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  • HDFC Life Women Plans

    Women have special needs at different stages of life. The problems faced by women differ from that of men and therefore HDFC Life has tailored an insurance plan to suit the needs of women. This hand-picked product is designed to cater to women during these stages of life protection, child’s education, health, retirement, long-term savings and investments.

    Benefits of HDFC Life Women's Plans

    HDFC Life offers a plan designed specifically for women to ensure they have financial protection. The insurer provides hassle-free payment options with periodic cash payouts. You can benefit from the following when you opt for one of these plans:

    • The plans are available for purchase online
    • You can calculate your premium online before you make your decision
    • Receive periodic cash payouts
    • Make premium payments easily
    • Option to make partial withdrawals
    • Tax benefits as per the prevailing laws

    Women's Plans Offered by HDFC Life

    HDFC Life Smart Woman Plan:

    This plan gives women the opportunity to grow their savings. Women can have peace of mind knowing that there is a safety net. Some of the features and benefits of this plan have been listed below:

    Four Fund Options - You can choose to invest your money between 4 different funds based on your risk appetite. You can also switch across different funds and direct future premiums into a different fund option.

    Fund name Details
    Income Fund Credit exposure with high duration for higher potential returns
    Opportunities Fund Mid-cap equities
    Blue Chip Fund Large-cap equities
    Balanced Fund Dynamic equities with debt allocation

    3 Benefit Options - You can select any of the three benefit options available under this plan

    • Death of spouse (available with the Elite option)
    • Pregnancy complications/birth of baby with congenital disorder
    • Diagnosis of malignant cancer of female organs

    Flexible Tenures - This plan is highly customisable and can be tailored to suit your needs. Choose a tenure of 10 years or 15 years.

    Flexible Sums Assured - Your sum assured will be determined by the choice of premium amount.

    Tax Benefits - Tax benefits are available under Section 80C and 10(10D) of the Income Tax Act 1961.

    Plan Options - There are three plan options available under this plan:

    • Classic - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life.
    • Premier - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life. The Premier option comes with a periodic cash payout of 100% of the next 3 years’ premium.
    • Elite - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life. The Premier option comes with a periodic cash payout of 100% of the next 3 years’ premium and also provides coverage for the spouse’s death.
    Plan Name Plan Option Entry Age Maturity Age Premium
    HDFC Life Smart Woman Plan Proposer 18 years minimum NA Rs.24,000 p.a.
    Female Life Assured 18 years to 45 years 28 years to 60 years

    Why Should You Buy a Women's Plan From HDFC Life?

    Women have gained much more independence over the past few decades. Now, women can pursue their own careers and take care of themselves. Furthermore, many women handle the finances of the household as well. If you have dependents or children, then taking out an insurance policy would be a smart decision to ensure that your loved ones are taken care of financially in your absence. The insurance plan offered by HDFC Life tailored for women takes care of different issues at different stages of life depending on your choices. HDFC Life is one of the top insurers in the country with a host of products catering to a wide customer base.

