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  • Mukhyamantri Amrutum Yojana

    Health Insurance
    • Premiums as low as Rs12/day for coverage of Rs.4 Lakhs*
    • 10,000+ hospitals for cashless treatment
    • Claim up to Rs. 55,000 deduction under section 80D**

    Increasing medical costs in India are a major concern especially for poor people. Economically challenged people often get trapped in a debt cycle when there is a medical emergency in their families. Mukhyamantri Amrutum Yojana is a health care plan developed by the Government of Gujarat to help poor families in their major adversities. This scheme provides financial support to below poverty line and lower income families living in Gujarat. Though originally intended for below poverty line families, this plan was later modified to include lower middle class families in the state. Mukhyamantri Amrutum Vatsalya Yojana is the modified cover that includes more families in its ambit.

    Eligibility for Mukhyamantri Amrutum Yojana

    The following eligibility criteria must be met in order to get benefits under Mukhyamantri Amrutum Yojana:

    • The total annual income of the beneficiary must be less than Rs.2.5 lakh.
    • It is a must to have an income certificate before subscribing to this scheme.
    • This cover can be taken for self, spouse, and three dependent children.

    List of other beneficiaries included in the scheme:

    Apart from families below the poverty line and low income families, a few more beneficiaries were included in the scheme. Here are the new additions to the scheme:

    • In 2016, U-win card holders were also permitted to avail the benefits under the scheme.
    • In the FY 2017-18, fixed pay state government employees of Class 3 and Class 4, reporters, and rural as well as urban Accredited Social Health Activists (ASHAs) were added as beneficiaries.
    • Senior citizens whose families’ income is within Rs.6 lakh are also included.

     

    Features of Mukhyamantri Amrutum Yojana

    Some of the notable features of Mukhyamantri Amrutum Yojana can be given as follows:

    • This scheme offers a sum insured amount of Rs.3 lakh on a floater basis
    • Five members of a family can avail the benefits under the scheme.
    • There is no cost incurred by beneficiaries as this is a 100% government funded scheme.
    • A quick response coded card (QR coded card) is issued to families that avail coverage under this scheme.
    • Since this is not an insurance policy, there are no intermediaries involved in the coverage process.The state government transfers the benefit amount through RTGS.
    • Complete cashless coverage can be obtained under this scheme as the government bears all costs including treatment expenses, follow-up consultation, medicines, and transportation etc.
    • The claim is settled on a paperless basis to make the claim settlement faster.
    • The network hospitals empanelled under this scheme include private hospitals, government hospitals, and standalone dialysis centers.
    • There is no specific time frame for beneficiary enrollment, and people can sign up for this cover anytime of the year.
    • Civic Centre kiosks and Taluka kiosks have been set up for the beneficiaries so that they can enrol themselves or make any additions or deletions under the scheme.
    • Mega health camps and General Health camps are set up by public and private empanelled hospitals.

    Benefits of Mukhyamantri Amrutum Yojana

    Benefits Extent of coverage
    Medical expenses Up to Rs.3 lakh on a family floater basis
    Transportation charges Rs.300 for every instance of hospitalisation
    Transportation allowance following the death of the patient Rs.6 per km
    Kidney Transplant Rs.5 lakh
    Liver Transplant Rs.5 lakh
    Kidney + Pancreas Transplant Rs.5 lakh
    Knee and hip replacement Rs.40,000

    Exclusions of Mukhyamantri Amrutum Yojana

    There are no specific exclusions listed out under Mukhyamantri Amrutum Yojana. This scheme covers all reasonable medical expenses incurred by the beneficiary and his/her family. However, certain things like cosmetic treatments or non-emergency procedures may not be covered under this scheme.

    Claim Procedure

    Mukhyamantri Amrutum Yojana comes with a completely cashless process for all expenses involved in hospitalisation. Once a diagnosis is made, the network hospital will seek pre authorisation for the treatment. The beneficiary must provide the identity card issued at the time of subscribing to this cover. The hospital will proceed with the treatment after the approval is obtained.

