HDFC Life Women Plans
Women have special needs at different stages of life. The problems faced by women differ from that of men and therefore HDFC Life has tailored an insurance plan to suit the needs of women. This hand-picked product is designed to cater to women during these stages of life protection, child’s education, health, retirement, long-term savings and investments.
Benefits of HDFC Life Women's Plans
HDFC Life offers a plan designed specifically for women to ensure they have financial protection. The insurer provides hassle-free payment options with periodic cash payouts. You can benefit from the following when you opt for one of these plans:
- The plans are available for purchase online
- You can calculate your premium online before you make your decision
- Receive periodic cash payouts
- Make premium payments easily
- Option to make partial withdrawals
- Tax benefits as per the prevailing laws
Women's Plans Offered by HDFC Life
HDFC Life Smart Woman Plan:
This plan gives women the opportunity to grow their savings. Women can have peace of mind knowing that there is a safety net. Some of the features and benefits of this plan have been listed below:
Four Fund Options - You can choose to invest your money between 4 different funds based on your risk appetite. You can also switch across different funds and direct future premiums into a different fund option.
| Fund name | Details |
| Income Fund | Credit exposure with high duration for higher potential returns |
| Opportunities Fund | Mid-cap equities |
| Blue Chip Fund | Large-cap equities |
| Balanced Fund | Dynamic equities with debt allocation |
3 Benefit Options - You can select any of the three benefit options available under this plan
- Death of spouse (available with the Elite option)
- Pregnancy complications/birth of baby with congenital disorder
- Diagnosis of malignant cancer of female organs
Flexible Tenures - This plan is highly customisable and can be tailored to suit your needs. Choose a tenure of 10 years or 15 years.
Flexible Sums Assured - Your sum assured will be determined by the choice of premium amount.
Tax Benefits - Tax benefits are available under Section 80C and 10(10D) of the Income Tax Act 1961.
Plan Options - There are three plan options available under this plan:
- Classic - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life.
- Premier - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life. The Premier option comes with a periodic cash payout of 100% of the next 3 years’ premium.
- Elite - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life. The Premier option comes with a periodic cash payout of 100% of the next 3 years’ premium and also provides coverage for the spouse’s death.
| Plan Name | Plan Option | Entry Age | Maturity Age | Premium |
| HDFC Life Smart Woman Plan | Proposer | 18 years minimum | NA | Rs.24,000 p.a. |
| Female Life Assured | 18 years to 45 years | 28 years to 60 years |
Why Should You Buy a Women's Plan From HDFC Life?
Women have gained much more independence over the past few decades. Now, women can pursue their own careers and take care of themselves. Furthermore, many women handle the finances of the household as well. If you have dependents or children, then taking out an insurance policy would be a smart decision to ensure that your loved ones are taken care of financially in your absence. The insurance plan offered by HDFC Life tailored for women takes care of different issues at different stages of life depending on your choices. HDFC Life is one of the top insurers in the country with a host of products catering to a wide customer base.
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HDFC Life Women Plans Reviews
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"GOOD"
I have taken the life insurance policy with the HDFC LIFE where i have a good experience along with that the documentation process is simple and good. the maturity period is for 12 years where the premium i pay for 8 years which gives the family coverage.Was this review helpful? 0, faridabad
Reviewed on Jan 22, 2019 -
"GOOD"
I am holding the life insurance policy with the HDFC LIFE since from last four years and it is the term plan and it is for long term policy which gives the policy coverage for self. The policy premium i pay on yearly once with this insurance policy.Was this review helpful? 0, new panvel
Reviewed on Jan 19, 2019 -
"GOOD POLICY"
The reason for taking the life insurance policy with the HDFC LIFE is because i am an existing customer of this HDFC. The customer service is very good and they are responsive. The maturity period of this policy is for 25 years as i pay the premium for yearly once.Was this review helpful? 0, coimbatore
Reviewed on Jan 17, 2019 -
"BETTER"
I have been using the life insurance policy with the HDFC LIFE where the documentation process is simple and easy with this policy added on that the maturity period of this policy is for long term policy which gives the policy coverage for complete family.Was this review helpful? 0, mumbai
Reviewed on Jan 16, 2019 -
"GOOD"
I have purchased the life insurance policy with the HDFC LIFE where i have purchased it since from last 5 years. The premium for this policy i pay on 6 months once basis where it gives the policy coverage for my complete family. I am satisfied with this life insurance policy.Was this review helpful? 0, bangalore
