Health Insurance in Gwalior

• Premiums as low as Rs12/day for coverage of Rs.4 Lakhs*
• 10,000+ hospitals for cashless treatment
• Claim up to Rs. 55,000 deduction under section 80D**

With medical inflation on the rise, the importance of purchasing a comprehensive health insurance policy and maintaining the policy by renewing it regularly cannot be understated. Fortunately for us, there are a number of insurance providers in India that offer health insurance policies to help us manage our medical expenses with ease.

Healthcare in Gwalior

Gwalior, a major city in Madhya Pradesh, offers both government-run medical facilities and private healthcare facilities to its residents. A few popular government hospitals in Gwalior are Government Hospital & NRC, Government Civil Hospital Hajira, etc. The city also has a number of private hospitals such as Global Specialty Hospital, Mascot Hospital, etc.

Need for Health Insurance in Gwalior

Although Gwalior is expanding rapidly, risk factors such as malnutrition, air pollution, unhealthy dietary habits, tobacco usage, etc. have made individuals residing in the city prone to contracting a number of diseases and medical conditions. The presence of these risk factors makes it all the more important for the residents of Gwalior to arm themselves with a comprehensive medical insurance cover. Individuals can easily find a policy that suits their coverage needs since there are a number of health insurance providers that offer insurance policies at competitive premium rates to residents of the city.

Health Insurance Companies in Gwalior

• Apollo Munich Health Insurance: Apollo Munich Health Insurance is a tie-up between Munich Health and Apollo Hospitals Group. The insurer offers individual medical insurance plans, family floater health insurance covers, and health insurance policies for senior citizens. The insurer offers cashless hospitalisation facility at a number of hospitals in Gwalior including Mangal Nursing Home, Global Speciality Hospital, Parivar Hospital Multispeciality & Research Centre, etc. Apollo Munich has one branch in Gwalior.

• Max Bupa Health Insurance Company Ltd.: Max Bupa Health Insurance offers a range of medical insurance plans such as the GoActive Family Floater Plan, Health Companion Family Floater Plan, etc. A few hospitals that the insurance company has partnered with in Gwalior are Agarwal Hospital and Research Institute, Chandak Hospital & Research Institute, Kalyan Hospital, etc.

• Star Health and Allied Insurance Co. Ltd.: Star Health is one of the most preferred standalone health insurance companies in India. Established in the year 2006, the insurer, today, offers health insurance, accident care policies, and travel insurance plans to its customers. The insurance provider has tied-up with various leading medical establishments in Gwalior including Janak Hospital, Sanjeevani Hospital, Apex Hospital, Navjeevan Hospital, etc. The insurer has one branch office located in Gwalior.

• Care Health Insurance Company Limited: Launched in the year 2012, Care Health Insurance is one of the top health insurance providers in India. Care has partnered with a number of healthcare providers in Gwalior to enable policyholders to undergo cashless treatments at these medical facilities. Some of the popular cashless hospitals in the city are Mewar Hospital Pvt. Ltd., Navjeevan Hospital, Sahara Hospital, Saraf Hospital, etc.

• Bajaj Allianz General Insurance: Bajaj Allianz General Insurance was formed in the year 2001. Today, the insurer has a pan-India reach and offers a number of health insurance solutions. The hospitals that it has partnered with in Gwalior are BIMR Hospital, Ratan Jyoti Netralaya, Sahara Hospital, etc.

• ICICI Lombard GIC Ltd.: Formed in 2006, ICICI Lombard General Insurance has expanded over time to become one of the largest non-life insurance players in the country. The insurance provider offers a range of general insurance products that can be purchased through online and offline modes. Any resident of Gwalior who has purchased a health insurance policy from ICICI Lombard can undergo cashless hospitalisation at Chandak Hospital and Research Institute, Kalyan Hospital, Garima Hospital, etc.

In addition to the general insurance and standalone health insurance companies listed above, residents of Gwalior can also purchase health insurance plans from a number of other insurance providers. Individuals residing in the city can choose to purchase policies that they are interested in through online channels, even if the insurer’s branch is not present in the city. Customers can also contact the insurance company via customer care channels mentioned in the insurer’s official website for any assistance.