Health Insurance in Dhanabad

• Enjoy options to cover yourself, your spouse, kids and even your parents
• Enjoy access to 10,000+ hospitals for cashless treatment
• Reduce your taxable income by up to Rs. 50,000 deduction under section 80D**

Given how expensive medical treatments have become of late, buying a health insurance plan has become a necessity for most people. Purchasing a health insurance policy that provides you and your dependents adequate coverage is a smart way to minimise expenses that you might possibly have to incur in case of a medical emergency in the family. Today, there a number of general insurance and standalone health insurance companies in India that offer competitive health insurance plans. These policies can help you save your hard-earned money during hospital admissions and medical treatments.

Healthcare in Dhanbad

Dhanbad is one of the most populated cities in the state of Jharkhand. The city, which is rapidly growing, has a number of private hospitals, government-run hospitals, nursing homes, and clinics. This ensures that the residents of Dhanbad are able to avail medical services when they are in need of it. A few popular hospitals that are located in the city are Namdhari Hospital and Research Centre, SSLNT Government Hospital, Patliputra Medical College and Hospital, etc. The city is also home to a number of ESIC dispensaries.

Need for Health Insurance in Dhanbad

In addition to common illnesses that everyone is susceptible to, people, today, are also more at risk of contracting medical ailments like diabetes, hypertension, cardiovascular diseases, etc. due to lifestyle changes and various environmental factors. Although there are good healthcare facilities available in Dhanbad, it is necessary for residents of the city to purchase health insurance policies in order to manage their medical expenses in a hassle-free manner. Further, having a health insurance policy will also give residents the option of undergoing cashless treatments at network hospitals in the city.

Health Insurance Companies in Dhanbad

A few insurance companies that the residents of Dhanbad can purchase health insurance plans from are mentioned below:

1. ICICI Lombard GIC Ltd.: ICICI Lombard General Insurance is one of the largest private-sector general insurance firms in the country. The insurer offers three health insurance policies that can be purchased through both online and offline channels. The hospitals that the insurance provider has tied-up with in Dhanbad are ASG Hospital Pvt. Ltd. – Dhanbad and Nayandeep Eye Hospital. ICICI Lombard has one branch office in Dhanbad.

1. Future Generali: With over 125 branches located in various parts of India, Future Generali has expanded to become a leading insurance provider with a pan-India presence. Some of the hospitals that Future Generali has partnered with in Dhanbad are Namdhari Hospital and Research Centre, Patliputra Nursing Home, Asarfi Hospital Pvt. Ltd., etc. The company also has an office in Dhanbad.

1. Bajaj Allianz General Insurance Company Limited: Bajaj Allianz General Insurance offers an individual insurance plan, a family health insurance plan, a top-up cover, a critical illness policy, etc. as part of its product suite. A few hospitals that are part of Bajaj Allianz’s network in Dhanbad are Park Clinic, Nayandeep Eye Hospital, Patliputra Nursing Home, etc. The insurer has set up one branch office in the city.

1. Bharti AXA General Insurance Company Ltd.: Established in the year 2008, Bharti AXA General Insurance was formed in a partnership between Bharti Enterprises and AXA. The two major health insurance policies offered by the insurer are the Smart Super Health Insurance Policy and Smart Health Insurance Policy. Individuals who have purchased health insurance plans from the insurer can undergo cashless hospitalisation in Patliputra Nursing Home, Asarfi Hospital Private Limited, and Laxmi-Prayag Nursing Home.

1. IFFCO-Tokio General Insurance: IFFCO-Tokio General Insurance is a popular insurance provider in India that offers health insurance plans such as the Family Health Protector Policy, Individual Health Protector Policy, Critical Illness Insurance Policy, etc. to customers across the country. The hospitals that IFFCO-Tokio has partnered with in Dhanbad are Patliputra Nursing Home and Sarwamangla Nursing Home. Thus, policyholders in Dhanbad can avail cashless treatments at these hospitals.

1. Liberty India General Insurance: Launched in the year 2013, Liberty India General Insurance currently offers a number of non-life insurance plans. A few health insurance plans offered by the insurer are Liberty Health Connect Policy, Secure Health Connect, Health Connect Supra, etc. The insurer has around 60 branch offices located across the country, with one office located in Dhanbad. The hospitals that have partnered with Liberty India General Insurance in Dhanbad are ASG Hospital Pvt. Ltd. – Dhanbad, Dhanbad Nursing Home Pvt. Ltd., and Nayandeep Eye Hospital.

There are a number of health insurance providers that offer health insurance plans to the residents of Dhanbad. Even if a particular insurer does not have its branch within the city, residents can choose to purchase the policy online or through a trusted third-party intermediary. It is, however, important to first research and compare various plans that are available and pick the one that is suitable to your needs.