Health Insurance in Pune

• Enjoy options to cover yourself, your spouse, kids and even your parents
• Enjoy access to 10,000+ hospitals for cashless treatment
• Reduce your taxable income by up to Rs. 50,000 deduction under section 80D**

A health insurance policy protects an individual from unpredictable and uncontrollable events. Treatment for a major disease or a serious accidental injury could sometimes burn a hole in the pocket. It is hence better to be prepared for such circumstances by purchasing a health insurance policy.

Healthcare in Pune

Pune is situated in the state of Maharashtra, a state that has always focused on the development of health care. Primary health care facilities were set up to benefit the public, especially the underprivileged section of the society. Many teaching hospitals have been set up in Pune that provide optimum healthcare facilities.

Need for health insurance in Pune

According to statistics, Pune has the ninth highest population in the country. With an estimated population of 3.13 million, the metropolitan city is on the path of becoming a mega city. But sadly, the high urbanization rate affects the physical environment and causes infrastructure congestion. Such circumstances have caused major health issues for the residents of Pune. The rise in incidents of diabetes, issues with the circulatory system, tuberculosis, etc., is a cause for concern. Therefore, people living in Pune should purchase a health insurance policy so that they are not troubled by financial issues if and when they suffer from such serious health conditions.

Best health insurance companies in Pune

Citizens of Pune can consider purchasing health insurance from the following health insurance companies.

• Star Health and Allied Insurance Co. Ltd.

Star Health is an insurance company solely focused on health insurance which allows them to pay more attention and innovate their products and deliver the best. The company had started its operations in the year 2006 and offers a range of health insurance plans for individuals, families and senior citizens. The insurer provides comprehensive health insurance, travel insurance, and personal accident insurance. The network hospitals list includes Medipoint Hospital, Dr. Gaikwad Diabetes Center, Medlife Multispeciality Hospital, Sanjeevan Hospital, Columbia Asia, etc.

• Aditya Birla Health Insurance Company

Aditya Birla has been in the finance industry for a considerable amount of time. The company also offers health insurance policies for the benefit of customers. The insurer offers comprehensive plans for individuals as well as groups. Special plans for critical illnesses, cancer, and personal accident are also available. Some of the network hospitals of Aditya Birla are Apollo Spectra Hospitals, Life Line Hospital, Apple Hospital, Golden Care Hospital, Sahyadri Speciality Hospital, Tulip Hospitals, etc.

• HDFC Ergo General Insurance Co. Ltd.

HDFC Ergo is a joint venture between HDFC Ltd. and Ergo International AG. It offers an array of general insurance products and health insurance is one of them. The company has 108 branches across 91 Indian cities and offers a variety of plans such as individual plans, parents plans, family plans, and senior citizen plans are available. A special plan for individuals who suffer from critical illnesses is also offered. Also, a super top up and top up renewal products offered can also be utilised by the customers. A few of the hospitals that the company has tie-ups with are Apex Hospital, Balaji Hospital, Chavan Hospital, Citi Care Hospital, Golden Care Hospital, Kataria Hospital, etc.

• ICICI Lombard

ICICI Lombard is one of the most popular general insurance companies in the country that has been in the industry for nearly 15 years. The company offers widespread accessibility and promises to settle claims at the earliest. The three different health insurance plans offered by the insurer are Complete Health Insurance, Health Booster, Personal Protect Policy. The insurer has partnered with more than 4,500 hospitals. Some of them are Aditya Hospital, AIMS Hospital and Research Centre, Care Multispecialty Hospital, Unicare Hospital, Pheonix Hospital, etc.

• United India Insurance

The insurance company was established in the year 1938 and was nationalised in the year 1972. After several years of development and mergers, the insurer now has over 1,340 offices across the country. They are prevalent in Tier II and Tier III towns and villages as well. The company offers a variety of insurance products and health insurance is one of them. The company has tie-ups with Global Hospital, Sahyadri Hospital, Imax Hospital, Ranka Hospital, NM Wadia Institute of Cardiology, etc.

• IFFCO Tokio

IFFCO Tokio is yet another general insurance company that has more than 15 years of experience in the insurance industry. The insurer offers different types of health insurance plans for individuals and families. These plans can be purchased online and offline. A number of hospitals in Pune have partnered with the company. A few of them are ACE Hospital, Agarwal Maternity and General Hospital, Aims Hospital and Research Center, Imax Multispeciality Hospital, Lifeline Hospital, and Phoenix Hospital.

Any individual in Pune who wishes to purchase a health insurance policy can do so from any of the above-mentioned insurance companies or any other insurance company that he/she finds best. Availing treatment in any of the network hospitals of an insurance company allows the policyholder to enjoy the benefit of cashless transactions where the insurer will pay the hospital bill at the time of discharge.