    Once the treatment is over, the hospital will forward all the documents including medical bills, discharge summary, physician certificate, etc. to the company. For smooth and transparent transaction, the claim amount is settled by transferring the amount through RTGS.

    Awards won by the Mukhyamantri Amrutum Yojana

    The awards won by the Mukhyamantri Amrutum Yojana designed by the government of Gujarat are:

    • SKOCH Awards for Smart Governance 2014
    • CSI-Nihilent e-Governance Awards 2013-14
    • Best Affordable Healthcare Initiative in the Healthcare summit 2016 at Jaipur
    • “Gems of Digital” India Award
    • “Best Accessible Healthcare Initiative” by ELETS

    Mukhyamantri Amrutum Yojana network hospital list

    A number of hospitals and dialysis centres, both public and private, are empanelled under the scheme. Here is a list of all such hospitals from where beneficiaries can enjoy coverage under the scheme.

    S.No. Name of the Hospital District
    Public Hospitals empanelled under Mukhyamantri Amrutam Yojana
    1 Civil Hospital Ahmedabad Ahmedabad
    2 General Hospital – Gandhinagar Gandhinagar
    3 General Hospital Sola Ahmedabad
    4 General Hospital, Dahod Dahod
    5 Gmers General Hospital Junagadh
    6 Gmers Hospital Valsad Valsad
    7 Gmers Medical College & General Hospital, Gotri Vadodara
    8 Gmers Medical College & Hospital, Dharpur, Patan Patan
    9 Gmers Medical College Hospital Himmatnagar Sabarkantha
    10 Govt. (Ch & Sc ) Spine Institute Ahmedabad
    11 Guru Gobind Singh Govt Hospital Jamnagar
    12 Institute Of Kidney Diseases And Research Centre Ahmedabad
    13 L.G. General Hospital Ahmedabad
    14 New Civil Hospital – Surat Surat
    15 Pandit Deendayal Upadhyay Civil Hospital, Rajkot Rajkot
    16 Sheth Vadilal Sarabhai General Hospital & Shcth Cmh Ahmedabad
    17 Siddhapur Cancer Hospital Patan
    18 Sir Takhtasinhji General Hospital - Bhavnagar Bhavnagar
    19 Smt. S.C.L. Muni.Gen.Hospital Ahmedabad
    20 Ssg Civil Hospital Vadodara
    21 Surat Municipal Institute Of Medical Education & Research Hospital Surat
    22 The Gujarat Cancer & Research Institute - M.P Shah Cancer Hospital Ahmedabad
    23 U. N. Mehta Institute Of Cardiology & Research Center Ahmedabad
    Private Hospitals empanelled under Mukhyamantri Amrutam Yojana
    1 "Ba" Smt. Lilaben Chimanlal Parikh Cancer Centre Navsari
    2 3d Hospicare Bhavnagar
    3 Aarna Superspeciality Hospital Ahmedabad
    4 Aaryan Institute Of Medical Science Kutch
    5 Accord Multi-Specialty Hospital – Kutch Kutch
    6 Adarsh Multispeciality Hospital - Kalol Gandhinagar
    7 Agrawal Hospital Patan
    8 Ambujanagar Multispecialty Hospital, Kodinar Junagadh
    9 Amit Hospital Pvt. Ltd, Valsad Valsad
    10 Anand Surgical Hospital Ahmedabad
    11 Apollo Cbcc Cancer Gandhinagar
    12 Apollo Hospitals International Ltd. Gandhinagar
    13 Astha Surgical Hospital, Idar Sabarkantha
    14 Ayushman Surgical Hospital, Arvalli- Modasa Arvalli
    15 B.T. Savani Kidney Hospital Rajkot
    16 Bankers Heart & Multi-Specialty Hospital Vadodara
    17 Bankers Heart Institute, Vadodara Vadodara
    18 Baps Pramukh Swami Hospital, Surat Surat
    19 Baroda Heart & Multispecialty Hospital Bharuch
    20 Baroda Heart Institute (Cardiology Unit-Sharda Hospital) Jamnagar
    21 Baroda Heart Institute & Research Centre – Baroda (Shri Ramkrupa Medicare Pvt. Ltd) Vadodara
    22 Bharat Cancer Hospital Surat
    23 Bodyline Hospital Ahmedabad
    24 Charusat Hospital Anand
    25 Christ Hospital Rajkot
    26 D. Z. Patel Cardiology Center Kheda
    27 Ddmm Heart Institute Kheda
    28 Divine Heart & Research Hospital Bharuch
    29 Dwti - Prabhu General Hospital And Bankers Heart Institute Surat
    30 Gadhavi Hospital, Tharad Banaskantha
