A sickness or injury is not planned. They are unpredictable and the treatment may sometimes be affordable and sometimes expensive. It is, therefore, best to avail a health insurance policy so that one is covered against any such mishaps.
Many public and private hospitals and medical colleges provide healthcare in the city of Ahmedabad. Many government programmes and schemes are implemented for the betterment of the people. The Chiranjeevi scheme helped bring down the maternal mortality and infant mortality rates. A school health check-up programme and a programme to reduce the rate of malnutrition were implemented too.
Indians are said to be prone to many serious health conditions such as cancer and heart-related diseases. The ever-increasing pollution, food habits, lack of exercise, etc., are a few of the factors that could cause such health issues. The treatment of such issues could cause considerable financial distress in the family. It is hence important for every individual to get a health insurance cover for himself/herself to stay prepared for unpredictable events.
Some of the best health insurance companies can be found in Ahmedabad. A few of them are mentioned below:
National Insurance is one of the 4 government-owned general insurance companies that was incorporated in the year 1906. It was later merged with 11 Indian companies and 21 foreign companies to form the present-day general insurance company. The insurer offers many different insurance products, of which health insurance is one. The range of policies available under the health insurance category includes individual policies, overseas health insurance policies, and family mediclaim health insurance plans. The company has tie-ups with a few hospitals in Ahmedabad such as Apollo Hospital, Max Superspeciality Surgical Hospital, Star Hospital, Sushrut Hospital, Narayana Multispeciality Hospital, CIMS Hospital, etc.
A union of Bajaj Finserv and Allianz SE, Bajaj Allianz received the certificate of registration from the IRDAI in 2001. They have a range of insurance products, among which health insurance is one. The insurer offers different types of health insurance policies for individuals as well as families. A special plan for critical illnesses and a top-up plan are also available. The hospitals included in the network hospitals list are Apollo Hospitals, Trupti Hospital, Akshar Hospital, Sterling Hospital, Aastha Hospital, Rathi Hospital, etc.
Kotak Mahindra is a popular banking institution that was launched in 1985. The company offers life insurance, motor insurance, and health insurance. In the health insurance section, it offers a comprehensive health insurance policy that can be utilised by either a single individual or a family. A plan that manages the expenses of critical illnesses is also offered. The company has partnered with hospitals like Aarogyam Speciality Hospital, Bodyline Hospitals, Gujarat Research and Medical Institute, Long Life Hospital, Mamta Hospital, Diva Healthcare, etc., in Ahmedabad.
Future Generali is a joint venture between Future Group, a retail chain and Generali Group, a global insurance company. The company has more than 125 branches pan-India and has sold more than 82 lakh policies in the country. The insurer offers many different health insurance plans which serve different purposes such as providing financial aid for personal accident, critical illnesses, etc. Some of the network hospitals of the company are Sterling Hospital, Aashirwad Surgical Hospital, Indus Hospital, T.R. Memorial Hospital, Swapna Healthcare Hospital, Palak Eye Clinic, etc.
Care is a specialist health insurance company that is promoted by Fortis Healthcare. The shareholders are Union Bank of India and Corporation Bank. They offer different types of health insurance plans that cater to various needs such as maternity and newborn baby covers. A few of the hospitals that the company has tie-ups with are Longlife Hospital, Trisha Trauma Centre, Parth Surgical Hospital, Columbia Asia Hospital, AIMS Hospital, etc.
Cigna TTK is a conglomerate of US-based Cigna Corporation and India based TTK Group. The insurance company started its operations in February 2014 is present in 15 cities across India. The insurer offers specialised health insurance plans that customers can choose based on their requirement. A few of the network hospitals of Cigna TTK are Aarogyam Hospital, Akshar Hospital, Khush Eye Hospital, Peshant House Hospital, Ravi Surgical Hospital, etc.
These are some of the insurance companies in Ahmedabad that offer health insurance plans. One can choose an insurance company and a plan based on their needs and their family’s needs. One can also look at the network hospital list of the company to check if nearby hospitals are empanelled with the company. Network hospitals offer the cashless facility for health insurance policyholders.
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