opportunity to grow their savings. Women can have peace of mind knowing that there is a safety net. Some of the features and benefits of this plan have been listed below:

    Four Fund Options - You can choose to invest your money between 4 different funds based on your risk appetite. You can also switch across different funds and direct future premiums into a different fund option.

    Fund name Details
    Income Fund Credit exposure with high duration for higher potential returns
    Opportunities Fund Mid-cap equities
    Blue Chip Fund Large-cap equities
    Balanced Fund Dynamic equities with debt allocation

    3 Benefit Options - You can select any of the three benefit options available under this plan

    • Death of spouse (available with the Elite option)
    • Pregnancy complications/birth of baby with congenital disorder
    • Diagnosis of malignant cancer of female organs

    Flexible Tenures - This plan is highly customisable and can be tailored to suit your needs. Choose a tenure of 10 years or 15 years.

    Flexible Sums Assured - Your sum assured will be determined by the choice of premium amount.

    Tax Benefits - Tax benefits are available under Section 80C and 10(10D) of the Income Tax Act 1961.

    Plan Options - There are three plan options available under this plan:

    • Classic - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life.
    • Premier - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life. The Premier option comes with a periodic cash payout of 100% of the next 3 years’ premium.
    • Elite - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life. The Premier option comes with a periodic cash payout of 100% of the next 3 years’ premium and also provides coverage for the spouse’s death.
    Plan Name Plan Option Entry Age Maturity Age Premium
    HDFC Life Smart Woman Plan Proposer 18 years minimum NA Rs.24,000 p.a.
    Female Life Assured 18 years to 45 years 28 years to 60 years

    Why Should You Buy a Women's Plan From HDFC Life?

    Women have gained much more independence over the past few decades. Now, women can pursue their own careers and take care of themselves. Furthermore, many women handle the finances of the household as well. If you have dependents or children, then taking out an insurance policy would be a smart decision to ensure that your loved ones are taken care of financially in your absence. The insurance plan offered by HDFC Life tailored for women takes care of different issues at different stages of life depending on your choices. HDFC Life is one of the top insurers in the country with a host of products catering to a wide customer base.

