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  • HDFC Life Women Plans

    Women have special needs at different stages of life. The problems faced by women differ from that of men and therefore HDFC Life has tailored an insurance plan to suit the needs of women. This hand-picked product is designed to cater to women during these stages of life protection, child’s education, health, retirement, long-term savings and investments.

    Benefits of HDFC Life Women's Plans

    HDFC Life offers a plan designed specifically for women to ensure they have financial protection. The insurer provides hassle-free payment options with periodic cash payouts. You can benefit from the following when you opt for one of these plans:

    • The plans are available for purchase online
    • You can calculate your premium online before you make your decision
    • Receive periodic cash payouts
    • Make premium payments easily
    • Option to make partial withdrawals
    • Tax benefits as per the prevailing laws

    Women's Plans Offered by HDFC Life

    HDFC Life Smart Woman Plan:

    This plan gives women the opportunity to grow their savings. Women can have peace of mind knowing that there is a safety net. Some of the features and benefits of this plan have been listed below:

    Four Fund Options - You can choose to invest your money between 4 different funds based on your risk appetite. You can also switch across different funds and direct future premiums into a different fund option.

    Fund name Details
    Income Fund Credit exposure with high duration for higher potential returns
    Opportunities Fund Mid-cap equities
    Blue Chip Fund Large-cap equities
    Balanced Fund Dynamic equities with debt allocation

    3 Benefit Options - You can select any of the three benefit options available under this plan

    • Death of spouse (available with the Elite option)
    • Pregnancy complications/birth of baby with congenital disorder
    • Diagnosis of malignant cancer of female organs

    Flexible Tenures - This plan is highly customisable and can be tailored to suit your needs. Choose a tenure of 10 years or 15 years.

    Flexible Sums Assured - Your sum assured will be determined by the choice of premium amount.

    Tax Benefits - Tax benefits are available under Section 80C and 10(10D) of the Income Tax Act 1961.

    Plan Options - There are three plan options available under this plan:

    • Classic - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life.
    • Premier - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life. The Premier option comes with a periodic cash payout of 100% of the next 3 years’ premium.
    • Elite - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life. The Premier option comes with a periodic cash payout of 100% of the next 3 years’ premium and also provides coverage for the spouse’s death.
    Plan Name Plan Option Entry Age Maturity Age Premium
    HDFC Life Smart Woman Plan Proposer 18 years minimum NA Rs.24,000 p.a.
    Female Life Assured 18 years to 45 years 28 years to 60 years

    Why Should You Buy a Women's Plan From HDFC Life?

    Women have gained much more independence over the past few decades. Now, women can pursue their own careers and take care of themselves. Furthermore, many women handle the finances of the household as well. If you have dependents or children, then taking out an insurance policy would be a smart decision to ensure that your loved ones are taken care of financially in your absence. The insurance plan offered by HDFC Life tailored for women takes care of different issues at different stages of life depending on your choices. HDFC Life is one of the top insurers in the country with a host of products catering to a wide customer base.

