An unplanned medical treatment or hospital admission can set you back financially, especially if you don’t have a significant amount of money saved up. In order to protect yourself against such expenses, it is vital to purchase a health insurance policy with coverage suited to your needs.
Most health insurance plans provide coverage against inpatient hospitalisation, pre and post-hospitalisation expenses, room rent charges, diagnostic tests, physician’s fees, etc. In addition, policyholders can also avail tax benefits under the Income Tax Act, 1961, upon purchasing a health insurance policy.
Over the years, Ludhiana has grown to become an important city in Punjab. Thus, several leading hospitals and medical institutions have been set up in the city to provide good healthcare facilities to its residents. Residents of Ludhiana can seek treatment in both public hospitals and private medical establishments. A few hospitals in Ludhiana are AIMC Bassi Hospital, Aastha Kidney Hospital, Satluj Hospital – Super Specialty Trauma Center, etc.
Factors such as high pollution levels, unhealthy dietary patterns, and obesity have made the residents of Ludhiana more susceptible to lifestyle diseases and various critical illnesses. Given how expensive it can be to treat such illnesses, it is highly advisable to purchase a health insurance cover at the earliest. With a health insurance policy, residents of Ludhiana can undergo treatment at any medical establishment without undergoing financial hassles.
There are several general insurance firms and standalone health insurance companies that offer their health insurance policies to residents of Ludhiana. A few such insurance companies are listed below:
Apart from the above-mentioned list of insurance providers, there are several other insurance companies that offer health insurance solutions with the option to avail cashless hospitalisation facility to residents of Ludhiana. Thus, you should make sure to visit the websites of various insurance companies, compare plans, research the network hospitals available in your city of residence, and pick a plan that is well suited to your needs.
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