Health Insurance in Gandhinagar

• Premiums as low as Rs12/day for coverage of Rs.4 Lakhs*
• 10,000+ hospitals for cashless treatment
• Claim up to Rs. 55,000 deduction under section 80D**

Medical expenses, whether small or large, can burn a hole in your pocket, especially given how much the costs of various medical treatments have risen of late. Thus, in order to manage your healthcare expenses, it is necessary to purchase a comprehensive health insurance cover. Having a health insurance plan will help you avail quality medical care without worrying about the expenses that you may have to incur. Further, purchasing a health insurance policy can also help you save on tax.

Healthcare in Gandhinagar

Gandhinagar, the capital of Gujarat, is a rapidly growing city that is equipped with a number of healthcare facilities and medical establishments. Individuals residing in the city can thus, undertake medical treatment at private hospitals, government hospitals, nursing homes, etc. The city also has a number of yoga practitioners, dieticians, occupational therapists, and psychiatrists. Some of the popular hospitals in Gandhinagar are Apollo Hospitals International Ltd., Goenka Hospital, Vinayak Orthopaedic Hospital, Sanjivani Hospital, Navjivan Hospital, Rotary Medical and Research Centre (Rajesh Hospital), etc.

Need for Health Insurance in Gandhinagar

Various factors such as climate change, urbanisation, etc. have made people residing in Gandhinagar vulnerable to various communicable and non-communicable diseases. Given how expensive medical treatments have become in major cities across India, it is a must for the residents of Gandhinagar to purchase health insurance policies for themselves.

Health Insurance Firms in Gandhinagar

• The New India Assurance Co. Ltd.: New India Assurance Company is one of the leading insurance firms in the country, which also has offices in around 28 countries across the world. The insurance company offers a number of medical insurance plans, including a cancer insurance plan, a senior citizen insurance plan, etc. The insurer has one branch office in Gandhinagar. The medical establishments that the insurer has partnered with in Gandhinagar are M Cure Hospital, Tej Eye Centre – Gandhinagar, and Tej Eye Centre, Navrangpura.

• Cigna TTK Health Insurance: Cigna TTK Health Insurance commenced operations in the country in the year 2014. In just a few years since its launch, the insurer has already become a major player in the Indian non-life insurance industry. The insurer offers a host of health insurance policies, and residents of Gandhinagar who have purchased insurance plans from Cigna TTK can undergo cashless hospitalisation at various hospitals across the city including Akshar Hospital, Apollo Hospital International Ltd., Goenka Hospital, etc.

• Reliance General Insurance: With over 139 offices across India, Reliance General Insurance has a wide customer base and a pan-India presence. The insurer has one branch office in Gandhinagar and has also partnered with a number of network hospitals across the city. A few popular empanelled hospitals in Gandhinagar are Apollo Hospitals International Ltd., Kanoria Hospital & Research Centre, Yashdeep Heart and Medical Hospital, etc.

• Magma HDI General Insurance Company Ltd.: Magma HDI General Insurance was established in a partnership between Germany-based HDI Global SE and Kolkata-based Magma Fincorp Ltd. The insurance company offers a number of attractive general insurance policies to its customers. As on 2018, the insurer has partnered with four medical establishments in Gandhinagar – Apollo Hospital International Ltd., Yashasvi Eye Hospital, Dr. Deepak Mehta Surgical Hospital and Nursing Home, and Kanoria Hospital & Research Centre.

• Bajaj Allianz General Insurance Company Limited: Bajaj Allianz General Insurance is one of the most profitable non-life insurance companies in India. The insurer has offices in a number of cities and towns across the country and has also set up one office in Gandhinagar. A few cashless hospitals that Bajaj Allianz has partnered with in Gandhinagar are Aashka Hospitals Pvt. Ltd., Goenka Hospital, M Cure Hospital, Apollo Hospitals International Limited, etc.

Apart from the insurance companies mentioned here, prospective policy buyers can also purchase health covers from any other non-life insurance firm in India. It is, however, advisable to compare at least a few different plans before opting for one particular policy in order to ensure that the policy suits your requirements.