The new Honda City is a classic in every aspect. The sedan’s intuitive technology combined with the exciting design and thoughtful interiors make it a favourite among the Indian consumers. Honda City comes with great power and upgraded safety features that are perfect for cruising across the Indian terrain.
When buying the Honda City, it is very important that you avail a good car insurance too. There are a number of insurers providing good insurance coverage, listed below are a few among them:
It is wise to compare various car insurance policies available before making a decision.
|Fuel Type||Variants of Honda City||*Ex-Showroom price for Bengaluru|
|Petrol||S MT PETROL||Rs.8,77,639|
|SV MT PETROL||Rs.9,81,664|
|V MT PETROL||Rs.9,99,900|
|V CVT PETROL||Rs.11,79,810|
|VX MT PETROL||Rs.11,96,651|
|VX CVT PETROL||Rs.13,15,542|
|ZX CVT PETROL||Rs.13,82,911|
|ZX MT DIESEL||Rs.13,88,078|
*Please note that the above prices are exclusively for Bangalore, the prices will change with the geographical location.
The company claimed mileage for Honda City is 17.4 kmpl for petrol variants and 25.6 kmpl for diesel variants.
|Engine Type||Water Cooled 4 Stroke SOHC i-VTEC Inline 4 Cylinder||Water Cooled 4 cycle DOHC i-DTEC Inline 4 Cylinder|
|No. of Valves||16||16|
|Power (kW [ps] @ rpm)||87.7 @6600||73 @3600|
|Torque (Nm @ rpm)||145@4600||200@1750|
|Fuel Efficiency (km/I)||17.4 (MT), 18.0 (CVT)||25.6 (SV, V), 25.1 (VX, ZX)|
Your claim will be denied under the following circumstances:
There are a number of key factors that influence your car insurance premium such as:
You can buy the insurance for your Honda City either online or offline, based on your insurance needs:
Acquiring a car insurance offline is often strenuous. You need to visit the offices of various insurers/meet with insurance agents to collect valid information on the different insurance policies that exist and then use the collated information to compare and choose the one that suits your insurance requirements the most. Once you have finalised on an insurance policy, you need to visit the respective insurance office/meet with the insurance agent to make the purchase.
You can easily purchase car insurances via insurer/third-party websites and apps. You can compare insurance policies on the same online platform and choose one that satisfies your insurance needs.
Car insurers provide a number of add-on covers that increase your overall insurance coverage. Here are a few add-ons that are popular among car owners in India:
Here are a few ways to trim your car insurance premium :
Insured Declared Value (IDV) is the market value of your Honda City at any given point of time. IDV depends on the age of your car, geographical location, vehicle use, car accessories, etc. The higher the IDV, higher will be your car insurance premium.
Raising an insurance claim involves the following steps:
You can opt for either cashless or reimbursement claim.
The insurers have a list of authorised garages where you can get your car repaired, without having to pay the garage for their service. These garages are called cashless garages. Once your car is repaired, the insurer will settle the bills directly with the garage.
In case you are unable to locate a cashless garage nearby, you can inform the insurer and raise a reimbursement claim instead. Under this claim, you can take your car to a nearby garage and get it repaired. Post all the repair work is done, you have to pay the garage for their service. Collect the invoice for the repairs done from the garage and submit it to the insurer. The insurer will reimburse the amount you spent to get your car fixed.
Third-party refers to either people who aren’t your family or property that isn’t your own.
When you fail to renew your insurance policy on time, your insurance lapses, this is known as a break-in-insurance.
A compulsory deductible is a small part of the claim you need to pay before the insurer settles the remaining claim amount.
Yes, insurance will cover the LPG/CNG kit provided you have a comprehensive insurance cover.
An endorsement is a written letter that you submit to the insurer in order to make certain changes like personal details, vehicle information, etc. to the policy.