The increasing risk of contracting an illness or being diagnosed with a disease or critical illness has made it a must for every individual, who wishes to save his/her hard-earned money in the event of a medical emergency, to purchase a health insurance policy. A health insurance policy, in addition to covering your inpatient hospitalisation expenses for the given policy year, will also provide a cover for day care procedures, medical tests, ambulance fees, specialist/consultation charges, etc. In addition, if you have a health insurance policy, you can also avail cashless treatment at any hospital that is part of your insurer’s network.
Kolkata, the capital West Bengal, is hailed as the cultural capital of the country. The bustling metropolitan city in East India is home to numerous popular hospitals. As on 2010, the city had 48 government hospitals and 366 private medical hospitals and establishments. The city also has medical institutes that act as tertiary referral hospitals. A few popular hospitals in the city are Ohio Hospital, Apollo Gleneagles Hospital Ltd., Tata Medical Center, Westbank Hospital, Bellevue Hospital, Columbia Asia Hospital, Apex Hospital, etc.
With a population of 14.1 million, including city residents and those living in the suburbs, (as per the 2011 census), Kolkata is a growing industrial and commercial hub in India. The pace at which the city has grown has made its residents more susceptible to being diagnosed with critical illnesses, lifestyle diseases, and ailments such as obesity, diabetes, thyroid disorders, asthma, etc.
Thus, it is essential for individuals living in Kolkata to purchase a health insurance policy. A health insurance plan will allow policyholders to avail treatment at any hospital of their choice without worrying about the cost of the treatment.
Residents of Kolkata can purchase health insurance policies from any general/standalone health insurance firm. A few of the many insurance companies that have their presence in the city are listed below:
Besides the insurance companies mentioned above, several other leading general insurance providers also offer their health insurance products to individuals living in Kolkata. Thus, make sure to do your research, compare various policies, and purchase a policy with sufficient coverage at the earliest.
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