    HDFC Life Women Plans Reviews

    • HDFC Life Life Insurance
      "Very good child policy"
      0.5 4.0/5 "Great!"
      This policy which i have taken for policy benefits. Six years back, i have purchased this policy. I'm paying the premium of Rs. 50000. I will pay the premium for every year. I will get a lumpsum amount after 20 years. The total tenure of this policy is 20 years,
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 20, 2018
    • HDFC Life Life Insurance
      "Recommendable policy to everyone"
      0.5 5.0/5 "Blown Away!"
      I have bought this money back policy 9 years before. I am paying the premium amount of Rs. 10000 yearly. I will get a sum assured amount after my death. They are responsible for my children's education. Totally they will get 3 lakhs. It is a tax benefitable policy.
      Was this review helpful? 0
      , muzaffarnagar
      Reviewed on Aug 20, 2018
    • HDFC Life Life Insurance
      "Useless policy"
      0.5 1.0/5 "Really Bad"
      The policy tenure is too long in this policy. While I'm asking the hard copy, they have not given proper response. I have received the soft copy. The city name and address is not matched. Everything is wrongly mentioned in the policy. I'm unable to change the address now. In online, there is no option to change the same. I'm planning to discontinues the policy.
      Was this review helpful? 0
      , chikkaballapur
      Reviewed on Aug 20, 2018
    • HDFC Life Life Insurance
      "Best policy"
      0.5 5.0/5 "Blown Away!"
      I have not paid the amount for past 4 months. I will pay all my bills through online. Online payment option is not available. They have not send any reminders regarding the payment in my mail as well as messages. I have purchased this policy almost 7 months back. I have paid the premium only for first 3 months.
      Was this review helpful? 0
      , tirupati
      Reviewed on Aug 20, 2018
    • HDFC Life Life Insurance
      "Not co-operating with customer "
      0.5 1.0/5 "Really Bad"
      They are not ready to change the name of the person in the policy. After done follow up of 4 months i have fed up. I have just a mail to the high management team. I have already intimated before taking the policy that they have wrongly mentioned my name. They have not accepted their mistake hence i discontinued the policy. They are providing high premium amount. They are satisfying to the customer.
      Was this review helpful? 0
      , vadodara
      Reviewed on Aug 20, 2018
    • HDFC Life Life Insurance
      "Happy with the service"
      0.5 4.0/5 "Great!"
      I have not faced any issues with the policy. Everyone responding properly in the customer care. I have not withdrawan the policy. I have purchased the money back policy 1.5 years. I have to pay Rs. 30000 yearly. I have to pay this for 10 years. I will get the returns 2028.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 19, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I will get the sum assured amount once i die. I have bought this policy last 3 months back. I have purchased a term insurance policy. I have purchased through online. I have paid the premium amount of around Rs. 1200. I don't know about the sum assured amount. I have to pay the premium amount till age of 60 age.
      Was this review helpful? 0
      , guwahati
      Reviewed on Aug 18, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      I have purchased this term insurance policy with HDFC in last 6 months. I have paid the premium amount of Rs.11,670. They are providing the sum assured amount of Rs. 50 lakhs. I have to pay this policy for next 30 years. I did not face any issues in this policy. Accidental and Natural death is included. Disabled benefits are also available.
      Was this review helpful? 0
      , buldhana
      Reviewed on Aug 18, 2018
    • HDFC Life Life Insurance
      "Excellent policy"
      0.5 5.0/5 "Blown Away!"
      I have taken this term insurance policy almost 8 months back. I have paid the premium amount of Rs. 1619. I forgot the the sum assured amount. Because of the brand value of HDFC, I have chosen this policy for the term insurance. I have to pay this premium for next 15 years. Everything is fine with the policy so far.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 18, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      During the month of February, I had taken this term insurance policy. I have to pay the premium as 3170. They are providing the sum assured amount of Rs. 80 Lakhs. I have to pay the premium amount for next 30 years. I have not experienced any issues with the policy so far.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 18, 2018
    • HDFC Life Life Insurance
      "OKAY"
      0.5 4.0/5 "Great!"
      I have taken my life insurance policy from HDFC LIFE where they have provide me a tenuity period of 30 years also the premium is satisfactory with monthly basis through online for 1194. They gave me a coverage for self also i am satisfactory with this policy.
      Was this review helpful? 0
      , hosur
      Reviewed on Aug 18, 2018
    • HDFC Life Life Insurance
      "Good policy for everyone"
      0.5 5.0/5 "Blown Away!"
      I have initiated for monthly payment mode. For the paper work, they have deducted some amount for the yearly once payment. I will make the payment through net banking. I got the policy in the month February. I have paid the premium amount of Rs. 1070 with GST Charges. I have chosen the sum assured amount of Rs. 1 Crore.
      Was this review helpful? 1
      , mancherial
      Reviewed on Aug 17, 2018
    • HDFC Life Life Insurance
      "Average policy"
      0.5 3.0/5 "Satisfactory"
      I used to pay the premium amount of Rs. 696. I have purchased the term insurance policy in the month of February. I will get a sum assured amount of Rs. 50 lakhs. I will do payment monthly once. I will make the payment through Internet banking. In HDFC, the sum assured amount is more when i compared to other companies without any rider.
      Was this review helpful? 1
      , bhimavaram
      Reviewed on Aug 17, 2018
    • HDFC Life Life Insurance
      "For the Good returns, Go with HDFC "
      0.5 4.0/5 "Great!"
      I have purchased my opportunity policy with HDFC Life. I will make the premium amount of Rs. 1 lakh every year. I will make the premium through online. I will get a sum assured amount of Rs. 10 lakhs and sum assured amount will get after maturity of the policy will get 20 lakhs. Total tenure period of the policy for 5 years which is a lockin period.
      Was this review helpful? 1
      , pune
      Reviewed on Aug 17, 2018
    • HDFC Life Life Insurance
      "Very good policy"
      0.5 5.0/5 "Blown Away!"
      I have purchased this term insurance policy in the month of January. I have paid the premium amount of Rs. 1095. I have opted for monthly basis payment. I have to pay this for 25 years. They are offering a sum assured amount of Rs. 50 lakhs. They are giving death benefits, accidental benefits and disability benefits are available.
      Was this review helpful? 1
      , chennai
      Reviewed on Aug 14, 2018
    • HDFC Life Life Insurance
      "Worst experience with the HDFC"
      0.5 1.0/5 "Really Bad"
      I have not received any call back from the HDFC customer care. Still now i have not received my documents. I have taken this term insurance three months before. I have paid the premium of Rs. 2500 for two months. I have called the customer care, but they did not provide a proper response.
      Was this review helpful? 0
      , agartala
      Reviewed on Aug 07, 2018
    • HDFC Life Life Insurance
      "One of the best policy in the market with Good claim ratio"
      0.5 4.0/5 "Great!"
      When i compare the premium amount, the HDFC is higher with other companies. The claim ratio is higher in HDFC thats the reason i have go with HDFC. I have called the customer care service to change the payment done. By default, they had option like payment through bank. They have provided a proper services. They are providing the sum assured amount of Rs. 1 Crore.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 07, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I have taken my term insurance policy with HDFC life. I'm not aware of the sum assured amount. I'm paying the premium amount of Rs. 1000 every month. I have chosen the tenure of 25 years. I will get the health benefits from this policy. I will make the payment through cash in HDFC.
      Was this review helpful? 0
      , guntur
      Reviewed on Aug 07, 2018
    • HDFC Life Life Insurance
      "Best policy from HDFC"
      0.5 4.5/5 "Excellent!"
      I have taken a Accidental policy with HDFC Life. I have chosen the Super Income policy. Till now i have not spoke with the customer care service. I'm paying the premium amount of Rs. 25000 every year and I'm making the payment yearly once. They have offered me a sum assured amount of Rs. 16 Lakhs. I have taken another policy from HDFC.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 02, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 4.0/5 "Great!"
      I have taken this insurance policy in the month of December. I have paid Rs. 1200 as a premium for this policy. I will pay the premium every three month once. I used to make the payment through online. They are offering a sum assured amount of Rs. 85 Lakhs. They given a accidental benefits and death benefits is there. They will surrender the sum assured amount to the my nominee.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 02, 2018
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