Having kickstarted operations in 2008, Bharti AXA General Insurance now has more than 4,500 network hospitals spread across the country, where policyholders can avail the benefit of the cashless claim settlement facility. Just by entering the state and the city where they reside, policyholders can locate the nearest network hospital on the website of the insurer.
Listed below are the key benefits of receiving treatment at a Bharti AXA network hospital:
Listed below are some of the procedures or treatments that are carried out at the network hospitals of Bharti AXA:
Bharti AXA health insurance plans also offer coverage for home nursing expenses, ambulance expenses, physiotherapy charges, transportation of mortal remains of the insured person, coverage for AYUSH treatments, domiciliary hospitalisation, and day care treatments.
Listed below are some treatments that are not covered under the Bharti AXA cashless claim facility:
Policyholders must follow the steps mentioned below to file a cashless claim at a network hospital of Bharti AXA health insurance:
Policyholders have to keep in mind that if the cashless claim settlement option is rejected by Bharti AXA health insurance for some reason, he/she can opt for the reimbursement claim settlement. For this, the policyholder will have to submit the medical bills and other relevant documents to the insurer following discharge from hospital. Following verification and approval, the policyholder will be reimbursed the cost of the medical expenses up to the sum assured of the policy or the authorised amount for a particular treatment.
To receive coverage for hospitalisation expenses, policyholders or those insured under the policy have to be hospitalised for a minimum of 24 hours. This is applicable for both planned hospitalisation as well as emergency hospitalisation.
For treatments that would be less than 24 hours, they are categorised under day care treatments. Health insurance policies offered by Bharti AXA offer treatments for more than 140-day care procedures.
No, the health insurance policies offered by Bharti AXA do not offer coverage for dental treatments unless in the case of accidental dental injury.
Yes, it is possible to cover hospitalisation expenses from 2 different policies provided that you have met the terms and conditions as set by both insurers.
No, the health insurance policies offered by Bharti AXA health insurance offer only coverage for hospitalisation expenses and do not have surrender and death benefits.
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