Healthcare costs in India have been steadily increasing on a yearly basis. If you wish to protect yourself from having to incur unplanned expenses due to a medical emergency, it is necessary to purchase a comprehensive health insurance policy at the earliest. A health insurance policy covers the costs of a policyholder’s medical expenses in the event of planned or unplanned hospitalisation/medical treatment.
Mumbai has a number of public and private hospitals and healthcare facilities across the city. In Mumbai, the Municipal Corporation of Greater Mumbai (MCGM) along with the state government offer healthcare facilities to the residents of the city. Given the number of multi-speciality hospitals and state-run government facilities in the city, residents can avail treatment at any hospital/healthcare facility of their choice without too much trouble.
Mumbai, which is also known as the financial, entertainment, and commercial capital of India, is the most populated metro city in India. Thus, it is not uncommon to hear of residents having demanding work schedules and unhealthy lifestyle habits, which may, in turn, lead to a number of lifestyle diseases. The level of pollution and environmental stress in the rapidly growing city can also lead to the residents contracting a number of ailments.
While hospitalisation and treatment costs have increased throughout the country, this increase is especially apparent in metro cities like Mumbai. This makes it all the more important for individuals living in Mumbai to purchase health insurance plans to cover their medical expenses in the event of an unplanned medical emergency.
Several leading general insurance and standalone health insurance companies have offices in Mumbai such as:
In addition to the above-mentioned health/general insurance firms, there are several other insurance providers that offer its insurance solutions to the residents of Mumbai. Thus, as a prospective policy buyer, make sure to visit the insurer’s website, familiarise yourself with the features of various policies, check the network hospital list, and pick a policy that meets your coverage needs and premium payment ability.
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