Given how common lifestyle diseases and medical illnesses have become in the recent past, it has become necessary for everyone to invest in a health insurance policy. In the event of a hospitalisation, a comprehensive health insurance plan will help you, the policyholder, focus on your recovery without needing to worry about treatment costs.
Based on the type of policy you choose, your insurance cover could pay for a number of medical services including inpatient hospitalisation, pre and post-hospitalisation, daycare surgeries, alternative/AYUSH therapies, etc. Most insurance providers also give policy buyers the option to customise and enhance the coverage of the base health insurance policy by purchasing add-ons. Thus, policy buyers can tailor their health insurance plan to receive benefits that are exactly suited to their needs.
Healthcare in Coimbatore
Coimbatore, a major industrial centre, is the second largest city in Tamil Nadu. The city has several multi-facility hospitals, private hospitals, government-run hospitals, maternity hospitals, dental clinics, ayurvedic hospitals, etc. A few popular hospitals in Coimbatore are G Kuppuswamy Naidu Memorial Hospital, PSG Hospitals, K.G. Hospital, Kovai Medical Center and Hospital, Sri Ramkrishna Hospital, etc.
Need for Health Insurance in Coimbatore
Over the past few years, there has been a rise in the incidence of water-borne diseases, lifestyle diseases such as kidney diseases and diabetes, etc. in Coimbatore. To treat these ailments, it is necessary to have a comprehensive health insurance policy that will cover one’s medical expenses. For this reason, it is advisable for residents of Coimbatore to purchase health insurance plans.
Health Insurance Companies in Coimbatore
A few health insurance companies from which residents of Coimbatore can purchase health insurance policies are:
Cigna TTK Health Insurance Company Limited: Cigna TTK Health Insurance was formed in a tie-up between the TTK Group and Cigna Corporation. The insurer offers both individual health insurance policies and group health insurance plans. Some of the medical establishments that Cigna TTK has partnered with in Coimbatore are Anurag Hospital, Coimbatore Kidney Centre, Deepam Hospital, Kiruba Hospital, etc. The insurance provider has also set up one branch office in Coimbatore.
Max Bupa Health Insurance: One of the leading standalone health insurance companies in India, Max Bupa offers a host of health insurance policies such as the GoActive Family Floater, Heartbeat Family Floater Health Insurance Plan, Health Companion Family Floater, etc. The medical establishments that Max Bupa has partnered with in Coimbatore are Ashwin Hospital, Kovai Medical Center and Hospital, Kongunad Hospital Private Limited, etc. Residents of Coimbatore can undergo cashless treatments at any one of these hospitals, provided they have a health insurance plan from Max Bupa.
Religare Health Insurance Company Limited: A specialist standalone health insurance company, Religare Health Insurance offers both individual and group health insurance solutions. Religare has one branch in Coimbatore. A few of the hospitals that it has partnered with in Coimbatore are Bragathi Hospital, Dr. Muthu’s Ortho Centre, Abinand Hospital, Ashwin Polyclinic Pvt. Ltd., etc.
Star Health and Allied Insurance Co Ltd.: Established in the year 2006, Star Health Insurance offers health insurance plans, personal accident policies, overseas mediclaim policies, etc., as part of its portfolio. The insurance provider has a wide reach across the country and has established 6 offices in Coimbatore. A few empanelled hospitals that are a part of Star Health’s network in Coimbatore are Anurag Hospital, N.R.P Hospital, Harini Shravan Hospitals, Krishna Speciality Hospital, etc.
New India Assurance Co. Ltd.: Founded in the year 1919, New India Assurance has grown to become a leading multinational non-life insurance firm that has a presence in 28 countries across the world. In India, New India Assurance offers health insurance plans such as the New India Global Mediclaim Policy, New India Mediclaim Policy, Senior Citizen Mediclaim, etc. The insurer has three branch offices in Coimbatore and has partnered with a number of cashless hospitals in the city including Sankara Eye Hospital, BRJ Ortho Centre & MAK Hospital, etc.
United India Insurance Company Ltd.: Since its incorporation in 1938, United India Insurance Company has expanded rapidly. Currently, the insurer has around 1,340 offices spread across India and offers insurance policies to over 1 crore individuals. United India Insurance offers health insurance and personal accident insurance policies, in addition to a number of other general insurance policies. The insurer has one branch office in the city of Coimbatore. The company has also partnered with several network hospitals in the city including Richmond Hospital, Aravind Eye Hospital, Maruthi Medical Centre, Kovai Medical Center and Hospital, etc.
Apart from the insurance providers listed above, policy buyers can also purchase policies, through online or offline channels, from a number of other insurance companies. Given how important a health insurance plan can be, it is important to first understand your coverage needs, do your due research about the types of policies that are available in the market, and then pick a policy that is well matched to your needs.