Health Insurance in Nashik

• Premiums as low as Rs12/day for coverage of Rs.4 Lakhs*
• 10,000+ hospitals for cashless treatment
• Claim up to Rs. 55,000 deduction under section 80D**

The rise in medical ailments of late has made health insurance policies a necessity for everyone. If you haven’t invested in a medical insurance policy yet, it is advisable to purchase one that meets your needs at the earliest. A health insurance plan that provides adequate coverage can cover your inpatient hospitalisation charges, specialist/consultation charges, room rent expenses, ambulance charges, among other things. Any individual looking for a health insurance plan can find the right policy by shopping around and comparing the features and benefits of various policies.

Healthcare in Nashik

Nashik, one of the largest cities in the state of Maharashtra, is popular for the wineries and vineyards that are located in the city. With regard to the healthcare facilities in Nashik, the city has government-managed hospitals, private hospitals, specialised clinics that offer alternative therapies, etc. A few popular private-sector hospitals in Nashik are Jantara Hospital, Suyash Hospital, Ashwini Hospital, etc. The major government hospitals in the city are Soham Hospital and Medical Foundation, Shree Balaji Research Centre and Hospital, Trimurti Multispeciality Hospital, etc.

Need for Health Insurance in Nashik

Our current lifestyle, working conditions, pollutants, etc. have made us more prone to contracting a number of medical ailments. If left untreated, even a common medical ailment may progress into something worse. However, the rate at which healthcare costs have risen across the country make it quite difficult for the common man to pay for these expenses without causing a dent to his/her life’s savings. Thus, it is advisable for residents of Nashik to purchase a health insurance policy that will meet their needs in the event of a medical emergency.

Health Insurance Companies in Nashik

• Bajaj Allianz General Insurance: Established in 2001, Bajaj Allianz General Insurance has a pan-India presence with offices in more than 800 cities and towns across the country. The insurer offers a number of health insurance policies and gives policyholders the option to avail cashless treatments at more than 6,000 hospitals in India. In Nashik, some of the network hospitals that the insurer has partnered with are Apex Kidney Care Centre, Sahyadri Speciality Hospital Nashik, etc. The insurer also has one branch located in Nashik.

• Cholamandalam MS General Insurance Company Limited: Cholamandalam MS General Insurance was formed in a partnership between the Japan-based Mitsui Sumitomo Insurance Company Limited and India-based Murugappa Group. The insurer offers health insurance and personal accident policies to its customers. Residents of Nashik can avail cashless treatments at empanelled hospitals across the city such as Curie Manavata Cancer Centre, Life Care Hospital, Ashwini Accident – Multispeciality Hospital, etc. There is also one Cholamandalam MS office located in Nashik.

• ICICI Lombard GIC Ltd.: One of the premier private-sector non-life insurance firms in the country, ICICI Lombard offers three health insurance plans to customers. The insurance provider has one branch office in Nashik. Of the many cashless hospitals that the insurer is tied-up with, a few empanelled hospitals that are located in Nashik are Apollo Hospitals Enterprise Ltd., Birla Eye Hospital, Dhanwantari Multispeciality Hospital, etc.

• Liberty General Insurance Ltd.: One of the top insurance companies in the country, Liberty General Insurance has around 58 offices across the country and over 4,000 partner hospitals located in various cities and towns across India. The company also has a presence in Nashik, with one branch office located in the city. Some of the network hospitals that Liberty General Insurance has tied-up with in the city of Nashik are Birla Eye Hospital, Apollo Hospital Enterprise Ltd., Deolali Super Speciality Hospital, etc.

• Magma HDI General Insurance Co. Ltd.: Magma HDI General Insurance offers a range of non-life insurance solutions in an effort to meet the needs of their large consumer base across India. Residents of Nashik who have purchased health insurance policies offered by Magma HDI can avail cashless medical treatment in Nashik at Tirupati Hospital, Susheel Eye Institute, Six Sigma Medicare & Research Ltd., etc.

• Reliance General Insurance: One of the most preferred insurance companies in the country, Reliance General Insurance offers its insurance solutions to corporates, individual policy buyers, and SMEs. The insurance provider has over 139 offices in various parts of the country. In Nashik, Reliance General Insurance has set up one branch office. Further, the insurance company has also partnered with around 43 hospitals in Nashik. A few hospitals where cashless treatment can be availed by policyholders in Nashik are Shatabdi Super Speciality Hospital, Vasan Eye Care Hospital, Om Hospital, etc.

The above-mentioned health insurance providers are just some of the many insurance firms that offer policies to individuals residing in Nashik. You, as a policy buyer, can always choose to purchase a health insurance policy through online websites or by contacting the insurance provider/agent directly. However, before selecting a particular policy, it is necessary to go through the policy terms and conditions in order to ensure that the policy is exactly what you are looking for.