Critical illnesses cause serious financial impact if a person is not prepared to tackle it. Critical illness covers are designed to protect the insured against the serious financial impact that follows the diagnosis of a major life-threatening illness. Future Generali Future Criticare is a critical illness policy developed for the purpose of providing financial security against various major illnesses. The policy comes with flexible options and provides lump sum benefit following the first diagnosis of a named critical illness.
People who meet the following eligibility criteria can apply for Future Generali Future Criticare:
Some of the notable features of Future Generali Future Criticare can be listed as follows:
Future Criticare provides protection against 12 major critical illnesses that can be listed as follows:
The benefits offered by this policy can be given as follows:
|Benefits||Extent of Coverage|
|First diagnosis of any of the above mentioned critical illness||Lump sum payment of the full sum insured amount|
Some of the key exclusions of Future Generali Future Criticare can be listed as follows:
Following the diagnosis of a named critical illness, the company must be notified in writing. The company’s customer service department can be contacted to know about the specific ways to raise a claim request. All claims must be filed with supporting proof regarding the diagnosis of the critical illness. The documents requested by the company includes the following:
Once the documents are submitted, the company will verify the validity of the claim. After verifying the documents, the company will communicate the acceptance or rejection to the insured. In case of rejection, the appropriate reason will be provided. Following the acceptance of the claim, the lump sum benefit will be provided to the insured within a reasonable time.
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