    31 Galaxy Heart Institute (A Unit Of Pushti Health Care & Research Pvt., Ltd.) Mehsana
    32 Gcs Medical College, Hospital & Research Center Ahmedabad
    33 Global Long Life Hospital And Research Pvt. Ltd. Ahmedabad
    34 Goenka Hospital Gandhinagar
    35 Gujarat Adani Institute Of Medical Sciences, G. K. General Hospital Kutch
    36 H. J. Doshi Hospital Rajkot
    37 Hanumant Hospital, Managed By Narayana Health Bhavnagar
    38 Haria L. G. Rotary Hospital Valsad
    39 Hcg Cancer Center, Vadodara Vadodara
    40 Hcg Hospital Bhavnagar Bhavnagar
    41 Hcg Hospitals (A Unit Of Healthcare Global Enterprise Limited) Ahmedabad
    42 Himalaya Cancer Hospital And Research Centre Vadodara
    43 J. B. General Hospital, Aniyad Panchmahal
    44 J. K. Orthopaedic Hospital Sabarkantha
    45 Jaydeep Hospital Ahmedabad
    46 Jivan Jyot Charitable Trust, Patan Janta Hospital-Patan Patan
    47 Kailash Cancer Hospital And Research Center Vadodara
    48 Kakadiya Hospital Ahmedabad
    49 Kalp Hospital Junagadh
    50 Kasturba Hospital, (Kasturba Vaidkiya Rahat Mandal) Valsad
    51 Kiran Multi Super Specialty Hospital & Research Center, Surat Surat
    52 Krishna Multispeciality Hospital Morbi
    53 Krishna Shalby Hospital Ahmedabad
    54 Krishna Surgical Hospital, Dehgam Gandhinagar
    55 Life Care Institute Of Medical Sciences & Research Pvt. Ltd. Ahmedabad
    56 Lifeline Multispeciality Hospital Surat
    57 Lions General Hospital Mehsana
    58 Mavjat Multispeciality Hospital Banaskantha
    59 Medistar Hospital Sabarkantha
    60 Metas Of Seventh - Day Adventist Hospital Surat
    61 Modi Children Hospital & Nirmal Critical Care Center, Vyara Tapi
    62 Mrk Lions Orthopedic & Mpp General Hospital Navsari
    63 Mundra Institute Of Medical Science – Kutch Kutch
    64 N. M. Virani Wockhardt Hospital, Rajkot Rajkot
    65 Nadkarni Hospital Valsad
    66 Naik Super Specialty Hospital Vadodara
    67 Narayana Hrudayalaya Pvt.Ltd Ahmedabad
    68 Neuro 1 Stroke And Critical Care Institute Ahmedabad
    69 Orange Hospital Navsari
    70 P P Savani Heart Institute & Multispeciality Hospital Surat
    71 Pagarav Hospital And Icu Pvt. Ltd. Gandhinagar
    72 Parul Sevashram Hospital Vadodara
    73 Pranayam Lung & Heart Institute, Vadodara Vadodara
    74 Premdas Jalaram Hospital Vadodara
    75 Premswarup Swami Multi-Specialty Hospital (Psm) Gandhinagar
    76 Pushpa Children Hospital & Critical Care Center Ahmedabad
    77 Radhika General Hospital Amreli
    78 Rajasthan Hospitals Ahmedabad
    79 Rajkot Cancer Society & Allied Hospitals Rajkot
    80 Rhythm Heart Institute Dahod
    81 Rhythm Heart Institute, Vadodara Vadodara
    82 Saachi Children Hospital Surat
    83 Sadbhavna Hospital Rajkot
    84 Sal Hospital Ahmedabad
    85 Sangam Multi-Specialty Hospital, Bodeli Chhotaudepur
    86 Sanjivani Super Specialty Hospital Ahmedabad
    87 Sardar Patel Hospital, Ankleshwar Bharuch
    88 Saviour Hospital Ahmedabad
    89 Schvijk Hospital & Research Center Vadodara
    90 Sgvp Holistic Hospital, Ahmedabad Ahmedabad
    91 Shalby Hospital – Naroda Ahmedabad
    92 Shalby Multi-Specialty Hospital, Surat Surat
    93 Shaleen Healthcare Pvt. Ltd. (Shaleen Radiotherapy Cancer Center) And Spandan Emergency & Critical Care Hospital (Spandan Hospital) Ahmedabad
    94 Shankus Medicity Hospital Mehsana
    95 Shifa Multi-Speciality Hospital Ahmedabad
    96 Shree Jalaram Raghukul Sarvajanik Hospital Rajkot
    97 Shree Krishna Hospital & Medical Research Center, Karamsad Anand
    98 Shreeji Hospital & Trauma Care Center Vadodara
    99 Shreemad Rajchandra Hospital Valsad
    100 Shri B D Mehta Mahavir Heart Institute Surat
    101 Shri Devaraj bhai Bavabhai Tejani Cancer Institute, Managed By Lions Cancer Detection Center Trust Surat
