Health Insurance in Hyderabad

• Premiums as low as Rs12/day for coverage of Rs.4 Lakhs*
• 10,000+ hospitals for cashless treatment
• Claim up to Rs. 55,000 deduction under section 80D**

With the increasing level of health care inflation, the importance of having a comprehensive health insurance cover is getting crucial in our country. If you are a city dweller, it is extremely important for you to have a health insurance plan. Hyderabad is one of the top cities in India. The city has witnessed a major growth in the recent years, thanks to the establishment of various industries and IT companies. The development of HITEC City, a township for technology companies, has attracted investments from various global conglomerates including Google, Oracle, Amazon, Apple, etc.

Importance of health insurance in Hyderabad

Though the city has witnessed a massive growth, it seems to have come with a price. In the recently released NITI Aayog health index for 2015-16, Telangana has slipped to the 12th position. Industrial growth in a city is often accompanied by various health hazards. It is estimated that Hyderabad has the worst air quality among South Indian cities. General ailments like asthma, lung infection, pulmonary diseases, bronchitis, allergies, sinusitis, etc. are becoming increasingly common among the general public in Hyderabad.

All these factors signal the importance of having a comprehensive health insurance cover. If you are living in Hyderabad, you must be wary of the money you may have to spend on medical expenses. Thankfully, most of the major health insurance service providers in India provide service for Hyderabad residents. Tech-savvy people prefer buying health insurance online. Others can visit the branch offices of major health insurance companies located in the city and get access to affordable health insurance plans.

Best Health Insurance Companies in Hyderabad

The following list of health insurance companies are popular in Hyderabad:

1. Care Health Insurance: Care is a standalone health insurance service provider with a significant presence all over the country. In Hyderabad, the company offers service through various network hospitals including Apollo Hospitals, Bhavya Multispecialty, Maxcure Hospitals, etc.
2. Apollo Munich Insurance: Apollo Munich is a standalone health insurance service provider that offers a great deal of insurance products in various locations across the country. Some of its network hospitals in Hyderabad include Apollo Hospitals, Maxcure Hospitals, Yashoda Hospitals, etc.
3. ICICI Lombard General Insurance: This general insurance wing of ICICI Bank has a range of great products in its lineup. Some of ICICI Lombard’s network hospitals in Hyderabad include Kamineni Hospital, Olive Hospital, Rainbow Hospital, etc.
4. HDFC ERGO: This is one of the top health insurance service providers in the market. People can sign up for this cover simply by visiting the company website or a branch office in Hyderabad. HDFC ERGO has over 320 network hospitals in the city including Bhavya Hospital, Aditya Hospital, Axon Hospital, etc.
5. Star Health Insurance: Star is one of the major standalone health insurance service providers in the country. It has an extensive network of over 8200 hospitals all over the country. In Hyderabad, the company offers its service through various major hospitals like Apoorva Hospital, Sri Narmada Hospital, Geeta Multispecialty, etc.
6. Max Bupa Health Insurance: Standalone health insurance service provider Max Bupa is one of the renowned health insurance companies in India. The company has major tie-ups with various network hospitals including Aditya Hospital, Global Hospital, Kamineni Hospital, etc.
7. Future Generali: Future Generali has a strong presence in Hyderabad with about 4 branches in the city. As far as network hospitals are concerned, the company has tie-ups with major hospitals like Kamineni Hospital, Rainbow Hospital, etc.
8. Bajaj Allianz General Insurance: Bajaj Allianz offers a great lineup of health insurance products for its customers. The company has over 5,700 network hospitals across India. In Hyderabad, the company has tie-ups with major hospitals like Maxcure Hospitals, Udbhava Hospital, Asian Hospital, etc.
9. Oriental Insurance: Oriental is a state-owned general insurance service provider in India. Policyholders who have taken Oriental Insurance can get service in various network hospitals including Apoorva Hospital, Global Hospital, Matrix Hospital, etc.
10. United India Insurance: United India has a major presence in Hyderabad with more than 10 branches all over the city. The company has tie-ups with many major hospitals in the city including Yashoda Hospital, Sunshine Hospital, Apoorva Hospital, etc.

These are some of the major health insurance companies with great presence in the city. In addition to this list, many other companies like Reliance General, National Insurance, Cigna TTK, etc. also provide service in the city. The extensive network of hospitals associated with each health insurance company can be accessed by visiting the respective companies’ website.