Universal Sompo General Insurance Company is one of the leading insurance companies which provide a variety of health insurance products to its customers. There are number of network hospitals in agreement with the insurance company to provide cashless hospitalisation facilities to its customers. You can get in touch with the insurance company by visiting their official website or paying a visit to its nearest branch to know about the network hospitals nearest to you.
Universal Sompo General Insurance Company customers can avail the cashless hospitalisation facility offered by the insurer. You can get admitted to any network hospital without any hassle and enjoy the benefits provided by your policy. You do not have to worry about paying your medical bills, as the overall expenses are directly settled by the insurance company.
A Universal Sompo health insurance plan provides coverage against different types of medical conditions when you get admitted to a network hospital. However, the coverage for certain types of medical conditions may differ from plan to plan. We will have a look at some of the procedures and conditions for which you can be offered coverage:
Under Universal Sompo General Insurance plans, certain day-care procedures are also covered by the insurance company. We will have a look at some of the day-care procedures which are covered by the insurance company:
There are certain conditions that are not covered under a Universal Sompo General Insurance plan. Some of the exclusions that you must be aware of are:
The process for filing a claim at a Universal Sompo General Insurance network hospital is given below:
Network hospitals are the hospitals which agree with the insurance company to provide cashless facility to its customers.
You receive the list of network hospitals when you are issued the health card by the third-party administrator (TPA). However, you must bear in mind that this list is subject to change. You can also find the list of network hospitals on the official website of the third-party administrator.
When you get admitted to a network hospital, the medical expenses incurred during the treatment of the patient is settled directly by the insurance company. You do not have to pay out of your pocket and then wait for the insurer to reimburse the amount.
You must submit the request for a claim within 30 days of the date on which the person got discharged from the hospital.
The documents that you will need to submit while filing for a claim are:
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