    102 Shri M. M. Parikh Cardiac Care Centre Anand
    103 Shrimati Jayaben Modi Hospital Bharuch
    104 Sita Hospital Surat
    105 Smt. S.C. & Sheth D.M. Sarvajanik Hospital, Gozaria Mehsana
    106 Sri Sathya Sai Heart Hospital Rajkot
    107 Sterling Cancer Hospital Vadodara
    108 Sterling Hospital, Ahmedabad Ahmedabad
    109 Sterling Hospital, Rajkot Rajkot
    110 Sterling Hospital, Vadodara Vadodara
    111 Sterling Ramkrishna Speciality Hospital Kutch
    112 Sumandeep Vidyapeeth Vadodara
    113 Sunshine Global Hospital Surat
    114 Sunshine Global Hospital, Vadodara Vadodara
    115 Svayambhu Healthcare Pvt. Ltd. Ahmedabad
    116 Tricolour Hospital, Vadodara Vadodara
    117 Tristar Hospital Surat
    118 Unicare Heart Institute And Research Center Surat
    119 Unicare Hospital Rajkot
    120 Unity Trauma Center And Icu Surat
    121 Vijay Shalby Hospital Ahmedabad
    122 Viroc Hospital Vadodara
    123 Welcare Hospital, Vadodara Vadodara
    124 Yashfeen Cardiac Hospital Navsari
    125 Yesha Super Speciality Hospital Navsari
    126 Zydus Hospital Anand
    Public Dialysis Centres empanelled under Mukhyamantri Amrutam Yojana
    1 Amreli General Hospital - Amreli
    2 Banaskantha General Hospital - Palanpur
    3 Bharuch General Hospital - Bharuch
    4 Dang General Hospital, Ahwa- Dang
    5 Devbhoomi Dwarka General Hospital - Jamkhambhadia
    6 Kheda Civil Hospital- Nadiad
    7 Mehsana General Hospital - Mehsana
    8 Mehsana Chc Hospital – Kadi
    9 Mehsana Cottage Hospital - Unjha
    10 Mehsana General Hospital - Visnagar
    11 Morbi General Hospital - Morbi
    12 Narmada General Hospital - Rajpipla
    13 Navsari Civil Hospital- Navsari
    14 Panchmahal General Hospital - Godhara
    15 Patan General Hospital – Siddhpur
    16 Porbandar Civil Hospital, Porbandar
    17 Rajkot Pkg Hospital
    18 Rajkot Government Hospital, Jetpur
    19 Rajkot Sub-District Hospital, Upleta
    20 Rajkot Sub-District Hospital, Gondal
    21 Sabarkantha General Hospital - Khedbrahmbha
    22 Surendranagar Civil Hospital- Limbadi
    23 Surendranagar Mg Hospital
    24 Tapi General Hospital – Vyara
    25 Valsad State Hospital Dharampur
    Public Dialysis Centres empanelled under Mukhyamantri Amrutam Yojana
    1 Aagman Dialysis Center Himmatnagar, Sabarkantha
    2 Avishkar Dialysis Center, Himmatnagar Himmatnagar, Sabarkantha
    3 C. V. Shah Dialysis Center, Halol Panchmahal
    4 Desai Hospital, Palanpur Banaskantha
    5 Gram Seva Trust Hospital, Gandevi Navsari
    6 Gram Seva Trust Hospital, Gandevi Navsari
    7 Health & Care Foundation Ahmedabad
    8 Janak Smarak Hospital - Managed By Shree B. J. Patel Vaidkiya Trust, Vyara Tapi
    9 Kidney Health Hospital Ahmedabad
    10 Krishna Dialysis Center, Modasa Arvalli
    11 L & T Health And Dialysis Center, Surat Surat
    12 Lions Karnavati Shantaben Vishnubhai Patel Eye Hospital- Ognaj Ahmedabad
    13 Lnm Group Lions Hospital & Research Centre Bhuj
    14 Maheshwari Dialysis Center, Surat Surat
    15 Mavani Kidney Care Dialysis Center Ahmedabad
    16 Navjivan Hospital Amreli
    17 Ramkrishna Paramhansa Hospital Vadodara
    18 Saboo Kidney Care Bhavnagar
    19 Sangani Hospital, Keshod Junagadh
    20 Sangani Hospital, Veraval Gir Somnath
    21 Shree Anandabava Netra Chikitsalaya Kidney Dialysis Center Jamnagar
    22 Shree Lallubhai Sheth Arogya Mandir, Savarkundla Amreli
    23 Shree M. B. Patel Sarvajanik Hospital, Isanpur Mota, Gandhinagar Gandhinagar
    24 Shree Mehta Sarvajanik Hospital Gir Somnath
    25 Smitaben V. Shah Dialysis Center Managed By Sadvichar Parivar, Godhra Panchmahal
    26 Upasana Kidney Hospital Mehsana
    27 Vagad Welfare Hospital, Bhachau Kutch
    28 Zaveri Mangalji Vamalshi Dispensary Palanpur, Banaskantha