    HDFC Life Women Plans Reviews

    • HDFC Life Life Insurance
      "Good features overall"
      0.5 5.0/5 "Blown Away!"
      HDFC Life is good in the overall benefits and services. I have taken a life insurance. The tenure is for ten years and there is a lock in period for five years. After the fifth year, I do not have to pay a premium. After the maturity term I would get my sum assured. The premium is normal and I pay it on a yearly basis.
      Was this review helpful? 0
      , rupnagar
      Reviewed on Jun 14, 2018
    • HDFC Life Life Insurance
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have been using since 3 years. Premium i pay for my insurance is for monthly once that too i do the payment through the on line. Actually i am not aware of the tenuity. Apart from that i have don the documentation which is very easy and it is simple.
      Was this review helpful? 0
      , thane
      Reviewed on Jun 12, 2018
    • HDFC Life Life Insurance
      "Good policy. Payment mode can be more flexible."
      0.5 5.0/5 "Blown Away!"
      I have taken my term insurance from HDFC Life. The services are good. I bought the policy with ease. The sum assured is for 60 Lakhs and the tenure is for 35 years. The only drawback is with the payment options. There are no options online and by chance if I skip a monthly payment the policy gets lapsed. This inconvenience does not happen with the other insurance providers.
      Was this review helpful? 0
      , tiruchirapalli
      Reviewed on Jun 07, 2018
    • HDFC Life Life Insurance
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      My life insurance is good. Customer service is good and helped. I have been using since 5 months. Payment i do through on line for monthly once. Plan benefit is good. Policy coverage is for 85 lakhs, 40 years i have to pay for my insurance. In case of paralysis then in can avail the policy that i applied. Documentation is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 31, 2018
    • HDFC Life Life Insurance
      "Best Family Protection Policy"
      0.5 3.0/5 "Satisfactory"
      They provided me a toll free number, I have been tried this number its keep on not responding. They are giving different numbers for sales, Service and policy so i don't need to repeat my issue again and again to a different people. I have applied for auto debit option. They are not giving the information pro-actively about auto deduction. 1st they have rejected auto deduction since the account was not in my name. Customer service is not up to the mark.
      Was this review helpful? 0
      , erode
      Reviewed on May 22, 2018
    • HDFC Life Life Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      Got my Life insurance from Hdfc life . It has good benefits with accidental coverage and critical medical claim . It has good policy cover with tenure period of 15 years . I pay the payment annually through online banking . Am getting Income tax benefits from this policy.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 22, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I have been using Life insurance from Hdfc life . It has good benefits with accidental coverage and critical medical claim . The policy coverage is 60 years with tenure period of 25 years . I pay the payment annually through online banking . Am getting Income tax benefits from this policy.
      Was this review helpful? 0
      , arwal
      Reviewed on May 22, 2018
    • HDFC Life Life Insurance
      "One of the Best Insurance Company"
      0.5 4.0/5 "Great!"
      In Life insurance, HDFC is the one of the best company. They are providing the Wide range options to choose. When comes to payment they make your life is easy. They used to send notification regularly through email and message. So, I can make the payment on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 16, 2018
    • HDFC Life Life Insurance
      "Better Policy"
      0.5 5.0/5 "Blown Away!"
      I do not prefer any policy. I just want a term insurance policy. I have chosen Endowment plan from LIC. The premium amount is Rs. 4000 to 5000 per month. Tenure is 5 years. Sum Assured amount is Rs.10 Lakhs. Only for the Tax consumption option i have selected this policy. I am not aware of the whole features and benefits of this policy.
      Was this review helpful? 0
      , nagpur
      Reviewed on May 14, 2018
    • HDFC Life Life Insurance
      "Very good "
      0.5 5.0/5 "Blown Away!"
      I have a Life Insurance policy from Hdfc Life. The policy contains the premium amount of around Rs. 7,900 and sum assured amount is around Rs. 5,00,000 for the period of 4 years. I am satisfied with the policy as the plan benefits are good in this policy coverage.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 14, 2018
    • HDFC Life Life Insurance
      "Smart Protection for Family"
      0.5 5.0/5 "Blown Away!"
      I took classic term policy I have taken in the month of November. I paid the premium amount around Rs. 60,000 for the total sum assured of Rs. 10 lakhs, it has tenure period of 15 years. They give me the maturity cover upto 60 years old. My life insurance has tax benefits and flexi tenure period etc.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 13, 2018
    • HDFC Life Life Insurance
      "Its Better"
      0.5 3.0/5 "Satisfactory"
      I have term insurance from HDFC Life total sum insured value of Rs. 5 lakhs, it has the term of 10 years. HDFC Life claim settle ratio is good, even the policy activation process is good. I make term insurance yearly premium amount around Rs. 50,000. But I am not sure about the claim formalites.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 13, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I have a life insurance policy from Hdfc Life, I am getting better deal with this policy, and I am satisfied with it. The total premium that I paid for this policy is Rs. 50,000 this annually, the sum assured to me is around Rs. 3,50,000.The policy matures after 5 years.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 13, 2018
    • HDFC Life Life Insurance
      "Good Term Policy"
      0.5 5.0/5 "Blown Away!"
      I felt HDFC Life is the best option for the term insurance, I would the policy cost is low but they gave good sum assured. There is no much formalities on the claim process, I have chosen the term insurance of Rs. 70 lakhs. HDFC LIFE payment gate way is also good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 13, 2018
    • HDFC Life Life Insurance
      "Good insurance"
      0.5 5.0/5 "Blown Away!"
      I have a medi claim policy with HDFC Life. I am using the service for last 5 years. It was good for medi claim. The customer service was is also good. I have paid 11K for one year, it covers for me and my son. I make the payment through cheque. The cashless facilities and accidental benefits are provided.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 07, 2018
    • HDFC Life Life Insurance
      "Satisfied with the features"
      0.5 4.0/5 "Great!"
      HDFC Life has better benefits in the term insurance policy. The customer services are good and there are no hassles in the process. The tenure is for 31 years. They also have other benefits of a critical illness as well. The premium is also normal.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Mar 07, 2018
    • HDFC Life Life Insurance
      "best policy"
      0.5 5.0/5 "Blown Away!"
      I had applied and got life insurance policy from one of the top most insurance company HDFC LIFE. Its a Half yearly wise policy. I can prefer online payments to renew my policy with in due time.Most of all documents are covered under single policy.
      Was this review helpful? 0
      , mandya
      Reviewed on Mar 07, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I have taken a life insurance policy from Hdfc Life, I have no issues with the policy, the policy is good. The payment options provided to me were good, my total premium is around Rs. 45,547 and sum assured to me is around Rs. 50,00,000 for the period of 21 years.
      Was this review helpful? 0
      , nellore
      Reviewed on Mar 07, 2018
    • HDFC Life Life Insurance
      "Average policy"
      0.5 3.0/5 "Satisfactory"
      I have a life insurance policy taken from Hdfc Life, as compared to other policies the policy I have taken the total premium is a bit higher, I am getting a better deal with other policies with same sum assured to me. My total premium is around Rs. 10,376 and sum assured to me is around Rs. 1,00,00,000.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 07, 2018
    • HDFC Life Life Insurance
      "Good Retirement plan"
      0.5 4.0/5 "Great!"
      I would say HDFC Life insurance is better, I could convert the sum assured amount into monthly pension. I am investing Rs.22,000 per year it has the tenure of 10 years. Then I get the benefits of premium + interest . Payment option is good and its safe and secured.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Mar 05, 2018
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