Health Insurance in Chennai

• Premiums as low as Rs12/day for coverage of Rs.4 Lakhs*
• 10,000+ hospitals for cashless treatment
• Claim up to Rs. 55,000 deduction under section 80D**

Considering the skyrocketing medical expenses in India, people need some level of protection to safeguard their well-being when things take a turn for the worse. Fortunately, health insurance offers this protection at an affordable price paid every year. In the recent days, health insurance has become the utmost necessity of the day no matter where you live in India. City dwellers in the country are prone to different kinds of ailments mainly due to rising pollution levels and changing lifestyle.

Healthcare in Chennai

Among the major cities in India, Chennai occupies a prominent place as a major industrial and financial hub. Chennai has one of the largest healthcare infrastructure in the country with an array of general hospitals and multispecialty clinics. Chennai is often dubbed the ‘healthcare capital of India’. This has also made it a prominent location for health tourists from around the world. In Chennai, healthcare is relatively cheaper than in other major cities. This helps both local and international patients visiting the city.

Need for health insurance in Chennai

While Tamil Nadu continues to rank high in the NITI Aayog health index, new lifestyle diseases are also increasing among the general population. Rapid growth of industries and vehicular emissions continue to affect the health of people living in the city. Though the situation is not as drastic as other major cities in the country, it is still a concern. Various ailments like hypertension, diabetes, asthma, etc. are becoming common even among youngsters. Hence, it goes without saying that a comprehensive health insurance plan is necessary if you are living in a major city like Chennai.

Best health insurance companies in Chennai

Chennai has a lot of options when it comes health insurance companies. Almost all major health insurance service providers in India have a strong presence in Chennai. In addition to subscribing online, people living in Chennai can also visit the local office of major health insurance companies and get access to their service. This following list gives some of the major health insurance companies offering their service in Chennai:

Care Health Insurance:

Care is one of the major standalone health insurance service providers in the country. The company has two offices in Chennai. Care has an extensive network in Chennai with various hospitals including Apollo Hospitals, Fortis Malar, Vijaya Hospital, Billroth Hospital, etc.

Bharti Axa General Insurance:

Bharti Axa is a general insurance service provider that has different types of health insurance plans for its customers. The company has tie-ups with over 4,500 network hospitals across the country. In Chennai, some of the major network hospitals of Bharti Axa include Apollo Hospitals, MIOT Hospital, Global Hospital, Sooriya Hospital, etc.

Apollo Munich Insurance:

Apollo Munich is the insurance wing of the renowned Apollo Hospital network. The company has multiple branches in Chennai. In addition to Apollo Hospital, the company has network tie-ups with various hospitals like Fortis Malar, Grace Hospital, SRM Specialty Hospital, etc.

ICICI Lombard General Insurance:

ICICI Lombard has one branch in Chennai, and it provides its service through an array of network hospitals located in the city. Some of its major network hospitals include Fortis Malar, Grace Hospital, MIOT Hospital, Sundaram Medical Foundation, etc.

HDFC ERGO:

This is one of the top health insurance companies in India. The company has a major presence in all major cities across the country. In Chennai, the network list of HDFC ERGO extends up to 288 hospitals including Annamalai Hospital, Billroth Hospital, Hindu Mission Hospital, St.Isabel’s Hospital, etc.

Star Health Insurance:

Star Health Insurance is one of the renowned brands in Chennai. It has an extensive network of over 8200 hospitals all over the country. In Chennai, Star Health has network tie-ups with various major hospitals including Amrit Hospital, Mahalakshmi Hospital, Aishwarya Hospital, etc.

Max Bupa Health Insurance:

Max Bupa is one of the major standalone health insurance service providers in India. The company has a great presence all over the country. Its network hospitals in Chennai include Apollo Hospital, Billroth Hospital, MIOT Hospital, Fortis Malar, etc.

Cigna TTK:

Cigna TTK is one of the major standalone health insurance companies in India. The company is renowned for its extensive presence all over the country. Its network hospitals in Chennai include Annamalai Hospital, SRM Hospital, Billroth Hospital, Apollo Hospital, etc.

Future Generali:

Future Generali has a strong presence in Chennai with about 4 branches in the city. The company has a strong tie-up with major hospitals in the city including Deepam Hospital, Frontier Lifeline Hospital, Bharathi Raja Hospital, Apollo Hospital, etc.

Bajaj Allianz General Insurance:

Bajaj Allianz has a great lineup of health insurance products, and it has tie-ups with over 5,700 network hospitals across India. In Chennai, some of the network hospitals of Bajaj Allianz include BM Hospital, Amrit Hospital, Hande Hospital, KM Specialty, etc.

Oriental Insurance:

Oriental is a state-owned general insurance company that offers a range of health insurance products. Among the network hospitals of Oriental Insurance include Aditya Hospital, Vijaya Hospital, Kauvery Hospital, Nichani Health Centre, etc.

United India Insurance:

United India has its head office in Chennai. The state-owned general insurer has extensive tie-ups with major hospitals in the city including Global Hospital, Apollo Hospital, MIOT Hospital, etc.

In addition to the ones listed here, Chennai also offers a range of other options when it comes to health insurance. You can check out the extensive list of network hospitals for each service provider by visiting their official website. You can also contact the customer service of these insurance companies to know the nearest network hospital in your locality.