Inflation in the healthcare sector has caused the rates of medical treatments to go through the roof in recent times. Thus, it is necessary for every individual to purchase a health insurance policy to protect themselves against unforeseen medical expenses that they might have to incur. Most comprehensive health insurance policies cover inpatient hospitalisation, day care procedures, ambulance charges, room rent expenses, etc. A health insurance policy is, thus, invaluable in the event of a hospitalisation or a medical treatment.
There are a number of private hospitals and government-run hospitals in Delhi. Further, the union territory also has several medical colleges. Some of the popular hospitals and medical colleges in Delhi are the All India Institute of Medical Sciences (AIIMS), Sir Ganga Ram Hospital, Fortis Hospital, Max Super Specialty Hospital, etc.
With a population of over 11 million (as per the 2011 census), Delhi has the second-highest population in the country. Due to the dense population, changing working conditions, harsh weather conditions, and the rising pollution levels in the union territory, residents of Delhi have reported being affected by a number of lifestyle diseases, seasonal illnesses, and respiratory problems.
While there are a number of hospitals and healthcare facilities in Delhi, healthcare costs are comparatively higher in Delhi due to it being a metropolitan region. Thus, in order to manage medical expenses, it is necessary for residents of Delhi to invest in a comprehensive health insurance policy.
Given that Delhi is the capital of the country, many general insurance and standalone health insurance companies have their branch/regional offices in the union territory. Further, most health insurance providers have tied-up with a number of hospitals, called network hospitals, across Delhi for policyholders to avail cashless hospitalisation at these facilities. Listed below are a few insurance companies that are present in Delhi:
A health insurance policy is a must-have, especially if you live in a metro city with high medical treatment costs. Given that there is no dearth of health insurance providers in Delhi, you will be able to purchase a health insurance policy from any insurer of your choice in a hassle-free manner. Before you select a particular policy, make sure to visit the official websites of various insurance providers and familiarise yourself with the terms and conditions of various policies to make an informed decision.
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