    HDFC Life Women Plans Reviews

    • HDFC Life Life Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a term insurance with HDFC Life and previously I had other plans with them since the benefits are good and the settlement rate is also okay. They did not contacted me to inform about the policy. I did not get the hard copy and have paid 9,300 rupees per annum. The sum assured value is around 50L.
      Was this review helpful? 0
      , hoshangabad
      Reviewed on Dec 15, 2018
    • HDFC Life Life Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I took a term policy with HDFC Ergo and am very much satisfied with the benefits and they have clearly explained to me. I have not seen total features on the insurance paper and whatever they told me its good. The policy period is up to 70 years and I need to pay till 30 years. They have included all dep like suicide, accidental and etc. The premium is less and also my bonding with HDFC is almost 5 years.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Dec 15, 2018
    • HDFC Life Life Insurance
      "Good"
      0.5 4.0/5 "Great!"
      I have started the pension plan with HDFC LIFE for my children. The benefits are based on the market. ULIP charges are very high and some what am not satisfied. They are charging policy administration charges. I have started the policy in the year of 2008 and now the charges are come down and I don't know the current situation. The fund management is good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • HDFC Life Life Insurance
      "They need to improve the customer service"
      0.5 4.0/5 "Great!"
      I like the HDFC Life very much and also their products. The scheme is actually good but the service is not up to the mark. They don't respond for the calls or emails. The policy coverage and benefits are decent. The premium will be auto debited.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2018
    • HDFC Life Life Insurance
      "Excellent"
      0.5 4.0/5 "Great!"
      I have taken a term plan with HDFC Life by last year through online. They have provided attractive benefits, low premium and it covers critical illness. The customer service is good and the response was prompt. I am paying premium around 20K per year through online. Payment option is quite good.
      Was this review helpful? 0
      , delhi
      Reviewed on Dec 13, 2018
    • HDFC Life Life Insurance
      "Average"
      0.5 5.0/5 "Blown Away!"
      I have taken a term insurance with HDFC Life through online portal. The customer service is better. The premium is reasonable compared to others. Am paying monthly Rs.1085 through ECS. I need to pay the premium till up to 30 to 40 years. The sum assured value is 50L.
      Was this review helpful? 0
      , cuttack
      Reviewed on Dec 11, 2018
    • HDFC Life Life Insurance
      "Excellent"
      0.5 4.0/5 "Great!"
      HDFC Life is best and the service is good. The premium is reasonable and am satisfied with the benefits. I am paying the premium through online and sometimes cheque. The payment gateway is easy and am convenient. It is a long term policy. It is a term plan, my family will be getting a good return.
      Was this review helpful? 0
      , dombivli
      Reviewed on Dec 08, 2018
    • HDFC Life Life Insurance
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have just taken life insurance policy with HDFC LIFE before 2 years. The policy is taken for son or wife which I don't remember. I am paying the premium annually 50K through online. The payment gateway is okay and I don't have no issues. I got the insurance papers. They explained everything about the policy before issuing it.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 08, 2018
    • HDFC Life Life Insurance
      "Benefits are good"
      0.5 4.0/5 "Great!"
      I have taken a Return of Premium Option Plan Lumpsum from HDFC Life. It is a term insurance. The sum assured is for 50 Lakhs and the process to get my policy done was smooth. I received the policy documents on time. After my 34 years of age, what ever premium I have paid, all that would be sent back to me.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 29, 2018
    • HDFC Life Life Insurance
      "Details can be more clear"
      0.5 3.5/5 "Pretty good"
      I have taken a term insurance with HDFC Life. It is a Life Option Plan Lumpsum plan. The tenure is for 33 years. The sum assured is for 1,50,00,000. I have not received the hard copy of the documents and I am in need of the same. I was also not given much of details on what basis the coverage would be given.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 27, 2018
    • HDFC Life Life Insurance
      "Satisfactory"
      0.5 4.5/5 "Excellent!"
      I have taken my term insurance with HDFC Life. The customer services and response is good and there are no hassles to buy this policy online. I have taken a Life Option Plan Lumpsum. The sum assured is for 5000000. The policy term is for 40 years. I make my payments online.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 24, 2018
    • HDFC Life Life Insurance
      "Good features"
      0.5 4.0/5 "Great!"
      HDFC Life also has good benefits and a good policy coverage for the life insurance. I have taken a iconnect plan. The tenure of the policy is until the age of 65 to 70 years. If anything uncertain happens to the policy holder, the sum assured is given to the nominee.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 11, 2018
    • HDFC Life Life Insurance
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Recently I took term policy from HDFC Life, in the particular policy, there was one option, I can increase the coverage value upto 10% every year, however premium also will be increasing. But in other insurance company if I go for Rs.1 crore policy after 20 years it will be the same. Hence I found benefits are good.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 30, 2018
    • HDFC Life Life Insurance
      "Need scope of improvement"
      0.5 4.0/5 "Great!"
      From HDFC Life no body have contacted me to activate my ecs payment, every time I used to HDFC portal to make my payment it was very inconvenient. They need to work on the service part, remaining all good even cost of the policy is also economical with better cover.
      Was this review helpful? 0
      , noida
      Reviewed on Oct 30, 2018
    • HDFC Life Life Insurance
      "Good among all the private companies"
      0.5 4.0/5 "Great!"
      The reason behind for choosing the HDFC LIFe is more claim ratio compared to other companies. They are offering a better premium amount. I have chosen the coverage amount of Rs. 50L. I'm doing the payment on monthly mode and for annually its around Rs. 5500 as total premium amount. I have selected the 35 years as tenure period. This is covered for accidental benefits and critical illness benefits.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Oct 24, 2018
    • HDFC Life Life Insurance
      "Best Policy"
      0.5 5.0/5 "Blown Away!"
      I bought a life insurance policy with HDFC Life and i have chosen the plan name called Sampoor Nivesh. I used to pay the premium amount of Rs. 6000 per month and i have no idea about the sum assured amount. I have taken the policy in 2017 January month. Its a 15 years tenure period policy. Through online i have purchased this policy. They have are providing accidental coverage and life coverage.
      Was this review helpful? 0
      , rewari
      Reviewed on Oct 24, 2018
    • HDFC Life Life Insurance
      "Good Service provider"
      0.5 5.0/5 "Blown Away!"
      I am an existing customer of HDFC, they are providing very good service in terms of saving account, online service, customer service etc. Hence I have availed HDFC LIFE term policy, they are providing additional benefits for critical illness and disability cover.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 23, 2018
    • HDFC Life Life Insurance
      "Needs lots of improvement"
      0.5 1.0/5 "Really Bad"
      HDFC is ranking good based on the claim settled ratio, I am paying the premium around Rs. 1480. I have selected the coverage value of Rs. 75 lakhs. But I am not told about the benefits, also they were not guided me throughout the process. Everytime I tried to update the details it was not upto the mark.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 22, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      For my tax benefit i have gone through HDFC life. There is a supporting manager for my account they used to provide a different kind offers at a different times. Because of the best service i have taken the life insurance with HDFC LIFE. They are giving so many payment options like monthly, yearly and quarterly however i have chosen the annual payment mode.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 17, 2018
    • HDFC Life Life Insurance
      "Excellent policy for the future"
      0.5 5.0/5 "Blown Away!"
      My money back life insurance policy was taken with HDFC LIFE. I have bought the money back policy 1.5 years ago. I pay the premium amount of Rs. 4198 approximately . I have chosen the monthly payment mode and they used to deduct directly from my account. This is a 25 lakhs sum assured policy.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 17, 2018
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