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  • HDFC Life Women Plans

    Women have special needs at different stages of life. The problems faced by women differ from that of men and therefore HDFC Life has tailored an insurance plan to suit the needs of women. This hand-picked product is designed to cater to women during these stages of life protection, child’s education, health, retirement, long-term savings and investments.

    Benefits of HDFC Life Women's Plans

    HDFC Life offers a plan designed specifically for women to ensure they have financial protection. The insurer provides hassle-free payment options with periodic cash payouts. You can benefit from the following when you opt for one of these plans:

    • The plans are available for purchase online
    • You can calculate your premium online before you make your decision
    • Receive periodic cash payouts
    • Make premium payments easily
    • Option to make partial withdrawals
    • Tax benefits as per the prevailing laws

    Women's Plans Offered by HDFC Life

    HDFC Life Smart Woman Plan:

    This plan gives women the opportunity to grow their savings. Women can have peace of mind knowing that there is a safety net. Some of the features and benefits of this plan have been listed below:

    Four Fund Options - You can choose to invest your money between 4 different funds based on your risk appetite. You can also switch across different funds and direct future premiums into a different fund option.

    Fund name Details
    Income Fund Credit exposure with high duration for higher potential returns
    Opportunities Fund Mid-cap equities
    Blue Chip Fund Large-cap equities
    Balanced Fund Dynamic equities with debt allocation

    3 Benefit Options - You can select any of the three benefit options available under this plan

    • Death of spouse (available with the Elite option)
    • Pregnancy complications/birth of baby with congenital disorder
    • Diagnosis of malignant cancer of female organs

    Flexible Tenures - This plan is highly customisable and can be tailored to suit your needs. Choose a tenure of 10 years or 15 years.

    Flexible Sums Assured - Your sum assured will be determined by the choice of premium amount.

    Tax Benefits - Tax benefits are available under Section 80C and 10(10D) of the Income Tax Act 1961.

    Plan Options - There are three plan options available under this plan:

    • Classic - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life.
    • Premier - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life. The Premier option comes with a periodic cash payout of 100% of the next 3 years’ premium.
    • Elite - Avail the premium waiver benefit is available under this plan. The next 3 years’ premium will be funded by HDFC Life. The Premier option comes with a periodic cash payout of 100% of the next 3 years’ premium and also provides coverage for the spouse’s death.
    Plan Name Plan Option Entry Age Maturity Age Premium
    HDFC Life Smart Woman Plan Proposer 18 years minimum NA Rs.24,000 p.a.
    Female Life Assured 18 years to 45 years 28 years to 60 years

    Why Should You Buy a Women's Plan From HDFC Life?

    Women have gained much more independence over the past few decades. Now, women can pursue their own careers and take care of themselves. Furthermore, many women handle the finances of the household as well. If you have dependents or children, then taking out an insurance policy would be a smart decision to ensure that your loved ones are taken care of financially in your absence. The insurance plan offered by HDFC Life tailored for women takes care of different issues at different stages of life depending on your choices. HDFC Life is one of the top insurers in the country with a host of products catering to a wide customer base.

