Health Insurance in Vijayawada

• Enjoy options to cover yourself, your spouse, kids and even your parents
• Enjoy access to 10,000+ hospitals for cashless treatment
• Reduce your taxable income by up to Rs. 50,000 deduction under section 80D**

A health insurance policy helps you pay for the expenses incurred in getting treatments at the hospital. If you do not have a health insurance policy, you may avoid going to hospitals for minor illnesses or injuries in order to save money. A minor health issue could turn into a major health condition if left untreated. It is hence best to avail health insurance coverage from a good insurance company so that you are not bothered about the costs involved in getting treated.

Healthcare in Vijayawada

Vijayawada boasts of a well-developed infrastructure system. The sophisticated hospitals, speciality care centres and emergency healthcare facilities provide emergency and non-emergency services to patients. Physically ill individuals can be treated with comprehensive medical health facilities round the clock.

Need for health insurance in Vijayawada

Today’s population suffers from various health conditions such as hypertension, cholesterol, diabetes, osteoporosis, etc. The cause of such health conditions can be traced to factors such as lifestyle habits such as smoking and drinking, unhealthy food habits, stressful daily routines, lack of exercise and so on. With the rise in incidents of health issues, the cost of treating such issues is also rising. Hence, it is best for those residing in Vijayawada to cover themselves with a comprehensive health insurance plan.

Health insurance companies in Vijayawada

Here are few health insurance companies the citizens of Vijayawada can consider purchasing health insurance policies from:

• Max Bupa

Max Bupa is a collaboration between Max India Limited, and Bupa, a healthcare services company based in the UK. The founding companies of Max Bupa, hence, have a rich insurance background. The health insurance plans offered by the company are broadly classified into Hospitalisation plans, CritiCare plans, and AccidentCare plans. The company has a network of hospitals and the network hospitals in Vijayawada include Andhra Hospitals Pvt. Ltd., Global Multispecialty Hospital, Help Hospital, Manipal Hospital, Trust Hospital, etc.

• Reliance General

Reliance General Insurance is a popular general insurance company that has 139 offices and 26,587 intermediaries across the country. The customer base of the company includes regular customers, corporates as well as SMEs. The company offers many different insurance products. In the health insurance section, it offers a comprehensive health insurance plan, a personal accident plan, and a critical illness plan, among others. The company has tie-ups with hospitals such as AIMS, Andhra Hospital, City Cancer Centre, Peoples Clinic, Royal Hospitals, etc., in Vijayawada.

• Kotak Mahindra

Kotak Mahindra is a leading Indian financial company that was launched in the year 1985. Among the many financial products offered by the company, insurance is one. In the health insurance category, the company offers 2 plans – a comprehensive medical insurance plan for individuals and families, and a critical illness plan. The network hospitals of the insurer, in Vijayawada are Citi Orthopaedic Centre, Global Multispecialty Hospital, Help Hospital, Sridevi Eye Hospital, Trust Hospital, etc.

• HDFC Ergo

HDFC Ergo General Insurance Co. Ltd. has 108 branches across 91 Indian cities. It offers a wide range of general insurance products including motor insurance, home insurance, marine insurance, agriculture insurance, and so on. The company offers health plans for individuals and families and special plans for parents and senior citizens too. It has tie-ups with certain hospitals including Anurag Institute of Medical Science, Chaitanya Eye Hospital, Heart Care Centre, Modern Retina Centre, Sindhura Hospital, etc., in the city of Vijayawada.

• Bharti AXA

With the vision to be a preferred general insurance company, Bharti AXA offers comprehensive and innovative insurance products. The company has over 101 branches pan India and has issued a total number of 1.3 million policies so far. Health insurance is one of the many insurance categories the company caters to. Two major health insurance plans are offered by the insurer and the customer can choose the plan based on the coverage amount and benefits required. The company has partnered with many hospitals in India. Some of the partner hospitals in Vijayawada are Nagarjuna Hospitals, Positive Pulse Hospital, Sentini Hospitals, Heart Care Centre, Time Hospitals, and Dr. Ramesh Cardiac and Multispeciality Hospital.

Insurance companies offer the convenience of cashless transactions. By availing this facility, an insurance company will directly pay the hospital bill at the time of discharge of the insured individual. This would save the trouble of paying for the bill and applying for a reimbursement claim later. The cashless transaction facility, however, is available only in network hospitals. Policyholders can choose to settle claims directly with the insurer or through a third-party administrator.