Reviewed on Jan 16, 2019 -
"EXCELLENT"
LIFE ASSURANCE is the policy name where i have been using t from last 7-8 years where i have taken it from the HDFC LIFE. The maturity period of this policy is for 15 years where it is good and i am satisfied with this policy. the premium i pay on yearly once with this policy.Was this review helpful? 0, vijayawada
Reviewed on Jan 12, 2019 -
"EXCELLENT"
PRO GROWTH PLUS id the name of the policy where i am using it from the HDFC LIFE where i am using it since from last many years but the maturity period of this policy is for 15 years. the premium i pay for yearly once for this insurance policy.Was this review helpful? 0, vijayawada
Reviewed on Jan 12, 2019 -
"GOOD"
I have been using the life insurance policy with the HDFC LIFE since from last 2 years as the where it is the term insurance policy. The premium is nominal with this policy where i pay for monthly once. It is the good policy to use as well as it is satisfactory.Was this review helpful? 0, bhilwara
Reviewed on Jan 12, 2019 -
"GOOD"
I am holding the life insurance policy with the HDFC LIFE since from last one year where the premium i pay for once with this policy at the time of purchasing this policy. the policy coverage is for self with this policy. The process of getting this policy is good.Was this review helpful? 0, jaipur
Reviewed on Jan 12, 2019 -
"GOOD"
They have taken the life insurance policy with the HDFC LIFE because of the best features when compared to the others. The premium is nominal than others comparatively with this policy. The maturity period of this policy is for 28 years.Was this review helpful? 0, new delhi
Reviewed on Jan 09, 2019 -
"GOOD"
It is a term plan where i have purchased it from the HDFC LIFE and i am using it since from last one year where the premium i pay monthly basis through the online. It is a good policy to access and also they are giving the sufficient sum assured value.Was this review helpful? 0, indore
Reviewed on Jan 05, 2019 -
"GOOD"
The life insurance policy i have purchased it from the HDFC LIFE and using it from past 6 moths as the premium i pay it for monthly once. The maturity period if this policy is for long term which covers for the complete family. The documentation process is simple.Was this review helpful? 0, fatehabad
Reviewed on Jan 03, 2019 -
"GOOD"
The life insurance policy from the HDFC LIFE i have purchased it and i am using it since from past 7-8 years the documentation process is very good with this and it was simple. The policy coverage is for self also the premium i paid is for 50k approximately.Was this review helpful? 0, mumbai
Reviewed on Jan 03, 2019 -
"Good"
I have taken a term insurance from HDFC Life since I got a good feedback from my friends. Actually I have submitted the documents for auto debit premium which was not happening. Am paying the premium manually every month through online. The benefits are good.Was this review helpful? 0, chennai
Reviewed on Jan 03, 2019 -
"Average"
The customer service is good. The claim settlement ratio is high and the premium is low so have taken the term insurance from HDFC LIFE through online portal. The sum assured value is 50L. I have received the insurance paper. I have paid 10K for a year to purchase the policy.Was this review helpful? 0, ahmedabad
Reviewed on Dec 29, 2018 -
"Excellent"
Basically I wanted the whole amount which I have submitted and I got the same option from HDFC Life through online portal. The customer service is good and there is no issues so far. The sum assured value is 1cr. I have paid premium of 20k per year through online. It will be auto debited of every month on 20th, this option was offered by Yes Bank.Was this review helpful? 0, bangalore
Reviewed on Dec 29, 2018 -
"Better"
The benefits are good and I have taken the term policy before 2 or 3 months. The Final copy not arrived and paid 12K for a year through ECS. The customer service and response was good. I have compared 4 to 5 companies, claim settlement ratio was good with HDFC LIFE. The sum assured value is 1cr and need to pay age of 65 years.Was this review helpful? 0, pune
Reviewed on Dec 29, 2018 -
"Good"
I do have a life insurance with HDFC Life. Till date I have submitted the premium on time and don't have much experience. The customer service is good and the represntative contact me regarding the policy. The benefits are moreover same like LIC. I make the premium through online.Was this review helpful? 0, bareilly
Reviewed on Dec 19, 2018 -
"Better"
I have taken term insurance through online portal before one month. It has the cheapest premium compared to the others. I need to pay till the age of 70. I have paid 16,500 rupees for a year. The customer service is good. They have explained me about the policy which am satisfied. The payment mode is online. I got the insurance paper.Was this review helpful? 0, delhi
Reviewed on Dec 17, 2018 -
"Good"
I have taken a term insurance with HDFC Life and previously I had other plans with them since the benefits are good and the settlement rate is also okay. They did not contacted me to inform about the policy. I did not get the hard copy and have paid 9,300 rupees per annum. The sum assured value is around 50L.Was this review helpful? 1, hoshangabad
Reviewed on Dec 15, 2018