    HDFC Life Women Plans Reviews

    • HDFC Life Life Insurance
      "Good policy"
      0.5 5.0/5 "Blown Away!"
      For my tax benefit i have gone through HDFC life. There is a supporting manager for my account they used to provide a different kind offers at a different times. Because of the best service i have taken the life insurance with HDFC LIFE. They are giving so many payment options like monthly, yearly and quarterly however i have chosen the annual payment mode.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 17, 2018
    • HDFC Life Life Insurance
      "Excellent policy for the future"
      0.5 5.0/5 "Blown Away!"
      My money back life insurance policy was taken with HDFC LIFE. I have bought the money back policy 1.5 years ago. I pay the premium amount of Rs. 4198 approximately . I have chosen the monthly payment mode and they used to deduct directly from my account. This is a 25 lakhs sum assured policy.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 17, 2018
    • HDFC Life Life Insurance
      "Should explain the benefits."
      0.5 4.0/5 "Great!"
      I had a life insurance with HDFC Ergo, while selling the product they won't explain the features. HDFC doesn't have separate agent only bank staff used to sell the polices. However my life insurance policy cover is good for the amount of Rs.35 lakhs with the yearly premium of around Rs. 2.60 lakhs.
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 15, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I just want to add the accidental benefits along with the policy hence i have selected this policy. They have a very good claim ratio. Almost 9 months ago, i have purchased this policy. I have chosen the yearly payment mode and I'm paying through online by using the debit card. I will get a coverage amount of Rs. 35 lakhs.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 04, 2018
    • HDFC Life Life Insurance
      "Good protection for family"
      0.5 5.0/5 "Blown Away!"
      I have term insurance with HDFC Life, I used to pay quarterly payment around Rs. 3500 till the age of 65 age. It has accidental coverage , death coverage for the cover of Rs.1 crore. The plan option is good, the insurance company gave me log id to view all the insurance policies in one page.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 01, 2018
    • HDFC Life Life Insurance
      "Good for future"
      0.5 5.0/5 "Blown Away!"
      HDFC have hassle free process, now I can make life insurance premium through online. The executive shared complete information about the policy benefits. I have three policies with the coverage value of Rs. 2 lakhs, 5 lakhs and 10 lakhs. I used to pay Rs. 1 lakh per annum all policies has the tenure period of 15 years.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 01, 2018
    • HDFC Life Life Insurance
      "BEST"
      0.5 5.0/5 "Blown Away!"
      I had been using life insurance of HDFC LIFE because the customer service is satisfactory and comparatively good. I had been using it since last 1 year. The name of the policy that i am holding a PENSION PLAN where it covers for the self and the premium i pay for yearly once.
      Was this review helpful? 0
      , nagpur
      Reviewed on Sep 19, 2018
    • HDFC Life Life Insurance
      "Good Insurance Policy"
      0.5 4.0/5 "Great!"
      I have taken my life insurance with HDFC LIFE. The policy name is called young star. I have purchased this policy in 2014. I used to pay the premium amount of Rs. 1 lakhs. I have no idea about the benefits right now. I used to make the payment through online
      Was this review helpful? 0
      , sultanpur
      Reviewed on Sep 12, 2018
    • HDFC Life Life Insurance
      "Good term insurance policy"
      0.5 4.0/5 "Great!"
      Total tenure period of the term insurance is 20 years. I used to pay the premium amount of Rs. 5000 quarterly. I have taken my term insurance policy as life insurance policy. I have chosen the HDFC LIFE for my term insurance policy. Before i have paid huge amount for my premium amount.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Sep 09, 2018
    • HDFC Life Life Insurance
      "GOOD POLICY"
      0.5 4.0/5 "Great!"
      I have been holding the life insurance from HDFC LIFE since 2014 where they have provided the maturity period of 15 years but i am not aware of the name of the policy. The premium i pay annually through ecs and the sum assured amount i get 2 lakhs also it covers the family.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 04, 2018
    • HDFC Life Life Insurance
      "GOOD POLICY"
      0.5 4.0/5 "Great!"
      I have purchased the TERM POLICY with HDFC LIFE on 2014 and they provided the coverage till my 75 years and also the premium i pay annually once. The policy covers the life also added on that the policy of life insurance and it is very much good to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 04, 2018
    • HDFC Life Life Insurance
      "BETTER POLICY"
      0.5 4.0/5 "Great!"
      The reason behind taking the life insurance from HDFC LIFE because it is a new plan from HDFC which has launched before 1 months. The premium i pay 30k for yearly once and the tenuity period they provided for 10 years and after 5 years they give 5 lakhs added on that they provide with the life coverage and also the accidental benefits.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 04, 2018
    • HDFC Life Life Insurance
      "Good Money back policy"
      0.5 5.0/5 "Blown Away!"
      I have taken the Life insurance with HDFC LIFE. In 2012, I have bought my life insurance policy. This is 20 years tenure period policy. I'm not much aware of the policy coverage and benefits provided by this policy. This is the money-back policy.
      Was this review helpful? 0
      , kochi
      Reviewed on Sep 03, 2018
    • HDFC Life Life Insurance
      "GOOD POLICY"
      0.5 4.0/5 "Great!"
      I have compared with other policies so i found HDFC LIFE is very good policy. I am unable to pay the premium through debit card where as it is easy to pay. The premium i pay nearly 1k and above on monthly basis. I am not sure about the tenuity period of this policy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 03, 2018
    • HDFC Life Life Insurance
      "EXCELLENT"
      0.5 4.0/5 "Great!"
      The reason behind taking the policy from HDFC LIFE is they are providing with good service. The premium i pay 1800k on monthly basis also they provide the maturity period of 20 years. It covers only for the self also the accidental coverage.
      Was this review helpful? 0
      , chidambaram
      Reviewed on Sep 03, 2018
    • HDFC Life Life Insurance
      "Good policy"
      0.5 3.0/5 "Satisfactory"
      I had an issue with HDFC Life. Initially i was paying a premium amount monthly now i want to change to yearly once. I have sent many emails to them but they have not given any reply for that. I spoke with the customer care but they are saying that it will get convert after an year. I have got a proper response from them. There is no much benefit for me from this policy.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 02, 2018
    • HDFC Life Life Insurance
      "Good for individual"
      0.5 4.0/5 "Great!"
      I've been using the HDFC Life Insurance policy from January. I'm not satisfied with the services by HDFC because they are providing good insurance anyway its not covered for all the members. I pay a premium of 591 per month, it also covers accidental benefits, critical illness and I make payment through online. So in terms of features and their service it has been a good experience with them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 02, 2018
    • HDFC Life Life Insurance
      "Very Good policy"
      0.5 3.0/5 "Satisfactory"
      I have been using Life insurance from Hdfc life for 6 months. It has good benefits with long term of 30 years. They are providing critical medical claim . I make payment on line through on line net banking. Since I'm a existing customer care of HDFC i have chosen the HDFC LIFE for my life insurance Overall am satisfied with my life insurance policy
      Was this review helpful? 0
      , pune
      Reviewed on Sep 02, 2018
    • HDFC Life Life Insurance
      "Fine policy"
      0.5 4.0/5 "Great!"
      March Month, i have purchased my term insurance. I'm not much aware of the other company company thats the reason i have selected HDFC for my insurance. The benefits are not that much good when i compared after the taken the policy. The benefits are quite satisfied. Total tenure of the policy is 40 years. I called customer care service to know about the policy details. I have received the hard copy of the documents.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 02, 2018
    • HDFC Life Life Insurance
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I have purchased the life insurance policy with the HDFC LIFE before 2.5 years where i pay premium on yearly basis. The sum assured amount i get 50lakhs but i am not sure about the tenuity period of this life insurance policy and it covers for the self.
      Was this review helpful? 1
      , hosur
      Reviewed on Sep 01, 2018
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