Hospitalisation comes with its own set of financial burden even with the protection of a comprehensive health insurance plan. While a mediclaim policy takes care of the actual expenses incurred by a person, hospitalisation typically involves expenses related to traveling, food, and other personal comfort items. If you wish to protect yourself against these expenses, it is better to sign up for a hospital cash policy to provides daily allowance to the insured during the time of hospitalisation. Bajaj Allianz Hospital Cash Daily Allowance Policy is one such policy designed for that very purpose. The affordable price tag and flexible benefits make it a worthy addition to a base health insurance plan.
This policy is available for anyone who meet the following eligibility criteria:
Some of the notable features of Bajaj Allianz Hospital Cash Daily Allowance Policy can be listed as follows:
The benefits available under Bajaj Allianz Hospital Cash Daily Allowance Policy can be given as follows:
|Benefits||Extent of Coverage|
|Daily cash allowance during hospitalisation||Specified sum insured amount for the exact number of days of hospitalisation (max. 30 days or 60 days)|
|Cash allowance for admission in ICU||Double the specified daily cash amount for a maximum of 7 days|
Exclusions of Bajaj Allianz Hospital Cash Daily Allowance Policy
These are the following list of exclusions for which the company is not liable to provide any compensation:
In case of hospitalisation, the company must be notified immediately by contacting the customer service department. The company will request various documents in order to process the claim. Some of the documents include:
Once these documents are submitted, the company will process the claim by verifying these documents. Following the verification of documents, the company will notify the insured about the acceptance or rejection of the claim. In case of rejection, the reason for rejection will be provided by the company. For valid claims, the settlement amount will be provided within a reasonable time.
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