    This unique health insurance scheme will provide financial aid to all those individuals who could not afford to get treatments. Such people need not let their illnesses get worse thanks to the Mukhyamantri Amrutam Yojana by the government of Gujarat.

    FAQs on Mukhyamantri Amrutam Yojana

    1. How can one find out if he/she is eligible under the scheme?
    2. The rural development department, as well as the urban development department, of the state government prepare lists of people below the poverty line (BPL). Only such individuals are eligible to avail benefits under the scheme. One will have to check if his/her name is in the BPL list to know whether he/she is covered under the scheme.

    3. Can insured members get coverage for treatment of any cardiovascular or renal disease?
    4. Yes, treatment of cardiovascular and renal diseases are covered under the plan along with coverage for neurological diseases, cancer, burns, poly-trauma, and neonatal diseases.

    5. How many family members can be covered under the scheme?
    6. A family of 5 can avail benefits under the scheme up to Rs.2 lakh.

    7. What documents need to be submitted at the time of enrolment?
    8. At the time of enrolment to the scheme, an individual has to submit the following documents:

      • Proof of residence
      • Proof of identity
      • Income certificate
      • BPL certificate
    9. Will the beneficiary have to pay a fee to enroll himself/herself?
    10. No, the beneficiary need not pay any fee to enroll himself/herself under the scheme.