Health Insurance in Surat

• Premiums as low as Rs12/day for coverage of Rs.4 Lakhs*
• 10,000+ hospitals for cashless treatment
• Claim up to Rs. 55,000 deduction under section 80D**

The primary purpose of a health insurance policy is to help the insured individual manage his/her medical expenses without having to undergo any financial hurdles. Thus, everyone who wishes to secure themselves from paying high hospitalisation and treatment charges should consider purchasing a health insurance policy. With a number of standalone and general insurance firms offering attractive health insurance policies with varied benefits and features, policy buyers can find a health insurance policy that perfectly matches their needs without going through too much trouble.

Healthcare in Surat

Surat is one of the fastest growing cities in the state of Gujarat. Over the years, many state-of-the-art medical establishments have been established in Surat. The city has private hospitals, government hospitals, nursing homes, etc. Many medical establishments in the city have highly skilled and trained medical professionals. Some of the best hospitals in Surat are New Civil Hospital, Apple Hospital, Apollo Clinic, etc.

Need for Health Insurance in Surat

Rising pollution levels in the city, climatic conditions, and unhealthy lifestyle habits have made the residents of Surat susceptible to contracting certain medical ailments. In order to effectively manage the treatment costs that one might have to incur in case he/she is diagnosed with a medical ailment, it is necessary to purchase a comprehensive health insurance plan. A medical or health insurance policy will thus, help the residents of the city avail the necessary medical attention without having to spend a hefty sum of money on treatment charges.

Health Insurance Companies in Surat

A few health insurance providers that offer policies to individuals residing in Surat are:

• Bharti AXA General Insurance Company Ltd.: Bharti AXA General Insurance is a leading non-life insurance company that began its operations in India in the year 2008. The insurer is partnered with a number of cashless hospitals in Surat including Adventist Wockhardt Heart Hospital, Chhabra Hospital, Harsh Hospital & Maternity Home, Nirmal Hospital Private Limited, etc. Further, the insurer also has one office in Surat.

• Future Generali: Formed in a tie-up between the Future Group and the Generali Group, Future Generali is one of the top insurance firms in India, having sold more than 82 lakh insurance plans to customers across the country. Residents of Surat with health insurance plans from the insurer can avail cashless hospitalisation facility in a number of leading medical establishments in the city including Asutosh Multispeciality Hospital, Adventist Wockhardt Heart Hospital, Akshar Children Hospital, etc. There is also one branch office of Future Generali located in Surat.

• HDFC ERGO General Insurance Company Ltd.: HDFC ERGO General Insurance has rapidly grown since its inception and has over 108 branches located in various parts of India today. The insurer has also set up one of its offices in Surat for the benefit of its customers that reside in the city. A few empanelled hospitals in Surat are Angel Hospital, City Life Care Multispeciality Hospital, Female First Hospital, etc.

• IFFCO-Tokio General Insurance: Established in 2000, IFFCO-Tokio offers a number of non-life insurance products including health insurance, home insurance, travel insurance, etc. Residents of Surat who have purchased medical insurance plans from the insurer can avail cashless treatments at Adventist Wockhardt Hospital, Anand Hospital-Oncology Unit, Dwti-Prabhu General Hospital & Bankers Heart Institute, etc. IFFCO-Tokio also has one branch office located in the city of Surat.

• SBI General Insurance Company Limited: SBI General Insurance, which was formed in a tie-up between State Bank of India (SBI) and Insurance Australia Group, has a presence in over 100 cities across India, including Surat. Individuals who have purchased medical insurance policies from SBI General Insurance can undergo cashless medical treatments in a number of medical establishments in Surat such as Dhameliya Kidney Hospital & Lithotripsy Centre, Shreeji Surgical Hospital, Shree Gopal Hospital, etc.

• Universal Sompo General Insurance Co. Ltd.: Universal Sompo General Insurance is a renowned health insurance provider that offers both individual and group medical insurance policies. In Surat, residents with health insurance plans from Universal Sompo can undergo cashless medical treatments at various hospitals in the city including Chirayu General Hospital, Excel Hospital, BAPS Pramukh Swami Hospital, etc. Universal Sompo has also set up an office in the city of Surat.

As a prospective policy buyer, you can choose to purchase medical insurance plans from any general insurance or standalone health insurance company in India. You are also given the option of purchasing insurance policies through traditional channels, via the insurer’s online website, or through trusted third-party insurance websites. Before you opt for a particular policy, however, you should do a comparison of the various policies that are available in order to make an informed decision.